Inoshanda Mutero Inotungamira kuNhaka uye Zvipo Zvakagamuchirwa muPortugal
Kuronga dzimba kunodiwa, sezvo Benjamin Franklin angabvumirana nemashoko ake 'Hapana chine chokwadi kunze kwerufu uye mutero'.
Portugal, kusiyana nedzimwe nyika, haina mutero wenhaka, asi inoshandisa mutero wechitambi unonzi 'Stamp Duty' unoshanda pakuendeswa kwemidziyo parufu kana zvipo zveupenyu hwose.
Ndeapi Mamiriro Ekuita Aripo muPortugal?
Mutemo wekutsiva wePortugal unobata nhaka yekumanikidzirwa - zvichireva kuti chikamu chakatarwa chepfuma yako, iyo midziyo yepasirese, inongopfuura ichitungamira mhuri. Nekuda kweizvozvo, wawakaroora kana kuroorwa, vana (vakaberekwa uye vakagamuchirwa), uye vanokwira vakananga (vabereki nanasekuru) vanogashira chikamu chepfuma yako kunze kwekunge zvataurwa neimwe nzira.
Kana chiri chinangwa chako chekumisa hurongwa hwekupfuura mutemo uyu, izvi zvinogona kuitwa nekunyorwa kwechido muPortugal.
Ziva vanhu vasina kuroora kana kuroorwa (kunze kwekunge vachigara pamwe kwemakore maviri uye vazivisa zviri pamutemo zviremera zvechiPutukezi zvemubatanidzwa) uye vana vekurera (kunze kwekunge vatorwa zviri pamutemo), havanzi imhuri yepedyo - uye nekudaro havagamuchire chikamu chepfuma yako.
Succession Inoshanda Sei kune Vekune dzimwe nyika?
Zvinoenderana neEU kuteverana mutemo Brussels IV, mutemo wekugara kwako kazhinji unoshanda kunhaka yako nekukasira. Nekudaro, semutorwa, unogona kusarudza mutemo werudzi rwako kuti uushandise pachinzvimbo, uchikwanisa kudarika mitemo yekumanikidzirwa yekugara nhaka yechiPutukezi.
Sarudzo iyi inofanirwa kutaurwa zvakajeka mukuda kwako kana chiziviso chakasiyana chakaitwa mukati mehupenyu hwako.
Ndiani Ari pasi peChitambi Duty?
Huwandu hwemutero muPortugal 10%, inoshanda kune vanowana nhaka kana vanogamuchira zvipo. Nekudaro, pane zvimwe zvinoregererwa kunhengo dzepedyo dzemhuri, kusanganisira:
- Mudzimai kana shamwari yehurumende: Hapana mutero unobhadharwa panhaka kubva kumurume kana mukadzi kana mudiwa wehurumende.
- Vana, vazukuru, uye vana vakarerwa: Hapana mutero unobhadharwa panhaka kubva kuvabereki, vanasekuru, kana vabereki vakarerwa nevabereki vasiri vavo.
- Vabereki nanasekuru: Hapana mutero unobhadharwa panhaka kubva kuvana kana vazukuru.
Assets Inoenderana Nechitambi Basa
Stamp Duty inoshanda pakuendesa midziyo yese iri muPortugal, zvisinei kuti mufi aigara kupi, kana muwani wenhaka anogara. Izvi zvinosanganisira:
- Musha: Zvivakwa, kusanganisira dzimba, dzimba, uye ivhu.
- Zvinhu zvinofambiswa: Zvinhu zvemunhu, mota, zvikepe, mifananidzo, uye migove.
- Maakaundi ekubhangi: Maakaundi ekuchengeta, maakaundi ekutarisa, uye maakaundi ekudyara.
- Zvido zvebhizinesi: Uridzi hunowanikwa mumakambani kana mabhizinesi anoshanda muPortugal.
- Cryptocurrency
- Ruzivo rwepfungwa
Kunyange zvazvo kugara nhaka pfuma kuchigona kubatsira, zvinokosha kuyeuka kuti inogona kuuyawo nechikwereti chasara chinofanira kupedzwa.
Kuverengera Stamp Duty
Kuti uverenge iyo Stamp Duty inobhadharwa, kukosha kwemutero kwenhaka kana chipo kunotarwa. Iko kukosha kwemutero ndiko kukosha kwemusika wemidziyo panguva yerufu kana chipo, kana kune zvivakwa zvakavakirwa muPortugal, kukosha kwemutero ndiko kukosha kweasset yakanyoreswa mutero. Kana midziyo yakagarwa nhaka/chipo kubva kumurume/mukadzi kana mudikani wehurumende uye yave iri yemuridzi panguva yewanano kana kugarisana, mutero unogovaniswa zvakaenzanirana.
Kana kukosha kwemutero kwatangwa, iyo 10% yemutero inoiswa. Mutero wekupedzisira wemutero unoverengerwa zvichibva pane mambure emidziyo inotambirwa nemubatsiri wega wega.
Kuregererwa Kunobvira uye Rubatsiro
Kupfuura kuregererwa kwenhengo dzepedyo dzemhuri, kune zvimwe zvisingabhadharwe uye zviyamuro zvinogona kuderedza kana kubvisa chikwereti cheStamp Duty.
Idzi dzinosanganisira:
- Zvikumbiro kumasangano anopa rubatsiro: Mipiro kumasangano anobatsira anobatsira haibviswi mutero.
- Kuendeswa kune vakaremara vanobatsirwa: Nhaka dzinotambirwa nevanhu vanovimba navo kana kuti vakaremara zvakaipisisa vangakodzera kubvisirwa mutero.
Zvinyorwa, Zvikumbiro uye Mazuva ekupedzisira
MuPortugal, kunyangwe iwe ukagamuchira chipo chisingabhadharwe kana nhaka, iwe uchiri kufanira kuita chirevo nevakuru vemitero. Mapepa anotevera ane mazuva ekupedzisira anoshanda:
- Nhaka: Fomu reMuenzaniso 1 rinofanira kuendeswa panopera mwedzi wechitatu unotevera rufu.
- Chipo: Fomu reModel 1 rinofanira kutumirwa mukati memazuva 30 kubva zuva ragamuchirwa chipo.
Kubhadhara uye Zuva Rakakodzera reSitampu Duty
Chitambi chinofanirwa kubhadharwa, nemunhu anogashira nhaka kana chipo, mukati memwedzi miviri yekuzivisa nezverufu uye kana wawana chipo, pakupera kwemwedzi unotevera. Ziva kuti muridzi wechinhu haagone kutamiswa kusvika mutero wabhadharwa - mukuwedzera, haugone kutengesa iyo asset kubhadhara mutero.
Kugoverwa Kwedzimba uye Kutungamira Mutero
Unogona kuva nechido che "pasirese" chekuvhara zvinhu zvako munzvimbo dzese, asi hazvikurudzirwe. Kana iwe uine midziyo yakakosha munzvimbo dzakawanda, iwe unofanirwa kufunga nezvezvido zvakapatsanurwa kuti zvigadzirire nzvimbo yega yega.
Kune avo vane midziyo muPortugal, zvinokurudzirwa kuve nechido muPortugal.
Bata Ikozvino Kuti uwane Rumwe Ruzivo
Kufambisa nyaya dzemutero wenhaka muPortugal kunogona kuve kwakaoma, kunyanya kune vasiri vagari kana avo vane yakaoma mamiriro enhaka.
Kutsvaga hutungamiriri hwehunyanzvi kunogona kupa rubatsiro rwemunhu, ongororo yehungwaru yenhaka mamiriro, uye kubatsira kuderedza kana kukwirisa zvikwereti.
Svikira ku Dixcart Portugal uwane ruzivo zano.portugal@dixcart.com.
