Sei Uchishandisa Isle of Man Professional Trustees?
Isu takave nenguva yakawedzera yekusagadzikana kwepasirese kunosanganisira zvakatanhamara zvakaita sedenda, kusagadzikana kwehupfumi, kukwira kwemitengo kukuru uye kutyisidzira kwehondo nyowani. Munguva dzakaoma kudaro, unoronga sei nezvezvizvarwa zvinotevera? Nepo kuchizogara kuine kukanganisa kwemusika, kana zvasvika pakuronga kwezvivakwa uye kuteedzana, unogona kushinga kubva pakuvimbika kwakasimba kweane rezinesi uye akadzorwa nemazvo Professional Trustees.
Muchinyorwa chino chipfupi tichakurukura zvimwe zvezvikonzero zvakakosha iwe zvaunofanirwa kunge uchifunga nezve Professional Trustee yeTrust yako yekumisikidza:
- Chii chinonzi Professional Trustee?
- Sei Lay Trustee dzimwe nguva iri sarudzo isiriyo?
- Chii chandinofanira kufunga nezvacho pakusarudza Professional Trustee?
- Dixcart angabatsire sei pakuronga kwangu Kuvimba?
1. Chii chinonzi Professional Trustee?
Iwe haugone kuve neTrust isina maTrasti, asi chii chinonzi Trustee uye ndeupi musiyano uripo pakati peLay Trustee neProfessional Trustee?
A Trustee anogadzwa neSettlor / Donor weTrust uye ndiro bato rine zita repamutemo renzvimbo uye midziyo inoumba Trust Fund. Mutariri anofanirwa kutungamira Trust Fund inoenderana neTrust Deed, mabasa avo akasiyana uye nezvido zveVabatsiri. Unogona verenga zvakawanda nezvemapato akasiyana eTrust nezvimwe, pano.
Lay Trustees havasi nyanzvi Natural Persons, kazhinji mhuri kana shamwari, vanogadzwa seTrasti neanovamba Trust. Vachashanda seTrasti kwehupenyu hwese hweTrust, kana kusvika vasisagone, rufu kana kutsiva.
A Professional Trustee anogona kunge ari Body Corporate kana Natural Persons asi anowanzo ari mubatanidzwa senge Private Limited Company. MaProfessional Trustees anowanzo inyanzvi dzinoita basa radzo nemubhadharo. Iyo Professional Trustee zvibvumirano neSettlor / Donor kuti ipe masevhisi kwehupenyu hwese hweTrust kana kusvika dzatsiviwa.
Matrust haana hunhu hwakasiyana hwemutemo uye nekudaro ALL Matrustees ane mhosva yakabatana uye yakaomesesa pazviito zvavo pasi peTrust. Pamusoro pezvo, vese maLay Trustees uye Professional Trustees vanokwereta musanganiswa weCommon Law uye Statutory mabasa kune Vanobatsirwa. Aya mabasa anosanganisira mabasa akadai sekutarisira zvine musoro uye hunyanzvi, kunyatsonzwisisa zvisungo zvavo pasi peTrust, kudzivirira kupokana kwechido, kuita mukati memasimba avo pasi peTrust Instrument uye kuita nekusasarura.
Kupfuurirazve, sezvo Trust isina hunhu hwakasiyana hwemutemo uye zvikwereti zvese zvine chekuita neTrust Fund zvinowira kune maTrasti, MaTrasti anogona kuunza zvikwereti zvemutero mukati mehutongi hwavo, kusanganisira kuita chero zvinodiwa zvekubika nezvimwe.
Zvakakosha, bato rakasarudzwa rinofanira kunge richida kuita seTrasti, asi sezvauri kuona, kugadzwa seTrasti ibasa rakakura rinogona kuoma uye rinotakura basa rakakura.
2. Sei murairi webasa dzimwe nguva iri sarudzo isiriyo?
'Mhuka dzese dzakaenzana, asi dzimwe dzakaenzana pane dzimwe…'
Mutsetse waOrwell une mukurumbira kubva kuFarm Farm waiita senzira yakakodzera yekuvhura chikamu ichi - asi ndinorevei neizvi?
Nepo Matare achizobata MaLay Trustees kuti vazvidavirire pamusoro pezviito zvavo pasi peTrust Deed uye zvinoenderana neTrasti uye Fiduciary mabasa anokweretwa, Professional Trustees achaitwa nepamusoro mwero wekutarisira.
Semuyenzaniso, pakusarudza kusaitira hanya kwehunyanzvi, Dare rinotarisa mamiriro epfungwa/ruzivo rweProfessional Trustee zvinoenderana neaya eMutungamiriri ane ruzivo rwakakwana, azere neruzivo nehunyanzvi hungatarisirwa kuve naProfessional Trustee - kusanganisira chero. ruzivo rwemazvikokota rwavakafunga kuti vave narwo.
Kupfuurirazve, nepo UK Professional Trustees isingawanzo kudzorwa, Isle of Man Professional Trustees inofanirwa kuve neKirasi 5 Rezinesi uye inodzorwa neIsle of Man Financial Services Authority pasi peFinancial Services Act 2008.
Mhedzisiro yeizvi ine katatu:
- Mhuri uye/kana shamwari dzinogadzwa seTrustee dzichava nemhosva yezvavanoita, kusanganisira chero kurasikirwa kunogona kuitika kana zviito zvisiri izvo; uye
- Kana MaProfessional Trustees achibatanidzwa, vanozobatwa kune mwero wepamusoro wekutarisira maererano nekuzadzisa mabasa avo pasi peTrust; uye
- Vese Isle of Man Professional Trustees vanofanirwa kuchengetedza rezinesi uye vanodzorwa. Izvi zvinopa imwe dziviriro uye vimbiso yemhando iyo mutengi nevabatsiri vavo vanogona kunyaradzwa kubva.
Kana Lay Trustee agadzwa, iyo Settlor / Donor haizobatsirike kubva kune chero dziviriro yekuwedzera, uye ivo havazobatirwe kune Professional Standard. Pane zvimwe zvikonzero zvakawanda zvinogona kubatsira kuona kana Professional Trustee akakukodzera iwe mumamiriro ezvinhu.
Cons yekugadza Nyanzvi yeTrasti
Kugadza Professional Trustee hakusi pasina kufunga kwayo. Mhedzisiro huru yekugadza Professional Trustee ndeyechokwadi muripo wakajeka. Saizi yeTrust Fund inozoona kuti Professional Trustee masevhisi anoshanda here kana kuti kwete.
Iko iyo Trust Fund iri pazasi saizi shoma, Professional Trustee mubhadharo unogona kudzikisira zvisizvo. Semuyenzaniso, Kugadziriswa kwe £100k uko kunopa Professional Trustee fees ye £10k pagore kunofanirwa kukwira pamusoro pegumi muzana kukura pagore kusangana nemitengo yayo yeProfessional Trustee chete - panogona kuve nemubhadharo webato rechitatu zvakare (semuenzaniso maneja ekudyara, Custodians, Property Managers etc.) - izvi hazvigoneke. Kana tichienzanisa, Kugadziriswa kwe £ 10m nemari yakafanana ye £ 1k Professional Trustee inongoda kuwana pamusoro pe 10% kukura pagore, chipingamupinyi chinogoneka.
Naizvozvo, maProfessional Trustees anowanzo kubatikana uko Trust Fund ichave yakakosha mumamirioni +. Mumamiriro ezvinhu akadai, mitengo yeProfessional Trustee uye chero mapato echitatu anogona kuzadzikiswa ichiri kukura zvine hutano kuburikidza nemari inowanwa, chawakawana uye chibereko chinowanikwa.
Mumamiriro ezvinhu akadai, mutengi ari kuendesawo kutonga kwezvinhu zvavo Zvakagadziriswa kune vanhu vaanogona kunge vasina hukama huripo navo. Nekudaro, kunetseka uku kunogona kuderedzwa nemimwe yemibvunzo yatinofunga muchikamu 3.
Zvakaipa Pakugadza Mutevedzeri Webasa
Sezvineiwo, mabhenefiti makuru ekugadza Lay Trustee ndeokuti Settlor / Donor vanozove nehukama hwepamberi navo kureva kuti vanozove munhu anozivikanwa. Imwe bhenefiti yakakosha ndeyekuti ivo vanowanzo shanda seTrusti mahara.
zvisinei, pane zvakawanda zvakakosha zvinoita kuti Lay Trustee ive mhinduro isinganakidze uko Trust Fund uye kuronga kunobvumira kuti Professional Trustee abatiswe. Izvi zvinosanganisira zviratidzo zvakadai se:
chamazuva
Nehurombo, kusiyana neProfessional Trustees vanoita kuburikidza nekambani yemubatanidzwa, Lay Trustees vanogona kufa kana kurasikirwa nehunyanzvi. Izvi zvinogona kukonzera nyaya dzekutonga kwakanaka uye kunoshanda kweTrust uye kuunza mari yekugadzirisa. Successor Trustees anogona kudomwa muDeed, asi nyaya dzakafanana dzichiripo, uyezve pane kuvimba nekuchengeta marekodhi kwakaringana uye nekupa zvakanaka - sezvo zvisingazochengetwe panzvimbo yepakati, kusiyana nemahofisi eProfessional Trustees.
Mamiriro evaLay Trustees anogonawo kuchinja. Semuyenzaniso vanogona kutama vachienda kubasa nezvimwewo. Kana izvi zviri izvo, kunze kwenyaya yekuva kure, sezvambotaurwa, zvinogona kukonzera zvikwereti zvisingatarisirwi. Mutariri anogona kukwevera Trust muhurumende itsva yemutero, uye izvi zvinogona kuzova nemhedzisiro yemutero.
A Professional Trustee anopa zvechigarire uye chokwadi nezve kurapwa panguva yavo. Kupfuurirazve sezvo kambani ichigona kuenderera nekusingaperi, chimiro ichi chinobvumira mupi webasa kuti ave nekunzwisisa kwakadzama kwehurongwa, iyo Settlor / Donor uye pazvinenge zvakakodzera Vanobatsirwa mukati menguva yese yeTrust, iyo inobatsira mukutonga kwakanaka kweiyo Vimba.
Kusatsigira zvematongerwo enyika
Sezvo Lay Trustees vanhu vanozivikanwa kune Settlor / Donor senge mhuri kana shamwari, ivo kazhinji vane 'ganda mumutambo' kutaura kureva kuti vanowanzofarira - kungave zvakananga kana zvisina kunanga. Sezvambotaurwa, iri nderimwe remabasa emutemo anokweretwa neTrasti.
Kana paine nyaya yekusarerekera, kupesana kwechido nezvimwe. izvi zvinogona kukanganisa hurongwa, kuve mudzi wechiito chemutemo uye zvinogona kutoona kutsauka kubva kuzvinangwa zveSettlor / Donor. Kupfuurirazve, MaLay Trustees anogona kudonha, zvichiita kuti kutonga kweTrust kuome.
A Professional Trustee anozvimiririra pahukama hwehukama hwemhuri uye anogara achivimbisa nzira isina tsarukano yekuita mabasa avo pasi peTrust - inogara ichiitwa muVabatsiri zvakanyanya kufarira uye zvinoenderana nezvishuwo zveSettlor / Donor.
Mutoro
Kuita seTrust inogona kutora nguva, yakaoma uye dzimwe nguva isingaite. Izvi zvinogona kuita kuti basa rive rakakura uye rinogona kunetsa kune Lay Trustees, kunyanya uko Trust Fund ine zvinhu zvakakosha.
Kunyangwe kuita hutongi hwezuva nezuva, kuchengeta maakaunti kana kubata nevechitatu nyanzvi dzebato, maTrasti ako anenge achitora basa rinorema. Ramba uchifunga kuti Lay Trustees vanowanzo tamba basa iri pamwe chete nebasa ravo nehupenyu hwepamba.
Kugadza Professional Trustee, senge Dixcart, inopa mutoro uyu kune vanopedza nyanzvi vakazvitsaurira kuendesa sevhisi yemhando yepamusoro, kuchengetedza vadikani vako vasina marwadzo uye marwadzo eTrustteeship.
Ruzivo & Hunyanzvi
Zvinonzwisisika, ruzhinji rweLay Trustees havangove neruzivo rwunodiwa uye hunyanzvi hwekupa Trust zvakakwana. Munyika yanhasi, zvakatipoteredza zvinogara zvichigadziridzwa, semuenzaniso mukutaura zvinodiwa semuenzaniso FATCA neCRS, zvinodiwa zvekunyoresa senge Rejista yeOverseas Entities uye shanduko yemutero, zvemutemo kana zvekutonga nezvimwe.
Kazhinji nyanzvi dzinokwanisa, dzakadai saDixcart, dzichava neruzivo rwakadzama rwenzvimbo dzose dzakakodzera uye kuchengetedza ruzivo rwemaitiro akanaka.
Chokwadi, ruzivo rwehunyanzvi rungadikanwa uye saka Professional Trustee inogona kudiwa. Semuyenzaniso, hazvishamisi kuti mabhizinesi kana mapoka emakambani atsvage kushandisa maTrust enyanzvi, akadai seEmployee Benefit Trusts kana Employee Ownership Trusts. Mumamiriro ezvinhu akadaro kutonga kwakanaka kwakakosha uye saka Professional Trustees anogona kubatsira zvakanyanya.
Ruzivo uye hunyanzvi hweProfessional Trustee yako inogona kubatsira iyo Trust Fund kuzadzisa zvinangwa zvayo nekufamba kwenguva, ichipa kukosha uye kuchengetedza mari kupfuura kutonga kuri nyore.
Mukupedzisa, nemamiriro ezvinhu chaiwo, kugadzwa kweProfessional Trustee, senge Dixcart, kunogona kuderedza zvimwe zvikwereti zvisingakodzeri uye kupa runyararo rwepfungwa kune vese vanobatanidzwa.
3. Chii chandinofanira kufunga nezvacho pakusarudza Professional Trustee?
Kana iwe uye/kana chipangamazano wako uchitenda kuti Professional Trustee ndiyo mhinduro yakakodzera, unogona kunge uchinetseka kuti unganyatso ziva sei Nyanzvi yakanaka Trustee. Pane zvinhu zvakawanda zvekufunga nezvazvo, asi pazasi pane mibvunzo mishoma inoratidza yakanaka mhando Trust uye Corporate Service Provider:
Iyo Trust uye Corporate Service Provider Yakasimbiswa Zvakanaka?
Mutengi achada kufunga nezve iwo mafemu ane nhaka muindastiri uye akashanda nguva dzose pasina nyaya. Izvi zvinoratidza kuzvipira kweanopa masevhisi pakushanda zvakachengetedzeka uye nenzira inotevedza. Mupi webasa ane ruzivo rwakakura mukuvimba uye masevhisi emakambani achave nekunzwisisa kwakadzama kwezvakaoma zvinosanganisirwa mukutonga masangano. Chiitiko chavo chinogona kukubatsira kuti ufambe munjodzi nezvinonetsa, izvo zvinogona kuwedzera kukosha. Naizvozvo, izwi rekutengesa chiratidzo chekusingaperi uye kuvimbika.
Dixcart Boka parizvino rave kutengeserana kweanopfuura makore makumi mashanu uye rinoramba riri rakavanzika remhuri imwe chete. Kupfuurirazve, Dixcart Isle of Man yanga ichishanda kubvira 50, inomiririra ruzivo rwakadzama uye rwakasiyana rweTrust uye Corporate manejimendi. Izvi zvinoreva kuti isu hatina dzvinyiriro dzakafanana dzekutengeserana dzinosangana nevanopa masevhisi equity, isu tinongoita magadzirirwo anoenderana nekudaro tine hunhu kwete kutarisisa vhoriyamu.
Iyo Trust uye Corporate Service Provider vane Nyanzvi Vakakodzera uye Vane ruzivo Vashandi?
Trust uye Corporate Service Provider akavimbika anofanira kuva nechikwata chenyanzvi dzine magwaro akakodzera uye hunyanzvi, zvakaita seAccountant, Magweta, STEP qualified Trustees, Chartered Secretaries etc. Vanozowanzova nhengo dzemaindasitiri nemasangano anocherechedzwa.
Paunenge uchibata neTrust yako uye Corporate Service Provider unofanirwa kunzwa uine chivimbo chekuti vashandi vaunobata navo vane ruzivo rwakakwana, vanogona kupa mhinduro dzaunoda uye vane hunyanzvi hwekuita.
Kupfuurirazve, zvakakoshawo kuve nekusangana kwakananga nenhengo dzechikwata chepamusoro uye Vatungamiriri. Kana iwe uchida kuti chimwe chinhu chiitwe - chinoda kubatwa sechinhu chakakosha. Ichi chiratidzo chakanaka chemaitiro ebasa.
PaDixcart zvinhu zvako zvezuva nezuva zvichagadziriswa nevashandi vepamusoro vane hunyanzvi. Pamusoro pezvo, Vatungamiriri vedu vanoziva nezvese mubatanidzwa watinopinda uye tichipinda zvizere mumasevhisi anounzwa.
Ko Trust uye Corporate service provider ine Transparent Fee Structure?
Yakawanda admin uye kuteedzera kunoitwa neTrust uye Corporate Service Providers inounzwa pane 'nguva-yakashandiswa', zvichireva kuti pro-yakatemerwa muyero weawa unoshanda. Chiyero chemuripo unozofanira kuenderana nemazinga ebasa rinodiwa kufambisa sangano. Uyezve muyero weawa unoshanda kune chero basa unoenderana nekuoma kwebasa uye hunyanzvi hunodiwa.
Kana uchifunga nezve Trust yako uye Corporate Service Provider, unofanirwa kuve nechokwadi chekuti mubhadharo uri pachena uye kuti haufe wakabhadhariswa usinganzwisise kuti chii chauri kubhadhara. Panofanirawo kuve nekuchinjika kwakavakirwa-mukati, kuitira kuti ongororo yenguva dzose iitwe, uye hukama hunogona kuramba hwakaringana kune vese vanobatanidzwa.
Isu tichagara takavhurika uye takatendeseka nevatengi uye vanopa mazano kana zvasvika pamari, tichigara tichipa yambiro uye kuwana kusaina kwevatengi tisati taita chero chinhu. PaDixcart tinotenda kuti kuvimba ndicho chivakwa chakakosha mukuvandudza hukama hwedu nevatengi nevanovapangamazano.
Iwe Uchava Nenzvimbo Yakatsaurirwa Yekubatana?
Akanaka Trust uye Corporate Service Provider inovimbisa kuenderera kwesevhisi, izvo zvinozoderedza kukanganisa kunogona kuitika. Naizvozvo, zvakakosha kuti iwe ugone kuvaka hukama hwenguva refu hwekuvimba uye kunzwisisa nenhengo dzakazvipira dzechikwata. Kudzikira kwekuchinja kwevashandi uye kusawanzo chinja kune mawanobata kunoratidza rudzi rwekuvimbika uye kugadzikana kwauchazoda kune chero kuronga kwenguva refu seTrust.
Hofisi yeDixcart's Isle of Man ine mwero wakaderera wevashandi, nenhengo dzechikwata chedu dzakawanda dziri nesu kwemakore mashanu+ uye nhamba inoshandira kwemakore makumi maviri.
4. Dixcart Inogona Sei Kubatsira Nekuvimba Kwangu Kuronga?
Dixcart vane ruzivo rwakakura mumasangano ese ekumahombekombe uye anogona kubatsira nekuseta uye nekuenderera mberi kwekutonga kwemutengi wako wega kuronga uye kurongeka kwekambani. Izvi zvinosanganisira marudzi ese eTrust uye chero ari pasi peSpecial Purpose Vehicles kana masangano emakambani.
Kwemakore makumi mashanu apfuura, takagadzira hukama hwakasimba hwekushanda nevamwe vevapangamazano vepasirese. Kana usati waita chipangamazano chehunyanzvi, tinogona kuita sumo sezvazvinokodzera.
Pinda Mukati
Kana uchida kukurukura nezve Professional Trustee masevhisi, kana Estate uye Succession Planning, ndapota inzwa wakasununguka kubata naPaul Harvey paDixcart: advice.iom@dixcart.com
Dixcart Management (IOM) Yakatemerwa Rezinesi neIsle of Man Financial Services Authority
