Iyadoo la tixgalinayo U guurista Deganaanshaha ama Ganacsiga ee UK? Akhri Hagayada Waxqabadka ee Guryaha iyo Hantida Ganacsiga ee UK
Ajaanibku ma iibsan karaan hanti gudaha UK?
Haa Ma jiraan wax ka celinaya shakhsi aan deganayn UK ama hay'ad shirkadeed iibsashada guri gudaha Boqortooyada Midowday (in kasta oo shakhsigu u baahan doono inuu jiro 18 sano ama ka weyn si uu u yeesho lahaanshaha sharciga ah ee hantida iyo shirkad shisheeye waa in ka hor intaysan helin hantida u qalma marka hore ka diiwaangashan Guriga Shirkadaha si waafaqsan Denbiga Dhaqaalaha (Transparency and Enforcement) Act 2022).
Marka laga reebo kuwa kore, shuruuc kala duwan ayaa lagu dabaqaa Scotland iyo Waqooyiga Ireland oo ka soo horjeeda hantida England iyo Wales. Waxaan hoos diiradda saari doonaa hantida ku taal England iyo Wales. Haddii aad rabto inaad ka iibsato guri ku yaal Scotland ama Waqooyiga Ireland, fadlan ka raadso talo madaxbannaan oo ku takhasusay meelahaas.
Tilmaanta hoose waxay diiradda saartaa hantida ku taal England iyo Wales.
Sideed u bilaabi kartaa raadintaada guriga?
Waxaa jira tiro matoorada raadinta hantida onlayn ah. Dhaqan ahaan wakaaladu waxay ku takhasusaan ganacsiga ama guryaha la dego laakiin labadaba maaha. Ka bilow mashiinka raadinta si aad u barbar dhigto guryaha ku yaal magaalada aad dooratay ama goobta kale oo la xiriir wakiilka maxalliga ah ee xayeysiiya guriga si aad u diyaarsato daawasho. gorgortanka qiimaha ka hooseeya qiimaha la xayeysiiyay waa wax caadi ah.
Maxay muhiim u tahay in la eego guri?
Markaad hesho guri waa muhiim inaad aragto, samee baaritaanada caadiga ah ee heshiiska hore ee ka dhanka ah (qareenka hantida ama xawaaladaha diiwaangashan ayaa awoodi doona inuu ku caawiyo) ama weydii sahamiye inuu arko.
Mabda ' xayiraadda xayawaanka ("iibsaduhu ha ka digtoonaado") ayaa lagu dabaqaa sharciga guud. Iibsaduhu kaligii ayaa mas'uul ka ah hubinta guri. Si aad wax u iibsato adigoon samayn daawasho ama sahan waxay inta badan halis ugu jirtaa iibsadaha. Iibiyeyaashu caadi ahaan ma bixin doonaan dammaanad ama magdhow sida ku habboonaanta guriga.
Sideed u maalgelisaa iibka?
Wakiilka guryaha iyo xirfadlayaasha ku lug leh iibka ayaa xiisayn doona inay ogaadaan sida aad u doonayso inaad u maalgeliso iibka. Tani waxay noqon kartaa lacag caddaan ah, laakiin hantida ugu badan ee laga iibsado England iyo Wales waxay ku timaadaa amaah guri/amaah hanti ah. Ma jiraan wax xannibaado ah oo ajaanibka ku ah inay damaanad qaadaan amaahda UK si ay kaaga caawiyaan maalgelinta wax iibsiga inkasta oo laga yaabo inaad la kulanto shuruudo adag, waajibaadka bixinta deebaaji weyn iyo heerka dulsaarka sare.
Waa maxay nooca "hantida" sharciga ah ee guriga aad damacsan tahay inaad iibsato?
Guud ahaan, hantida waxaa lagu iibiyaa lahaanshaha xorta ah (waad leedahay gabi ahaanba) ama lahaanshaha kirada (oo ka dhashay hantida xorta ah ee aad haysato dhowr sano) - labaduba waa hanti ku yaal dhulka. Tiro kale oo dano sharci ah iyo dano faa'iido leh ayaa sidoo kale jira laakiin kuwan halkan kuma jiraan.
Diiwaanka dhulka ee Boqortooyadu waxa ay haysaa diiwaanka dhammaan magacyada sharciga ah. Haddii qiimaha soo jeedinta la aqbalo lataliyahaaga sharci ayaa dib u eegi doona diiwaanka lahaanshaha sharciga ah ee hantidaas si uu u eego in hantida aad iibsanayso la iibinayo oo ay hoos imanayso wax kharash ah. Weydiimaha heshiiska hore ayaa sidoo kale sida caadiga ah lala soo xiriiri doonaa iibiyaha si loo hubiyo inaysan jirin dano koox saddexaad oo xad dhaaf ah oo ku jira guriga oo laga yaabo inaysan ka muuqan booqashada goobtaada.
Haddii wax ka badan hal iibsade ay rabaan inay lahaadaan guriga, sidee loo haysanayaa hantidaas?
Lahaanshaha sharciga ah ee hantida waxaa haysan kara ilaa afar milkiileyaal sharci ah.
Waxaa jiri kara faa'iidooyin ama faa'iido darro xagga canshuurta sida aad u go'aansato inaad u haysato hanti si sharci ah iyo haddii ay tahay shakhsiyaad ama hay'ado shirkadeed ama labadaba labadaba. Waa muhiim in la qaato talobixin cashuureed oo madax-bannaan marxalad hore.
Meesha hantida loogu talagalay in ay haystaan dadka la wadaaga, tixgeli haddii lahaanshaha sharciga ah ay tahay in ay haystaan la-lahaanshiyaha sida "kiraystayaasha wadajirka ah" (lahaanshaha faa'iidada leh ee mid kasta oo u gudbiya dhimashada kuwa kale ee la wadaaga) ama sida " kireystayaasha ay wadaagaan” (qaybta faa'iidada leh ee ay leeyihiin, waxay u gudbisaa dhimashada hantidooda ama loola macaamilo rabitaankooda).
Maxaa dhacaya xiga?
Waxaad heshay guri qiimihii aad bixisayna waa la aqbalay waxaadna go'aansatay cidda haysata lahaanshaha sharciga ah ee guriga. Maxaa dhacaya marka xiga?
Waxaad u baahan doontaa inaad farto looyar ama gaadiidle si uu u fuliyo dadaalka ku habboon, u soo qaado su'aalo, sameeyo baadhitaanada qandaraaska ka hor ee caadiga ah oo uu kugula taliyo masuuliyadda cashuurta ee suurtogalka ah. Waxaad u baahan doontaa inaad ka gudubto "ogow macmiilkaaga" ka hor inta aan la bilaabin shaqada sharciga ah si aad u diyaargarowdo inaad hesho dukumeentiyada khuseeya ee looga baahan yahay lacag dhaqidda caadiga ah iyo jeegag kale.
Marka la iibsanayo hanti xor ah ama kiro ah oo ku xidhan qiimo jaban, qandaraas inta badan waa la qoraa oo laga wada xaajoodaa dhinacyada. Marka la heshiiyo, qandaraaska waa la "bedalayaa" markaas oo deebaaji la siinayo qareenka iibiyaha (badanaa qiyaastii 5 ilaa 10% qiimaha iibka). Marka heshiis la is dhaafsado labada dhinacba waxay ku qasban yihiin inay fuliyaan heshiiska (iibiyaan iyo iibsadaan) iyadoo la raacayo shuruudaha heshiiska. "Dhammaystirka" wax kala iibsiga waxa uu dhacaa taariikhda lagu go'aamiyay heshiiska oo caadiyan waa bil ka dib laakiin waxa ay noqon kartaa waqti hore ama wax badan ka dib, ku xiran tahay in qandaraasku uu ku xiran yahay shuruudo lagu qancay.
Marka la dhammeeyo wareejinta haynta xorta ah ama hantida muddada dheer, hadhaaga qiimaha iibku wuxuu noqonayaa mid la bixin karo. Heshiisyada cusub ee gaagaaban ee guryaha ganacsiga iyo kuwa la dego labadaba, marka heshiiska cusubi taariikhdiisu dhammaato, arrintu way dhammaatay oo mulkiiluhu wuxuu u soo diri doona kiraystaha cusub qaan-sheeg kirada, kharashka adeegga iyo caymiska sida ku cad shuruudaha heshiiska.
Qareenka iibsada/kiraystayaasha ayaa u baahan doona inuu sameeyo arji Diiwaanka Dhulka ee Boqortooyada si uu u diwaangeliyo wareejinta/heshiiska cusub. Lahaanshaha sharcigu ma gudbi doono ilaa diiwaangelintu dhammaato.
Waa maxay canshuuraha loo baahan yahay in la tixgeliyo marka la qaadanayo lahaanshaha kiro ama lahaanshaha xorta ah?
Daawaynta cashuurta ee lahaanshaha dhul xor ah ama kiro ah gudaha Boqortooyada Midowday waxay inta badan ku xirnaan doontaa sababta qofka ama hay'ada shirkaduhu u haystaan hantida. Iibsaduhu waxa laga yaabaa inuu iibsado ama kireeyo guri uu ku dego, dego dhismo si uu ganacsigiisa uga sameeyo, u yeesho inuu horumariyo si uu u ogaado dakhliga kiraynta ama uu u iibsado maalgashi uu ku horumariyo oo uu macaash ku iibiyo. Canshuuro kala duwan ayaa lagu dabaqaa marxalad kasta marka waa muhiim inaad la hadasho khabiirka canshuuraha goor hore, iyadoo ku xiran qorshaha aad u leedahay guriga.
Hal canshuur oo lagu bixiyo 14 maalmood gudahooda marka la dhammeeyo heshiiska ijaarka ama wareejinta hantida gudaha England (haddii mid ka mid ah dhimista xaddidan ama ka-dhaafitaanku khuseeyo mooyee) waa cashuurta dhulka ("SDLT").
Guryaha la dego eeg qiimayaashan hoose. Si kastaba ha ahaatee, kharash dheeraad ah oo ah 3% ayaa lagu bixinayaa korka haddii iibsaduhu uu hore u lahaan jiray meel kale:
| Hantida ama kirada lacagta caymiska ama qiimaha wareejinta | Heerka SDLT |
| Ilaa £ £ 250,000 | Zero |
| £675,000 ee soo socota (qaybta £250,001 ilaa £925,000) | 5% |
| £575,000 ee soo socota (qaybta £925,001 ilaa £1.5 milyan) | 10% |
| Inta soo hartay (qeybta ka sareysa £1.5 milyan) | 12% |
Markaad iibsanayso guri cusub oo kiro ah, wax kasta oo khidmad ah ayaa lagu qaadi doonaa cashuur sida hoos timaada kuwan kor ku xusan. Si kastaba ha ahaatee, haddii wadarta kirada inta lagu jiro nolosha heshiiska (oo loo yaqaan 'qiimaha saafiga ah') uu ka badan yahay heerka SDLT (hadda £250,000), waxaad SDLT ka bixin doontaa 1% qaybta ka badan £250,000. Tani ma khusayso heshiisyada hadda jira ('la qoondeeyey').
Haddii aanad joogin UK ugu yaraan 183 maalmood (6 bilood) inta lagu jiro 12 bilood ka hor iibsashadaada, ma tihid qof degan UK ujeedooyinka SDLT. Caadi ahaan waxaad bixin doontaa 2% lacag dheeraad ah haddii aad ka iibsanayso guri la deggan yahay gudaha England ama Waqooyiga Ireland. Macluumaad intaas ka badan oo arrintan ku saabsan, fadlan akhri maqaalkeenna: Iibsadayaasha dibedda ka fikiraya inay iibsadaan guri la deggan yahay gudaha England ama Waqooyiga Ireland 2021?
Hantida ganacsiga ama hantida la isku daray, waxaad ka bixin doontaa SDLT kordhinta qaybo ka mid ah qiimaha guriga markaad bixiso £150,000 ama ka badan. Wareejinta dhul ganacsi ee xorta ah, waxaad ku bixin doontaa SDLT qiimaha soo socda:
| Hantida ama kirada lacagta caymiska ama qiimaha wareejinta | Heerka SDLT |
| Ilaa £ £ 150,000 | Zero |
| £100,000 ee soo socota (qaybta £150,001 ilaa £250,000) | 2% |
| Inta soo hartay (qeybta ka sareysa £250,000) | 5% |
Markaad iibsato guri cusub oo aan deganayn ama la isticmaalo isku dhafan oo kiro ah waxaad ka bixinaysaa SDLT qiimaha iibka heshiiska kirada iyo qiimaha iibka heshiiska iyo qiimaha kirada sanadlaha ah ee aad bixiso ('qiimaha saafiga ah'). Kuwaas waxaa loo xisaabiyaa si gooni ah ka dibna la isku daray. Waxa kale oo lagu dabaqaa kharashyada kor ku xusan.
Xirfadlahaaga canshuuraha ama qareenka ayaa awoodi doona inuu xisaabiyo mas'uuliyaddaada SDLT iyadoo loo eegayo sicirrada khuseeya wakhtiga iibsashada ama kirada.
Xiriirinta kale ee waxtarka leh:
- https://www.gov.uk/government/publications/how-to-buy-a-home/how-to-buy
- https://www.gov.uk/government/publications/how-to-lease/how-to-lease
- https://www.gov.uk/stamp-duty-land-tax/residential-property-rates
- https://www.dixcartuk.com/five-years-have-passed-since-the-uk-government-set-out-its-intention-to-create-a-public-register-of-the-beneficial-ownership-of-overseas-entities-uk-assets-progress/
- https://www.dixcartuk.com/register-of-overseas-entities-a-comprehensive-guide-to-the-new-registration-requirements-for-overseas-owners-of-uk-property/
- https://www.dixcartuk.com/pre-arrival-uk-tax-planning-for-non-uk-domiciled-individuals/
Macluumaad dheeraad ah ama hagitaan ku saabsan sida loo iibsado hanti, qaabeeyo ganacsigaaga si loo badbaadiyo cashuurta, tixgelinta cashuuraha ee UK, ku darista meel ka baxsan UK, socdaalka ganacsiga ama dhinac kasta oo kale oo u raritaan ama maalgashi gudaha UK fadlan nala soo xiriir talo.uk@dixcart.com.
