Lichelete tsa Dijithale tsa Kajeno le Seo U ka se Lebellang Nakong e Tlang e Haufi

Malta - Boqapi le Theknoloji

Hona joale Malta e sebelisa leano la ho thusa ho etsa bonnete ba hore Malta e nkoa e le e 'ngoe ea libaka tse phahameng tsa EU bakeng sa mekhoa e mecha le theknoloji. Ka hona ho bohlokoa ho tseba hore na 'Maraka oa Lichelete oa Dijithale o entsoe ka eng hajoale le hore na o lebile hokae.

Malta ke sebaka sa mantlha sa bethe ea tlhahlobo ea Micro mme hajoale ho na le maano a 'maloa a hlahisitsoeng ho hohela likhamphani tse qalang tse thehiloeng ho theknoloji.

EU le Lekala la Lichelete la Dijithale

Ho tloha ka Loetse 2020, Komisi ea Europe e ile ea amohela sephutheloana sa lichelete tsa dijithale, ho kenyeletsoa leano la lichelete tsa dijithale le litlhahiso tsa molao mabapi le li-crypto-assets le botsitso ba ts'ebetso ea dijithale, ho hlahisa lefapha la lichelete la EU la tlholisano le fang bareki monyetla oa ho fumana lihlahisoa tse ncha tsa lichelete, ha ba ntse ba netefatsa tshireletso ya bareki le botsitso ba ditjhelete. Maikemisetso a ho ba le melao e bonolo ho dijithale le e bolokehileng bakeng sa bareki, ke ho matlafatsa likamano lipakeng tsa likhamphani tse qalang le lifeme tse thehiloeng lekaleng la lichelete ha ho ntse ho sebetsanoa le likotsi tse amanang le tsona.

Boemo ba Balaoli

Lekala la lits'ebeletso tsa lichelete le bone ho potlaka ka potlako mokhoeng o lebisang ho digitisation, 'me ka lebaka leo, balaoli ba bangata ba ntse ba sheba mokhoa oa ho netefatsa hore moralo oa taolo o laola likotsi tsa mekhoa ena e mecha, ntle le ho sitisa bokhoni ba bona ba ho ntlafatsa haholo tsamaiso ea lichelete.

Thahasello ea 'maraka e pota-potileng li-crypto-assets, le thekenoloji e ka tlase ea distributed ledger (DLT), e ntse e eketseha. Melemo e ka bang teng ea lintlafatso tsena ke ho eketsa bokhoni ba litefo hammoho le ho fokotsa litšenyehelo le ho holisa kenyeletso ea lichelete. Ka ho etsa joalo ho boetse ho na le lethathamo la matšoenyeho a amanang le balaoli ba bangata ba totobalitse 'me ba ntse ba eketsa litemoso ho bareki le batseteli.

Ho tloha ho mefuta ea khoebo ea setso, libapali tse kholo tsa theknoloji li qala ho fana ka lits'ebeletso tse fapaneng tsa lichelete tse thehiloeng sethaleng. Bohlale ba maiketsetso le mekhoa ea ho ithuta ka mochini e ntse e kenyelletsoa lits'ebetsong tsa lifeme 'me e ntse e sebelisoa ka ho eketsehileng lithulusing tse etselitsoeng ho sebelisoa ke bareki. Batsamaisi ba boetse ba ela hloko matšoenyeho a boitšoaro moo mefuta ea AI e sa nahaneng ka mokhoa o lekaneng ho hloekisa data, phetoho le ho se tsebise mabitso.

Mokhoa o Kopanetsoeng

Ha lifeme li its'etleha ho nts'etsopele ea lits'enyehelo ho fokotsa litšenyehelo le ho fana ka lihlahisoa tse ncha, ho na le patlisiso e ntseng e hola mabapi le botsitso ba cyber le ho tsoa ha batho ba bang, 'me ho ntse ho tšoaroa likopano tse fapaneng molemong oa ho kopanya balaoli le baqapi molemong o le mong. Hajoale ho na le merero e mengata ea sandbox e khothaletsang ba qalang ho nka karolo ho theheng pepeneneng lipakeng tsa tlhahiso ea lihlahisoa le taolo.

Mehaho ea mantlha e ts'ehetsang mahlale ohle a ntseng a hlaha le mokhoa oa ho tsamaisa li-digital, ke mekhoa ea motheo le data. Lik'hamphani li hloka ho netefatsa hore li na le boiphihlelo ba ho boloka le ho sekaseka datha ea tsona le ho ba le taolo le taolo e lekaneng. Ba hloka ho sireletsa data ea lekunutu ea bareki le mebaraka, ha ba ntse ba fana ka lits'ebeletso ka katleho ho feta meeling. Sena se hlahisa diphephetso tsa molao, tseo balaodi ba tswelang pele ho ngangisana ka tsona.

Leano la Lichelete la Dijithale

The Leano la Lichelete la Dijithale e hlahisa boemo bo akaretsang ba Europe mabapi le phetoho ea dijithale ea lichelete lilemong tse tlang, ha e ntse e laola likotsi tsa eona. Le ha mahlale a dijithale e le senotlolo sa ho nchafatsa moruo oa Europe ho pholletsa le makala, basebelisi ba lits'ebeletso tsa lichelete ba tlameha ho sireletsoa khahlanong le likotsi tse bakoang ke ho itšepa ho hoholo hoa lichelete tsa dijithale.

Leano la Lichelete la Dijithale le fana ka lintlha tse 'ne tsa mantlha tse khothaletsang phetoho ea dijithale:

  1. E sebetsana le karohano 'Marakeng o le Mong oa Dijithale bakeng sa lits'ebeletso tsa lichelete, ka hona e nolofalletsa bareki ba Europe ho fihlella lits'ebeletso tse tšelang meeli le ho thusa lifeme tsa lichelete tsa Europe ho holisa ts'ebetso ea bona ea dijithale.
  2. E netefatsa hore moralo oa taolo oa EU o nolofatsa ntlafatso ea dijithale molemong oa bareki le katleho ea 'maraka.
  3. E theha sebaka sa boitsebiso ba lichelete sa Europe bakeng sa ho khothaletsa boqapi bo tsamaellanang le data, ho aha leano la data la Europe, ho kenyeletsoa le phihlello e ntlafalitsoeng ea boitsebiso le ho abelana boitsebiso ka har'a lekala la lichelete.
  4. E rarolla mathata a macha le likotsi tse amanang le phetoho ea dijithale.

Libanka li lokela ho hlokomela hore leano le joalo le tla tlisa litebello mabapi le ts'ebetsong ea mahlale a macha a ho fana ka litšebeletso tsa lichelete, kabo e matlafalitsoeng ea data e lebisang lits'ebetsong tse lebeletsoeng tsa lifeme le ntlafatso ea litsebo tsa ho tsamaisa tsamaiso ena e ncha ea tikoloho ea lichelete.

Maiteko a ikhethileng ao e leng karolo ea Leano la Lichelete la Dijithale a kenyelletsa:

  • Ho nolofaletsa tšebeliso e kopanetsoeng ea EU ka bophara ea boitsebiso ba dijithale
  • Ho thusa ho holisa litšebeletso tsa lichelete tsa dijithale ho phatlalla le 'Maraka o le Mong
  • Ho khothaletsa tšebelisano 'moho le ts'ebeliso ea lisebelisoa tsa cloud computing
  • Ho khothaletsa tšebeliso ea lisebelisoa tsa mahlale a maiketsetso
  • Ho khothaletsa lisebelisoa tse ncha tsa IT ho thusa ho tlaleha le ho laola

Resilience ea Ts'ebetso ea Dijithale (DORA)

Karolo ea Digital Finance Package e fanoeng ke Khomishene ea Europe, tlhahiso ea molao mabapi le botsitso ba ts'ebetso ea dijithale (DORA tlhahiso), e eketsa litlhoko tse teng tsa likotsi tsa kotsi tsa Thekenoloji ea Boitsebiso le Likhokahano (ICT), e nolofalletsang boemo ba IT bo lebeletsoeng hore bo bolokehe le bo loketseng bokamoso. Tlhahiso e sebetsana le lintlha tse fapaneng mme e kenyelletsa; Litlhoko tsa taolo ea kotsi ea ICT, tlaleho ea liketsahalo tse amanang le ICT, tlhahlobo ea matla a ts'ebetso ea dijithale, kotsi ea mokha oa boraro oa ICT le ho arolelana tlhahisoleseling.

Tlhahiso e ikemiselitse ho rarolla; karohano mabapi le boitlamo ba mekhatlo ea lichelete sebakeng sa kotsi ea ICT, ho se lumellane litlhoko tsa tlaleho ea liketsahalo ka har'a le ho pholletsa le makala a litšebeletso tsa lichelete hammoho le tšokelo ea ho arolelana tlhahisoleseling, tlhahlobo e fokolang le e sa hokahaneng ea ts'ebetso ea dijithale, le bohlokoa bo ntseng bo eketseha ba batho ba boraro ba ICT. kotsi.

Mekhatlo ea lichelete e lebelletsoe ho boloka litsamaiso le lisebelisoa tse tsitsitseng tsa ICT tse fokotsang kotsi ea ICT ka melaoana e sebetsang ea ho tsoela pele ea khoebo. Litheo hape li hlokoa hore li be le mekhoa ea ho beha leihlo, ho arola le ho tlaleha liketsahalo tse kholo tse amanang le ICT, ka bokhoni ba ho hlahloba nako le nako hore na mokhoa ona o na le matla a ho sebetsa. Kotsi ea mokha oa boraro oa ICT e totobatsoa haholo, 'me bafani ba litšebeletso tsa mokha oa boraro ba ICT ba ipapisitse le Moralo oa Union Oversight.

Boemong ba tlhahiso, libanka li lebelletsoe ho etsa boikoetliso bo felletseng, ho lekola moralo oa bona oa ICT le moralo oa liphetoho tse lebelletsoeng. Bolaoli bo hatisa hore libanka li lokela ho tsoela pele ho beha leihlo mehloli eohle ea kotsi ea ICT ha ho ntse ho e-na le mehato e lekaneng ea tšireletso le thibelo. Qetellong, libanka li lokela ho haha ​​​​litsebo tse hlokahalang le ho ba le lisebelisoa tse lekaneng ho lumellana le litlhoko tse tsoang ho litlhahiso tse joalo.

Leano la Litefiso tsa Mabenkele

The Digital Finance Package e boetse e kenyelletsa e inehetseng Leano la Litefiso tsa Mabenkele. Leano lena le akaretsa moralo o motjha wa pholisi wa nako e mahareng ho isa ho o molelele o reretsweng ho matlafatsa ntshetsopele ya ditefo tsa mabenkele ka hara lefatshe le ntseng le fetoha la dijithale. Litšiea tse 'nè tsa leano lena ke;

  1. ho eketsa litharollo tsa tefo ea dijithale le hang-hang ka phihlello ea pan-European;
  2. mebaraka ea litefo tsa mabenkele tse nchafatsang le tse nang le tlholisano;
  3. litsamaiso tse sebetsang hantle le tse sebelisanang tsa litefiso tsa thekiso le lisebelisoa tse ling tsa tšehetso; le
  4. litefello tse sebetsang hantle tsa machaba, ho kenyeletsoa le ho tsoa kantle ho naha.

Leano lena le ikemiseditse ho atolosa marangrang a kamohelo bakeng sa ditefo tsa dijithale, mme Khomishene e boetse e tshehetsa mosebetsi o lebisang ho phanoeng ha euro ya dijithale. Ho phaella moo, Komisi e batla ho etsa bonnete ba hore moralo oa molao o potolohileng mabapi le litefello, o akaretsa bohle ba bohlokoa, ka tekanyo e phahameng ea tšireletso ea bareki. 

Dixcart Malta e ka Thusa Joang?

Dixcart Malta e na le boiphihlelo bo bongata ho pholletsa le lits'ebeletso tsa lichelete, 'me e ka fana ka temohisiso ea ho latela molao le taolo le ho thusa ho kenya tšebetsong phetoho, theknoloji le phetoho ea mokhatlo. 

Ha o qala lihlahisoa le lits'ebeletso tse ncha tse ncha, boiphihlelo ba Dixcart Malta bo ka thusa bareki ho ikamahanya le litlhoko tse fetohang tsa taolo le ho lemoha le ho laola likotsi tse hlahang.

Re boetse re tsebahatsa le ho thusa bareki ba rona ho fihlella merero e fapaneng ea mmuso oa Malta, ho kenyeletsoa lithuso le likalimo tse bonolo. 

Tlhahisoleseling e 'Ngoe

Bakeng sa tlhaiso-leseling e batsi ka Digital Finance le mokhoa o nkuoeng Malta, ka kopo ikopanye Jonathan Vassallo, ofising ea Dixcart e Malta: boeletsi.malta@dixcart.com.

Ntle le moo, ka kopo, bua le motho ea tloaetseng ho ikopanya le Dixcart.

Khutlela Lenaneng