Mumwe Nomumwe Mutero muUK
Mhosva kumutero weUK inotsanangurwa zvizere nekushandiswa kwemifungo ye "domicile" uye "pekugara".
Kumba
Mutemo weUK une chekuita nedomicile wakaoma uye unosiyana nemitemo yedzimwe nyika zhinji. Domicile yakasiyana nemafungiro erudzi kana pekugara. Muchidimbu, unotongwa munyika yaunofunga kuti ndeyako uye kune imba yako chaiyo uye yechigarire.
Paunouya kuzogara muUK haungawanzo kuve UK inotongwa kana iwe uchida, pane imwe nguva mune ramangwana, kubva muUK.
Residence
I UK yakaunza bvunzo yepamutemo yekugara muna 6 Kubvumbi 2013. Kugara kuUK kunowanzo kukanganisa gore rose remutero (6 Kubvumbi - 5 Kubvumbi gore rinotevera) kunyangwe mune mamwe mamiriro "kurapwa kwegore" kurapwa kunogona kushanda.
Kuti uwane rumwe ruzivo nezve pekugara ndapota verenga yedu yakasiyana UK Anogaramo / Asingagare Muedzo ruzivo note.
Mari yekutumira
Munhu anogara asi asingagari muUK anogona kusarudza kuti mari yake isiri yeUK uye anowana mutero muUK chete kusvika pamwero waanounzwa kana kunakirwa muUK. Izvi zvinonzi 'remitted' mari uye kuwana. Mari nemari inowanikwa kunze kwenyika, iyo inosara kunze kwenyika, inonzi 'isina kubvumidzwa' mari uye mubhadharo. Kuvandudzwa kukuru pamusoro pekuti vasiri veku UK domiciliaries ("vasiri doms") vanobhadhariswa mutero vakaitwa muna Kubvumbi 2017. Mamwe mazano anofanira kukumbirwa.
Mitemo yacho yakaoma asi muchidimbu, hwaro hwekubhadhara hunowanzo shanda mumamiriro anotevera:
- Kana isina kubhadharwa mari yekunze iri pasi pe £ 2,000 pakupera kwegore remutero. Mari yekutumira mari inozvishandira pasina chikumbiro chepamutemo uye hapana mutero wemutero kumunhu wacho. Mutero weUK unongofanirwa chete pamari yekunze inotumirwa kuUK.
- Kana mari yekunze isingabvisirwe iri pamusoro pe £ 2,000 saka mari yekutumira inogona kutokwidzwa, asi pamutengo:
- Vanhu vakagara muUK kweanopfuura manomwe kubva mumakore mapfumbamwe apfuura emitero vanofanirwa kubhadhara Remittance Basis Charge ye £ 7 kuti vashandise mari yekutumira.
- Vanhu vakagara muUK kweanopfuura manomwe kubva mumakore mapfumbamwe apfuura emitero vanofanirwa kubhadhara Remittance Basis Charge ye £ 12 kuti vashandise mari yekutumira.
- Chero ani zvake anga achigara kuUK mune anopfuura gumi neshanu emakore apfuura makumi maviri emakore, haazokwanisa kunakirwa nemutero uye achazobhadhariswa mutero kuUK pasirese yekuwana mari uye mari inowanikwa mubhadharo.
Muzviitiko zvese (kunze kwekunge mari isina kubvumirwa iri pasi pe £ 2,000 XNUMX) munhu wacho acharasikirwa nekushandisa mari yake yemubhadharo yeku UK yemutero uye mari yemutero.
Imwe Mitero
Kwegore razvino remutero iyo UK mwero wepamusoro wemutero wemuhoro i45% pamutero unobhadhariswa we£150,000 kana kupfuura. Vanhu vakaroora (kana avo vari mumubatanidzwa wehurumende) vanobhadhariswa mutero vakazvimirira pamihoro yavo yega.
Sezvakatsanangurwa pamusoro, kana uri mugari, asi usingagarike, muUK uye ukasarudza kubhadhariswa mutero pa "remittance base" unobhadhariswa mutero kuUK chete pamuhoro unomuka, kana kuunzwa, kuUK mune chero. gore remutero.
Vanhu vanogara uye vanogara muUK, kana avo vasingashandisi mari yekutumira, vanobhadhara mutero pane mari yese yepasi rose zvichikwira.
Kunyatsoronga usati wasvika kuUK kunodiwa kudzivirira kutumirwa kwemari usiri nemaune. Muchiitiko chega chega, kutariswa kunofanirwa kubhadharwa kune chero chibvumirano chemutero chakapetwa kaviri.
Chero mari inotumirwa kuUK yemari (kana mibairo) inoshandiswa kuita bhizimusi rekudyara mubhizinesi reUK inoregererwa pamutero wemutero.
Capital Inowana Mutero
Iyo UK mwero wemari inowana mutero masosi kubva pa10% kusvika pa28% zvinoenderana nemhando yeasset uye nhanho yemari yemunhu. Vanhu vakaroora (kana avo vari mubatanidzwa). Vanobvisirwa mutero zvakasiyana.
Sezvo zviri pamusoro kana iwe uchigara, asi usingatongwe, iyo UK uye wosarudza kubvisirwa mutero pa "mari yekutumira" iwe unopihwa mutero wekuwana mutero pane zvakawanikwa kubva mukurasa zvinhu zviri muUK kana kubva kune izvo zviri kunze iyo UK kana iwe uchibvisa mari yacho kuUK. Mari isiri-inoyevedza inobatwa seyemari yemitero yemari inowanikwa uye nekudaro chero mari yemari (yakayerwa pamusoro peiyo sterling) inogona kubhadhariswa.
Sezvo nemari, zviwanikwa zvinoonekwa nezvimwe zvivakwa zvekumahombekombe zvinogona kunzi zvinobva kune munhu anogara kuUK pasi pemitemo yakaoma yekuzvidzivirira; semuenzaniso, mibairo inowanikwa nemakambani "anodzorwa zvakadzama" asiri eUK (zvakawandisa makambani ari pasi pevane mashanu kana vashoma "vatori vechikamu") zvinonzi zvinopihwa kune vatori vechikamu mumwe nemumwe.
Mibairo pakuraswa kwemamwe marudzi efaindi, senge pekugara chikuru, kuchengetedzeka kwehurumende yeUK, mota, marongero ehupenyu, zvitupa zvekuchengetedza uye mabhandi eprimiyamu anogona kurerutswa kubva pamutero wekuwana.
Nhaka
Mutero wenhaka (IHT) mutero pahupfumi hwemunhu parufu uye unogona kubhadharwa pazvipo zvakaitwa panguva yehupenyu hwemunhu. Huwandu hwenhaka yeUK i40% ine mutero wemahara we £325,000 wegore remutero 2019/2020.
Chikwereti kumutero wenhaka zvinoenderana nekugara kwako. Kana iwe uchitongwa muUK unokwaniswa mutero pasirese.
Munhu asina hutongi muUK anobhadhariswa mutero chete pakutamisirwa kwemidziyo iri muUK (kusanganisira kuendeswa kune vanotevera / vanobatsirwa kunoitika parufu). Nezve nhaka mutero zvinangwa chete, yakasarudzika mitemo inoshanda. Chero ani munhu anga achigara kuUK (nekuda kwemitero yemitero) kweanopfuura makore gumi nemashanu kubva mukuenderera kwenguva yemakore makumi maviri achabatwa seanotongwa kuUK neHT. Izvi zvinodaidzwa kuti "zvinonzi imba yekugara".
Zvimwe zvipo zveupenyu hwese zvinosunungurwa kubva pamutero wenhaka chero mupi achirarama makore manomwe uye achizviparadzanisa nerubatsiro. Mitemo yakaomarara yakaunzwa mumamiriro ezvinhu apo mupi anochengeta kana kuchengetedza bhenefiti kubva muchipo (semuenzaniso anopa imba yake asi achiramba achigara mairi). Mhedzisiro yeshanduko idzi ndeyekurapa mupi wechinangwa cheHTT, kazhinji, sekunge aive asati amboita chipo.
Kuchinjirwa kwepfuma pakati pevakaroora vane chinzvimbo chimwe chete chekugara hakubviswi mutero wenhaka, sezvinoitwa kuchinjirwa nemurume kana mukadzi anogara asiri weUK kuenda kune mumwe mukadzi wekuUK. Nekudaro iyo huwandu hunogona kutamisirwa neUK inotonga murume kana mukadzi kune asiri-UK anotonga murume kana mukadzi asina kuita mutero wenhaka mutero unogumira pa $ 325,000. Izvo, zvakadaro, zvinokwanisika kune asiri-wekutonga mukadzi kuti asarudze kubatwa seanotonga, izvo zvinoita kuti azere mukadzi / mukadzi kuregererwa kuti atorerwe. Kana imwe imba yakanzi yakange yanzi mukadzi wacho anoramba achionekwa sechigaro kusvika makore akati wandei ekusagara agadzikiswa.
