Udidi: IiNkonzo zoLuntu

imvelaphi

I-Dixcart iye yasondela ngabathengi abaninzi abafuna ukubuyisela iinkampani zabo ukusuka kwezinye iindawo ukuya e-UK. 

Ulawulo ngokutsha yinkqubo apho inkampani ihambisa indawo yayo yokuhlala ukusuka kwelinye ilizwe ukuya kwelinye ngokuguqula ilizwe elibhaliswe phantsi kwemithetho yalo.

Utshintsho lubekwe endaweni ukuze lukwazi ukwenza kwakhona iNkampani e-UK

Okwangoku, ukusukela ngoFebruwari 2022, akunakwenzeka ukwenza kwakhona inkampani e-UK, nto leyo ethetha ukuba amaQela anqwenela ukufudusa ishishini e-UK kuye kwafuneka enze uhlengahlengiso, amaxesha amaninzi ebonisa amatyala. 

Konke oku kuya kutshintsha kwixesha elizayo elingekude.

URhulumente wase-UK uzimisele ukomeleza isikhundla se-UK njengendawo yoshishino lwehlabathi kunye nemarike yasimahla evulelekileyo nekhuphisanayo. Ngoko ke uRhulumente wase-UK unenjongo yokwenza ukuba iinkampani zikwazi ukuhambisa indawo yazo yokuhlala, kwaye zifudukele e-UK, zihambelane namanye amazwe omthetho oqhelekileyo afana; Canada, New Zealand, Australia, Singapore kunye nenani US States.

Kutheni i-UK inomtsalane kwiiNkampani?

Abathengi batsalwa e-UK njengoko i-UK iyindawo ehamba phambili yotyalo-mali kunye neshishini. Ineenkqubo zolawulo ezikumgangatho wehlabathi, umthetho owomeleleyo weshishini kunye nolawulo, kunye nenkqubo yerhafu yenkampani ekhuphisanayo ngakumbi kwiinkampani ezibambeleyo. Nceda ubone iNgcaciso yethu yoLwazi I-UK - Ulawulo lweNkampani yokubamba egqwesileyo.

Imfuneko Yokuphucula Udumo

Amanye amaQela aneenkampani ezibandakanyiweyo, ngenxa yezizathu zembali kwimida ye-offshore, zonke zibe ngokusemthethweni, ziye zafumana umonakalo ngenxa yokuchazwa kwiphepha lePanama kunye nePandora. Ngenxa yoko abaninzi banomdla wokuphinda baphinde bazikhusele ekonakalisweni kwegama.

Iinzuzo zokuHlala phantsi kolawulo

Isenzo solawulo kwakhona senza inkampani ukuba ikhulise ukuqhubeka kwemisebenzi yayo ngelixa ivumela ukuba itshintshe indawo yayo yomanyano. Oku kwenza imbali yayo yoshishino, ubukrelekrele kunye namanye amalungelo epropathi, iikhontrakthi kunye nolwamkelo lolawulo ukuba luhlale lunjalo, ngaphandle kokuba iinkampani ziphinda zilawule.

Yintoni eyenzekayo?

Urhulumente wase-UK usanda kugqiba ukubonisana kokuqala kunye nomthetho wokuqaliswa kwe-UK Corporate Re-domiciliation Regime kulindeleke kunyaka ozayo.

Iinkcukacha ezongezelelweyo

Ukuba ungathanda ukufumana ingcaciso engaphezulu ngalo mbandela, nceda unxibelelane UPaul Webb: ingcebiso.uk@dixcart.com e Iofisi yeDixcart e-UK, okanye umfowunelwa wakho oqhelekileyo weDixcart.

imvelaphi

I-Malta kudala ilukhetho oludumileyo kwiinkampani kunye namashishini amatsha kwaye ligunya elithembekileyo le-EU. Iphakheji ekhethekileyo yenkxaso kunye nenkxaso yemali iyafumaneka kwiinkampani ezivelisa izinto ezintsha ezifuna ukuziseka kunye / okanye ukwandisa imisebenzi ngaphakathi kweMalta.

 Iinkampani ezisekelwe eMalta zinokufikelela kwinkxaso-mali yelizwe kunye ne-EU. I-Dixcart Malta inokuncedisa ngezicelo kwi-Malta Enterprise, i-arhente kaRhulumente enika inkxaso kwiinkampani kwizigaba ezahlukeneyo zobomi babo.

Nceda ujonge ngezantsi isishwankathelo senkxaso, izibonelelo kunye neemali-mboleko ezihlawulekayo ezikhoyo, i-ofisi ye-Dixcart eMalta inokunika iinkcukacha ezingaphezulu: ingcebiso.malta@dixcart.com

1. UPhando kunye noPhuhliso lwezifundo ezinokwenzeka

Amanyathelo ophando nophuhliso anxulunyaniswa nomngcipheko omkhulu, kwaye ke ngoko amaFundo okuNzeka kwe-R&D yinxalenye ebalulekileyo, ukufumanisa ukuba izinto ezibalulekileyo zeprojekthi yophando ecetywayo zisekelwe kwimigaqo ephilileyo.

Amashishini, aqeshe ubuncinane abasebenzi ababini bexesha elizeleyo, kwaye azimisele ukwenza i-Industrial Research and Experimental Development Project banokuzuza kuncedo lwemali.

Isibonelelo semali siyafumaneka, kwiiprojekthi zeenyanga ezintandathu, zokuhlawula imivuzo yabasebenzi bophando, kunye neendleko ezinxulumene nokwenza 'uphando lwekhontrakthi nolwazi lobugcisa'.

• Amashishini aqhuba iziFundo zokweNzeka ze-R&D anokufumana ukuya kuthi ga €50,000 ngeprojekthi nganye, ukuya kuthi ga kwi-70% yeendleko ezifanelekileyo, kuxhomekeke kubungakanani beshishini. Uncedo lubekwe kwi-5,000 yee-€ 20,000 ngomsebenzi osisigxina oqeshwe ngumfaki-sicelo ngexesha lokufaka isicelo. Kwiimeko apho umenzi-sicelo aseke inkampani yakhe kwiinyanga ezingamashumi amabini anesine phambi komhla wokufaka isicelo, isibonelelo esifikelela kuma-XNUMX eeuro, sisenokuvunywa, kungakhathaliseki inani labasebenzi abasisigxina.

2. Imali yeSibonelelo kwiiNdleko zoMvuzo 

Esi sibonelelo senzelwe ukuxhasa uphando lwemizi-mveliso kunye/okanye uphuhliso lovavanyo olwenziweyo ukuze kufunyanwe ulwazi olukhokelela kuphuhliso lweemveliso ezintsha nezisombululo.

Zimbini izibonelelo ezikhoyo:

• Isibonelelo semali kwiindleko zomvuzo ukuya kuthi ga €500,000.
• Ikhredithi yerhafu kwi; izixhobo, izixhobo (iindleko zokuhla) kunye nezixhobo kunye nezibonelelo, ezinxulumene nophando lwekhontrakthi kunye neprojekthi yolwazi lobugcisa ehlala ukuya kwiinyanga ezingamashumi amathathu anesithandathu. Esi sibonelelo sifumaneka ukuya kuthi ga kwi-25-60% yeendleko ezifanelekileyo, kuxhomekeke kubungakanani beshishini.

3. Uncedo kuPhando kunye neeProjekthi zoPhuhliso

Le nkuthazo ivumela iinkampani ukuba zibange iikhredithi zerhafu kwiindleko ezenziwe ngokuthe ngqo okanye ngokungathanga ngqo ekuqhubeni iprojekthi ye-R&D okanye iiprojekthi ezifanelekileyo kurhwebo lwenkampani. Iiprojekthi ezifanelekileyo kufuneka zijonge ukwenza inkqubela phambili kwicandelo lezenzululwazi okanye letekhnoloji 'ngesisombululo' sokungaqiniseki kwenzululwazi okanye kwezobuchwepheshe.

• Ukuvunywa kwangaphambili, phambi kokuqalisa kweprojekthi, akuyomfuneko kwesi sibonelelo. Esi sibonelelo sifumaneka ukuya kuthi ga kwi-45% yeendleko ezifanelekileyo, kuxhomekeke kubungakanani beshishini elinobuninzi. I-15 yezigidi zeerandi kwiprojekthi nganye ukubakho. 

4. Ukuxhaswa ngemali kuPhuhliso lweShishini

Le nkuthazo ijolise kwiinkampani ezibandakanyekayo; ukuvelisa, iinkonzo zoshishino, iteknoloji yedijithali, i-biotechnology, okanye kwezinye izinto ezintsha okanye ezongeziweyo zexabiso eliphezulu, njengoko kuvunywe yiMalta Enterprise.

• Olona ncedo lukhulu lukhoyo kwishishini ngalinye €200,000 kwiminyaka emithathu edlulileyo. Inkxaso-mali evunyiweyo kufuneka ihambelane ngqo nokusebenza kweshishini. Ingasetyenziselwa ukugquma; iindleko zokufuduka zabasebenzi abaphambili, iindleko zokuhlawula, ukuqeshisa kunye nerenti ye-real estate, iinkonzo ezinxulumene ngqo nemisebenzi yezoshishino, amalungelo kunye neelayisensi, ukufuduswa kwempahla ebonakalayo, ukuthengwa kwempahla ebonakalayo kunye neendleko zokusetyenziswa.

5. ISkimu soPhuhliso lweZakhono

Esi sikimu siyilelwe ngokukodwa ukunceda iinkampani ukuba zinike uqeqesho lokuyila nokuhlaziya izakhono nolwazi lwabasebenzi bazo.

• Inkxaso iyafumaneka malunga neendleko ezifanelekileyo, ngolu hlobo lulandelayo; iindleko zemivuzo yabaqeqeshi kunye nabaqeqeshi, iiyure zoqhagamshelwano ngokuthe ngqo zababoneleli benkonzo yoqeqesho, iindleko zokuhamba ngeenqwelomoya ukuthumela abaqeqeshwayo kwiindawo zoqeqesho lwangaphandle, iindleko zokuhamba emoyeni ukuzisa abaqeqeshi eMalta, ukurenta amagumbi oqeqesho, izixhobo kunye nezixhobo. Isibonelelo esikhoyo siphezulu kwiindleko ezifanelekileyo; I-70% yeshishini 'elincinci', i-60% kwishishini 'eliphakathi', kunye nama-50% kwishishini 'elikhulu'. Esona sibonelelo siphezulu sikhoyo €2,000,000 ngokweProjekthi yoPhuhliso lweZakhono.

6. Imali yokuQalisa

• Izibonelelo zokuya kuthi ga €400,000 ziyafumaneka eMalta, ngaphandle kokuba ishishini lishishini elivelisa izinto ezintsha, apho isibonelelo esinokubakho sinyuka siye kuthi xhaxhe €800,000.

Kusebenza ezi khrayitheriya zilandelayo:

• Inkampani (ilandela uhlolo olwenziwa yingcali yangaphandle) kufuneka ivelise/iphuhlise iimveliso/iinkonzo/iinkqubo ezintsha eziphuculwe kakhulu. OR
• Iindleko zophando kunye nophuhliso zimele ubuncinane i-10% yeendleko zokusebenza zefemu, ubuncinane omnye kwiminyaka emithathu yangaphambili, okanye, kwimeko yokuqalisa, kuphicotho-zincwadi lonyaka-mali, owandulela isibonelelo.

Esi 'sibonelelo' sinikezelwa njengemali ehlawulwa kwangaphambili, ngaphandle kokuba inkampani inomdla wokuthatha inxaxheba 'kwiNkqubo ye-Accelerator', nceda uthethe noDixcart Malta ngolwazi oluthe kratya: ingcebiso.malta@dixcart.com.

Inkxaso ehlawulwa kwangaphambili inokusetyenziselwa ukuhlawula iindleko ezininzi ezifanelekileyo:

• Utyalo-mali oluhlangeneyo kwiindleko zemivuzo: ukuxhasa ngemali ukuya kuthi ga kwi-75% yemivuzo yabasebenzi abasisigxina.
• Utyalo-mali oluhlangeneyo olunxulunyaniswe nezabelo zabucala: ilingana ne-50% yokwanda kwesabelo esiyinkunzi kumaqela anganxulumananga, iiyunivesithi okanye amaziko ophando angenzi nzuzo okanye amashishini anxulumeneyo. Ukonyuswa kwenkunzi yesabelo kufuneka kwenzeke emva kokuvunywa yiMalta Enterprise, kwaye kungadlulanga iinyanga ezilishumi elinesibini emva kokwamkelwa kokunikezelwa kwangaphambili. Ukukhutshwa kwembuyekezo kunokuthi kwenzeke ngokwezabelo, ezidityaniswe neziganeko ezibalulekileyo ezimiselwe kwisicwangciso sokuqala soshishino.
• Inkxaso ngokunxulumene nenkunzi yokusebenza: ukuya kuthi ga €200,000, ukwandisa ukuya kuthi ga €400,000 kwimeko yeenkampani ezivelisa izinto ezintsha.
• Inkxaso yokuthengwa kwezinto ezibonakalayo kunye nezingabonakaliyo: I-Malta Enterprise inokunikezela ukuya kuthi ga kwi-75% yeendleko zokuthenga; oomatshini, izixhobo kunye ne-amortiable, ii-asethi ezingaphathekiyo. Ii-asethi ezingaphathekiyo akufunekanga zigqithe kwi-50% yotyalo-mali lulonke kwaye zichazwa njengezisikelwe umda ekuthengweni; amalungelo awodwa omenzi wechiza, iilayisensi, kunye nolwazi.

7. Inkxaso eQhagamshelwe kwiNkxaso-mali yabantu abaninzi

• Isibonelelo esibuyiswayo ukuya kuthi ga kwi-50% yeprojekthi okanye ukunyuka kwenkxaso-mali ye-equity, ekwaxhaswa ngemali ngephulo eliyimpumelelo le-crowdfunding.

Inkxaso-mali ayinakudlula imali ecelwe ngephulo, kwaye umxhamli kufuneka axelele ukuba ufumene uncedo kwi-'Malta Enterprise'. Ukuba umxhamli uphakamisa iimali ezininzi kunezo zibonakaliswe eqongeni, umahluko unokutsalwa kwigalelo elibuyiswayo.

Iinkcukacha ezongezelelweyo 

Ukuba ungathanda ulwazi oluthe kratya malunga namanyathelo enkxaso yophando kunye nophuhliso kunye namathuba akhoyo ngokusebenzisa ulawulo lwaseMalta, nceda uthethe UJonathan Vassallo: ingcebiso.malta@dixcart.com kwi-ofisi Dixcart, eMalta okanye kunxibelelwano lwakho lwesiqhelo Dixcart.

imvelaphi

Iinkampani ezisekelwe eMalta zinokufikelela kwinkxaso-mali yelizwe kunye ne-EU.

I-Dixcart Malta inokuncedisa ngezicelo kwi-Malta Enterprise, i-arhente kaRhulumente enika inkxaso kwiinkampani kwizigaba ezahlukeneyo zobomi babo. Iinkqubo ziyafumaneka ngokuxhomekeke kwiikhrayitheriya ezahlukeneyo, kubandakanywa ubume beprojekthi/yomsebenzi.

Ngawaphi amaCandelo aLungileyo ukuba afumane inkxaso-mali?

Olona khetho luphambili lwenkxaso-mali luyafumaneka kula macandelo alandelayo: i-hi-tech, i-artificial intelligence, i-advanced production, isayensi yezobomi, imfundo kunye noqeqesho, i-digital innovation kunye nesayensi yedatha.

Icandelo le-hi-tech lichazwa ukuba libandakanye: 

• Iinkonzo zokubamba idatha 
• Iinkonzo zesango lentlawulo
• Ukukhuseleka 
• Izicelo ezisekwe kwilifu 
• Uhlalutyo lokuziphatha 
• Uphuhliso lwenkonzo yabathengi oluzenzekelayo ngeelwimi ezininzi 
• Idatha enkulu kunye nohlalutyo lwemali oluqhutywa yi-AI kunye nokuqonda 
• Uyilo lwenkqubo oluzimeleyo, olunatyisiweyo kunye nobukrelekrele 
• Imidlalo yedijithali 
• Fintech 
• MedTech

Kufikelelwa njani kwizigqibo zenkxaso-mali?

Imeko nganye ivavanywa ngokufanelekileyo kunye neMalta Enterprise iphonononga iindlela ezininzi kunye nokufikelela kwisigqibo sokugqibela kwimeko ngesiseko.

Isicwangciso se-AI

Isicwangciso sesizwe se-AI saseMalta sibeka injongo yexesha elide njengokuguqula iMalta ibe nguqoqosho oluhamba phambili kwintsimi ye-AI ngo-2030. Oku kumephu indlela yeMalta yokuzuza inzuzo yobuchule bokukhuphisana kuqoqosho lwehlabathi njengenkokeli kwi intsimi ye-AI kwaye yakhelwe kwezi ntsika zintathu zilandelayo: 

• Utyalo-mali, ukuqaliswa kunye nokusungula izinto ezintsha 
• Ukwamkelwa kwecandelo likarhulumente 
• Ulwamkelo lwecandelo labucala – izinto ezintathu zobuchule ezincedayo: imfundo kunye nabasebenzi, imigaqo yokuziphatha nesemthethweni, kunye neziseko zophuhliso lwendalo.

IiNiches ezintsha 

IMalta iba likhaya letekhnoloji eza kubumba ikamva. Itekhnoloji efana nale: 

• ITekhnoloji yeLedger esasazwayo (DLT) kubandakanya ibhloko 
• I-MedTech ibandakanya i-bioinformatics kunye ne-imaging yezonyango
• Ubukrelekrele bokwenziwa, ikakhulu kugxilwe ekufundeni koomatshini, ukusetyenzwa kolwimi lwendalo kunye nentetho
• I-Intanethi yezinto kunye ne-5G
• iibhayometrikh 
• Inyani eyiyo kunye neNyaniso eNdisiweyo 

IMalta njengeBhedi yoVavanyo lweTekhnoloji

Ngenxa yobungakanani bayo obuncinci kunye nabemi, iMalta yeyona ndawo ifanelekileyo yokuvavanya ibhedi ukwenza izisombululo kunye nababoneleli benkonzo babonakalise iikhonsepthi zabo.

IMalta ikhuthaza iinkampani ukuba zivelise itekhnoloji entsha kunye nokunceda ukwakha ikamva elitsha leziseko zophuhliso. Urhulumente waseMalta uyaqhubeka nokutyala imali ekuziseni itekhnoloji yamva nje eMalta ukuqinisekisa unxibelelwano oluqhubekayo.

IMalta iTech Hub ekwiMeditera 

I-Malta Enterprise yi-arhente yophuhliso loqoqosho kaRhulumente waseMalta, enoxanduva lokutsala uTyalo-mali oluNgqo lwaNgaphandle ngelixa ikwanceda amashishini ukuba amise, akhule kwaye aqhubeke nokwandisa.

Oku kuphunyezwa ngeenkuthazo ezahlukeneyo zezemali nezemali ezilawulwa nezilawulwa yi-arhente.

Izinto eziluncedo ezinikezelwa ziiNkampani zaseMalta

Ukongeza, inani leenzuzo, kubandakanywa iintlawulo ezininzi zerhafu ziyafumaneka kwiinkampani zamazwe ngamazwe ezisekwe eMalta kwaye ezi zichazwe ngokupheleleyo kwiNqaku leDixcart: Ziziphi izinto eziluncedo ezifumanekayo kwiiNkampani eziSekwe eMalta?

I-Malta's Expat Population

I-Malta njengendawo yolawulo iyalixabisa igalelo elincomekayo elenziwa ngabafuduki ekuncedeni ukufezekisa iinjongo zayo ze-AI kunye neteknoloji. 

I-25% yabemi baseMalta bangaphandle abahlala kwaye basebenza eMalta:

• I-Expats iyasebenza kuwo onke amacandelo ezoqoqosho
• Abantu abangengabo abahlali abafanelekileyo baqeshwe kwimisebenzi engenakuzaliswa yimarike yezemisebenzi yendawo 
• Ngokusebenzisa i 'Qualifying Employment in Innovation and Creativity Tax Programme', abantu abangengabo abemi abaqeqeshiweyo abafumana umvuzo wonyaka wengqesho ubuncinane be-€52,000 kwaye bahlawule irhafu yengeniso eMalta, bafanelekile kwizinga lerhafu elithe tyaba le-15% ixesha elide. kwiminyaka emithathu.

 Iinkcukacha ezongezelelweyo

Ukuba ufuna ulwazi oluthe kratya malunga nokuseka inkampani eMalta kwaye uya kuxhamla kwivenkile enye yeenkonzo zeshishini, kubandakanya inkxaso ngezicelo zenkxaso-mali, nceda uthethe UJonathan Vassallo kwi-Dixcart ofisi eMalta: ingcebiso.malta@dixcart.com.

intshayelelo

Nokuba ulishishini laphesheya kweelwandle elijonge ukwandisa e-UK, okanye sele use-UK ngezicwangciso zeshishini elitsha elinika umdla, ixesha lakho lixabisekile. Ukufumana ukuthotyelwa kwemigaqo kunye nokusekwa kweempawu zolawulo kwangethuba kubalulekile ukuze kuvumeleke ishishini ukuba likhule ngokufanelekileyo, kodwa kunokuba yimpompo ngokwexesha elifunekayo. 

Kwi-ofisi ye-Dixcart e-UK, iqela lethu elidityanisiweyo labagcini-zincwadi, amagqwetha, abacebisi ngerhafu kunye nabacebisi ngezongenelelo benza le nkqubo ibe lula kangangoko kuwe.

Bespoke Ingcebiso

Njengoko ishishini ngalinye lahlukile, kuya kuhlala kukho izinto ezithile ekufuneka uziqwalasele kwishishini lakho, kwaye ukuthatha iingcebiso zobuchwephesha bespoke kwasekuqaleni kuya kuhlala kuyinto elungileyo ukuyenza. 

Nceda ujonge ngezantsi uluhlu lokukhangela malunga nemiba ephambili yokuthobela ukuba ishishini elitsha lase-UK elijonge ukuthatha abasebenzi kufuneka liyithathele ingqalelo. 

lokuhlola

• Ukufudukela kwelinye ilizwe: Ngaphandle kokuba ujonge ukuqesha kuphela abasebenzi abasele benelungelo lokusebenza e-UK, kunokufuneka uthathele ingqalelo ii-visa ezinxulumene neshishini, njengelayisenisi yomxhasi okanye i-visa yommeli oyedwa.

• Izivumelwano zengqesho: bonke abasebenzi kuya kufuneka babe nekontraka yengqesho ehambelana nemithetho yengqesho yase-UK. Amashishini amaninzi aya kufuna ukuba alungise iincwadi zabasebenzi kunye neminye imigaqo-nkqubo.

• Ukuhlawula: Imithetho yerhafu yengeniso yase-UK, izibonelelo-ngezinto, ukubhaliswa kwepenshini ngokuzenzekelayo, i-inshurensi yetyala lomqeshi, zonke kufuneka ziqondwe kwaye ziphunyezwe ngokuchanekileyo. Ukulawula i-payroll ehambelana ne-UK kunokuba nzima. 

• Ukugcinwa kweencwadi, ukunika ingxelo ngolawulo, ucwangciso-mali olusemthethweni kunye nophicotho-zincwadi: iirekhodi zocwangciso-mali ezilondolozwe kakuhle ziya kunceda ukubonelela ngeenkcukacha zokwenziwa kwezigqibo eziqwalaselweyo kunye nokuxhaswa ngemali kwaye zihlale zithobela iCompanies House kunye neHMRC.

• I-VAT: ukubhalisela i-VAT kunye nokufayilisha, ngokuthobela iimfuno, kuya kunceda ukuqinisekisa ukuba akusayi kubakho izothuso ezingalindelekanga kwaye, ukuba zisingathwa ngokukhawuleza, inokunceda ekungeneni kwemali kwangethuba. 

• Izivumelwano zorhwebo: nokuba sisivumelwano kunye no; umthengisi, umboneleli, umboneleli ngenkonzo okanye umthengi, isivumelwano esilungiselelwe kakuhle nesomeleleyo siyakunceda ukukhusela ishishini lakho kwaye uqinisekise ukuba libekwe kakuhle kuso nasiphi na isicwangciso sokuphuma kwixesha elizayo. 

• Indawo: Ngelixa amashishini amaninzi esebenza ngakumbi nangakumbi kwi-intanethi, amaninzi asafuna iofisi okanye indawo yokugcina iimpahla. Nokuba siyarenta okanye sithenga indawo singancedisa. Sikwanayo ne Iziko loShishino lweDixcart e-UK, nto leyo enokuba luncedo ukuba kufuneka iofisi elungiselelwe iinkonzo, enengxelo-mali yobungcali neenkonzo zomthetho, kwakweso sakhiwo.  

isiphelo

Ukungaphumeleli ukuthatha isiluleko esifanelekileyo ngexesha elifanelekileyo kunokungqina ixabiso lexesha kunye nemali kwixesha elizayo. Ngokusebenza njengeqela elinye lobuchwephesha, ulwazi oluzuzwa yiDixcart UK xa sibonelela ngenkonzo yobuchwephesha enye inokwabelwana ngokufanelekileyo namanye amalungu eqela lethu, ke akufuneki ukuba ube nencoko enye kabini.

Iinkcukacha ezongezelelweyo 

Ukuba ufuna ulwazi olongezelelweyo ngalo mxholo, nceda uqhagamshelane Peter Robertson or UPaul Webb kwiofisi yase-UK: ingcebiso.uk@dixcart.com.

Injongo yeli Nqaku

Injongo yeli nqaku kukugqamisa ezinye izizathu ezininzi zokusebenzisa izakhiwo zaseGuernsey, ngaphandle kokunciphisa ukuvuza kwerhafu yokubamba i-UK real estate (kunye nezinye ii-asethi). Ngaphambili ugqaliselo kwiinzuzo zokusebenzisa izakhiwo zaseGuernsey bekusoloko kugxininiswa kuphela kwinzuzo yerhafu ekhoyo, ngeli lixa kungahoywa ezinye iinzuzo ezinokubakho.

Yintoni etshintshileyo? – Uhlaziyo lweRhafu kuBanini abangabahlali base-UK

Ukusukela ngo-2015 urhulumente wase-UK uye wabhengeza uhlengahlengiso olwahlukeneyo lwerhafu ukulungelelanisa ngokusondeleyo unyango lwerhafu lwabahlali abangabahlali base-UK bepropathi yase-UK (zombini zokuhlala kunye nezorhwebo) kunye nabahlali base-UK ababambe impahla yase-UK.

Olu hlaziyo lwaziswa njengenxalenye yemizamo ebanzi karhulumente wase-UK yokujongana nokuphepha irhafu, ukuphepha kunye nokungathotyelwa kwemigaqo kwaye yenzelwe 'inqanaba lebala lokudlala' malunga nokurhafiswa kweenzuzo phakathi kwabahlali abangabemi base-UK kunye nabatyali-mali abangabahlali base-UK e-UK. izindlu ezithengiswayo.

Ngaphandle kolu hlengahlengiso, abatyali-mali basekhululekile ukuba bacwangcise utyalo-mali lwabo kwi-real estate yase-UK ngokusebenzisa izakhiwo ze-Guernsey ukunciphisa ezinye zeziphumo ezibi zerhafu e-UK ezinokubangelwa kukusebenzisa izithuthi zase-UK.

Ukuncitshiswa okusemthethweni kwamatyala erhafu kusavumelekile.

Kutheni ukusetyenziswa kweGuernsey Structures kunokuba luncedo

Kukho inani lezizathu ezibalulekileyo ezingenanto yakwenza nerhafu zokuba kutheni ukwakhiwa ngesakhiwo saseGuernsey kunenzuzo yokubamba izindlu zase-UK (kunye nezinye ii-asethi):

1. I-Versatility ye-Guernsey Vehicle Options ekhoyo

Umthetho waseGuernsey uvumela iintlobo ezahlukeneyo zezakhiwo ezinokusetyenziswa. Ezinye zezibonelelo eziphambili kukuguquguquka kwemithetho efana nale:

Iinkampani - Umthetho wenkampani oguquguqukayo kakhulu, ulwabiwo kwisiseko se-solvency (engaphelelanga ekuhanjisweni kweenzuzo), akukho rhafu yokubambisa kwizabelo, ukuphinda kuvunyelwe, irhafu ye-Guernsey corporation okwangoku i-0% ngaphandle kwerhafu yenzuzo enkulu.

Ubuhlakani obuNcinciweyo / iGuernsey Property Unit Trusts (GPUTS) Zombini ezi zibonelela ngokhetho lweziseko zerhafu ezingafihliyo ezinokunceda ucwangciso, ngakumbi apho kukho iqela labatyali-zimali abahlukeneyo bamazwe ngamazwe.

IiNkampani zeeSeli eziKhuselweyo – Ibonelela ngenkampani ekwaziyo ukuqesha abanini-zabelo abohlukeneyo kwiiseli ezahlukeneyo kunye nempahla ye-ring fence kwezo seli, kwaye inokuba yenye indlela ye-Collective Investment Scheme.

Iitrust kunye neZiseko -Kwabo batyali-mali abanengqondo yokucwangciswa kwezindlu, iGuernsey yinkokeli yehlabathi kule ndawo kunye nolawulo oluphuhliswe kakuhle. Ukusukela ngo-2012 iGuernsey ikwazile ukunikezela ngeZiseko zokucwangciswa kobutyebi kunye nokubamba ii-asethi eziye zithandwa kakhulu, ngakumbi kubathengi abavela kumthetho woluntu. IGuernsey Foundations inomdla ngakumbi ngenxa yomthetho wabo 'wokuhluthwa' wabaxhamli.

2. I-Guernsey Collective Investment Schemes kunye ne-Listed Real Estate Investment Trusts

I-Guernsey Collective Investment Schemes (i-CIS) kunye ne-International Stock Exchange (TISE) zidwelise iiTrasti zoTyalo-mali lwe-Real Estate (REITs), ezisebenzisa amaqumrhu ase-British offshore njengoluhlu lwezithuthi, zibonelela ngolu ncedo lulandelayo kubatyali-mali:

• imbuyekezo ephuculweyo - ukukhululwa okanye ukukhululwa okunokubakho kwirhafu yenkampani yase-UK kwingeniso yerenti kunye ne-UK capital gains irhafu kwinzuzo yenkampani kwinqanaba lengxowa-mali, ngokusebenzisa "unyulo olungafihliyo" okanye "unyulo lokuxolelwa";
• iindleko zentengiselwano ezincitshisiweyo okanye azikho - akukho msebenzi wesitampu ovelayo ngokumalunga nokuthengiswa kwezabelo okanye iiyunithi zequmrhu laseGuernsey ngokungafaniyo ne-SDLT ehluphekileyo kunye ne-UK entity;
• Ulawulo lweNgxowa-mali yoTyalo-mali lwaBucala (PIF) – ibonelela ngolawulo olulula lokuchukumisa lwe-CIS kwaye ngoko luyindleko eyongayo ukuyisebenzisa, kunezinye izakhiwo zengxowa-mali ezilawulwayo.

3. Ukukhululwa kwi-Eurobond kwiRhafu yase-UK yokubamba iRhafu

I-TISE yi-stock exchange eyaziwayo kumazwe ngamazwe ekomkhulu e-Guernsey, eneofisi e-Isle of Man, eJersey, eDublin naseLondon.

Okwangoku, phantse isinye kwisithathu sazo zonke ii-REIT zase-UK zidweliswe kwi-TISE ukuze zithathe ithuba Ukukhululwa kwi-Eurobond kwiRhafu yase-UK yokubamba iRhafu, njengoko iinkampani ezingezizo ezase-UK ezikhupha amatyala akhuselweyo kwi-real estate yase-UK zinokudwelisa ityala kwi-stock exchange eyaziwayo ukuze kuhlawulwe inzala kumaQumrhu kunye naBantu abangengo-UK, ngaphandle kokutsala irhafu yase-UK yokubamba.

4. Ubumfihlo kunye nemfihlo (hayi imfihlo)

Ubunini obuxhaphakileyo bezakhiwo abukho ngoku esidlangalaleni, kodwa kufuneka buchazwe kwiRegistry yaseGuernsey, kwaye kwabelwane ngayo ukuze kuhlangatyezwane ngokupheleleyo nezibophelelo zoMgangatho weNgxelo oQhelekileyo kunye neZivumelwano zokuTshintshaniswa koLwazi lweRhafu. 

Ukongeza, izixhobo zokuthembela kunye nesiseko, izivumelwano zentsebenziswano ezilinganiselweyo kunye nezivumelwano zenkampani yoxanduva olulinganiselweyo (LLC) azifumaneki esidlangalaleni, ngoko abatyali-mali banokulawula imicimbi yabo ngasese.

5. Ulawulo olwamkelwa lihlabathi jikelele

IGuernsey inegama lokuba liziko lezemali lamazwe ngamazwe elilawulwa kakuhle nelingenamfihlo. IGuernsey inemithetho eyomeleleyo nebanzi yokuchasana nokuthutyeleziswa kwemali kwaye ingene kwii-TIEA ezingaphezu kwama-61 ngokusekelwe kulungiselelo lwemodeli ye-OECD. IGuernsey ikwanayo nenqanaba lehlabathi, iziseko ezingundoqo ezinobuchwephesha abaninzi obusemthethweni, irhafu, i-accounting kunye nababoneleli ngeenkonzo zequmrhu ababonelela ngeenkonzo eziphezulu ezifunekayo kubatyali-mali. Olunye uncedo lubandakanya:

• Bonke ababoneleli ngeenkonzo zentembeko kunye neenkampani kufuneka balawulwe (kungekhona imfuneko kwamanye amazwe amaninzi kubandakanya i-UK).
• Uninzi lwamaziko emali ase-UK, e-EU kunye nase-US aqhelene neGuernsey kwaye azimisele ukubonelela ngeenkonzo. Imiba enxulumene nokuthotyelwa kwemigaqo ngoko ke iinkqubo ezinjengokuvula ii-akhawunti zebhanki kunye nokunyusa imali zinokuqhutywa kungekho miba incinci ivelayo.

6. Guernsey: Ukukwazi ukuRedomicile amaQumrhu

Kuhlala kuyimfuneko okanye kunenzuzo ukuhamba, okanye ukubuyisela izakhiwo kwezinye iindawo. Umzekelo, apho iziganeko ze-geopolitical okanye umthetho usiba mbi, okanye kukho utshintsho kwisicwangciso sotyalo-mali esilandelwayo, okanye kukho uluvo olubi malunga nolawulo lwangoku lwesakhiwo.

Enye yezinto ezinomtsalane kolu khetho lolawulo kwakhona kukuba ivumela iqumrhu ukuba litshintshe isiseko salo esisemthethweni kwindawo eyahlukileyo, ngelixa ligcina ubuntu balo obusemthethweni kwaye lihlala liphantsi kwazo zonke izivumelwano (kubandakanywa amalungiselelo enkxaso-mali yangaphandle kunye nokhuseleko olunxulumeneyo), apho Iqumrhu beliyinxalenye phambi kokuba kuqale ukusebenza kwakhona.

Ngokwahlukileyo koko, iinkampani ezibandakanywe e-UK okanye kwezinye iindawo azinakwenziwa ngokutsha, nto leyo enokunciphisa iinketho zobume bolawulo olukhoyo kwiinkampani zaselwandle.

7. Ukukwazi ukuVulela abaphulaphuli abaThengi ngokubanzi ekuPhumeni

Ukubamba i-real estate yase-UK okanye i-infrastructure assets ngokusebenzisa i-Guernsey entity kunokudala abathengi bokuthenga bamazwe ngamazwe abanzi ngexesha lokuphuma. Umthengi wamazwe ngamazwe unokunganqweneli ukubamba izabelo ngokuthe ngqo kwinkampani yase-UK ukuba okwangoku abanayo i-exposure yerhafu yase-UK.

Kwamkelekile ngokugqibeleleyo ukuba umhlali wase-UK abe ne-asethi egcinwe ngenkampani yaseGuernsey, ukubhalisa inkampani njengomhlali werhafu wase-UK, kwaye aqhube imicimbi yenkampani esuka e-UK. Ngexesha lokuthengisa, izabelo kwinkampani yaseGuernsey zingathengiswa kwaye inkampani yaseGuernsey iphinda iphinde ibuyele (njengoko kuchazwe ngasentla), okanye indawo yokuhlala yerhafu itshintshile ukuze ihambelane nomnini omtsha.

Ngaba uHlaziyo lweRhafu yase-UK lutshintshile usetyenziso lweZakhiwo zaseGuernsey?

Ngamafutshane, hayi, hayi ngokupheleleyo.  

Izibonelelo ze-CIS ziyaqhubeka nokuzingisa njengoko urhulumente wase-UK evumela i-CIS ukuba yenze nokuba a unyulo olungafihliyo okanye unyulo lokungafihli, nto leyo ithetha ukuba abatyali-mali abayi kuhlawuliswa irhafu ephindwe kabini. Ngenxa yoko, siye sabona ukusetyenziswa ngokuzinzileyo kweGuernsey ukubamba izakhiwo kwaye siqhubeke nokubona imibuzo emitsha.

Siye safumana nenani lezakhiwo ezifudukela eGuernsey ukuze zixhamle kudumo kunye nobuchule bolawulo, ngakumbi njengoko iimfuno zeziyobisi zisiya zibaluleke kakhulu ukubonisa.

Ukongeza, abacebisi kunye nabaxumi abagxininisi kakhulu kwiinzuzo zerhafu kodwa babuyela kwizizathu zemveli zokusebenzisa izakhiwo zaseGuernsey, ezifana; ukugcinwa kobutyebi kunye nesicwangciso sokulandelelana. 

Kukho ngokucacileyo inani elikhulu leenzuzo kubatyali-mali ekusebenziseni izakhiwo zaseGuernsey ukubamba umhlaba kunye nezinye ii-asethi, kunye nokuguquguquka okukhulu kunye nokwahluka, ukwenza isakhiwo kunye nokuhambelana nawuphi na umtyali-mali.

Iinkcukacha ezongezelelweyo

Ngolwazi oluthe kratya malunga nokusetyenziswa kwezakhiwo zaseGuernsey ukubamba i-UK real estate kunye nezinye izinto, nceda uqhagamshelane USteven de Jersey or UJohn Nelson kwiofisi yeDixcart eGuernsey: ingcebiso.guernsey@dixcart.com

I-Dixcart Trust Corporation Limited inephepha-mvume elipheleleyo lokuGcina izinto ezinikezelwe yiKhomishini yeeNkonzo zezeMali yaseGuernsey

Eli nqaku lichaza izinto ezinokukhethwa kubemi belizwe lesithathu abaqeshwe ziinkampani ezinomdla kwamanye amazwe kunye neenqobo ekufuneka zifezekisiwe.

Uphawu oluphambili lweNkampani yoTyalo-mali lwaNgaphandle

Inkampani yaseCyprus yoTyalo-mali lwaNgaphandle (i-FIC), yinkampani yamanye amazwe enokuqesha abemi abanga-EU e-Cyprus. Inkampani enjalo inokufumana imvume yokusebenza yabasebenzi abafanelekileyo kunye neemvume zokuhlala kumalungu osapho.

Izinto eziluncedo eziphambili

Uncedo oluphambili kukuba emva kweminyaka esi-7, ilizwe lesithathu lesizwe linokufaka isicelo sobumi baseCyprus.

Kwixesha elifutshane:

• I-FICs inokuqesha abemi belizwe lesithathu, abanokufaka isicelo sokuhlala ngokufanelekileyo kunye neemvume zokusebenza, nganye kuzo iya kuba semthethweni ukuya kuthi ga kwiminyaka emi-2 kwaye ivuseleleke.
• Abasebenzi banokusebenzisa ilungelo kwiintsapho zabo ukuba zijoyine eCyprus.

Iikhrayitheriya ukuba Met

Iimfuno ezimiselweyo kufuneka zilandelayo:

• Uninzi lwabanini zabelo kwinkampani kufuneka babe ngabanini zabelo bamanye amazwe, kwaye, kwimeko apho abanini abaphambili ziinkampani zangaphandle, kufuneka bavunyelwe liSebe loBhaliso loLuntu kunye neMfuduko.

La matyala alandelayo akaxolelwe:

• Iinkampani zikarhulumente zibhaliswe kulo naluphi na utshintsho lwestokhwe.
• Iinkampani zangaphambili zaselunxwemeni ezazisebenza eCyprus ngokuvunywa yiCyprus Central Bank, ngaphambi kotshintsho lwendawo yabo elunxwemeni.
• Iinkampani zokuthumela eCypriot.
• Iinkampani zaseCypriot zetekhnoloji ephezulu / ezintsha, njengoko ziqinisekisiwe nguSekela-Mphathiswa Wezophando, Ubuchule kunye noMgaqo-nkqubo Wedijithali.
• Iinkampani zamayeza aseCypriot okanye iinkampani ezisebenza kwicandelo le-biogenetics kunye ne-biotechnology.
• Abantu abafumene ubumi baseCypriot ngokwenziwa kwendalo ngokusekwe kwiindlela zoqoqosho, kwaye banakho ukubonisa ukuba bayaqhubeka nokuhlangabezana nazo zonke iikhrayitheriya.
• Iinkampani eziqesha abasebenzi abavela kumazwe wesithathu okokuqala kufuneka zityala ubuncinci ii- € 200,000 eCyprus, ngeenjongo zokuqhuba inkampani.

• Ukuba ipesenti yokuthatha inxaxheba kwamanye amazwe kwi-share capital yenkampani ilingana okanye ingaphantsi kwe-50% yenani lezabelo zonke, le pesenti kufuneka imele inani elilingana okanye elingaphezulu kwe- € 200,000.

• Inkampani kufuneka isebenze iiofisi ezizimeleyo eCyprus, kwindawo efanelekileyo, eyahlukileyo nakweyiphi na indlu yabucala okanye enye iofisi, ngaphandle kwakwimeko 'yokuhlalisana' kwishishini.

Ukuhlelwa kwabasebenzi:

Iinkampani ezifanelekileyo ezizalisekisa le miqathango ingentla zinokuqesha ilizwe lesithathu kwezi ndawo zilandelayo:

• Abalawuli
  • Eli xesha libandakanya abalawuli okanye amaqabane, abaphathi ngokubanzi bamasebe kunye neenkampani zabazali zeenkampani ezincedisayo, abaphathi besebe, abaphathi beprojekthi.
  • Owona mvuzo uphantsi wamkelekileyo wabalawuli yi- € 4,000, isixa esinokuthi sihlengahlengiswe amaxesha ngamaxesha, kuxhomekeke kukuhla kwesalathiso semivuzo.
  • akukho zithintelo kwixesha lokuhlala kwaba basebenzi.

• Abaphathi abaphakathi, abasebenzi abalawulayo kunye nabanye abasebenzi abaphambili

Kolu luhlu aba bantu belizwe lesithathu balandelayo babandakanyiwe:

• Abasebenzi abaphezulu / abaphakathi,
• Abanye abasebenzi bolawulo, oonobhala okanye bezobugcisa

Owona mvuzo usezantsi wamkelekileyo wolu luhlu yi- $ 2,500. Iimali zinokuhlengahlengiswa amaxesha ngamaxesha, kuxhomekeke kukuhla kwesalathiso semivuzo.

• Iingcali

Owona mvuzo uphantsi wamkelekileyo weeNgcali yi- $ 2,500, isixa esinokuhlengahlengiswa amaxesha ngamaxesha, kuxhomekeke kukuhla kwesalathiso semivuzo.

• Abasebenzi beNkxaso

Oku kubandakanya bonke abemi belizwe lesithathu abangafakwanga kwezi ndidi zingasentla. Iinkampani kulindeleke ukuba zizalise izikhundla kolu didi, ngabemi baseCypriot okanye baseYurophu. Apho kungekho maCypriot afanelekileyo okanye abemi baseYurophu abakhoyo, inkampani inokuqesha abemi belizwe lesithathu ukuya kuthi ga kwi-30% yabasebenzi bebonke.

Kolu didi, iNkqubo yeNgqesho Jikelele ilandelwa, emva kokufumana isindululo esivumayo (isivumelwano sengqesho esitywiniweyo) esivela kwiSebe lezaBasebenzi, esiqinisekisa ukuba eyona pesenti iphezulu evunyiweyo ngasentla, ayikagqithwanga. Nceda uqhagamshelane neofisi yeDixcart eCyprus: ingcebiso.cyprus@dixcart.com ngeenkcukacha zezatifikethi / amaxwebhu axhasayo ekufuneka angenisiwe.

Uvavanyo lweemarike alunyanzelekanga kubemi belizwe lesithathu abanokufikelela simahla kwintengiso yabasebenzi.

Ubude bokuQinisekiswa kwendawo yokuhlala okwethutyana kunye nemvume yengqesho

Apho kugqitywe khona iikhrayitheriya, ilizwe lesithathu linikwa imvume yokuhlala okwexeshana kunye nemvume yengqesho. Ukuba semthethweni kwemvume kuxhomekeke kubude bexesha lesivumelwano sengqesho kwaye kungafikelela kwiminyaka emibini, ngelungelo lokuhlaziya. Abalawuli, abaphathi abaphakathi kunye nabanye abasebenzi abaphambili, kunye neengcali (iindidi zabasebenzi 1-3), banokuhlala kwiRiphabliki ngaphandle komda wexesha, ukuba banendawo yokuhlala esemthethweni kunye nemvume yengqesho.

Kubasebenzi benkxaso, izithintelo ezisebenzayo kwingqesho jikelele yabemi belizwe lesithathu kwiRiphabhliki iyasebenza.

Amalungu osapho

Abemi belizwe lesithathu abaneemvume zokuhlala kunye nezokuqeshwa, phantsi kweendidi zabasebenzi 1-3 zomgaqo-nkqubo, banokufikelela ngokuthe ngqo ekuhlanganiseni usapho kunye namalungu osapho (iqabane kunye nabantwana abancinci), ngokuxhomekeke ekubeni iimeko ezifanelekileyo zoMthetho weAliens kunye ne-Immigration Law, Cap. 105 njengoko kwenziwe izilungiso, kuyafezekiswa.

Kwiimeko ezinjalo, abantu belizwe lesithathu abangamalungu entsapho (iqabane kunye nabantwana abancinci) banokungena kwaye bahlale eCyprus emva kokuba umxhasi elandele inkqubo yokuhlanganiswa kwentsapho.

Iinkcukacha ezongezelelweyo

Ukuba ufuna naluphi na ulwazi olongezelelweyo, nceda uthethe nonxibelelwano oluqhelekileyo lwe-Dixcart okanye kwi-Dixcart office eSipro: ingcebiso.cyprus@dixcart.com.

IiNkonzo zoShishino lweDixcart

Iqela le-Dixcart libonelela ngeenkonzo zequmrhu iminyaka engaphezu kwama-45. I-Dixcart inobuchule obubanzi ekucebiseni abathengi babucala kunye namaziko malunga nendlela yokuseka izakhiwo ukuze bahlangabezane neemfuno zabo kunye nokuhambelana neemeko zabo. Inani lezakhiwo libonisa iinkampani kwindawo enye okanye ngaphezulu kunye nezinye iimoto zokhuseleko lwempahla, ngelixa uninzi lubonisa iinkampani.

I-Dixcart ayisi kuseki iinkampani kuphela kodwa ikwabonelela uluhlu olubanzi lweenkonzo zolawulo lwenkampani. Iinkonzo ezinje zibandakanya:

• Ulawulo lwemihla ngemihla kunye neenkonzo zobunobhala beenkampani
• Iinkonzo zoMlawuli
• Iiofisi ezibhalisiweyo kunye neenkonzo zearhente
• Iinkonzo zokuthobela irhafu
• Iinkonzo zobalo
• Ukujongana nemicimbi, kubandakanya yonke imiba yokufumana kunye nokulahla

Intshayelelo kaCharalambos Pittas kunye noSteven de Jersey

ICharalambos Pittas kwiofisi yethu yaseCyprus kunye USteven de Jersey ukusuka kwiofisi yaseGuernsey ngamalungu amabini aphambili eqela leDixcart Corporate esinazisa kuwe namhlanje.

UCharalambos Pittas wajoyina i-Dixcart Group kwi-2018 kwaye waqeshwa njengoMlawuli wezeMisebenzi kunye nezeMali kwi-ofisi ye-Dixcart eCyprus. Unoxanduva lokusebenza kweofisi kunye nokujonga yonke imisebenzi yokuphendula kubathengi. Ukwabonelela ngenkxaso kuMlawuli oPhetheyo ukuze aphuhlise iofisi kunye nobunzulu beenkonzo ezibonelela ngazo.

USteven de Jersey nguMlawuli weDixcart Guernsey kwaye uliLungu leZiko leeChartered Accountants eNgilani naseWales onamava angaphaya kwama-25 eminyaka kuShishino lwezeMali laseGuernsey. USteve wajoyina i-Dixcart ngo-2018, emva kweminyaka eyi-13 echithwe ngokunemveliso ekusekeni, kunye nokuphuhlisa iofisi yaseGuernsey yomboneleli wenkonzo okhokelayo waseGuernsey. Eyona nto wayegxile kuyo yayikukucebisa kunye nokunikezela ngeenkonzo kumaziko amakhulu nantsonkothileyo kubathengi bamaziko nababucala. IGuernsey yindawo enomtsalane kakhulu kwizakhiwo ngenxa yokungabikho kwamaxabiso erhafu yeshishini kuninzi lweenkampani ezisekwe kwisiqithi eziphathelele kulwakhiwo lwerhafu olungafihliyo kubatyali-mali.

ICharalambos Pittas

umlawuli

I-BSc, i-FCA

charalambos.pittas@dixcart.com

UCharalambos unesidanga se-BSc kwi-Akhawuntingi nakwiMali, kwaye walungela ukuba yiChartered Accountant ngo-2002, egqibe uqeqesho kwiKPMG. Ngo-2003 wafudukela kwinkampani yeTekhnoloji yoLwazi yaMazwe ngaMazwe edweliswe kwi-AIM kwaye kamva kwi-WSE, apho wakhonza njengoMlawuli wezeMali eNtshona Yurophu. Ekuqaleni kuka-2008 waqeshwa njengoMlawuli wezezimali xa wayefudukela kwinkampani yeReinsurance edweliswe kwi-CSE, eyafunyanwa ngasekupheleni kuka-2008 yinkampani edweliswe kwi-NYSE. UCharalambos wathuthela kwinkampani yoLawulo lweNkonzo ngo-Matshi 2010 de kwango-Okthobha u-2018, apho wayenguMphathi woVavanyo loMngcipheko

Ukuzibandakanya kwakhe ngokuthe ngqo kwiinkampani zamazwe ngamazwe kunye neenkcubeko ezahlukeneyo kunye nokuvezwa kwakhe ngokubanzi kwiindawo ezahlukeneyo ezilawulwayo kunye neshishini lamanye amazwe kuye kwandisa amandla akhe obuchule. Ubungcali bakhe bunxulumene ngqo nolwakhiwo olufuna ukuzinza eCyprus kwaye unamava ekunikezeleni ngalo lonke ulawulo kunye nenkxaso yocwangciso mali efunekayo.

ICharalambos ikwahamba iyokuhlangabeza abathengi abatsha kunye neenkcukacha ngezibonelelo ezifumanekayo kwiinkampani ezisekwe eCyprus nakwabantu abaPhezulu beNet Worth abafuna ukufudukela apho.

Ulilungu leKomiti yomngcipheko ye-Dixcart, encedisa ekunikeni iingcebiso kunye nenkxaso, ngokunxulumene nokuthotyelwa kwazo zonke iiofisi kwiQela leDixcart. Ucebisa malunga neemfuno ezifanelekileyo zenkuthalo enxulumene nokufunyanwa kweshishini kwaye uchwephesha ekunikezeleni ngenkxaso ukuqinisekisa ukuba zonke iimfuno zokuthobela ziyafezekiswa ngokupheleleyo.

Ulilungu leZiko leeChartered Accountants eNgilane naseWales (ICAEW) kunye neZiko labaGcini zincwadi zikaRhulumente eziQinisekisiweyo zaseCyprus (ICPAC).

USteven de Jersey

umlawuli

aca

Steven.dejersey@dixcart.com

USteve unoxanduva lophuhliso lweshishini lweofisi ye-Dixcart Guernsey kunye nokukhokela ukubonelela ngeShishini kunye nokukhuthaza iinkonzo zeshishini kunye noluhlu kwiQela lonke. Ukwasebenza ngokukhethekileyo ekusekweni nasekulawuleni zonke iintlobo zezithuthi zeshishini zasekhaya nezaselunxwemeni, iitrasti zotyalo-mali, iziseko kunye nobuhlakani kubathengi bamashishini, amaziko kunye nababucala.

Unamava athile ngokumalunga nokubamba izakhiwo, ukudityaniswa kunye nokuthengwa, ukufuduka, ukulungiswa ngokutsha, ukuxhaswa ngemali, ukulungelelaniswa kwakhona, ukudityaniswa, ukuchithwa, ityala kunye nokulingana, ukubekwa kwangasese, kunye noluhlu.

Ukongeza, uSteve unoxanduva lwezakhiwo zabaxumi babucala kwaye usebenza ngokusondeleyo nabacebisi basekhaya nabamazwe ngamazwe ekulawuleni intembeko yemveli kunye neziseko zesiseko kunye nendlela yakutsha nje ekusetyenzisweni koBudlelwane obuMnyiniweyo. USteve ukwasebenza ngokusondeleyo ne-Locate Guernsey ukuze uncede abantu kunye neentsapho ukuba zifudukele esiqithini kunye nokuseka ishishini apha. Ubonelela ngeengcebiso zobuchwephesha malunga nenqanaba ngalinye lokufudukela eGuernsey, uncedo ekudibaniseni ubomi beSiqithi kunye nesikhokelo kurhulumente werhafu onenzuzo waseGuernsey.

USteve uhamba rhoqo ukuya e-UK, kunye namanye amagunya ehlabathi jikelele ingakumbi uMzantsi Afrika kwaye usebenza ngokusondeleyo nezinye ii-ofisi ze-Dixcart. Uhlala ethatha inxaxheba ekulungiseleleni imicimbi yonxibelelwano kubafowunelwa abachwephesha kunye nabaxhasi.

Ngexesha lakhe lokuphumla uSteve unandipha ubomi obusebenzayo, ebandakanyeka kakhulu kumdlalo wombhoxo eGuernsey kuquka nokudlalela iqela lamagqala eGuernsey. USteve ukwadlalela iqela lamagqala ebhola ekhatywayo kunye nokuba ngumlandeli wemidlalo yemoto. Ukwadityaniswe nelizwe lamahashe kunye nelungu losapho elisondeleyo elinehashe kwaye uhlala ekhuphisana kwimisitho yasekhaya nakwilizwe lase-UK.

imvelaphi

Ngokufika kweBrexit, urhulumente wase-UK uthathe amanyathelo aliqela ukubonisa ukuba 'uvulelwe ishishini' kwaye uzibeke njengendawo enomtsalane kwiinkampani ezintsha nezandayo.

Kuhlahlo-lwabiwo mali nge-3 Matshi 2021, i-Chancellor yabhengeza izibonelelo ezibini zonyaka wokuqala:

• Ukuthathwa okungaphezulu kwe-130% kumzi-mveliso ofanelekileyo nakumatshini;
• Isibonelelo sonyaka wama-50% kwii-asethi zemfundo ezizodwa ezifanelekileyo.

Ngubani ofanele uNcedo?

Ukulungela nasiphi na isibonelelo, inkcitho kufuneka yenziwe yinkampani ngaphakathi kwentlawulo kwi-UK Corporation yeRhafu.

Kananjalo, abathengisi bodwa kunye nentsebenziswano abayifanelanga.

Yeyiphi inkcitho ekufanelekelayo ukufumana uNcedo?

Inkcitho kufuneka ibe kwizinto ezintsha nezingasetyenziswanga: ukuthengwa kwezinto esele zisebenzisiwe akuyi kufaneleka.

Iindidi zenkcitho efanelekileyo yokutsalwa kwi-130% zibanzi kakhulu kwaye zibandakanya:

• Ukutyala;
• Oomatshini;
• Ifanitshala;
• Izixhobo zekhompyutha;
• Isoftware;
• Iimoto (iimoto azifaneleki).

Iintengo ezifanelekileyo zokuncitshiswa kwe-50%, zezo zihlala ziphathwa njengee-asethi 'zenqanaba elilodwa' ngexabiso eliphantsi lezibonelelo zemali:

• Iinkqubo zokupholisa umoya kunye nokupholisa umoya;
• Iinkqubo zamanzi ashushu nabandayo;
• Iinkqubo zombane, kubandakanya iinkqubo zokukhanyisa;
• Ukukhanya kwelanga kwangaphandle;
• Iilifti, izinyuko ezinyukayo kunye neendlela zokuhamba ezihambayo;
• Indawo kunye neenkqubo zokufudumeza amanzi;
• Ukufakelwa kobushushu bezakhiwo.

Inkcitho ifuna ukwenziwa nini?

Inkcitho kufuneka yenziwe phakathi komhla woku-1 ku-Epreli 2021 nowama-31 kuMatshi 2023.

Ikhontrakthi ayinakungenwa kuyo, ngaphambi komhla wesi-3 kuMatshi ngo-2021, xa kwabhengezwa intlawulo enkulu kunye ne-50% yesibonelelo sonyaka wokuqala.

Izivumelwano zokuthenga ziqukwa njengenkcitho efanelekileyo, ngaphandle kokuba iasethi iyasetyenziswa ukuphela konyaka.

Kuthekani ngesibonelelo sonyaka sotyalo-mali?

Isibonelelo sonyaka sotyalo-mali (“AIA”) sithetha nje sithatha i-100% kwinkcitho ukuya kuthi ga kwi- £ 1m. Kutshanje kuqinisekisiwe ukuba lo mda uya kuhlala kude kube ngumhla wama-31 kuDisemba wama-2021.

Kungoko ke iya kuba sengqiqweni into yokuba ibango lithatyathwe kwinkcitho efanelekileyo yokuxhuzulwa kwe-130%, kunye nokusebenzisa i-AIA kwinkcitho yomyinge okhethekileyo. I-50% yesibonelelo sonyaka wokuqala sinokuthi emva koko sibangwe kwinkcitho kwiqondo lokulinganisa elikhethekileyo ngaphezulu kwe- £ 1m.

Kuthekani ukuba iAsethi iyathengiswa?

Imithetho inzima kodwa, xa sithetha ngokubanzi, ukuba ukuthathwa kwe-superdeduction kwaye i-asethi ithengiswe ngaphambi komhla wama-31 Matshi 2023, intlawulo yokulinganisa iya kuhlawulwa ukuze kuphuculwe isiqabu.

Imithetho efanayo isebenza kwi-50% yesibonelelo sonyaka wokuqala.

Ngawaphi amaNqaku okuSebenza anokubakho kwiNkampani?

Apho umgaqo-nkqubo wenkampani wokwenza capitalisation uthetha ukuba ii-asethi ezithile azifakwanga imali, oku kunokuba yinto efanelekileyo ukuphononongwa.

Kungaba luncedo ukwenza imali kuzo zonke ii-asethi ukuze i-130% yokuxhuzulwa ibango, endaweni yokuxhuzulwa kwe-P & L eyi-100%.

Iinkcukacha ezongezelelweyo

Ngolwazi olongezelelweyo malunga nokuba ezi zibonelelo zintsha zinokuba luncedo njani kwinkampani esekwe eNgilane okanye eWales, nceda uthethe noPaul Webb okanye uSarah Gardner, kwi-ofisi yase-UK: ingcebiso.uk@dixcart.com.

imvelaphi

Kubekho ingxoxo iminyaka emininzi ngokubhekisele kwiinguqu ezinokubakho kwindlela eqokelelwa ngayo irhafu yombutho wamanye amazwe.

Uhlengahlengiso ngaphambili belucetywe yi-EU, i-United States kunye noMbutho weNtsebenziswano kwezoQoqosho noPhuhliso (i-OECD).

Ke Yintoni Etshintshileyo Kutshanje?

Kuninzi okutshintshileyo kwezi nyanga zilishumi elinesibhozo zidlulileyo, kodwa eyona nto ibaluleke kakhulu kule ngxoxo, lutshintsho kuRhulumente eMelika nokufika kukaJoe Biden njengoMongameli.

UJanet Yellen, uNobhala weSebe lezeMali laseMelika, naye ubalulekile kweli phulo kwaye kudala engumxhasi weentshukumo ze-OECD zokulinganisa inqanaba lokudlala lerhafu yomdibaniso.

Yintoni ecetywayo?

UMongameli omtsha sele ebhengeze izicwangciso zokwanda okukhulu kwirhafu 'kumvuzo waselunxwemeni' wamashishini ase-US.

Injongo ye-US kukumisa ngokufanelekileyo amazwe asebenzisa irhafu yombutho njengesixhobo esikhuphisanayo sokutsala utyalomali:

1. I-US iphakamisa ukumilisela ubuncinci irhafu yehlabathi kwiinkampani zayo. Isindululo esiphambili ngama-21% esona sixa sirhafu sincinci kwingeniso yelizwe. Ulawulo lwase-US lukwacebisa ukutshintsha indlela le rhafu iza kuhlawuliswa ngayo, kususwe isibonelelo esiphambili esikhulula imirholo engaphantsi komda othile, kunye nokuqokelela irhafu kulawulo ngalunye olusebenza kwinkampani.

Usebenzisa i-Ireland njengomzekelo, oku kungathetha ukuba iinkampani zase-US zihlawula ngaphezulu i-8.5% e-US, ihlawule i-12.5% ​​yerhafu yequmrhu e-Ireland.

Kukho, nangona kunjalo, inde indlela ekufuneka ihanjisiwe phambi kweenkcukacha kunye nenqanaba elitsha lerhafu yase-US ekuvunyelwene ngalo.

• I-Momentum nayo iyakha ngokubhekisele kwisicwangciso esincinci se-OECD serhafu. Isikhundla e-US, sithanda inqanaba elisezantsi kuvunyelwene ngawo onke amazwe kwi-OECD, lifumana inkxaso kumazwe aliqela kubandakanya amazwe amakhulu e-EU.

Ngokuchanekileyo leliphi inqanaba elinokubekwa kulo livulekele ukuqikelela. Kude kube kutshanje inqanaba lokujikeleza nge-12.5% ​​bekucingelwa ukuba kunokwenzeka, kodwa ngoku i-US ngoku ixhasa ubuncinci be-21%, kunokwenzeka ukuba kubekho impikiswano enkulu.

Isivumelwano sokugqibela sinokufikelelwa, kwinqanaba le-OECD, kwizinga eliphantsi, umzekelo i-15% okanye i-18%, kodwa oku kucingela kakhulu. Ukuqikelela ngokulinganayo, yinto enokwenzeka yokuba i-US inokuthi emva koko ikulungele ukuseta iqondo lokuhlawula irhafu yamazwe aphesheya kwinqanaba ekuvunyelwene ngalo le-OECD, endaweni ye-21%.

Isicwangciso sokuThengiswa kweRhafu yeDijithali ye-OECD

Enye intsika esembindini yenkqubo ye-OECD iphakamisa ukuba amazwe ehlabathi ahlawule irhafu kwinto ayithengisayo ngamajelo edijithali, kwiimarike apho bathengisa khona ezi nkonzo.

Olu lutshintsho kwimithetho yangoku apho kubhengezwa inzuzo kunye nerhafu ehlawulwa kumazwe apho kulawulwa khona ukuthengiswa kwedijithali.

I-US ixhase uguqulelo lwesi sicwangciso oluya kuba nefuthe elibalulekileyo kwiinkampani zase-US. Ulawulo lwase-US lunethemba lokuba ukubuya, oku kuya kunceda ukuphumelela inkxaso evela eYurophu nakwamanye amazwe ngesicwangciso esisezantsi senqanaba lerhafu.

Inkcazo

Kungumcimbi oxhalabisayo ukuba amazwe amakhulu ajonge ukuyalela umgaqo-nkqubo werhafu kumazwe amancinci asebenzisa inkqubo yawo yerhafu ukukhuphisana notyalo-mali lwangaphakathi. Izizwe ezinkulu kodwa zinenkxalabo esemthethweni ngokubhekisele kuphambuko lwenzuzo kumaziko erhafu asezantsi.

Iinzame ezidityanisiweyo ze-OECD kunye ne-US zithetha ukuba kunokwenzeka ukuba basebenzise ifuthe labo ukwazisa ubuncinci benqanaba lerhafu yombutho.

Iinkcukacha ezongezelelweyo

I-Dixcart ibonelela ngezisombululo ezisebenzayo zokukhusela ubutyebi. Ngolwazi oluthe vetshe nceda uqhagamshelane ingcebiso.uk@dixcart.com okanye umcebisi wakho weDixcart oqhelekileyo.

Imvelaphi yomthetho

I-Cyprus AML Law 188(I)/2007 isanda kulungiswa ukuze ingenise kumthetho wendawo, imimiselo ye-5th AML Directive 2018/843.

Umthetho ubonelela ngokusekwa kweerejista ezimbini ezisembindini zaBanini baNcedo:

• Abaxhamli beenkampani kunye namanye amaziko asemthethweni ('iiRejista zeNkampani eziBalulekileyo zaBanini beZibonelelo');
• Abaxhamli beTrasti ecacileyo kunye nolunye ulungiselelo lwezomthetho ('iRejista eyiNtloko yaBanini beZibonelelo').

Ezi rejista zimbini ziqale ngomhla we-16 kuMatshi ka-2021.

IRejista yeNkampani yabaXhamli beZibonelelo iya kugcinwa nguMbhalisi weeNkampani, kwaye iRejista yeNkampani yabaNini beeTrasti iya kugcinwa yiKhomishini yoKhuseleko kunye neKhomishini yoTshintshiselwano yaseCyprus (i-CySEC).

Imbopheleleko

Inkampani nganye kunye namagosa ayo kufuneka afumane kwaye agcine, kwiofisi ebhalisiweyo, ulwazi olwaneleyo nolukhoyo ngoku malunga nabaNini beZibonelelo. Aba bachazwa njengabantu ngabanye (abantu bendalo), abathi ngokuthe ngqo okanye ngokungathanga ngqo babe nomdla wama-25% kunye nesabelo esinye, sokwabiwa kwemali eyabelwe inkampani. Ukuba akukho bantu bachongwayo, igosa labaphathi abaphezulu kufuneka lichongwe ngokufanayo.

Luxanduva lwamagosa enkampani ukuba angenise ulwazi oluceliweyo kwi-Companies Central Beneficial Owner Register, kungadlulanga iinyanga ezi-6 emva komhla wokuphehlelelwa kweRejista yoMnini woMntu oyiNkampani. Njengoko kucacisiwe ngasentla, iiRejista zaqala nge-16 kaMatshi 2021.

Ukufikelela

IRejista yoMnini-Zibonelelo iza kufikeleleka ngoku:

• Abasemagunyeni abaLawulayo abanesakhono (njenge-ICPAC kunye noMbutho wamagqwetha waseCyprus), i-FIU, iSebe lezeMveli, iSebe leRhafu kunye namaPolisa;
• Amaziko 'anyanzelekileyo' umz. iibhanki kunye nababoneleli beenkonzo, kwimeko yokwenza inkuthalo nemilinganiselo yokuchonga abathengi abafanelekileyo. Kufuneka babe nofikelelo; igama, inyanga nonyaka wokuzalwa, ubuzwe kunye nelizwe ahlala kulo, loMnini oLungileyo kunye nohlobo nobungakanani bomdla wabo.

Emva kwesigwebo seNkundla yoBulungisa yeManyano yaseYurophu (CJEE) ukufikelela kwiRejista yaBanini abaBonelwayo kuluntu kunqunyanyisiwe. Ngolwazi oluthe vetshe, jonga efanelekileyo isibhengezo.

Izohlwayo zokungathobeli

Ukungathobeli uxanduva kunokukhokelela kwityala lolwaphulo-mthetho kunye nezohlwayo zolawulo ukuya kuthi ga kwi-20,000 ye- €.

Indlela iDixcart Management (Cyprus) Limited inganceda ngayo. Ukuba wena okanye iqumrhu lakho laseCyprus linayo nayiphi na indlela echaphazelekayo ekuphunyezweni kweRejista yabanini beZibonelelo okanye ungathanda naluphi na ulwazi olongezelelweyo, nceda unxibelelane neofisi yeDixcart eSipro: ingcebiso.cyprus@dixcart.com