Udidi: Umxhasi wabucala

Iqela le-Dixcart lineminyaka engaphezu kwama-50 yamava ekulawuleni ubutyebi babucala kunye nokunceda abantu kunye neentsapho zabo kwimiba yokulandelelana, ukucwangciswa kwezindlu kunye nolawulo olusebenzayo lwemicimbi yabo. 

Iqela le-Dixcart linokuncedisa ekuqulunqweni nasekulawuleni iitrasti, iziseko, imibutho yabucala kunye nokulawulwa kwetrasti kunye nezinye iinkonzo zeofisi yosapho kwaye iyakwazi ukunika ezi nkonzo ngamaqumrhu amathandathu alawulwa ngokupheleleyo nazimeleyo abekwe kwindawo yokomeleza unikezelo lweQela kubathengi abanomdla kuzo zonke. ehlabathini lonke. 

Iinkonzo zethu zilungiselelwe umxumi ngamnye ngoncedo lwamagqwetha abathengi, ii-chartered accountants kunye nabacebisi ngerhafu kunye negalelo leengcaphephe zeDixcart Group. 

khangela Iofisi yosapho ngolwazi oluthe vetshe. Ngolwazi oluthe kratya malunga nokulawula ubutyebi babucala, nceda Qhagamshelana nathi.

Iinkampani zotyalo-mali losapho ziya ngokuya zithandwa njengenye indlela yokuthembela kubutyebi, kwilifa nakwizicwangciso zokulandelelana.

Kutheni le nto ukusetyenziswa kweeNkampani zoTyalo-mali losapho kukhulile? 

Ukusetyenziswa kwabo kuye kwanda kakhulu kule minyaka idlulileyo, ngakumbi kwiimeko apho kunzima ukuba abantu badlulise ixabiso kwi-trust, ngaphandle kokuba noxanduva lokuhlawula irhafu kwangoko, kodwa kukho umnqweno wokuqhubeka nolawulo kunye / okanye nefuthe ngaphezulu ukhuseleko lobutyebi bosapho.

Izibonelelo zeNkampani yoTyalo-mali yoSapho ibandakanya:

1. Ukuthatha ukuba umntu unemali ekhoyo ukuba ayigqithisele kwinkampani, olo tshintshelo kwinkampani alurholi rhafu.
2. Kwi-UK ethathwa njengabantu abalawulwa kungabikho mrhumo kwangoko kwiRhafu yeLifa leLifa lase-UK (IHT), kwisipho sezabelo esivela kulowo unikelayo siye komnye umntu, njengoko oku kuthathwa njengodluliselo olunokuthi luxolelwe (PET). Akusayi kuphinda kubekho iimpembelelo kwi-IHT kumxhasi ukuba aphile iminyaka esixhenxe emva komhla wesipho.
3. Umnikeli usenokugcina izinto ezithile zolawulo kwinkampani, ukubonelela ngamaNqaku oMbutho ayilwe ngononophelo.
4. Akukho sikhumbuzo seminyaka elishumi okanye intlawulo yokuphuma ye-IHT.
5. Iinkampani zoTyalo-mali losapho zisebenza kakuhle kwirhafu yengeniso njengoko uninzi lwezabelo ziya kufunyanwa simahla kwirhafu kwinkampani.
6. Abanini zabelo bahlawula irhafu kuphela ukuya kuthi ga apho inkampani ihambisa khona umvuzo. Ukuba iinzuzo zigcinwa ngaphakathi kwinkampani akukho rhafu iya kuthi ihlawulwe ngabanini zabelo.
7. Iintsapho zamanye amazwe ezenza utyalomali ngokuthe ngqo kwiinkampani zotyalo-mali zase-UK njengabantu, banetyala kwi-UK IHT kwezi asethi zase-UK kwaye kuyacetyiswa ukuba babe ne-UK bayokujongana nezo asethi ekufeni kwabo. Ukwenza olo tyalomali ngeNkampani yoTyalo-mali losapho kususa uxanduva kwi-UK IHT kwaye kususe isidingo sokuba nomnqweno wase-UK. Lide eli xesha iNkampani yoTyalo-mali yoSapho iselunxwemeni kwaye abantu abangabemi base-UK, okanye abangabemi base-UK abangenayo i-dom (okanye idolophu engathathwa), ukufumana isibonelelo se-IHT.
8. Imemorandam kunye namaNqaku oMbutho anokuhanjiswa kwiimfuno zosapho. Kunokubakho, umzekelo, iindidi ezahlukileyo zezabelo ezinamalungelo ahlukeneyo kumalungu osapho ahlukeneyo, ukuze zilungele iimeko zazo kunye nokuhlangabezana nobutyebi kunye neenjongo zokucwangciswa ngokulandelelana kwabaseki.

 Kutheni usebenzisa iNkampani yeGuernsey?

Zininzi izizathu zokuba kutheni kufanelekile ukusebenzisa iNkampani yeGuernsey kwinkampani yoTyalo-mali losapho: 

• Inkampani iya kuhlawula irhafu kwinqanaba le-0% kuyo nayiphi na ingeniso yasekhaya eyivelisayo (iRhafu yeRhafu yaseGuernsey).
• Ngaphandle kokuba inkampani ibandakanyiwe eGuernsey kwaye irejista yamalungu igcinwe, njengoko kufuneka njalo, eGuernsey, kunokwenzeka ukuba kugcinwe imeko 'engabandakanywanga' ngokubhekisele kwi-UK IHT (ngaphandle kwepropathi yase-UK yokuhlala).
• Izabelo kwinkampani aziyonto ye-situs yase-UK. Ukuba inkampani yinkampani yabucala yaseGuernsey ayifuni ukufaka iiakhawunti. Ngelixa kukho irejista yobunini obunenzuzo beenkampani eGuernsey, le yabucala kwaye ayinakukhangelwa luluntu. Ngokwahlukileyo inkampani yase-UK kuya kufuneka ifayilishe iiakhawunti kwirekhodi yoluntu, kwaye abalawuli kunye nabanini zabelo baya kudweliswa kwiwebhusayithi yeNkampani yeNdlu, iwebhusayithi yasimahla kunye nephandwayo. Abanini zabelo baya kuthi, ukongeza, bathathwe njenge-asethi yase-UK, nokuba bahlala phi na emhlabeni.
• Ukuthotyelwa kunye neemfuno zolawulo kwiinkampani ezingezizo zase-UK zihlala zithathwa njengezikhulu kuneenkampani zase-UK. Nangona kunjalo ezi mfuno zihanjiswe ngokulula nangokufanelekileyo kunye nefemi efanelekileyo yobuchwephesha, kunye nocwangciso olufanelekileyo. 

Izizathu ezongezelelekileyo zokuba kutheni iiNkampani zoTyalo-mali losapho zanda ngokuDumileyo

Iinkampani zotyalo-mali losapho nazo ziya zithandwa kakhulu e-UK, ngakumbi phakathi kwabahlali base-UK nakubantu abalawulayo. Oku ikakhulu kubangelwa kukuqengqeleka kwengeniso kunye neenzuzo, kuba uhlawule kuphela irhafu yombutho. Ukongeza, ukuba yonke ingeniso ikwizabelo, akufuneki kubekho uxanduva kwirhafu. 

Nokuba sikhona na isikhundla sokuhlawula irhafu e-UK, iNkampani yoTyalo-mali yoSapho inokuthi iqheleke kwaye iqondwe ngcono kunokuthenjwa, kusapho oluninzi locwangciso lobutyebi kunye nokukhuselwa kweeasethi.

Iinkcukacha ezongezelelweyo

Iqela le-Dixcart lineminyaka engama-XNUMX yamava licebisa abathengi kwizicwangciso zolawulo lobutyebi ukuze bahlangabezane kakuhle neemeko ezithile kwaye siyayiqonda imiba esoloko inzima ebandakanyekayo.

I-Dixcart ofisi eseGuernsey ibonelela ngengcebiso kubathengi abucala abaliqela kwaye inobuchwephesha obunzulu ekumiseni nasekulawuleni izakhiwo zequmrhu laseGuernsey.

Ngolwazi olongezelelweyo malunga neeNkampani zoTyalo-mali loSapho lwaseGuernsey, nceda uthethe noJohn Nelson okanye uSteve de Jersey kwiofisi yeDixcart eGuernsey: ingcebiso.guernsey@dixcart.com, okanye kunxibelelwano lwakho oluqhelekileyo lweDixcart.

Ipropathi e-UK inokuba yeyenkampani okanye ngumntu kwaye indlela yobunini kunye nenqanaba lenkampani okanye umntu ochaphazelekayo uya kuchaphazela unyango lwerhafu.

Irhafu kwiNzuzo yokuQesha

1. Apho utyalo-mali lwenziwa kwipropathi yorhwebo yase-UK egameni lenkampani engeyoyase-UK kwaye inkampani ingaqhubeli kurhwebo e-UK, irhafu yengeniso esisiseko (okwangoku yi-20%), ihlawulwa kwinzuzo yerente.

Ukufezekisa unyango oluchanekileyo oluchazwe apha ngasentla, kubalulekile ukusebenzisa inkampani engeyiyo eyase-UK ukufumana ipropathi yase-UK kwaye inkampani ilawulwa kwaye ilawulwe ngendlela eqinisekisa ukuba ihlala ingaphandle kwe-UK ngerhafu.

Apho utyalo-mali lwenziwa kwipropathi yorhwebo yase-UK, egameni lomntu ongenguye wase-UK, iirhafu ezifanelekileyo zilingana neerhafu zerhafu yase-UK (ukuya kuthi ga kwiipesenti ezingama-45).

2. Urhulumente wase-UK ubhengeze ukuba uza kuzisa iinkampani ezihlala e-UK ezinengeniso yepropathi yase-UK ngaphakathi komda werhafu yequmrhu ukusuka ngo-Epreli 2020. Oku kuyakuthetha ukuba inzuzo yase-UK iya kuxhomekeka kwirhafu yombutho wase-UK kwinqanaba le-19%.

Iziphumo zokuwa ngaphakathi kweRhafu yeRhafu yoShishino yase-UK

Ngelixa ukuthoba inqanaba lerhafu kulungile, ukuwela phantsi kolawulo lwerhafu yase-UK kuya kuthetha ukuba, ukusuka ngo-2020, inzala yase-UK kunye nemithetho yokuthintela ilahleko iya kufaneleka:

• Imithetho yokuthintela inzala ehlanganisiweyo ithintela ukuthathwa kweqela kwinkcitho yenzala kunye nezinye iindleko zezemali ukuya kwisixa esilingana nemisebenzi yayo ehlawulelwa irhafu e-UK. Imigaqo iyakusebenza kumaqela anenkcitho yenzala ngexabiso elingaphezulu kwe- $ 2million ngonyaka kwaye inokuthintela ngokubonakalayo ukuncitshiswa kweendleko zemali, okukhokelela kukonyuka okubonakalayo kumatyala erhafu.
• Imithetho yokuthintela ilahleko kumdibaniselwano ithintela ukuthathwa kweqela kwelahleko eqhubela phambili ukuya kuthi ga kwi-5 yezigidi. Ngaphezulu kwesibonelelo se- $ 5million, kuphela yi-50% yenzuzo enokuthi igutyungelwe yilahleko eqhubela phambili. Ngelixa lo mthetho ungenakubanempembelelo ebalulekileyo, njengomthetho wokuthintela inzala, ifuthe kufuneka liqwalaselwe.

Iinzuzo zemali

Ukusukela ngo-Epreli 2019, abemi base-UK ababambe iarhente yezorhwebo yase-UK bebephantsi kwerhafu yase-UK kwinzuzo yabo. Eli nyathelo lenze ukuba i-UK ihambelane nolunye ulawulo lwerhafu kunye nomba wokuba umhlaba kufuneka urhafiswe apho umi khona.

Iindaba ezimnandi zezokuba ukuhlawulwa kwakhona kwexabiso lepropathi kwenzeka ngo-Epreli 2019, okuthetha ukuba ziinzuzo kuphela ukusuka kuloo ndawo ukuya phambili eziza kuhlawuliswa irhafu.

Imithetho emitsha iya kusebenza kwintengiso yomdla kwizithuthi "ezityebileyo zepropathi" - Oko kukuthi, amaziko afumana ubuncinci i-75% yexabiso lazo elipheleleyo lomhlaba wase-UK. Inzuzo yokulahlwa kwayo nayiphi na inzala kweso sithuthi, efikelela kwi-25%, okanye nangaphezulu iya kuba noxanduva kwirhafu yase-UK.

Abaphuhlisi bePropathi kunye nabaRhwebi  

Ngo-2016, imithetho yokuthintela ukupheliswa yaziswa ukuchasana naliphi na ibango lokuba uphuhliso okanye ukuthengisa urhwebo olunxulumene nepropathi yase-UK lwalusenziwa ngaphandle kwe-UK, kwaye ke oko akuxhomekekanga kwirhafu yase-UK.

Inzuzo evela kwiprojekthi yophuhliso ke ngoko iphakathi komda werhafu yengeniso okanye irhafu yombutho, kuxhomekeke ekubeni ngubani owenzayo. Le mithetho ikwasebenza apho kukho amalungiselelo okuthengisa inkampani yophuhliso, endaweni yomhlaba uqobo. Basebenza apho izabelo, umzekelo, zithengiswa kwaye bafumana ubuncinci ama-50% exabiso labo kumhlaba wase-UK.

Irhafu yoMsebenzi weSitampu soMhlaba (SDLT)

Ukufumana ipropathi yorhwebo yase-UK kungenisa ngqo i-SDLT (irhafu yokuthenga) ngolu hlobo lulandelayo:

Akukho rhafu inye ivelayo xa kufunyanwa inkampani ephethe ipropathi yase-UK. Ngenxa yoko, kukho isibonelelo sokufumana kunye nokulahla ipropathi yase-UK yorhwebo ngesithuthi senkampani, ngakumbi apho le nkampani isekwe kulawulo olungabizi rhafu yokudlulisela kwintengiselwano yezabelo.

Ixabiso lerhafu (VAT)

Ukuthengiswa komnini osimahla okanye ubunini bexesha lokuqeshisa kwipropati yorhwebo kuya kuthi, ngokungagqibekanga, kukhululwe kwi-VAT. Nangona kunjalo, abanini bepropathi banokukhetha 'ukukhetha ukurhafisa' iipropathi zabo, ezinokuthi zenze ukuba ukuthengiswa kwepropathi kuxhomekeke kwiVAT (kodwa, ngenxa yoko, inika nomnini wepropathi ibango lekhredithi ye-VAT ehlawuliswe kubo kwiintloko zabo. ).

Lo ngummandla ontsonkothileyo kwaye, xa ufumana ipropathi yorhwebo yase-UK, kuya kufuneka ngenyameko efanelekileyo ukufumanisa ukuba ngaba ipropathi ixhomekeke kwi-VAT okanye hayi, kwaye oku kunokuba nefuthe elingakanani kumthengi.

Ekufeni-Irhafu yeLifa (ILT)

Ukusukela nge-6 Epreli 2017, yonke ipropathi yokuhlala yase-UK, nokuba ibanjwe ngokuthe ngqo okanye ngokungathanga ngqo, iba noxanduva kwi-UK IHT (ngaphandle kwepropathi enezithuthi ezahlukeneyo).

• Ipropathi yase-UK egcinwe ngqo ngumntu unoxanduva olufanayo kwintlawulo ye-IHT yase-UK; Nangona kunjalo, ipropathi yorhwebo ebanjelwe kwinkampani engeyoyase-UK ayiyo.

Okwangoku, akukho nto ibonisa ukuba ipropathi yorhwebo ebanjiswe ngokungangqalanga yinkampani okanye isithuthi esifanayo iya kwenza ukuba i-UK IHT ibonakale; Nangona kunjalo, ngokotshintsho lwamva nje oku kunokuba linyathelo elilandelayo.

Inganceda njani iDixcart?

I-Dixcart inokukunceda ekujongeni kwakhona ubunini bepropathi yase-UK esele ikho kunye nokuba isenzo siyacetyiswa kusini na kulwakhiwo ngokutsha lotyalo-mali.

Iingcali zethu zerhafu zase-UK kunye namagqwetha epropathi yorhwebo anakho, ukuba ayimfuneko, ukumilisela naziphi na izicwangciso ezicwangcisiweyo kunye nohlengahlengiso lweengcebiso. Nceda unxibelelane noPaul Webb kwiofisi yase-UK: ingcebiso.uk@dixcart.com.

Yintoni iNkampani yoTyalo-mali losapho kwaye kutheni unayo?

Njengomthetho wokuthintela ukuthintela ojolise kwiitrust, uyanda, abantu bafuna ezinye iindlela zokukhusela ubutyebi bosapho. Ngelixa abantu abaninzi bonwabile ukudlulisela ubunini kwabanye bahlala benqwenela ukugcina ulawulo.

Iinkampani zotyalo-mali kwiintsapho (“FICs”) zisetyenziswa kakhulu ziintsapho ezizizityebi ukukhusela ubutyebi beentsapho zazo.

• Isitshixo sempumelelo yabo kukuba kunokwenzeka ukwahlula ubunini kulawulo. Ubunini buhlala nabanini zabelo ngelixa ulawulo luhlala kuBalawuli benkampani. Usapho luya kuthi emva koko lube nezabelo kwinkampani. Amanqaku aya kubandakanya izibonelelo eziyilelwe ukuqinisekisa ukuba ulawulo lwenkampani lugcinwa ngaBasunguli, kwaye ii-asethi zikhuselekile, kangangoko kunokwenzeka.

Ngokwesiqhelo iBhodi iya kuba nelungelo lokuchonga abangena ezihlangwini zabo kwaye abanini zabelo baya kuba bangene kwiSivumelwano sabanini zabelo, sokungasebenzisi amalungelo abo okuvota okanye okugxotha abalawuli, ngaphandle kwemvume yeBhodi. Ngale ndlela abaSeki banokugcina ulawulo, kude kube lelo xesha, lokuba bachonge abalandela ngokufanelekileyo kule ndima.

Amanqaku anakho ukuyilwa ukunika abalawuli uxanduva lodwa lokuchaza izabelo. Ngokusebenzisa iindidi ezahlukeneyo zezabelo, kunokwenzeka ukuba uhlawule izabelo kwiiklasi ezahlukeneyo zabanini zabelo, ngamaxesha ahlukeneyo.

INzuzo yeRhafu yeLifa kwiNjongo yase-UK

Kuyenzeka ukuba abaSeki be-FIC babelane ngezabelo kwizipho kumalungu osapho kunye / okanye kwisipho semali kumalungu osapho ukuba basebenzise ukubhalisela izabelo kwi-FIC. Ezi zipho zinokuthi zixolelwe ukudluliselwa kwaye, ukuba umnikezeli uphila iminyaka eyi-7, akukho ntlawulo kwirhafu yelifa yase-UK.

Ngokwesiqhelo abasunguli baya kugcina ezinye izabelo kwaye ezinye ziya kuba zezamanye amalungu osapho okanye i-trust. Xa inkampani ixabisekile, inzala encinci yabanini bezabelo itsala isaphulelo. Ngelixa izaphulelo kwiinkampani zotyalo-mali zingenakulinganiswa neenkampani zorhwebo, inzala encinci ithetha ukuba ixabiso kwilifa lomntu lingaphantsi kunelo belinokuba linalo, ukuba iiasethi ze-FIC bezinabanini bazo ngokuthe ngqo. Oku ke kuvelisa ulondolozo lwerhafu eyongezelelweyo.

Khuselo lweAset

Esinye sezizathu eziphambili zokusebenzisa i-FIC kukuzama ukukhusela ubutyebi bosapho kwizizukulwana ezizayo. Kukho imingcipheko emininzi, ngaphandle kwerhafu, kwithamsanqa losapho kwaye ezi ziquka; inkcitho, utyalomali, ukungabinamali kunye noqhawulo mtshato.

AmaNqaku e-FIC angabandakanya amalungiselelo anika ilungelo i-FIC yokuthenga kwakhona izabelo kwimeko yokutshona okanye kuqhawulo-mtshato lwabo nabaphi na abaninizabelo, ngexabiso lemarike. Njengoko kucacisiwe apha ngasentla, oku kuyakuba ngaphantsi kwexabiso lotyalo-mali olusisiseko, kwimeko yesabelo sabambalwa.

Ukulawulwa komgaqo-nkqubo wezabelo kunye nokwakhiwa kulawulo ukunqanda ukufungiswa kwesabelo kunokukhusela inkcitho kubo.

IziBonelelo zeRhafu yeNgeniso evela kwi-UK Perspective

Ukuba i-FIC yayiyinkampani yokuhlala yase-UK kwaye injongo yayikukuhlawula yonke inzuzo njengezahlulo, i-FIC ayinakuba lolona hlobo lulungileyo lokusetyenziswa. Kule meko, kuya kubakho irhafu yomdibaniso kwinzuzo, kwinqanaba lenkampani, kwaye abanini zabelo baya kuba noxanduva lokuhlawula irhafu kwizabelo ezihlawulwe kubo.

• Ezi ziphumo zinokuncitshiswa ngokubonelela ngemali eyinkunzi yenkampani njengemali-mboleko yezabelo. Inkunzi inokutsalwa ngokwembuyekezo yemali-mboleko.

Kufuneka iqatshelwe into yokuba izabelo ezihlawulwe kwirhafu yasemva kwerhafu, ziinkampani zase-UK kunye neenkampani ezininzi ezingaselunxwemeni kwii-FICs, azisayi kuba phantsi kwerhafu eyongezelelweyo kwinqanaba le-FIC.

• Ngenye indlela, ukuba injongo kukutyala imali kunye nokuqokelela inzuzo ngexesha lokuqokelela, ingeniso kunye neenzuzo ziya kuba phantsi kwerhafu yombutho wase-UK kuphela. Izinga le-UK le-19% okwangoku liphantsi kakhulu kunerhafu yengeniso yase-UK kunye neerhafu zokufumana irhafu.

Inkampani eneshishini lotyalo-mali nayo inokucutha iindleko zolawulo ngelixa abanye abatyali-mali bengenako.

Ukuqeqesha amalungu oSapho

Iintsapho ezininzi zimisela iikomiti zotyalo-mali kwi-FIC, enamalungu osapho. Oku akuniki nje ilizwi kumalungu entsapho kodwa kunokusebenza njengendawo yoqeqesho exabisekileyo kumalungu entsapho aselula.

isiphelo

Ii-FICs zinokusetyenziselwa ngokufanelekileyo ukucwangciswa kwezindlu kunye, kwezinye iimeko, kunye nocwangciso lwerhafu yengeniso. Ukucwangciswa ngononophelo kufuneka kwenziwe xa kusekwa loo mibutho ukuze ithathele ingqalelo imeko yerhafu yabo baSeki kunye nawo nawuphi na umthetho ochaseneyo nothintelo.

Iinkcukacha ezongezelelweyo

Ukuba ungathanda ulwazi olongezelelweyo malunga nokuba nini kwaye njani ukusetyenziswa kweNkampani yoTyalo-mali loSapho kunokuba luncedo kakhulu, nceda uqhagamshelane nathi ingcebiso@dixcart.com. Kungenjalo nceda uthethe kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.

Nceda ubone eyethu Umxhasi wabucala phepha.

Ubutyebi -Uxanduva

Ukugqithiselwa kobutyebi kwisizukulwana esilandelayo ngumba obaluleke kakhulu. Amandla kunye nokuqonda kwesizukulwana esilandelayo malunga nendlela yokujongana nombutho kunye nolawulo lobutyebi obudluliselwe kubo nako kubalulekile.

Impilo-ntle yosapho inokulahleka okanye incitshiswe kwiingxabano malunga nolawulo nokuphathwa kobutyebi. Ngelishwa ibinzana lesiNgesi elidala "ukusuka kumdaka ukuya kumdumba kwizizukulwana ezithathu" zihlala ziyinyani.

Ukucwangciswa kubalulekile

Ukucwangciswa kokuqala okubanzi, ngexesha lokuphila komdali okanye umgcini okhoyo ngoku wobutyebi bosapho, kufuneka kwenzeke ukuqinisekisa ukuba isizukulwana esilandelayo sibufumana ngempumelelo, sibulawula kwaye sibonwabele ubutyebi. Isizukulwana esilandelayo kufuneka siziqonde izibonelelo eziya kufunyanwa ngokufikelela kubungcali obufanelekileyo bokukhusela kunye nokugcina ilifa labo.

Kwiimeko zobutyebi obuninzi bosapho kubalulekile ekudluliseni ngempumelelo ubutyebi, ukuseka umoya wokuthembana nonxibelelwano phakathi kwamalungu osapho. Ukongeza, ukuqonda kwemicimbi ekufuneka kujongwane nayo kukuma okude kunye nabacebisi abanobuchule bokuthenjwa kufuneka kuthathelwe ingqalelo. Kungabaluleke kakhulu ukuququzelela ulwakhiwo lweofisi losapho ngokudibeneyo kunye nefemu yengcebiso yobungcali okanye ngokuzimeleyo.

Ukubaluleka kokuBakho kweeNkonzo zeOfisi yoSapho kwiNani lamaGunya 

Kwiminyaka engamashumi amane anesihlanu edlulileyo, iDixcart Group iphuhlise amandla okuseka izakhiwo zeofisi yosapho ngenani leeofisi zeDixcart kulawulo olwahlukeneyo.

Oku kuncede iiofisi zosapho, ezilawula ubutyebi beentsapho zamanye amazwe, ukuba zikhule zibambe kunye nezakhiwo zotyalo-mali ngendlela engathathi cala kwirhafu. Esi sisitshixo njengoko amalungu osapho ahlala ehlala kwimimandla eyahlukeneyo, ehlangabezana neerhafu ezahlukeneyo kwaye kulawulo ngalunye lufuna indlela eyahlukileyo yolwakhiwo.

Ukutshintsha kwehlabathi: Imiceli mngeni kunye namathuba

Ukungafihlisi kobunini kutyalo-mali lwamanye amazwe kugxininisa ngakumbi kwizakhiwo ezifanelekileyo nezomeleleyo zotyalo-mali. Apho ukufikelela kubutyebi kwamkelwe esidlangalaleni kwaye kubhengezwe oku kunokubangela ingxaki yokhuseleko lomntu kubantu abaninzi abazizityebi, ezinokuthi zinike inkuthazo kubantu ukuba bathathe ulawulo.

Utshintsho kulindelo lwerhafu kwihlabathi liphela ngoku lunyanzelisa ukuhamba kwabantu ukuya kwimimandla apho unyanzeliso lwerhafu lunempembelelo encinci kunakwilizwe abahlala kulo ngoku.

Le ntshukumo yamalungu osapho kwihlabathi liphela inika amathuba:

• Beka ulungelelwaniso lwerhafu lokungathathi hlangothi kwezikhundla zotyalo-mali ukulungiselela isizukulwana sangoku
• Nika isishwankathelo sokuqala kunye nokucwangciswa okuyimfuneko ukuqinisekisa ulondolozo olunoxanduva, ulawulo kunye nokwabiwa kobutyebi kwisizukulwana esilandelayo

Yeyiphi indlela yeDixcart?

I-Dixcart isebenza nolwakhiwo ngalunye lobutyebi bosapho ukulungelelanisa unxibelelwano nosapho kunye nokubonelela ngokufikelela, kunye nokunxibelelana, nabacebisi abongezelelweyo abazimeleyo, abaqeqeshiweyo.

Izicwangciso zinokubekwa endaweni ukuvumela utshintsho kubume bosapho kunye nobudlelwane ukuze kwamkelwe. I-Dixcart inokulungelelanisa iiyantlukwano kulwakhiwo ukulungiselela iminqweno yomntu ngamnye kunye nosapho, ngelixa ihambelana nomgaqo-nkqubo weofisi jikelele wosapho.

Isishwankathelo: Izakhiwo ezifanelekileyo kunye noNxibelelwano oluSebenzayo kwasekuqaleni

Njengokuba abanini-butyebi behamba besuka kulawulo olunye besiya kolunye, ithuba lokuhlengahlengisa ubunini bobutyebi bosapho ngeenjongo zokucwangcisa ngokulandelelana buziveza. Kwangelo xesha, oku kunika ithuba lokuphumeza umbutho wokuqala weofisi yosapho eqhubekayo kunye nombutho ongathath'icala kwimicimbi yosapho.

Xa ubutyebi budlula kwizizukulwana, ukungafihli phakathi kosapho, kunye nonxibelelwano olusebenzayo kunye nolungelelwaniso, kuya kunceda ekuqinisekiseni ukuba iingxabano ezinokuba yingozi zosapho ziyathintelwa okanye, ubuncinci, zibekhona ngokulula.

Iinkcukacha ezongezelelweyo 

Ukuba ungathanda ulwazi oluthe kratya malunga nolwakhiwo olusebenzayo kunye nokucwangcisela ilifa nceda uthethe nonxibelelwano oluqhelekileyo lweDixcart okanye komnye wabacebisi abaqeqeshiweyo kwiofisi yase-UK: ingcebiso.uk@dixcart.com.

Nceda ubone eyethu Iikhowudi zeDixcart phepha.

imvelaphi

ISwitzerland ligunya elinomtsalane ngokumangalisayo kwiinkampani zamanye amazwe kunye nexabiso eliphezulu labantu, abafuna uzinzo kwezoqoqosho nakwezopolitiko.

Izizathu zokuba kutheni iSwitzerland yindawo ethandwayo

1. Ukuzinza kwezopolitiko, kwezezimali, kwezentlalo nakuqoqosho

Uqoqosho lwaseSwitzerland lolunye lwezoqoqosho oluphambili kwihlabathi. Icandelo leenkonzo lidlala indima ebalulekileyo yezoqoqosho, ingakumbi icandelo leenkonzo zemali. Uqoqosho lwaseSwitzerland lukwindawo yokuqala kwihlabathi kwi-2019 Global Innovation Index, kunye neyesihlanu kwiNgxelo yoKhuphiswano lweHlabathi ka-2019.

Uqoqosho lweSwitzerland yanamhlanje lwamkelwa njengenye yezona zizinzileyo kwihlabathi. Ukongeza, ngokubhekisele 'kwisalathiso sokuphuhliswa komntu', ubalo lwexesha lokuphila, imfundo kunye nengeniso yomntu ngamnye, iSwitzerland ikwindawo yesibini kwihlabathi kwi-2018, ngenqanaba le-0.944

Ngokomgaqo-nkqubo wezangaphandle, ilizwe linenkcubeko yakudala yokungathathi cala, kwaye idemokhrasi yomgaqo-siseko ukusukela ngo-1848.

Imeko ezinzileyo yezopolitiko nezoqoqosho eSwitzerland iyenza ukuba ibe ligunya elinomtsalane kwimeko yokhuseleko lweeasethi, kunye nesibonelelo esongeziweyo solawulo lwerhafu olunomtsalane kwiinkampani nakubantu. Ezi zinto, zidityaniswe nembono ephezulu yelizwe yabucala kunye nemfihlo, zitsala iintsapho kunye namashishini avela kwihlabathi liphela.

       2. Imeko entle yerhafu yeenkampani kunye nabatyali mali bamanye amazwe

ISwitzerland kudala yaziwa njengendawo eyaziwayo yeenkampani zorhwebo zamanye amazwe. Ngenxa yobume bayo beshishini, ibilikhaya kuzo zonke iintlobo zeenkampani, ukusuka kwikomkhulu lamazwe amaninzi ukuya kwiiofisi ezincinci, ezinomsebenzi omnye.

Umtsalane waseSwitzerland kubatyali bamanye amazwe, uza kuphuculwa ngoJanuwari 2020, ngokuphunyezwa kohlaziyo lwerhafu lwaseSwitzerland olwamkelwe ngabavoti baseSwitzerland. Iinkampani ezisebenzayo ziya kuhlawuliswa irhafu phakathi kwe-12% kunye ne-14%, enokuthi yehliswe iye ezantsi njenge-9% ngokusetyenziswa kwezixhobo ezinjengebhokisi yelungelo elilodwa lomenzi.

Ukubamba iinkampani ziyaxhamla 'ekuthathweni kwenxaxheba ekuthatheni inxaxheba,' xa iimeko ezithile zifezekisiwe. Oku kuthetha ukuba akukho mfuneko yokuba bahlawule irhafu yomdibaniso kwisahlulelo esifunyenwe kuthatho-nxaxheba nakwiinzuzo ezinkulu.

Ulwabiwo lwesahlulo esivela kwiinkxaso-mali ukuya kubanini zabelo ezisekwe kulawulo lwe-EU okanye eSwitzerland, abahlawuliswa rhafu. Kwiimeko apho abanini zabelo bengekhoyo kwi-EU okanye eSwitzerland, kodwa kwilizwe apho iSwitzerland inesivumelwano serhafu, irhafu yokubamba ihlala iphakathi kwe-0% kunye ne-5%.

        3. Izibonelelo zebhanki

ISwitzerland yindawo ephambili yezemali yokutyalomali kunye nokukhuselwa kweeasethi zabucala. Ikwabonelela ngelinye lawona maziko asebhankini anamandla kwaye anentengiso ehlabathini.

Inembali ende kunye nobuchule bokujongana neemali zamanye amazwe kunye neemarike zentengo ezivulekileyo. Iibhanki ezininzi zinikezele iidesika zeminye imimandla, zibonelela ngeenkonzo ezithile kubaxumi.

Iinzuzo eziphambili zokuba ne-akhawunti yebhanki yaseSwitzerland ngamanqanaba aphantsi omngcipheko wemali kunye namanqanaba aphezulu obumfihlo

Kukho iintlobo ngeentlobo zeebhanki ezinkulu zasekhaya nezaphesheya, ezinamava kwiiakhawunti ezisebenzayo zamashishini ahlukeneyo; urhwebo, urhwebo, urhwebo, kunye nabantu babucala.

ISwitzerland yaziwa kakhulu ngeebhanki zayo zabucala, i-niche ekhethekileyo yabantu abaxabisekileyo, ababonelela ngeenkonzo zezemali kunye neemveliso kubathengi abakhethekileyo.

4. Iindidi ezahlukeneyo zezakhiwo zaseSwitzerland

Njengakumazwe amaninzi, iSwitzerland ibonelela ngeendlela ezahlukeneyo zeenkampani, ezi zibandakanya; IiNkampani zikaRhulumente eziMiselweyo (i-SA / AG), iiNkampani ezinamatyala aMiselweyo (Sarl / GmbH) kunye namasebe eenkampani zangaphandle. Ngaphantsi okuqhelekileyo kunakwamanye amazwe yimibutho yaseSwitzerland: 

Umbutho (Verein)

Umbutho waseSwitzerland ngumbutho osemthethweni onokwenza imisebenzi yorhwebo. Uqeqesho lulula kwaye aludingi mali eyabelweyo. Amalungu awabelani ngoxanduva lwamatyala okanye iintshukumo zamanye amalungu. Izazisi zamalungu kunye nabalawuli azikho esidlangalaleni. Sisakhiwo esifanelekileyo sentlangano yoshishino eyenziwe ngamaofisi amaninzi azimeleyo. Olu hlobo lolwakhiwo luhlala lusetyenziswa ziifemu zezizwe ngezizwe zobuchwephesha kwaye zibenza ukuba basebenze kwihlabathi jikelele phantsi kwesebe elinye, ngelixa begcina iiphuli zengeniso ezahlukeneyo kunye namatyala ocingo kwilizwe ngalinye ezisebenza kuwo.

5. IiTrasti kunye neeNkampani zeTrasti zaBucala njengezithuthi zokhuseleko lwempahla 

Isetyenziswe ngokubanzi kumazwe ase-Anglo-Saxon, i-trust iyaguquguquka kwaye, kwiimeko ezifanelekileyo, ingaba yimoto yokukhusela impahla. Inika ukungaziwa kweentsapho, kunye nemfihlo malunga nee-asethi kunye/okanye iinkampani ezikuyo. Iitrasti zinokuba luncedo ngokumalunga nesicwangciso sokulandelelana, kwaye zinokuncedisa kwimiba yexesha elide yelifa.

I-Private Trust Company (PTC) liqumrhu eligunyazisiweyo ukuba lisebenze njengetrasti. Umxhasi kunye nosapho lwakhe banokuthatha inxaxheba kulawulo lweeasethi kunye neenkqubo zokwenza izigqibo, kunye nokuhlala ebhodini le-PTC.

ISwitzerland yamkele iitrasti ngokuqinisekiswa kweNgqungquthela yaseHague kuMthetho oSetyenzwa kwiiTrasti (1985), ngomhla woku-1 kuJulayi 2007. Ngelixa kungekho mthetho wasekhaya olawula iitrasti eSwitzerland, iitrasti ezivela kwamanye amagunya, kunye nemithetho yazo ethile, zivunyiwe kwaye zinako. ziya kulawulwa eSwitzerland.

ESwitzerland indawo yokuhlala (umntu obeka iiasethi kwitrasti ukuze kuzuze abaxhamli) unokukhetha umthetho walo naliphi na igunya lolawulo oluchaziweyo lokulawula ukuthembana. Umzekelo i-Guernsey trust inokusekwa ngeTrasti yaseSwitzerland.

Izibonelelo zerhafu ezikhoyo ekusebenziseni itrasti kunye neTrasti yaseSwitzerland ikakhulu zixhomekeke kwindawo yokuhlala yerhafu yokuhlala kunye nabaxhamli. Kufuneka kuthathwe iingcebiso zobungcali.

I-Dixcart iofisi eSwitzerland lilungu le-Swiss Association of Trust Companies (SATC) kwaye ibhalisiwe kuMbutho weRomande des Intermediaires Financiers eSwitzerland (ARIF).

Iinkcukacha ezongezelelweyo 

Ukuba ufuna ulwazi olongezelelekileyo malunga nokusetyenziswa kweSwitzerland ukukhusela iiasethi, nceda unxibelelane noChristine Breitler kwi-Dixcart office eSwitzerland: ingcebiso.switzerland@dixcart.com. Kungenjalo nceda uthethe kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.

1. Unokucinga nini usebenzisa iTrust Trust?

IiTrasti zeWill zingasetyenziselwa ukukhusela ipropathi kunye nempahla engaphakathi kwilifa.

Banokufanelekile ngakumbi ukubonelela ngezipho kunye nelifa labantwana kubudlelwane bangaphambili kunye nokushiya iiasethi kumntu osengozini okanye okhubazekileyo.

2. Zeziphi ezinye izinto ezinokubakho zokuSebenza kweTrasti?

Ngaba iiTrust zinokusetyenziselwa oku kulandelayo:

• Ukubonelela ngeniso okanye ipropati kwiqabane lesibini ngexesha lokuphila kwabo, ukuqinisekisa ukuba iiasethi ziyadlula ziye kubo bonke abantwana ukusuka kumtshato wokuqala, emva kokubhubha komzali osaphilayo.
• Fundisa abantwana kunye/okanye abazukulwana
• Khusela iiasethi kubabolekisi okanye kumaqabane aqhawula umtshato.

Kwiimeko apho kucetywayo ukuba kudluliselwe iimpahla kubantu abahlala kwamanye amazwe, nokuba ngokusisigxina okanye okwethutyana, iWill Trust inokukhusela ukhuseleko lwerhafu kubaxhamli, kwingeniso kunye neerhafu ezinkulu, kwilizwe abahlala kulo.

3. Yintoni iTrust Trust?

I-Will Trust, ekwabizwa ngokuba yiTestamente yeTestamente, inokwenziwa ngaphakathi kumyolelo wokunyusa ukhuseleko lweasethi eshiyekileyo kwabanye.

Kuxhomekeka kwiimeko, kunokuba kufanelekile ukwenza i-trust esemthethweni. Iitrasti zizinto ezivumela umntu ukuba axhamle kwiasethi ngaphandle kokuba abe ngumnini osemthethweni. 'Umyoleli' wenza ukuthembela kwaye onyule umntu ukuba ayilawule- 'itrasti'. Itrasti ilawula itrasti egameni 'labaxhamli' - abaya kufumana umvuzo kwi-trust. Abathenjwa baya kuchazwa kumyolelo kwaye kuya kuthenjwa ukuba bagcine iimfuno zabaxhamli, ngamaxesha onke.

4. Isidingo seeNgcebiso zobuNgcali

Iitrasti zinokuba zizakhiwo ezintsonkothileyo ezinefuthe lerhafu, kwaye iingcebiso zobuchwephesha kufuneka zihlale zithathwa, phambi kokuba zisekwe.

Isikhundla serhafu, kufuneka siqwalaselwe ngononophelo ngokunxulumene; itrasti, umntu ohlawula ii-asethi kwi-trust, kunye nabaxhamli.

5. Ngubani onokuba nguMxhamli?

Nabani na angaba ngumxhamli.

Banokuba zezi:

• Umntu onamagama
• Udidi lwabantu, 'njengabazukulwana kunye nenzala yabo'
• Isisa, okanye inani lesisa
• Omnye umbutho, onjengenkampani okanye iklabhu yezemidlalo.

Kuyenzeka ukuba abantu abangekazalwa babe ngabaxhamli, oku kuvumela ukucwangciselwa abazukulwana bexesha elizayo kunye nezinye izizukulwana.

6. Ipropati iya kuTrasti

Iipropathi ziya kuba yiTrasti yePropathi yePropathi. Olu hlobo lokuthembela lubonelela ngokhuseleko olongezelelweyo kubavavanyi abangabanini bepropathi kwaye bafuna ukuyikhusela kwizizukulwana ezizayo. Zininzi iimeko, njengoko kucacisiwe apha ngezantsi, apho kunokuba luncedo khona ukuba nepropathi yokuLawulwa kwePropati:

• Abantu abanempahla nomnye umntu, kubandakanya nabo batshatileyo, abangatshatanga, abanabantwana okanye abangenabo
• Abantu abafuna ukukhusela ngokuchasene nexabiso lepropathi ethathelwa ingqalelo ukuhlawula umrhumo wokukhathalela ikhaya kwixa elizayo, inqaku elibaluleke kakhulu e-UK.

7. Flexible Life Inzala iya kuThemba

Ezi zihlala zisetyenziswa ngabantu abaneeasethi zexabiso eliphezulu, apho ukhuseleko lwexabiso lifunelwa izizukulwana ezizayo.

Olu hlobo lweTrasti luya kuqinisekisa ukuba ngubani oza kuxhamla kwiiasethi eziyimali, ipropathi kunye notyalo-mali ukuba iqabane lomnini-mpahla; Ukutshata kwakhona emva kokubhubha kwabo, ukudala umyolelo omtsha otshintsha iminqweno yantlandlolo, okanye ogunyazisa umntu otyunjiweyo ukuba afumane umvuzo oveliswa kutyalo mali, emva kokubhubha komnini-mpahla.

8. Ukuqonda kuya kwenza iTrust

I-Discretionary Will Trust inikezela ithuba lokuchonga itrasti yokulawula izinto ezishiyekileyo kumxhamli osengozini kunye / okanye ongakwaziyo ukuphatha ilifa lakhe ngokuzimeleyo.

9. IngaNceda njani i-Will Trust kwi-Estate Planning?

Eyona nto ibaluleke kakhulu kwi-Will Trust kukuba iyanceda ukwandisa ukuqiniseka malunga nokuba ngubani oza kufumana i-asethi yelifa.

Inokunceda nasekufezekiseni iinjongo ezithile zezemali:

• Sebenzisa irhafu yelifa, ishishini okanye uncedo lwezolimo, olunokuthi lungafumaneki emva kokubhubha komntu kunye neqabane lakhe
• Isaphulelo kwixabiso elirhafelwayo lekhaya losapho ngokwahlulahlula ubunini phakathi kweqabane elisaphilayo kunye netrasti
• Uncedo lokuqinisekisa ukuba ukufikelela kwabaxhamli kwizibonelelo okanye kwinkxaso yelizwe akuchaphazeleka lilifa.

 Inganceda njani iDixcart?

I-Dixcart inokunceda ekucebiseni abantu kunye neentsapho malunga nokuseka i-Will Trust.

Sinamava angaphezulu kweminyaka engamashumi amane ekuncedeni abantu ekumiseni nasekulawuleni iitrasti, kwaye sinikezela ngeenkonzo zetrustee kwinani leeofisi zeDixcart. Ngolwazi oluthe kratya nceda uthethe ne-Dixcart office e-UK: ingcebiso.uk@dixcart.com okanye kunxibelelwano lwakho oluqhelekileyo lweDixcart.

Nceda ubone eyethu Iitrust kunye neZiseko phepha.

Utshintsho lwamva nje

Utshintsho lwamva nje ngokwemigaqo yerhafu yehlabathi kunye nokwanda kokucaca kwirhafu yamanye amazwe kubalulekile ekuqwalaseleni xa kuphunyezwa ubuchule bokugcina ubutyebi bosapho kunye nobume beshishini losapho.

Imigaqo emitsha yehlabathi ibandakanya: Imigangatho yokuNgxelo ngokuQhelekileyo ('CRS'), Umthetho wokuThotyelwa kweRhafu waseMelika wamanye amazwe ('FATCA'), kunye nemimandla emininzi ngoku isebenza irejista yobunini.

Ubungcali beDixcart ngokunxulumene noBume beZityebi

I-Dixcart iyazi kakuhle imicimbi ejongene neentsapho kwihlabathi elihlala liguquka kwaye sinamava amaninzi ekunikezeleni ngeenkonzo zetrasti kwiindawo ezininzi.

Sikwabonelela ngengcebiso ngokwendawo yeeofisi zosapho, amalungu abo kunye namashishini, kunye nokunikezela ngolawulo kunye nokulungelelanisa iiofisi zosapho, kunye nokunxibelelana kuwo onke amalungu osapho.

Indawo

Kubaluleke kakhulu ukuba ujonge apho ilungu ngalinye losapho elifanelekileyo lihlala khona kwaye bahlala phi irhafu.

Ukhetho lolwakhiwo kufuneka luqwalaselwe kwaye / okanye luqwalaselwe. Ukusetyenziswa kunye nendawo ekubanjwe kuyo iinkampani kunye / okanye ukukhusela ubutyebi kwiintsapho ezinje; iinkampani zotyalo-mali losapho, iziseko, iitrasti kufuneka zicwangciswe ngononophelo.

Imibutho yotyalo-mali yamanye amazwe ifuna ukuvavanywa, kubandakanya nokubanjwa kwezindlu, ngokubhekisele kwirhafu kunye nokukhuselwa kwempahla, ngakumbi ngokunxulumene ne-'BPS '(Ukhukuliseko lweSiseko kunye nokuSuswa kweNzuzo).

Umbutho

Iindawo eziphambili ekufuneka zilungiselelwe ukuqinisekisa ukuba iOfisi yoSapho isebenza ngokufanelekileyo nangokufezekisa iinjongo zayo kubandakanya:

Ulawulo lweMfihlo

Inkqubo kufuneka iphuhlisiwe ukujongana nezicelo ezifanelekileyo zolwazi oluyimfihlo oluvela kumaziko emali nakwabanye abantu.

Ukucwangcisela okungalindelekanga

Imigaqo kunye neenkqubo kufuneka zibekhona ukukhusela ishishini losapho kwimeko yeziganeko ezingalindelekanga:

• Imigaqo-nkqubo neenkqubo ezibonisa ukuqhubekeka kweshishini.
• Ukusetyenziswa kwezakhiwo zomthetho ezifanelekileyo ukubonelela ngeeasethi kunye nokukhuselwa kobutyebi ngangokunokwenzeka.
• Ukuqwalaselwa kweenkqubo 'zobummi ngotyalo-mali' kwimimandla enesidima, ukubonelela ngeendlela zokuhlala irhafu yamalungu osapho eyahlukeneyo.

Ulawulo loSapho

• Abaphumeleleyo kufuneka bachongwe kwaye nendima yabo ixoxwe nabo.
• Ukuphuhliswa konxibelelwano oluvulekileyo phakathi kwamalungu osapho ngokubhekisele kwizicwangciso zokwenza izigqibo kunye neenkqubo.
• 'UMgaqo-siseko woSapho' yindlela eluncedo yokwenza ngokusesikweni ulawulo losapho kunye nokukhusela ukungqubana okunokubakho kwixesha elizayo.
• Ukudalwa okanye ukuchongwa kweenkqubo zemfundo noqeqesho, ukulungiselela isizukulwana esilandelayo.

IiNkonzo zeNgcebiso ngeOfisi yoSapho

• Ukwahlulwa kobutyebi bosapho kwishishini losapho (es), kufanele kuthathelwe ingqalelo.
• Ukuphuhliswa kwesicwangciso esimalunga nokusetyenziswa kweenzuzo ezivela kwishishini losapho kunye notyalo-mali, ezingazukuphinda zityalwe.
• Ukudalwa kweqela lokulawula ubutyebi.

Ukulandelelana kunye nokuCwangciswa kweLifa

• Ukusekwa kunye / okanye ukuphononongwa kwemigaqo-nkqubo kunye neenkqubo zokuqinisekisa ulondolozo olwaneleyo kunye nokudluliselwa kobutyebi kwisizukulwana esilandelayo.
• Ukuphononongwa kobume bobumnini beshishini losapho ngalunye kunye nezinye iiasethi ezifanelekileyo.
• Qonda ukuba isebenza njani imithetho yasekhaya, ngokunxulumene nelifa (umzekelo; Umthetho woLuntu, iMithetho yeSharia njlnjl.).
• Ukubeka ezona zakhiwo zomthetho zifanelekileyo njengomyolelo okanye ezinye izithuthi ezisemthethweni zokudlulisa ubutyebi kwisizukulwana esilandelayo.

Unxibelelwano

Ixesha kufuneka lithathwe, ngabo balawula iOfisi yoSapho, ukuseka kunye nokuphuhlisa ubudlelwane obusondeleyo nosapho olufanelekileyo kunye nezinye iingcali ezibacebisayo. I-Dixcart ikholelwa ukuba olu lwalamano lubalulekile.

Kananjalo nokubonelela ngobuchwephesha bobuchwephesha ngokwakhiwa, iingcali eDixcart zikwaqonda amandla osapho kwaye zihlala zincedisa ekunikeni iingcebiso malunga nendlela yokuphucula unxibelelwano kunye nendlela yokuthintela ukungqubana okunokubakho.

Iinkcukacha ezongezelelweyo

Ukuba ungathanda ukufumana ulwazi oluthe kratya malunga nendlela ethathelwa ingqalelo ebanzi kunye nendlela ebanzi malunga nesicwangciso sobundlalifa, nceda uthethe nonxibelelwano oluqhelekileyo lwe-Dixcart okanye ilungu leqela leengcali kwiofisi ye-Dixcart e-UK: ingcebiso.uk@dixcart.com.

Nceda undwendwele eyethu Iofisi yosapho phepha.

Iziseko zabucala zaseMalta zisetyenziselwe ukhuseleko lwe-asethi kunye nokucwangciswa kokulandelelana iminyaka emininzi. Izilungiso, ekupheleni kwe-2018 kwi-'Voluntary Organizations Act' yenza ukuba imibutho yangaphandle, kubandakanywa neziseko ezizimeleyo, ukuba ibuyiselwe eMalta.

Iziseko zeMalta

Iziseko zaseMalta zilawulwa 'nguMthetho woLuntu' kunye 'noMthetho weMibutho yokuzithandela' kwaye zenziwe njengeziko elisemthethweni. Ngaphantsi komthetho waseMalta, isiseko sinokusekwa mhlawumbi njengesiseko sabucala okanye isiseko senjongo, kwaye sinokuba nayo nayiphi na injongo esemthethweni nesemthethweni, kungekhona nje intlalontle okanye isisa.

Owona mahluko mkhulu phakathi kweetrasti kunye neziseko kukuba kwimeko yetrasti i-trasti ilungisa ii-asethi kwi-trustee ukuze ibambe ukuze kuxhamle abaxhamli, isiseko sibandakanya ukusekwa kwequmrhu elinobuntu obusemthethweni obahlukileyo obahlukileyo kubaseki, abalawuli kunye nabaxhamli. .

Ziziphi iiNzuzo zeRhafu ezinokubakho ngokunxulumene neSiseko saseMalta?

Iziseko zaseMalta zinako; mhlawumbi iphathwe njengenkampani ehlala kwaye ilawulwa eMalta kwaye ke ngoko iya kuxhamla kwinkqubo epheleleyo yokuhlawula irhafu, OKANYE abalawuli banokukhetha ngokungenakurhoxiswa ukuba isiseko sithathwe njengetrasti ngeenjongo zerhafu.

Unyulo oluza kuphathwa njengetrasti lukhokelela kumathuba aluncedo ocwangciso lwe-asethi yabucala, ngakumbi, xa uMseki kunye nabaxhamli bengahlali kunye / okanye behlala eMalta:

• Kwezi meko akukho rhafu okanye intlawulo ehlawulwayo eMalta ekuhlalweni, okanye ngokunxulumene nengeniso yesiseko.

Ukulawulwa kwakhona kweZiseko zangaphandle ukuya eMalta

• Inkqubo

Isiseko esenziwe sabandakanywa okanye sabhaliswa phantsi kwemithetho yelizwe ngaphakathi kwi-European Union okanye kwi-European Economic Area, enomthetho ofana ngendalo nomthetho waseMalta, inokubuyiselwa eMalta.

Ukuba isiseko sangaphandle silawulwa ngumthetho ongaboneleli ngokuqhubekayo, isiseko esinjalo sinokubuyiselwa eMalta, ukuba sigunyaziswe ukwenza oko ngesixhobo saso somgaqo-siseko okanye ummiselo kwaye ufake isicelo kuMbhalisi waseMalta ukuba abhalise njenge 'yaqhubeka' eMalta.

Imigaqo yokuqhubeka ingasetyenziswa kwiziseko ezifakwe okanye ezibhalisiweyo phantsi kwemithetho yamanye amazwe, ukuba uMphathiswa wezoBulungisa waseMalta uyasivuma esi senzo 'ngesaziso' ngokumalunga nelizwe elithile. Isigqibo esinjalo sinokuphononongwa ngamaxesha athile.

• Ukubhalisa eMalta

Xa ufaka isicelo sokubhalisa eMalta, isiseko sangaphandle kufuneka sibhalise 'kwifomu yomthetho' efanayo phantsi komthetho welizwe langaphandle elandulelayo. Kwimeko apho, ukuba 'ifomu yomthetho' efanayo ayikho phantsi komthetho waseMalta, 'ifomu yomthetho' ekufutshane kangangoko kufuneka ikhethwe kwaye ikhethwe.

Ukuqhubela phambili, eMalta, isiseko sangaphandle sifuna ukwamkelwa komthetho waseMalta ukulawula ummiselo ukususela ngexesha lokubhalisa. Ukuthotyelwa kwayo yonke imiba ehambelana nohlobo oluthile lomthetho lwesiseko luyafuneka kunye nokuthotyelwa kwawo nawuphi na omnye umthetho osebenzayo onxulumene nemisebenzi yesiseko okanye ulawulo.

• Ukulawula kwakhona ngaphandle kweMalta

Isiseko se-Malta sinokuphinda siqhubele phambili nakweyiphi na imeko ngaphakathi kwi-European Union okanye kwi-European Economic Area, nje ukuba igunyazisiwe ukwenza oko ngesixhobo sayo somgaqo-siseko okanye ummiselo. Emva kokuba iinkqubo ezifanelekileyo zilandelwe, uMbhalisi uya kuphelisa ukubhaliswa kwesiseko eMalta.

Izinto eziluncedo 'Zokuqhubeka' kweSiseko-Kuvunyelwe phantsi koMthetho waseMalta

Kuze kube sekupheleni kwe-2018, indlela yodwa yokuphinda i-domicile isiseko esivela kwilizwe langaphandle ukuya eMalta yayiyisiseko sangaphandle sokuseka isiseko seMalta, simisele ii-asethi zayo kunye nokukhulula isiseko esele sikhona.

• Imithetho yokuphinda ilawule isiseko seMalta, yaziswa nge-6 kaNovemba ka-2018, ivumela ukuba isiseko esikhoyo siqhubeke phantsi komthetho waseMalta. Oku kunokunqanda iziphumo ezibi zerhafu ngokumalunga nokutshitshiswa kwesiseko sangaphandle, ukuhanjiswa kwazo zonke ii-asethi kubaxhamli, kunye nokusekwa okulandelayo kwesiseko esitsha saseMalta.

Iinkcukacha ezongezelelweyo

Ukuba ungathanda ukufumana ezinye iinkcukacha ngalo mbandela, nceda unxibelelane ne-Dixcart office eMalta: ingcebiso.malta@dixcart.com okanye uqhagamshelo lwakho oluqhelekileyo lweDixcart.

imvelaphi

Amazwe aqhelekileyo emthethweni asebenzise iitrust ngelixa amazwe omthetho woluntu ebesebenzisa iziseko ngokwembali. Uninzi lwabantu kumazwe omthetho woluntu bahlala bekhululekile ngakumbi ngombono wesiseko njengoko isithuthi esiqhelanisiweyo kwaye kuhlala kujongwa njengokucacileyo.

URhulumente we-Isle of Man ubonelela ngomthetho obonelela ngokusekwa kweziseko e-Isle of Man.

Iziseko: Iimpawu eziphambili

Isiseko liziko elisemthethweni elidibeneyo, lahlukile kumsunguli waso, amagosa kunye nabaphi na abaxhamli. Isiseko sisekwa ngumseki onikezela iiasethi ukufezekisa iinjongo zesiseko. Ii-asethi ezibekwe kwisiseko ziba yipropathi yesiseko, ngokusemthethweni nangokunenzuzo.

Isiseko xa kuthelekiswa neTrust

Iingxoxo zinokwenziwa endaweni yesiseko ngokuchasene netrust kunye nokunye. I-Isle of Man ligunya elihlonitshwayo kwaye inikezela ukhetho lwetrust okanye isiseko, nokuba yeyiphi na efanelekileyo kwimeko ethile.

Iimpawu ezinomtsalane zeZiseko

Iziseko zibonelela ngenani lezinto ezibalulekileyo nezahlukileyo:

Ezi ziquka:

• Isiseko samkelwa ngumthetho kuninzi lwamazwe aseYurophu, kwaye uninzi lwamazwe akuMzantsi Merika.
• Isiseko sinobuntu obahlukileyo bezomthetho kwaye singena kwizivumelwano ngegama laso.
• Isiseko liziko elibhalisiweyo kwaye ke ngoko licacile, elinokuba luncedo kumaziko emali nakubasemagunyeni xa kuthengiswa izinto ezinzima.
• Iintlawulo zomthetho zinokubekwa kwisiseko kwaye zinokurekhodwa.
• Ukususwa okanye ukongezwa kwabaxhamli kunokwenziwa ngokulungiswa kwamaxwebhu omgaqo-siseko.
• Isiseko akunakulindeleka ukuba sicelwe umngeni njenge "sham" njengoko ichaze imithetho kwaye inobuntu bayo obusemthethweni.

Ukusetyenziswa kweSiseko seeNjongo zoRhwebo

Ukusetyenziswa kwesiseko ngeenjongo zorhwebo kunokufezekiswa ngokufaka enye okanye nangaphezulu iinkampani ezisisiseko, kunye nezabelo ezine-100% sisiseko. Oku kunika lonke ukhuseleko kunye neenzuzo zesiseko, ngelixa ivumela iintlobo ngeentlobo zamashishini ukuba zenziwe ziinkampani ezisisiseko.

Izibonelelo ezongezelelweyo zeZiseko

• Ukulungiswa kwamaGunya eSiseko

Isiseko singabhalwa ngendlela enika umseki kunye nabaxhamli amalungelo athile. Ngexesha lobomi besiseko la malungelo anokutshintshwa kuthathelwe ingqalelo iimeko eziguqukayo. Iziphumo zerhafu kufuneka zithathelwe ingqalelo xa kujongwana nolawulo, kodwa kunokwenzeka ukutshintsha imigaqo esisiseko ngexesha lokudla kwayo ubomi.

• Iziseko zoSapho

Isibonelelo esisebenzisekayo kwiintsapho ezininzi kukuba isiseko sivumela, ngokutshintsha nje kwemigaqo, ukubandakanywa okanye ukukhutshwa kwabaxhamli. Kuyenzeka ukuba abaxhamli abongezelelekileyo bacelwe ukuba babhalise kwimigaqo yesiseko ngaphambi kokuba bavunyelwe ukuba babe baxhamli. Olu lolawulo olubalulekileyo apho iintsapho zinamalungu osapho angenankathalo okanye apho ulawulo oluthile lufuneka ngokwembono yezemali.

• Izithuthi zeenkedama

Ngexesha lokuphila kwayo isiseko asinakuba nabanini zabelo kunye / okanye nabaxhamli. Umseki unokwenza isiseko ngaphandle komxhamli ogama lakhe libhaliwe, kodwa inkqubo inokubekwa endaweni yokuchonga enye okanye ezingaphezulu kwixesha elizayo. Oku kunokuba luncedo kakhulu kumaziko emali afuna izithuthi apho ukhuseleko lweeasethi ingumba. Isiseko sinokusebenza njenge "njongo yethemba" kwaye emva kwexesha, sichonge umdla onomdla.

Ii-asethi ke ngoko zinokubanjwa ngendlela esekuhleni kungekho mnini-ndawo, ethi incede ukuba imfihlo, kwaye imigaqo ilungiswe kamva ukuba yongeze abaxhamli omnye okanye nangaphezulu.

Isiseko seManx

Umthetho i-Isle of Man Foundations Act ka-2011 ('uMthetho') wapasiswa nguTynwald, Isle of Man Government, ngoNovemba 2011.

Isiseko seManx sinezi zinto zilandelayo:

• Ubume bezomthetho

Isiseko seManx sinobuntu obusemthethweni, esikwaziyo ukumangalela nokugwetywa kwaye sibambe iiasethi zayo ukufezekisa iinjongo zaso. Yonke imibuzo yomthetho ngokubhekisele kwisiseko kunye nokunikezelwa kweeasethi kwiinjongo zayo ilawulwa ngokukodwa ngumthetho weManx kwaye ifuthe lomthetho wamanye amazwe alifakwanga kwinqanaba elikhulu.

• Indalo

Isiseko kufuneka sibe nearhente ebhalisiweyo enelayisensi yokubonelela ngeenkonzo ezihlanganisiweyo, ezinjengeDixcart, kwi-Isle of Man. Ukudalwa kwesiseko seManx kubhaliso, kulandela isicelo kumbhalisi kusetyenziswa iifom ezifanelekileyo. Ulwazi kufuneka lufayilishwe yiarhente ebhalisiweyo.

• ulawulo

Ulawulo libhunga, elifunekayo ukulawula iiasethi zesiseko kunye nokwenza izinto zalo. Ilungu lebhunga linokuba ngumntu oyedwa okanye iqumrhu elidibeneyo. Kukho iimfuno zokugcina iirekhodi ezifanelekileyo zokwenza ingxelo. Igosa elibhalisiweyo kufuneka laziswe malunga nokuba zigcinwa phi iirekhodi kwaye zinelungelo elisemthethweni lokufikelela kulwazi. Kukho imfuneko yokufaka ifayile yonyaka.

• Ukongamela iZiseko kwi-Isle of Man

Uphawu olwahlukileyo ngokubhekisele kwiziseko ze-Isle of Man kukuba, ngokungafaniyo neziseko kweminye imimandla, iziseko zeManx aziyi kuhlala zifuna umgcini okanye ukunyanzelisa (ngaphandle kwenjongo engekho yesisa). Umseki unokuchonga umgunyazisi, ukuba unqwenela ukwenza njalo, kwaye umgunyazisi kufuneka enze imisebenzi yakhe ngokwemiqathango yoMthetho kunye nemigaqo.

Izibonelelo eziphambili ezinokubakho

Isle of Man foundation ibonelela ngezi zibonelelo zilandelayo:

• Ukukhuselwa kwempahla
• Ucwangciso olusebenzayo lwerhafu
• Akukho sithintelo kwiiasethi ezinokubanjwa okanye kwimibutho ephethe iiasethi
• Unokubakho kwimirhumo etsalwa kwirhafu
• Ukuncitshiswa okunokubakho kwamatyala erhafu kwiiasethi ezigciniweyo
• Ulawulo olucwangcisiweyo.

isishwankathelo

Iziseko ziyafumaneka kwi-Isle of Man, kwiintsapho nakubantu abaziva bekhululekile kweso sithuthi, endaweni yokuthembela kumthetho oqhelekileyo. Iziseko zibonelela ngesixhobo esiluncedo ngokubhekisele ekucwangcisweni kobutyebi kunye nokukhuselwa kweeasethi.

Iinkcukacha ezongezelelweyo

Ukuba ufuna ulwazi olongezelelekileyo malunga neziseko kwi-Isle of Man, nceda uthethe nonxibelelwano lwakho oluqhelekileyo okanye kwi-Dixcart office kwi-Isle of Man: ingcebiso.iom@dixcart.com.

Ulawulo lweDixcart (i-IOM) limited linelayisensi yi-Isle of Man Financial Services Authority