Uphononongo: Ukujonga imingeni yeRhafu yeLifa yase-UK

intshayelelo

Kule meko, umxhasi wabucala wamazwe ngamazwe, masimbize ngoJohn, umhlali wase-UK okwiminyaka yakhe yokuqala yama-70 kunye nomhlolo, wazifumana ejongene netyala elikhulu leRhafu yeLifa (IHT). Ngepropati yase-UK exabisa i-£ 1,500,000 kunye notyalo-mali olupheleleyo lwe-£ 750,000, uJohn wacamngca ngezicwangciso zokunciphisa impembelelo kubutyebi bakhe ngaphandle kokufuna iingcebiso zobungcali.

Isicwangciso esiseMngciphekweni

Ngelinge lokujonga irhafu yelifa, uJohn wayecinga ngokuthengisa indlu yakhe kunyana wakhe, umhlali waseGuernsey, kummandla ongenarhafu yelifa. Eli cebo lalibandakanya unyana wakhe, osandul' ukubhangisa ishishini lezigidi zeeponti, ethenga le ndawo, kunye noJohn enikela ngemali efunyenweyo ngelixa eqhubeka nokuhlala endlwini. Injongo yayikukuba uJohn aphile eminye iminyaka esixhenxe, enenjongo yokuphepha iintlawulo ezinkulu zerhafu yelifa.

Uhlalutyo lobungcali

Nangona kunjalo, iqela lethu leengcaphephe lichonge ngokukhawuleza iziphene kwesi sicwangciso. Icebo elicetywayo “lokuthengisa” indlu kunyana, lilandelwa kukupha imali efunyenweyo, aliyi kuhambelana neNgeniso yeHM kunye neCustoms. Imithetho yesipho ngokuBekwa kweNzuzo (i-GWR), idityaniswa nokusetyenziswa okunokubakho kweRhafu yee-Asethi eziMnini ngaphambili (i-POAT), yenze ukuba isicwangciso singasebenzi. Ixabiso lesakhiwo liseza kuthathwa njengenxalenye yelifa likaJohn ngeenjongo zerhafu yelifa. Ngaphezu koko, indawo yokuhlala yonyana e-Guernsey ayizange ikhulule ipropathi yase-UK kwi-IHT esekwe e-UK, enokukhokelela kubunzima kwixesha elizayo.

Iingcebiso zobuNgcali

Bekunokuthini ukuba uJohn ebefune iingcebiso zobungcali kwaDixcart UK ngaphambi kokuba aqalise lo msebenzi unobungozi? Makhe sihlolisise.

  • UCwangciso lwemeko

Dixcart UK, ngekhokele uJohn ngohlalutyo olubanzi lwemeko. Ukuqonda imeko yezimali kaJohn yamazwe ngamazwe, iingcali zeDixcart zinokubonisa iziphumo ezinokuthi zibe kho, zithathela ingqalelo iinjongo zogcino lobutyebi bezizwe ngezizwe kunye nokwahluka kweendawo ezahlukeneyo zolawulo.

  • Ubuchule beZipho zaMazwe ngaMazwe

Esikhundleni sokulandela isicwangciso esidibeneyo, u-Dixcart wayenokucebisa uJohn ngeendlela ezithe ngqo nezithobelayo zehlabathi zokunciphisa irhafu yelifa. Oku kunokubandakanya isiphiwo esinobuchule esiphakathi kwemida evumelekileyo ebekwe ziindawo ezifanelekileyo okanye ukuhlola ii-PETs ezinokuthi zibe kho kwii-asethi zemali. Isicwangciso sesipho esicwangciswe ngononophelo, sithathela ingqalelo ixesha lexesha, besinokuyithomalalisa impembelelo ye-IHT ngokufanelekileyo.

  • Ukusebenzisa iiMvume zeRhafu zaMazwe ngaMazwe

I-Dixcart UK yayinokumnceda uJohn ukuba asebenzise izibonelelo zerhafu zamazwe ngamazwe, eqwalasela izinto zakhe zehlabathi. Ukuphonononga izinto anokukhetha kuzo ezinjengokupha inxalenye yotyalo-mali lwakhe kwezi zibonelelo bekunokuba sisicwangciso esisebenza kakuhle nesingafihliyo. Ukusetyenziswa kwamabhanti omlinganiselo we-nil, amabhanti omgangatho wokuhlala, kunye nezinye izibonelelo ezikhoyo bezinokwandiswa ukuze kugcinwe ubutyebi bamazwe ngamazwe.

  • UCwangciso loButyebi lweXesha elide

Ngaphezu koko, i-Dixcart UK yayinokumnceda uJohn ekuphuhliseni isicwangciso sokunciphisa irhafu yexesha elide kunye nombono wamazwe ngamazwe. Ukuqonda iinjongo zezezimali zikaJohn kunye nemeko yentsapho kwinqanaba lamazwe ngamazwe, iingcali zazinokuthi zinike isikhokelo malunga nokwakhiwa kwelifa lakhe, ukuqinisekisa ukuhanjiswa okungenamthungo kwempahla kwisizukulwana esilandelayo.

isiphelo

Ityala likaJohn lisebenza njengomzekeliso onyanzelisayo wokubaluleka kweengcebiso zobungcali ekujongeni izigqibo ezintsonkothileyo zemali yehlabathi. Ukufuna isikhokelo kuDixcart, kwakunokumsindisa uJohn kwiingxaki kunye nemigibe yemali awayejongene nayo. Esi sifundo sigxininisa ukubaluleka kokubonisana neengcali kwiinkonzo zabathengi babucala bamazwe ngamazwe, ukuqinisekisa ukuba abantu benza izigqibo ezizizo kwaye balondoloze ubutyebi babo kwimida.

Ngokuphonononga imeko yentelekelelo apho uJohn weza e-Dixcart UK kuqala, sigxininisa indima ephambili enokudlalwa ziingcali ekuqinisekiseni ikamva lezemali elivakalayo kunye nokunciphisa imingcipheko eyayanyaniswa nokugcinwa kobutyebi bamazwe ngamazwe kunye nokucwangciswa kobutyebi bokuvelisa. Olu phononongo lujolise ekubetheleleni ixabiso lokubonisana neengcali kunye nesicwangciso sobuchule ekukhuseleni abantu kwiziphumo zemali ebezingalindelekanga.

Dibana no

Ukuba unayo nayiphi na imibuzo malunga nokuchaphazeleka kwerhafu, ukuyilwa kweeWill zase-UK, Amandla aGqwetha aGqwethayo kunye nokucwangciswa kwelifa lamazwe ngamazwe, nceda uqhagamshelane: ingcebiso.uk@dixcart.com.

Buyela kuLuhlu