Zvivimbo uye Nheyo: Zvazvino Maonero kubva kuDixcart Isle of Man
Background: Isle of Man Trusts uye Nheyo
Isle of Man inzvimbo inonyanyo zivikanwa nekugadzwa uye manejimendi ese ari maviri Isle of Man Trust uye Nheyo. Munguva pfupi yapfuura takanyora nhevedzano yezvinyorwa zvitatu zvakazara zvine chekuita nazvo Offshore Trusts. Saizvozvo iwe unogona kuwana Zvinyorwa zvitatu, zvinoratidzwa pawebhusaiti yedu, pane musoro we Isle of Man Nheyo.
Ichi Chinyorwa chakawanda chechidimbu chehurukuro, nechidzidzo chenyaya chinoratidza mashandisirwo eTrust neNheyo zvingashandiswa mumubatanidzwa, kuzadzisa zvinangwa chaizvo. Inoongororawo shanduko dziri kuuya kuIsle of Man Trust Law.
MaTrust uye Nheyo Ndidzo Zvimiro Zvakanakisa Zvekuchengetedza Asset uye Succession Planning?
Shanduko dzichangobva kuitika mumamiriro epasi rose, zvese maererano nemitero, asiwo maonero eruzhinji, zvinoreva kuti mhuri dzeHNW dzinofanirwa kutarisa nzira dzakasiyana siyana kuti dzizadzikise zvinangwa zvavo.
Kana mamiriro emunhu ega achibvumira, Matrust neNheyo, zvisinei, anoenderera mberi achiita basa rakakosha muHNW mhuri kuronga estate. Veruzhinji vachine fungidziro yekuti kudzikiswa kwemutero ndicho chete chinangwa chekumisikidza Trust kana Foundation chimiro, nepo ivo vaine chinangwa chakakura, kunyanya zvine chekuita nekuronga kwekutsvaga.
Hunhu hunopihwa neTrust uye Nheyo dzinosanganisira:
- Kugona kwemhuri kutara nzira yavanoda kuti midziyo iitwe uye kugovaniswa kwenguva refu.
- Kutarisira maererano nemidziyo yemhuri, ne‘cheki nechiyero’ chakakodzera maererano nevatariri kana kuti nhengo dzebhodhi refandesheni, vanotora basa rokutarisira zvinhu nenzira inoenderana nezvinodiwa nemhuri chaiyo.
- Chimiro chinovimbisa kuti zvinangwa zvemushakabvu kana chirema muridzi wepfuma maererano nemafambisirwo negove yemidziyo, zvinocherechedzwa zvizere.
Chii Chinofanira Kufunga nezveMhuri Dzakawanda-dzekutonga Pakumisa Trust kana Nheyo?
Mumwe nemumwe mutengi anofanirwa kufunga nezvemamiriro avo ega, achiteverwa zvakanyanya nezvavari kutsvaga kuwana.
Kana mapoinzi maviri aya aonekwa, danho rinotevera rinofanira kugara riri rekutsvaga mutero zano rakanangana nemamiriro ezvinhu.
Case Study
Hofisi yeDixcart muIsle of Man, nguva pfupi yadarika yakabatsira mutengi anga achitsvaga kuisa kuchengetedza kwemidziyo uye kuronga kwekuteedzana kwebhizinesi ravo remhuri.
Mukuru wacho aive muUK aigara asiri-dom, nepo mhuri yakakura yaive yakavakirwa munzvimbo dzakasiyana dzeCivil Law.
Pakuongororwa kwekutanga, kupihwa kubatana kwenzvimbo dzeCivil Law, Nheyo yairatidzika kunge ndiyo yakanyatsokodzera, zvisinei, yakapihwa mabatirwo eUK eNheyo semotokari yekambani, panguva iyoyo, izvi zvinogona kunge zvakakanganisa mukuru wechikoro, uyo angadai akawana chokwadi chakakura kuburikidza neTrust chimiro.
Sezvineiwo pakanga paine kunetsekana kuti sezvo ruzhinji rwemhuri rwaive munzvimbo dzeCivil Law, zviremera zvemutero zvemuno zvinogona kusaziva chimiro cheTrust.
- Pakupedzisira, uye zvechokwadi pasi pezano rehunyanzvi panguva iyoyo, takaisa Trust/Foundation Hybrid chimiro icho chaipa dziviriro kumhuri yese. Iyo Isle of Man hwaro yakagadzirwa, iine chinangwa chega chekuita seTrasti yeIsle of Man trust.
Saka nekudaro, kubva pakuona kweCommon Law, chimiro chakaonekwa sechimiro chetrust, zvisinei kuti chimiro chikapikiswa mukati memutemo weCivil Law, matare anocherekedza mamiriro epamutemo eNheyo, nekudaro achichengetedza maitiro ekudzivirira midziyo.
Pane Chero Chiri Chekuda Kuchinja muIsle of Man chine chekuita neTrust?
Ongororo huru yekupedzisira yeTrust Legislation muIsle of Man yaive Trustee Act 2001, saka kudzokororwa kwakanyatso kunonoka.
The Trusts and Trustees Bill 2022 yakawana kuverenga kwayo kwekutanga muTynwald, Isle of Man Parliament, muna Chikumi 2022. Bhiri iri rine chinangwa chekuvandudza Mutemo weZvitsuwa weZvitsuwa uye rinopa zvigadziriso zvakati kuti kumutemo uripo.
Zviviri zvezvigadziriso zvinonyanya kufarirwa ndezvi:
1. Basa Rokuzivisa Ruvimbo Ruzivo
Kuvimba 'ruzivo' kunotsanangurwa seruzivo kana zvinyorwa zvine chekuita neTrust, kusanganisira iyo Trust account. Bhiri iri rinoburitsa zvisungo zvinogona kupihwa neTrust Instrument uye/kana kuganhurira kuti ndiani ane kodzero yekugamuchira Ruzivo rweTrust.
Inokurudzirawo kupa kodzero kune mamwe mapato, kunyanya vanobatsirwa uye Mudziviriri (va) veTrust uye Vanodzivirira vasina rubatsiro, kuti vakumbire ruzivo.
2. Simba Rokuzivisa Kushandiswa Kwesimba Risingagoneki
Chisungo ichi chinobvumira dare kuti riise parutivi kushandiswa kwesimba netrasti (s), apo maTrasti akashandisa masimba avo nemazvo, asi akatadza kurangarira zvakakodzera, uye dai vakaita kudaro, vangadai vasina kuita chiito chakanga chaitwa.
Zvimwe Information
Kana iwe uchida rumwe ruzivo nezve trust uye nheyo uye mabatiro atingaita, ndapota inzwa wakasununguka kuti ubate Paul Harvey kuDixcart hofisi muIsle of Man.
Dixcart Management (IOM) Yakatemerwa marezinesi neIsle of Man Financial Services Authority.
