Nkhani Yophunzira: Kuyendera Mavuto a Misonkho ya Cholowa ku UK
Introduction
Munkhaniyi, kasitomala wapadziko lonse lapansi, tiyeni timutchule John, wokhala ku UK wazaka zake zoyambira 70 komanso wamasiye, adakumana ndi bilu ya Misonkho ya Cholowa (IHT). Pokhala ndi katundu waku UK wokwana £1,500,000 komanso ndalama zokwana £750,000, John adasinkhasinkha njira zochepetsera kukhudzika kwachuma chake popanda kufunsa akatswiri.
Ndondomeko Yowopsa
Poyesa kutsata msonkho wa cholowa, John anaganiza zogulitsa nyumba yake kwa mwana wake wamwamuna, wokhala ku Guernsey, m'chigawo chopanda msonkho wa cholowa. Ndondomekoyi inali yokhudza mwana wake wamwamuna, yemwe posachedwapa anathetsa bizinesi ya ndalama zokwana madola mamiliyoni ambiri, kugula malowo, ndipo John anabwezera ndalamazo pamene akupitiriza kukhala m'nyumbamo. Cholinga chake chinali chakuti John akhale ndi moyo zaka zina zisanu ndi ziwiri, pofuna kupewa misonkho yambiri ya cholowa.
Katswiri Analysis
Komabe, gulu lathu la akatswiri linazindikira mwamsanga zolakwika za dongosololi. Chiwembu chofuna “kugulitsa” nyumbayo kwa mwana wamwamuna, chotsatiridwa ndi kupereka mphatso, sichingagwirizane ndi HM Revenue and Customs. Malamulo a Gift with Reservation of Benefit (GWR), pamodzi ndi kugwiritsa ntchito Msonkho wa Katundu Womwe Ali Ndi Katundu Womwe Adalipo kale (POAT), adapangitsa kuti dongosololi lisagwire ntchito. Mtengo wa malowo ukadawonedwabe kuti ndi gawo la malo a John kaamba ka msonkho wa cholowa. Kuphatikiza apo, nyumba ya mwana ku Guernsey sinachotseretu malo okhala ku UK kuchokera ku IHT yaku UK, zomwe zitha kubweretsa zovuta mtsogolo.
Malangizo Aukadaulo
Nanga bwanji John akadapempha upangiri waukadaulo kuchokera ku Dixcart UK asanayambe ntchito yowopsayi? Tiyeni tifufuze.
- Kukonzekera Zochitika
Dixcart UK, akanatha kuwongolera John pakuwunika kwatsatanetsatane. Pomvetsetsa momwe John alili pazachuma padziko lonse lapansi, akatswiri a Dixcart akanatha kufotokoza zotsatira zomwe zingatheke, poganizira zolinga zapadziko lonse zosungira chuma ndi maonekedwe a madera osiyanasiyana.
- Strategic International Gifting
M'malo motsatira dongosolo losokoneza, Dixcart akanatha kulangiza John za njira zowongoka komanso zovomerezeka padziko lonse lapansi zochepetsera msonkho wa cholowa. Izi zingaphatikizepo kupatsidwa mphatso m'njira zovomerezeka zokhazikitsidwa ndi maulamuliro oyenerera kapena kufufuza Zosamutsidwa Zomwe Zingatheke (PETs) pazachuma. Dongosolo lokonzekera bwino lamphatso, poganizira nthawiyo, likadachepetsa mphamvu ya IHT bwino.
- Kugwiritsa Ntchito Malipiro a Misonkho Yadziko Lonse
Dixcart UK ikanathandiza John kukweza ndalama zamisonkho zapadziko lonse lapansi, poganizira chuma chake chapadziko lonse lapansi. Kuwona zosankha monga kupereka gawo la ndalama zomwe adagulitsa mkati mwa ndalamazi zikadakhala njira yochepetsera misonkho komanso yowonekera. Kugwiritsa ntchito ma bandi ocheperako, magulu osawerengeka, ndi ndalama zina zolipirira zikadakonzedwa kuti zisungidwe chuma padziko lonse lapansi.
- Kukonzekera kwachuma kwanthawi yayitali
Komanso, Dixcart UK akanatha kuthandiza John kupanga ndondomeko yochepetsera msonkho wa cholowa kwa nthawi yaitali ndi momwe mayiko akuyendera. Pomvetsetsa zolinga zachuma za John ndi momwe banja lake likukhalira padziko lonse lapansi, akatswiriwa akanapereka chitsogozo pakukonzekera malo ake, kuonetsetsa kuti katunduyo atumizidwa ku mbadwo wotsatira.
Kutsiliza
Nkhani ya John ikupereka chithunzithunzi chokwanira cha kufunikira kwa upangiri wa akatswiri pakuwongolera zisankho zovuta zachuma padziko lonse lapansi. Kufunafuna chitsogozo kwa Dixcart, kukadatha kupulumutsa John ku zovuta komanso zovuta zachuma zomwe adakumana nazo. Nkhaniyi ikugogomezera kufunika kwa akatswiri odziwa ntchito zamakasitomala achinsinsi padziko lonse lapansi, kuwonetsetsa kuti anthu apanga zisankho mozindikira komanso kusunga chuma chawo kudutsa malire.
Poona zomwe John adabwera ku Dixcart UK koyamba, tikugogomezera ntchito yomwe akatswiri angachite kuti apeze tsogolo labwino lazachuma komanso kuchepetsa ziwopsezo zobwera chifukwa cha kusungitsa chuma padziko lonse lapansi komanso kukonza chuma chambiri. Nkhaniyi ikufuna kulimbikitsa kufunikira kwa kukambirana ndi akatswiri komanso kukonzekera bwino poteteza anthu ku zovuta zazachuma zomwe sizinawonekere.
Lowani Mgwirizano
Ngati muli ndi mafunso okhudzana ndi misonkho, kulembedwa kwa UK Wills, Mphamvu Zokhalitsa za Loya ndikukonzekera cholowa chapadziko lonse lapansi, chonde lemberani ku: malangizo.uk@dixcart.com.
