Dipatimenti Yopuma pantchito ku Malta - Tsopano Ipezeka kwa EU ndi Anthu Osakhala EU
Background
Mpaka posachedwa, Malta Retirement Program inali yopezeka kwa ofunsira ku EU, EEA, kapena Switzerland. Tsopano ikupezeka ku EU ndi anthu omwe si a EU ndipo adapangidwa kuti akope anthu omwe sali pantchito koma amalandila penshoni ngati ndalama zawo.
Anthu omwe akutenga mwayi ndi Malta Retirement Program, atha kukhala ndiudindo pakampani, yomwe ili ku Malta. Komabe, atha kuletsedwa kuti agwire ntchito ndi kampani iliyonse. Anthu oterewa amathanso kutenga nawo mbali pazochitika zokhudzana ndi bungwe, kudalira kapena maziko azikhalidwe za anthu, zomwe zimakhudzidwa ndi ntchito zachifundo, maphunziro, kapena kafukufuku ndi chitukuko ku Malta.
Ubwino wa Pulogalamu Yopuma pantchito ku Malta
Kuphatikiza pa zabwino zamoyo wokhala pachilumba cha Mediterranean, chomwe chimakhala ndi dzuwa masiku opitilira 300 pachaka, anthu omwe akupindula ndi Malta Retirement Program amapatsidwa msonkho wapadera.
- Misonkho yokongola ya 15% imaperekedwa pa penshoni yomwe imatumizidwa ku Malta. Misonkho yocheperako yomwe imalipira ndi € 7,500 pachaka kwa wolandira ndi € 500 pachaka kwa aliyense wodalira.
- Ndalama zomwe zimapezeka ku Malta zimakhoma msonkho pamtengo wa 35%.
Ndani Angalembetse?
Olembera omwe akwaniritsa izi ali oyenerera kulembetsa ku Malta Retirement Program:
- Anthu omwe si Amalta.
- Kukhala ndi nyumba kapena kubwereka ku Malta ngati malo ake okhala padziko lapansi. Mtengo wocheperako wanyumba uyenera kukhala € 275,000 ku Malta kapena € 220,000 ku Gozo kapena kumwera kwa Malta; Kapenanso, katundu ayenera kubwerekedwa ndalama zosachepera € 9,600 pachaka ku Malta kapena € 8,750 pachaka ku Gozo kapena kumwera kwa Malta. Olembera omwe akubwereka malowa akuyenera kutenga panganoli kwa miyezi 12, ndipo chikalata chobwereketsa chikuyenera kuperekedwa ndi pempholi.
- Pensheni yomwe imalandiridwa ku Malta iyenera kukhala osachepera 75% ya omwe amalandila wolandila. Izi zikutanthauza kuti wolandirayo angangopeza ndalama zokwana 25% za ndalama zake zonse zomwe angalandire kuchokera kwa omwe sanachite bwino, monga tafotokozera pamwambapa.
- Olembera ayenera kukhala ndi Global Health Insurance ndikupereka umboni kuti atha kuzisunga kwamuyaya.
- Wofunsayo sayenera kukhala wolamulidwa ku Malta ndipo sayenera kukhala ndi malingaliro olamulidwa ku Malta, mzaka zisanu zikubwerazi. Domicile amatanthauza dziko lomwe mumakhala ndi nyumba yokhazikika kapena yolumikizana nawo. Mutha kukhala ndi nyumba zopitilira imodzi, koma nyumba imodzi yokha.
- Olembera ayenera kukhala ku Malta masiku osachepera 90 mchaka chilichonse cha kalendala, pafupifupi zaka zisanu zilizonse.
- Wofunsayo sayenera kukhala kudera lina masiku opitilira 183 mchaka chimodzi cha kalendala panthawi yomwe amapindula ndi Malta Retirement Program.
Ogwira Ntchito Pakhomo
'Antchito apakhomo' ndi munthu yemwe wakhala akupereka chithandizo chambiri komanso nthawi zonse, kuchiritsa kapena kukonzanso chithandizo chamankhwala kwa wopindula kapena omwe amamudalira, kwa zaka zosachepera ziwiri asanapemphe udindo wapadera wamisonkho, pansi pa Malta Retirement Programme.
Ogwira ntchito m'nyumba akhoza kukhala ku Malta ndi wopindula, m'malo oyenerera.
Kumene chisamaliro sichinaperekedwe kwa zaka zosachepera ziwiri, koma chaperekedwa nthawi zonse kwa nthawi yayitali komanso yokhazikitsidwa, Commissioner ku Malta angaone kuti izi zakwaniritsidwa. Ndikofunika kuti kuperekedwa kwa mautumikiwa kukhazikitsidwe ndi mgwirizano wa ntchito.
Ogwira ntchito m'nyumba amayenera kulandira msonkho ku Malta, pamitengo yopitilira patsogolo ndipo saloledwa kupindula ndi msonkho wa 15%. Ogwira ntchito m'nyumba ayenera kulembetsa ndi akuluakulu amisonkho ku Malta.
Kufunsira ku Malta Retirement Program
Lamulo Lovomerezeka Lovomerezeka ku Malta liyenera kulembetsa kwa Commissioner wa Inland Revenue m'malo mwa wofunsayo. Izi ndikuwonetsetsa kuti munthuyo akusangalala ndi misonkho yapadera monga momwe amaperekera pulogalamuyi. Ndalama zoyendetsera osabwezeredwa za € 2,500 zimaperekedwa kwa Boma mukafuna.
Dixcart Management Malta Limited ndi Chilolezo Chovomerezeka Chovomerezeka.
Anthu omwe ali ndi misonkho yapadera amafunika kubwezera pachaka ku Commissioner of the Inland Revenue, ndi umboni kuti akwaniritsa izi.
Zina Zowonjezera
Ngati mukufuna kudziwa zambiri zakupuma pantchito ku Malta, chonde lankhulani nawo Jonathan Vassallo: malangizo.malta@dixcart.com pa Ofesi ya Dixcart ku Malta kapena kulumikizana kwanu kwa Dixcart.
Nambala ya License ya Dixcart Management Malta Limited: AKM-DIXC
