IiTrust zeDixcart Isle of Man
Esi sisikhokelo esifutshane seenkonzo ezibonelelwa yiDixcart Management (IOM) Ltd malunga nokusekwa nokulawulwa kweeTrust. Olu lwazi aluphelelanga kwaye ityala ngalinye liya kuba nezinto zalo eziqwalaselwayo; ngoko ke, olu xwebhu akufuneki luthathwe njengengcebiso, kwaye singacebisa ukuba uqhagamshelane nathi ngeenkcukacha ezibonelelwe kwiphepha lokugqibela okanye uxoxe nomcebisi wakho oqeqeshiweyo kwasekuqaleni.
Yintoni iTrasti?
Itrasti lilungiselelo elisemthethweni apho ubunini beeasethi zeSettlor (ezifana nepropathi, izabelo okanye imali) budluliselwa kwiTrasti (ngesiqhelo umntu omnye okanye ngaphezulu okanye inkampani yetrasti) ukuze ibambe kwaye ilawule ukuze kuzuze amaqela esithathu aziwa ngokuba “ngabaxhamli” phantsi kwemigaqo yeTrasti Deed.
Nangona kukho iintlobo ezahlukeneyo esinokuzinyamekela, iitrasti ezizimeleyo zezona zisetyenziswa kakhulu. Iitrasti ezizimeleyo kunye neetrasti ezipheleleyo (ezikwabizwa ngokuba ziitrasti ezingenanto); nganye inika amanqanaba ahlukeneyo okuguquguquka nokuqiniseka:
Isishwankathelo seTrust esikhethekileyo
- Iindidi zabaxhamli zinokubizwa kwasekuqaleni kwaye zinokuhlaziywa ngokuhambelana nemigaqo echazwe kwisixhobo setrasti.
- AbaLawuli balawula ngokupheleleyo ulawulo lwetrasti.
- Umhlali unokubonelela ngeleta yeminqweno ekholisayo nengabophelelekanga kubagcini bemali.
- Abaxhamli abanalo ilungelo ngokuzenzekelayo lokufumana ingeniso okanye iiasethi zetrasti.
- Umhlali usenokuba ngumxhamli okanye angabi ngumxhamli okhutshelwe ngaphandle.
Ezinye iiTrasti
- Inzuzo Yomqeshwa: Iitrasti Inzuzo Yomqeshwa Iitrasti zenziwe ngabaqeshi ukuze kuzuze abasebenzi bangaphambili, abakhoyo okanye abazayo, abo baxhomekeke kubo kunye noogxa babo.
- Ii-Purpose Trusts: Ii-Purpose Trusts luhlobo lwe-trust olungenazo izibonelelo kwaye lukho ngeenjongo ezingezizo ezesisa.
- I-Property Unit Trust: Ii-Property Unit Trusts zihlala zisetyenziselwa ukugcina ipropathi kwi-Trust ukuze kuzuze abanini beeyunithi ngokuhambelana nemigaqo ye-Trust Deed.
- I-Will Trust: Ii-Will Trusts ziqala ukusebenza xa umntu eswelekile ukuze kuzuze iiklasi ezichaziweyo okanye abaxhamli ngabanye.
Ziziphi izizathu eziphambili zokuseka iTrust?
Ukulondolozwa kobutyebi
Ukunika uMphathi weTrasti ilungelo elisemthethweni lempahla kuthintela ukuba ubunini beempahla buncitshiswe zizizukulwana ezilandelelanayo, ngelixa kuvumela abantu ukuba baqhubeke nokuxhamla kwiimpahla, ezifana neshishini losapho. Njengoko ilungelo elisemthethweni leempahla lihlala liphantsi koMphathi weTrasti, oku kuthintela ukuncitshiswa kobunini obekuza kwenzeka ukuba iimpahla zisasazwa ukusuka kumnini wokuqala ukuya kwisizukulwana sesibini nesesithathu.
Khuselo lweAset
I-Isle of Man inika imeko-bume yezopolitiko ekhuselekileyo nezinzileyo apho kugcinwe khona iiasethi kwaye kuzikhusele kwimingcipheko yeqhinga. Ukongeza, i-trust inokunceda ekukhuselekeni kubabolekisi okanye kwamanye amaqela esithathu kwilizwe elihlala okanye elihlala i-Settlor.
Ucwangciso lokulandelela
Njengoko iSettlor ingasenazo iiasethi, imfuneko yokufumana iprobate okanye ezinye iindlela ezifanayo xa isweleka inokuthintelwa. Ngoko ke, itrasti yindlela efanelekileyo yokudlulisela iingenelo zeeasethi kwizizukulwana ngezizukulwana, ibonelela ngesixhobo esiluncedo kwiSettlor njengenxalenye yesicwangciso serhafu kunye nesemali.
Imithetho yeLifa eliQinisekisiweyo
Ngokuthatha impahla ngexesha lobomi boMhlali, itrasti ayizukuba yinxalenye yelifa lakhe xa esweleka, iphephe imithetho yokunyanzelisa ilifa enokusebenza.
phantsi kwemithetho kwilizwe ahlala kulo iSettlor.
imfihlo
Xa kuhlawulwa ii-asethi kwi-trust, i-Settlor ayisekho nelungelo elisemthethweni kwezo mpahla. Ilungelo elisemthethweni lidluliselwa kwi-Trasti kwaye ilungelo lokonwaba kwixesha elizayo linokudluliselwa kwi-Beneficiaries. Ii-trust zabucala ezenziwe kwi-Isle of Man azinyanzelekanga ukuba zihlolwe ii-akhawunti okanye zifake ii-akhawunti kulo naliphi na iqumrhu likarhulumente.
Wenza ntoni uMlawuli?
I-Trustee ilawula i-Trust kunye nee-asethi ezinayo ngokuhambelana ne-Trust Deed (ekwaziwa ngokuba yi-Trust Instrument) kunye ne-Trust Acts efanelekileyo kummandla apho i-Trust ibhalisiwe khona; Kwi-Isle of Man, imizekelo yezi yi-Trust Act ka-1995 kunye ne-Trustee Act ka-2001.
AbaLawuli banokuba ngabantu ngabanye, abaLawuli beeNkampani okanye abantu abaxutyiweyo, lo gama nje beneminyaka eli-18 ubudala kwaye bethathwa 'njengabafanelekileyo'. Xa kuqeshwa umntu ngamnye, kuthathwa njengowona ndlela ilungileyo ukuba kuqeshwe abaLawuli abangaphezu komnye. AbaLawuli banokuqeshwa baze basuswe ngexesha lobomi beTrust ngokuxhomekeke kwimigaqo yeTrust Deed.
Ngokuxhomekeke kuhlobo lweTrust kunye neenjongo zayo, indima yeTrustee ingaquka iimbopheleleko ezininzi zokuthembeka, ithathe ixesha elininzi kwaye idla ngokufuna ulwazi oluthile lobuchwephesha ukuze kulawulwe ngokufanelekileyo. Iimbopheleleko eziqhelekileyo ziquka:
- Ulawulo lwee-asethi zeTrust (kuquka utyalo-mali, ipropathi njl.njl.)
- Ingxelo yoLawulo kunye neeMbuyekezo zoNyaka
- Ukurekhoda Izigqibo (ngeMizuzu kunye neZenzo)
- Ukusebenzisana nabanye abaphathiswa ukusayina amanyathelo (kufuneka kube ngazwi linye)
- Ukuchonga abaxhamli kunye nokulawula ulwabiwo
- Ukuthatha iNgcebiso yeRhafu neyoMthetho njengoko kufanelekile
- Ukwenza Ngokungakhethi buso
- Ukugcina nokunamathela kwiMigqaliselo yeTrasti
Kutheni Ufanele Utyumbe Umphathi Weengcali?
Zininzi iingenelo zokuqesha iTrasti yobuNgcali, efana neDixcart Management (IOM) Ltd, ukuze ilawule kwaye ilawule iTrasti yakho. Sikhankanye ezinye zezizathu ezibalulekileyo apha ngezantsi:
- Ukungathathi cala: NjengeTrasti yobuNgcali siza kuhlala sisenza izinto ngendlela engenamkhethe.
- Ukuqhubeka: Singenza konke okusemandleni ethu kwaye singabi neengxaki ezifana nokulahlekelwa ngamandla, njl.
- Ulwazi lobugcisa: Iqela lethu leengcali eziqeqeshiweyo nezinamava zinolwazi oluhle kwiTrusts zasekuhlaleni nakwamanye amazwe.
- Ukunciphisa uMngcipheko: Iitrasti azinawo amalungelo omthetho, ngoko ke iiTrasti zinoxanduva lokulawula kwazo iTrasti.
- Ukususa Umthwalo: Ukunciphisa umthwalo wengxelo, ulawulo kunye nolawulo
- kwabo babathandayo.
- Ezona ndlela zibalaseleyo: Imisebenzi iya kuhlala isenziwa ngenkuthalo nangokuhambelana neendlela ezilungileyo zamva nje.
- Ilawulwa: NjengoMphathi weeNgcali, iDixcart Management (IOM) Ltd inelayisenisi kwaye ilawulwa yi-Isle of Man FSA.
- Imali: Nokuba ngumntu okanye yinkampani, iTrasti iya kuba nelungelo elisemthethweni lokufumana umvuzo ofanelekileyo.
Kutheni kukho i-Isle of Man Trust?
Isle of Man ikalwe i-Aa3 ezinzileyo kwaye ixhomekeke kwisithsaba esizimeleyo. Phakathi kwezinye izinto, iinkampani ezibhalisiweyo zeManx ziyaxhamla kuRhulumente olungele ishishini kunye nolawulo lwerhafu ekuhlaleni.
Isiqithi sinemithetho yaso yeeTrust. Nangona iiNkundla zaseManx ziza kujonga izigqibo zase-UK njengezinengqiqo, ukuzimela kwezopolitiko kwesi siqithi kunye noMthetho weeTrust ka-1995 kuthetha ukuba yonke imiba enxulumene nokusebenza kweetrast ze-Isle of Man ziphantsi kolawulo lweeNkundla zase-Isle of Man kuphela.
Iitrasti ze-Isle of Man zinokuzuza kulawulo lwerhafu lwasekuhlaleni ngeendlela ezahlukeneyo, kuquka:
- Irhafu yengeniso ye-0% yabaxhamli abangengabo abemi
- 0% Irhafu yokufumana imali
- Irhafu yelifa le-0%, irhafu yefa kunye nerhafu yesipho
- Ukuqokelelwa kwengeniso okungagungqiyo
- Ubumfihlo kunye nobumfihlo - akukho rekhodi kawonke-wonke
- Ubuchule bokuqesha 'uMkhuseli' (umz. umcebisi othembekileyo).
Rhafu
Kwi-Isle of Man, itrasti ayinaxanduva lokurhafiswa xa ibonelelwa:
- Umhlwa awunabo abaxhamli abahlala kwi-Isle of Man; kwaye,
- Umhlwa awunayo ingeniso evela kwimithombo ehlawuliswa irhafu kwesi siqithi.
Ngokuxhomekeke kuhlobo lwengeniso kunye/okanye inzuzo efunyenwe yitrasti evela kwimithombo engeyiyo eyeSiqithi saseMan kunye neeasethi ezikwitrasti, inokuba noxanduva lokurhafiswa kwenye indawo kwaye ingcebiso efanelekileyo inokufuneka ukuze kuchongwe ukuba ingaba irhafu ivela na kwiimeko ezinjalo.
Yintoni omele uyenze ngokulandelayo
Ukuba awukakwenzi oko, singacebisa ukuba ufumane ingcebiso yerhafu kumcebisi ofanelekileyo; lo usenokuba ngumcebisi wakho wezimali, umcebisi wezomthetho okanye wezezimali. Ukuba okwangoku awunalo ubudlelwane nomcebisi onjalo, ungakhathazeki, sisebenzisana rhoqo neengcali ezivela kwihlabathi liphela kwaye siya kukwazi ukukubonisa indlela elungileyo.
Wakuba uthathe icebiso elifanelekileyo waza waqonda ukuba ungathanda ukuseka i-Isle of Man Trust okanye uqeshe iDixcart njengoMphathi, kuza kubakho izinto ezimbalwa esiza kuzifuna.
Ukuze sigqibezele uphando lwethu olufanelekileyo, kwaye sikungenise ngokukhawuleza nangokulula kangangoko, siya kufuna amaxwebhu anje:
- Ubungqina besazisi
- Ubungqina beedesi
- Umthombo wobutyebi/imali
- Ulwazi lwesalathiso serhafu
Singacela ulwazi oluthe kratya ngexesha lenkqubo yakho yesicelo.
Ukusebenza neDixcart
KwaDixcart, besisoloko sinikezela ngeenkonzo zeCorporate & Trust kunye nesikhokelo kangangeminyaka engaphezu kwama-45; sinceda abathengi ngolwakhiwo olusebenzayo kunye nolawulo olufanelekileyo lweeTrust, iZiseko kunye neeNkampani ezilungiselelwe iinjongo zabo.
Iingcali zethu zangaphakathi kunye nabasebenzi abaphezulu banezakhono zobungcali, banamava amaninzi; oku kuthetha ukuba sikulungele ukuxhasa nokuthatha uxanduva lwemisebenzi eyahlukeneyo, kuquka ukusebenza njengoMphathi, uMkhuseli kunye nokubonelela ngeenkonzo zokubonisana ezikhethekileyo apho kufanelekileyo.
Siye savelisa uluhlu olubanzi lweenkonzo, eziquka ukubonelela ngeenkonzo ezipheleleyo zolawulo lweTrust kunye neenkonzo zeTrustee kwi-Isle of Man Trusts. Ukususela kucwangciso kunye neengcebiso ukuya kulawulo lwemihla ngemihla lweTrust kunye nokusombulula iingxaki, singakuxhasa iinjongo zakho kuzo zonke izigaba.
Dibana no
Ukuba ufuna ulwazi oluthe kratya malunga nokusekwa, ulawulo okanye ukunikezelwa kweenkonzo zobungcali zeTrasti kwi-Isle of Man Trust, nceda uzive ukhululekile ukuqhagamshelana ne- iqela laseDixcart: ingcebiso.iom@dixcart.com.
