Kusamalira Chuma Kwapadera M'dziko Lapamwamba-19
Steven de Jersey, mkulu wa Dixcart Trust Corporation Limited, ofesi ya Dixcart ku Guernsey, amayankha mafunso ofunika kwambiri okhudza kasamalidwe ka chuma:
- Chifukwa chiyani anthu ambiri akufunika kukaonana ndi akatswiri omwe angawathandize posamalira chuma chawo?
Pali chiwerengero chochulukirachulukira cha anthu omwe amapanga chuma. Chumachi sichimangopangidwa kudzera munjira zachikhalidwe zamabizinesi, mabizinesi ndi ndalama, komanso kudzera muukadaulo watsopano monga malonda a e-commerce ndi e-gaming, komanso ndalama zambiri zomwe zimaperekedwa kudzera mumasewera ndi zosangalatsa. Zambiri mwa chuma chatsopanochi chikupangidwa pamlingo wokulirapo komanso wachichepere kuposa kale.
Makasitomala ndi mabanja awo akuchulukirachulukira kusuntha ndi achibale omwe akufalikira m'malo angapo. Amafunikira chitsogozo chaukadaulo pakukonza ndi kukonza zochitika zawo kuti awonetsetse kuti akutsatira zofunikira zonse zaulamuliro, ndikukwaniritsa zolinga ndi zolinga zawo zonse. Mlangizi wodziwa bwino ntchitoyo adzapereka upangiri ndi chitsogozo limodzi ndi mayankho omwe kasitomala sangawadziwe, komanso kupereka chitonthozo chokhala ndi munthu wodziwa komanso wodziwa kuthana ndi nkhani zotere. Masiku ano, malamulo okhudzana ndi mapangano angapo amisonkho, kusinthana kwa chidziwitso ndi zofunikira komanso malamulo ndi malamulo osiyanasiyana kuchokera kumadera ena kupita kumadera ena, kulephera kutsatira kungakhale ndi zotsatirapo zazikulu.
Izi zakula kwambiri ndi mliri womwe ulipo komanso momwe chuma chadziko lapansi chikukhudzira, maboma afunika kupereka ndalama zothandizira pulogalamu yawo yapadziko lonse ya Covid-19. Ndalama za msonkho zidzatsika kuchokera ku misonkho yachikale, ndipo maboma adzayang'ana kuti azitolera msonkho wina kuchokera kwa olemera aliyense payekha. Chifukwa chake pali chifukwa chokulirapo choti makasitomala awonetsetse kuti zochitika zawo zikuwunikiridwa ndikusamaliridwa ndi alangizi oyenerera akatswiri.
- Ndi chiyani chomwe chimasiyanitsa kampani yanu ndi makampani ena oyang'anira chuma?
Dixcart Group ndi eni ake achinsinsi komanso odziyimira pawokha. Sitili omangika ku Gulu lina lililonse lomwe lingakhale ndi zolinga zosemphana, kapena eni ake a Private Equity House omwe ali ndi zolinga zomwe zikuyenera kukwaniritsa, kapena kulembedwa pa Stock Exchange poyembekezera kubweza kwa eni ake.
Izi zikutanthauza kuti titha kupatsa makasitomala athu upangiri wopanda tsankho komanso njira zabwino zothetsera zosowa zawo.
Pali kulankhulana kosalekeza mu Gulu lonse kudzera m'misonkhano yanthawi zonse pamaso panu komanso posachedwapa kudzera pamisonkhano yamagetsi, kuonetsetsa kuti aliyense akudziwa zomwe zikuchitika m'makampani olemera. Pali zibwenzi zakuya zomwe zimayenda, osati mkati ndi kudutsa maofesi a Dixcart, komanso ndi makasitomala athu kumene takhala tikukhala alangizi odalirika m'mibadwo ingapo.
- Kodi upangiri wabwino kwambiri wosunga chuma ndi uti womwe mungapereke?
Dziwani zolinga zanu ndi zolinga zanu - Ganizirani mozama zomwe mukufuna kukwaniritsa ndikuwunikanso zolingazi pafupipafupi. Ngati zolinga zanu sizikumveka bwino ndipo simungathe kuzifotokoza momveka bwino, simungathe kuzikwaniritsa.
Ganizirani momwe mungakwaniritsire zolinga ndi zolinga izi - Muyenera kusankha alangizi ndi opereka chithandizo ndi zolinga zanu m'maganizo. Mbiri ndi zochitika ndizofunikira koma makasitomala ayenera kuwonetsetsa kuti izi zikugwirizana ndi iwo eni komanso momwe zinthu ziliri. Ndikofunikira kuti alangizi omwe mumawasankha samangochita bwino pazomwe amachita, komanso kuti mukhale omasuka kuti mutha kugwira nawo ntchito kwa nthawi yayitali.
Konzekerani zam'tsogolo - M'badwo wotsatira ukadzakula mokwanira, alowetseni nawo pazochitikazo. Izi zidzatsimikizira kupitiriza ndi kulowetsa kwa malingaliro atsopano.
- Kodi ndi zochitika ziti zomwe zikuyambitsa kasamalidwe kachuma?
Kwa nthawi ndithu, msonkho wakhala ulibe wolimbikitsa kwambiri pankhani ya kasamalidwe ka chuma ndi kuteteza chuma, kusungitsa ndi kukonza zotsatizana kukhala zofunika kwambiri. Izi zadziwika panthawi ya mliri wapano popeza kutsekeka kwapadziko lonse lapansi kwapatsa anthu nthawi komanso chidwi chowunikanso zochitika zawo. Timalandira zopempha zambiri zaupangiri pachitetezo chachuma, kusungitsa komanso kukonza zotsatizana. Ulamuliro wabwino wamakampani, kuwonekera komanso kutsata misonkho ndizofunikira kwambiri kuposa zachinsinsi komanso zotsika mtengo zakale.
Zodetsa nkhawa zokhudzana ndi chikhalidwe cha anthu ndi zachilengedwe zimakhala zazikulu kwambiri pazochitika zamakasitomala, makamaka akafuna kuyikapo ndalama, monganso chidziwitso chambiri chokhudza komwe chuma chamunthu kapena banja chimayang'aniridwa.
Makasitomala ndi mabanja awo amafuna kukhala omasuka komanso osinthika komanso amafunikira upangiri woyenera.
Ndi chiwopsezo chopitilira kutsekeka kwina, kuyenera kuganiziridwa za komwe anthu ndi mabanja akufuna kukhala. Tikuwona chiwonjezeko, mkati mwa Gulu la Dixcart, lamakasitomala omwe akufuna kusamukira kumadera omwe akuwoneka kuti ndi 'otetezeka,' chifukwa cha kuchuluka kwa nyumba zogona.
- Kodi lamulo la 'Economic Substance Requirements' (ESR) lomwe lakhazikitsidwa m'madera oposa 140+ padziko lonse lakhudza bwanji?
ESR ndiyowonjezera kwambiri zofunikira zakale za 'malingaliro ndi kasamalidwe' ndi malamulo a BEPS, omwe adayambitsidwa kuti awonetsetse kuti zomanga zikukwaniritsa mayeso oyenerera okhala pamisonkho. Kumene maulamuliro ali kale ndi mbiri yabwino yakutsata misonkho ndi kugwirizanitsa ESR yayika bwino zomwe zinali bwino m'maderawa, kukhala malamulo.
Izi zapangitsa kuti kuwunikanso kwanyumba zakunyanja makamaka kwamakasitomala ndi alangizi awo ndi mafunso omwe akufunsidwa za cholinga cha kapangidwe kake komanso ngati izi zikadali zofunikabe pansi pa malamulo atsopanowa. zisankho zimapangidwa ngati akonza zomangazo, kusamukira kumtunda kapena kudera loyenera, kapena kungotseka.
Maboma omwe alibe mbiri yabwino yokwaniritsa miyezo yapadziko lonse lapansi tsopano akukumana ndi vuto lalikulu kuti akwaniritse zofunikira zamalamulo a ESR zomwe amayenera kutsata, zomwe zimapangitsa kuti mabanki ndi mabungwe obwereketsa akuwunikanso zonse zomwe akonza ndi mabungwe omwe ali m'malo awa. .
Ndife okondwa kulengeza kuti mu Marichi 2019 EU Code of Conduct Group idavomereza Guernsey kulamulira zinthu. Izi zidatsatiridwa ndi kuvomereza kwina mu Julayi 2019 ndi OECD Forum on Harmful Tax Practices, omwe adatsimikiza kuti malamulo apanyumba a Guernsey anali ogwirizana ndi zomwe adagwirizana motero "osavulaza".
- Kodi chimapangitsa Guernsey kukhala malo otchuka oti anthu a High Net Worth angasamukireko?
Guernsey ndi chisankho chodziwika bwino kwa anthu omwe akufuna kusamuka, ndi kuyandikira kwawo ku UK ndi mainland Europe limodzi ndi msonkho wake wopindulitsa.
Guernsey alibe phindu lalikulu, cholowa kapena misonkho ina yachuma. Palibe msonkho wa VAT kapena katundu ndi ntchito. Palinso chiwongola dzanja chokongola cha msonkho kwa obwera kumene pachilumbachi.
Guernsey ali ndi maubwino owonjezera a malo okongola, komanso moyo wocheperako, wachikhalidwe komanso chitsimikizo chachitetezo chamunthu komanso mzimu wabwino kwambiri wamagulu.
Zowonjezereka
Kuti mumve zambiri zokhudza kasamalidwe ka chuma, chonde lankhulani ndi Steve de Jersey ku ofesi ya Dixcart ku Guernsey: malangizo.guernsey@dixcart.com. Kapenanso, chonde lankhulani ndi a Dixcart omwe mumawakonda.
(Nkhani yoyambirira ya nkhaniyi idapezeka mu kope la Seputembala 2020 la FINANCE MONTHLY)
Dixcart Trust Corporation Limited, Guernsey: Chilolezo Chokwanira Chopatsidwa ndi Guernsey Financial Services Commission.
Nambala yolemba kampani ku Guernsey: 6512.
