Malta - Ndondomeko Zokhalamo Zokongola ndi Mapindu Amisonkho kwa Ochokera

  • Zofalitsa 29 March 2021

  • | Reference IN471

Background

Malta imapereka njira zosiyanasiyana zopitira kukakhala. Zina ndizoyenera kwa anthu omwe si a EU pomwe ena amapereka chilimbikitso kwa nzika za EU kusamukira ku Malta.

Zosankha zogona komanso phindu la msonkho lomwe angapereke kwa anthu, ngati kuli koyenera, zafotokozedwa pansipa.

  1. Malta Permanent Residence

Malta Permanent Residence imapezeka kwa anthu omwe si a EU ndipo imawathandiza kuti azikhala ku Malta kwamuyaya.

Olembera ochita bwino amalandira malo okhala ku Malta nthawi yomweyo komanso khadi yokhala zaka 5. Khadi imapangidwanso zaka 5 zilizonse ngati zofunikira zikukwaniritsidwabe. Pali njira ziwiri zokhuza njira iyi:

Zosankha 1: Lipira malo ndi kulipira zonse:

  • Lipira ndalama zoyendetsera € 40,000 zosabwezedwa; NDI
  • Lipira malo osachepera € 12,000 pachaka (€ 10,000 ngati malowa ali ku Gozo kapena kumwera kwa Malta); NDI,
  • Lipirani ndalama zonse zaboma za € 58,000; NDI
  • Pangani chopereka cha € 2,000 kubungwe lachifundo, zikhalidwe, zasayansi, zaluso, zamasewera kapena zanyama zomwe zalembetsedwa ndi Commissioner of Voluntary Organisations.

Zosankha 2: Gulani malo ndikulipira ndalama zochepa:

  • Lipira ndalama zoyendetsera € 40,000 zosabwezedwa; NDI
  • Gulani malo osachepera € 350,000 (€ 300,000 ngati malowa ali ku Gozo kapena kumwera kwa Malta); NDI,
  • Lipirani ndalama zomwe boma lathandizira la € 28,000; NDI
  • Pangani chopereka cha € 2,000 kubungwe lachifundo, zikhalidwe, zasayansi, zaluso, zamasewera kapena zanyama zomwe zalembetsedwa ndi Commissioner of Voluntary Organisations.

Ndizotheka kuphatikiza mpaka mibadwo ya 4 mu pulogalamu imodzi ngati zitha kutsimikiziridwa kuti owonjezera olembetsa amadalira wofunsira wamkulu.

Chuma chowonjezera cha Boma cha € 7,500 chimafunika kwa munthu aliyense wamkulu wodalira (kupatula wokwatirana naye) wophatikizidwa mgululi.

Olembera akuyenera kuwonetsa ndalama zosachepera € 500,000, momwe ndalama zosachepera € 150,000 ziyenera kukhala chuma.

  1. Pulogalamu ya Global Residence

Pulogalamu ya Global Residence Program imapatsa anthu omwe si a EU kuti apeze chilolezo chapadera cha Malta Tax Status ndi chilolezo chokhalamo ku Malta kudzera mu ndalama zochepa zogulira katundu ku Malta.

Ochita bwino atha kusamukira ku Malta ngati asankha kutero. Amakhalanso ndi ufulu wopita kudziko lililonse mkati mwa Zone ya Schengen popanda kufunikira kwa visa yowonjezera. Palibe chofunikira kuti chikhale tsiku locheperako, komabe olembetsa opambana sangakhale mdera lina lililonse kwa masiku opitilira 183 pachaka.

Kuti ayenerere maphunzirowa, munthu ayenera kugula malo otsika mtengo wa €275,000 kapena kulipira osachepera € 9,600 pachaka pa renti. Ngati malowa ali ku Gozo kapena kum'mwera kwa Malta mtengo wamtengo wapatali ndi €250,000 kapena €220,000 motsatira, kapena malipiro ochepera a lendi a €8,750 pachaka amafunika. Kuphatikiza apo, wopempha sayenera kuthera masiku opitilira 183 m'malo ena aliwonse mchaka cha kalendala.

  • Ubwino Wamsonkho Wopezeka Kwa Anthu Payekha - Global Residence Program

Misonkho ya 15% imaperekedwa pamalipiro akunja omwe amatumizidwa ku Malta, ndalama zochepa za 15,000 za msonkho zomwe zimaperekedwa pachaka (ndalama zomwe zimabwera ku Malta zimakhomeredwa msonkho wokwanira 35%). Izi zimakhudzana ndi ndalama kuchokera kwa wofunsayo, mkazi wake ndi aliyense wodalira limodzi.

Ndalama zakunja zomwe sizinaperekedwe ku Malta sizilipira msonkho ku Malta.

Anthu atha kutenganso msonkho wachiwiri pamalamulo.

  1. Pulogalamu ya Malta Residence

Pulogalamu ya Malta Residence Program imapatsa nzika za EU mwayi wopeza malo apadera a Malta Tax Status ndi chilolezo chokhala ku Malta pogwiritsa ntchito ndalama zochepa pazachuma ku Malta.

Kuti ayenerere chiwembucho munthu ayenera kugula katundu wolipira € 275,000 kapena kulipira osachepera € 9,600 pachaka pa renti. Ngati nyumbayi ili ku Gozo kapena kumwera kwa Malta mtengo wochepa kwambiri ndi € 250,000 kapena € 220,000 motsatana, kapena kulipira kochepera kwa € 8,750 pachaka kumafunika. Kuphatikiza apo, wofunsayo sayenera kuthera masiku opitilira 183 m'malo ena aliwonse mu chaka chilichonse cha kalendala.

Palibe chofunikira kuti chikhale tsiku locheperako, komabe olembetsa opambana sangakhale mdera lina lililonse kwa masiku opitilira 183 pachaka.

  • Ubwino wa Misonkho Umapezeka kwa Anthu Payekha -The Malta Residence Program

Misonkho ya 15% imaperekedwa pamalipiro akunja omwe amatumizidwa ku Malta, ndalama zochepa za 15,000 za msonkho zomwe zimaperekedwa pachaka (ndalama zomwe zimabwera ku Malta zimakhomeredwa msonkho wokwanira 35%). Izi zimakhudzana ndi ndalama kuchokera kwa wofunsayo, mkazi wake ndi aliyense wodalira limodzi.

Ndalama zakunja zomwe sizinaperekedwe ku Malta sizilipira msonkho ku Malta.

Anthu atha kuyitanitsanso misonkho iwiri panjirayi.

  1. Pulogalamu ya Anthu Oyenerera Kwambiri

Pulogalamu ya Anthu Oyenerera Kwambiri imayang'aniridwa kwa akatswiri omwe amalandira ndalama zoposa €86,938 pachaka (mayambiriro a chaka cha 2021), olembedwa ntchito ku Malta mogwirizana ndi mgwirizano.

Njirayi ndi yotseguka kwa anthu a EU kwa zaka 5 (ikhoza kuwonjezeredwa nthawi za 2 - zaka 15 zonse) ndi kwa anthu omwe si a EU kwa zaka 4 (akhoza kuwonjezeredwa nthawi za 2 - zaka 12. Mndandanda wa maudindo oyenerera ulipo pa pempho.

  • Ubwino Wamisonkho Wopezeka Kwa Anthu payekha - Dongosolo La Anthu Oyenerera Kwambiri

Misonkho ya ndalama imayikidwa pamlingo wokwana 15% kwa anthu oyenerera (m'malo molipira msonkho pamlingo wokwera ndi chiwongola dzanja chapamwamba kwambiri cha 35%).

Palibe msonkho womwe umaperekedwa pamalipiro omwe amalandila kuposa € 5,000,000 yokhudzana ndi mgwirizano wa munthu aliyense.

  1. Retirement Program

Malta Retirement Program ikupezeka kwa a EU komanso omwe si a EU omwe amapeza ndalama zambiri pantchito yawo ndi penshoni yawo.

Munthu ayenera kukhala ndi malo ku Malta ngati malo ake okhala padziko lapansi. Mtengo wocheperako wanyumba uyenera kukhala € 275,000 ku Malta kapena € 220,000 ku Gozo kapena kumwera kwa Malta; Kapenanso, katundu ayenera kubwerekedwa ndalama zosachepera € 9,600 pachaka ku Malta kapena € 8,750 pachaka ku Gozo kapena kumwera kwa Malta.

Kuphatikiza apo, pali chofunikira kuti wopemphayo azikhala ku Malta kwa masiku osachepera 90 chaka chilichonse cha kalendala, pafupifupi zaka 5 zilizonse. Anthu sayenera kukhala m'dera lina lililonse kwa masiku oposa 183 m'chaka chilichonse cha kalendala pamene amapindula ndi Malta Retirement Program.

  • Ubwino Wamisonkho Wopezeka Kwa Anthu payekha - Dongosolo Lopuma pantchito

Misonkho yokongola ya 15% imaperekedwa pa penshoni yomwe imatumizidwa ku Malta. Misonkho yocheperako yomwe imalipira ndi € 7,500 pachaka kwa wolandira ndi € 500 pachaka kwa aliyense wodalira.

Ndalama zomwe zimapezeka ku Malta zimakhoma msonkho pamtengo wa 35%.

  1. Cholinga Chofunikira cha Ogwira Ntchito

'Key Employee Initiative' yaku Malta imapezeka kwa omwe si a EU ndipo imagwira ntchito kwa oyang'anira ndi/kapena akatswiri aukadaulo omwe ali ndi ziyeneretso zoyenera kapena odziwa bwino ntchito inayake.

Ochita bwino amalandila chilolezo chofulumira chantchito/chokhala, chomwe chimakhala chaka chimodzi. Izi zitha kukonzedwanso chaka chilichonse.

Olembera ayenera kupereka umboni ndi izi ku 'Expatriates Unit':

  • Malipiro apachaka osachepera €30,000 pachaka.
  • Makope ovomerezeka a ziyeneretso zoyenera amatsimikizira kapena umboni wodziwa ntchito yoyenera. Kulengeza kwa olemba ntchito kunena kuti wopemphayo ali ndi ziyeneretso zofunikira kuti agwire ntchito zofunika.
  • Ubwino Wamisonkho Wopezeka Kwa Anthu

Misonkho ya Remittance Basis of Taxation imagwiranso ntchito. Anthu omwe akufuna kukhala ku Malta kwa nthawi yayitali koma sakufuna kudzikhazikitsa okha ku Malta, adzasankhidwa kukhala okhala koma osakhazikika ku Malta. Ndalama zomwe amapeza ku Malta amakhomeredwa msonkho pamlingo wopita patsogolo ndi 35%. Ndalama zomwe si za Malta zomwe sizinatumizidwe ku Malta kapena Capital zotumizidwa ku Malta sizimaperekedwa msonkho.

  1. Ntchito Yoyenerera mu Innovation & Creativity

Njirayi ndi yolunjika kwa akatswiri ena omwe amapeza ndalama zoposa €52,000 pachaka ndipo amalembedwa ntchito ku Malta ndi owalemba ntchito oyenerera malinga ndi mgwirizano. Wopemphayo akhoza kukhala nzika ya dziko lililonse.

Njirayi imapezeka kwa nthawi zotsatizana zosaposa zaka zitatu.

  • Ubwino Wamisonkho Wopezeka Kwa Anthu

Misonkho ya ndalama imayikidwa pamlingo wokwana 15% kwa anthu oyenerera (m'malo molipira msonkho pamlingo wokwera ndi chiwongola dzanja chapamwamba kwambiri cha 35%).

  1. Chilolezo cha Nomad Residence

Chilolezo cha Malta Nomad Residence Chilolezo chimathandizira anthu akumayiko achitatu kuti apitirize ntchito yawo kudziko lina, pomwe akukhala ku Malta movomerezeka. Chilolezocho chingakhale chapakati pa miyezi 6 ndi 12. Ngati chilolezo cha miyezi 12 chiperekedwa ndiye kuti munthuyo adzalandira khadi yokhalamo yomwe imalola kuyenda kwaulere m'maiko onse a Schengen. Chilolezocho chikhoza kukonzedwanso mwakufuna kwa bungwe.

Olembera Chilolezo cha Nomad Residence ayenera:

  1. Tsimikizirani kuti atha kugwira ntchito kutali pogwiritsa ntchito matekinoloje amtundu wa telecommunication
  2. Khalani nzika zadziko lachitatu.
  3. Kutsimikizira kuti amagwira ntchito m'magulu awa:
    • Gwirani ntchito kwa abwana olembetsedwa kudziko lina ndikukhala ndi mgwirizano wa ntchitoyi, kapena
    • Chitani ntchito zamabizinesi kukampani yolembetsedwa kudziko lina, ndikukhala bwenzi/ogawana nawo kampaniyo, kapena
    • Perekani ntchito zodzichitira paokha kapena zofunsira upangiri, makamaka kwa makasitomala omwe kukhazikika kwawo kuli kudziko lakunja, ndipo ali ndi mapangano othandizira kuti atsimikizire izi.
  4. Pezani ndalama zokwana €2,700 za msonkho pamwezi. Ngati pali achibale owonjezera, aliyense ayenera kukwaniritsa zofunikira zomwe amapeza monga momwe zafotokozedwera ndi Agency Policy.
  • Ubwino Wamisonkho Wopezeka Kwa Anthu

Ochita bwino sadzalipidwa msonkho pa ndalama zomwe amapeza chifukwa ndalama zomwe amapeza zimaperekedwa kudziko lawo.

Kodi Dixcart Ingathandize Bwanji?

Dixcart ikhoza kuthandiza popereka malangizo okhudza njira yomwe ingakhale yoyenera kwa munthu aliyense kapena banja. Tithanso kukonza maulendo oyendera ku Malta, kutumiza mafomu, kuthandizira pakufufuza kwa katundu ndi kugula, ndikupereka mndandanda wathunthu wazinthu zamalonda zapayekha komanso akatswiri akangosamuka.

Zina Zowonjezera

Kuti mumve zambiri za kusamukira ku Malta chonde lemberani a Jonathan Vassallo: malangizo.malta@dixcart.com ku ofesi ya Dixcart ku Malta. Kapenanso, chonde lankhulani ndi omwe mumakonda kulumikizana nawo a Dixcart.

Nambala ya License ya Dixcart Management Malta Limited: AKM-DIXC

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