IsiKhokelo kwi-UK Non-Doms ethathela ingqalelo ukufudukela kwelinye ilizwe
Phonononga isikhokelo kunye neengcebiso zobuchwephesha kwi-UK non-doms, aBahlali base-UK kunye naBahlali beRhafu abacinga ukufudukela phesheya, kunye nohlaziyo lotshintsho lwerhafu kunye neenzuzo kwiiofisi zehlabathi zikaDixcart.
Ukuqonda okuBalulekileyo kwi-UK Non-Doms Planning International Relocation
Ukuza kuthi ga ngo-2025, i-UK ibiyindawo enomtsalane kubantu abangengabo abase-UK (abangengabo abahlali) ngenxa yenkqubo yerhafu evumayo. Lo rhulumente uvumele ii-non-doms ukuba zihlawule kuphela irhafu yase-UK kwingeniso yabo yase-UK kunye nengeniso yangaphandle kunye neenzuzo ezithunyelwe e-UK, oko kuyenza ibe lukhetho olunomdla kwabaninzi. Nangona kunjalo, imeko iyatshintsha.
Apho Sikhoyo Ngoku
Ngomhla wama-30 ku-Okthobha ka-2024, iChancellor ye-Exchequer, u-Rachel Reeves, uye wazisa uHlahlo Lwabiwo-mali lwasekwindla olubhengeze utshintsho oluninzi olunempembelelo kwizibonelelo ebezixhanyulwa ngaphambili zii-non-doms. Ukususela ngomhla wesi-6 kuTshazimpuzi ka-2025, ulawulo olukhoyo olungekho kwi-dom luphelile kwaye ingcamango ye-domicile njengento efanelekileyo yokudibanisa kwinkqubo yangoku yerhafu yatshintshwa yinkqubo esekelwe kwirhafu yokuhlala.
Nangona kunjalo, okoko kwabhengezwa utshintsho, iChancellor yaqhubeka nokulungiselela isilungiso kwiBhili yezeMali emva kokufuduka kwezigidi zabantu e-UK. Uphononongo luya kwenza kube lula ukuba i-non-doms ingenise imali e-UK, ngaphandle kokuhlawula irhafu enzima. Olu tshintsho luya kwenziwa kwiZiko lokuBuyiselwa kweThutyana, isikim seminyaka emi-3 yokunceda abantu abangengabo abahlali bazise izinto zabo e-UK ngexabiso lerhafu elithotyiweyo. Kukho nezicwangciso zokuqinisekisa ukuba naluphi na utshintsho lwerhafu aluchaphazeli amazwe anezivumelwano zokurhafiswa kabini kunye ne-UK, eyenzelwe ukumisa i-HNWIs ekuhlawuleni irhafu kuwo omabini amazwe ngaxeshanye.
Isishwankathelo Sotshintsho
Ingeniso yeminyaka emi-4 yengeniso yangaphandle kunye nolawulo lwenzuzo luya kuqala ukusebenza kuye nabani na ongekahlali e-UK kwiminyaka eyi-10 yerhafu edlulileyo. Ulungiselelo lotshintsho lokunciphisa ingeniso yamazwe angaphandle ngama-50% alisayi kwaziswa.
Amalungiselelo otshintsho okunciphisa irhafu kwingeniso engekahlawulwa kunye neenzuzo ziya kuqaliswa. Iinkcukacha ezinokuthi zibekho fu maneka apha.
Kuya kubakho uhlaziyo lwenkqubo yerhafu yelifa kunye notshintsho oluza kwenziwa ukususela ngomhla wesi-6 kuTshazimpuzi wama-2025 ukuze luquke:
- Uvavanyo lweminyaka eyi-10 yokuhlala, emva koko ii-asethi zehlabathi ziya kuba phantsi kwerhafu yelifa lase-UK;
- Iitrasti zepropathi ezingabandakanyiyo ngaphakathi kwe-UK IHT net, ukuze wonke umntu okwimida ye-UK IHT abe nempahla yakhe ephantsi kwe-UK IHT.
Ukumisa kwimida yerhafu yelifa kuya kwandiswa iminyaka emibini eyongezelelweyo, kude kube ngu-2030. Oku kuthetha ukuba i-£ 325,000 yokuqala yalo naliphi na ilifa linokuzuzwa ngaphandle kwerhafu, ukunyuka ukuya kwi-£ 500,000 ukuba ilifa libandakanya indawo yokuhlala edluliselwe kuyo. inzala ngqo, kunye ne-1 yezigidi zeedola xa isibonelelo esingahlawulelwa rhafu sigqithiselwa kwiqabane eliseleyo okanye iqabane lasekuhlaleni.
Ukuphonononga ukuhlala kwelinye ilizwe
E-Dixcart, siyagqwesa ekwenzeni lula izinto ezintsonkothileyo kunye nemingeni yokufudukela kwilizwe elitsha. Inethiwekhi yethu edibeneyo yeeofisi kwihlabathi jikelele iqinisekisa amava angenamthungo, ikubonelela ngenkxaso ebanzi kwinqanaba ngalinye lendlela. Ukusukela kwisigqibo sakho sokuqala sokufuduka kwikhaya lakho langoku, ukuya kuzinza kwikhaya lakho elitsha, iqela leengcaphephe likaDixcart lisebenzisana kuwo wonke amagunya ethu ukuze likunikeze inguqu emanyeneyo negudileyo.
Indawo nganye yeofisi yeDixcart ibonelela ngeenzuzo ezizodwa ezilungiselelwe iimfuno zakho. Ngezantsi, uya kufumana isishwankathelo sezi nzuzo. Cofa kweli lizwe lingezantsi ukuze ufumane iinkonzo ezithile kunye nenkxaso esiyinikezelayo, ukuqinisekisa ukuba ukuhamba kwakho akulula kwaye kusebenza ngokufanelekileyo.
Ukuze ufunde ngakumbi malunga nento omawuyithathele ingqalelo xa uphuma e-UK, funda inqaku lethu: Ukuyeka ukuba ngumhlali weRhafu wase-UK - Musa ukuyifumana ingalunganga!
Sayiprasi
ikhaya?
Zimbini iindlela zokuhlalisa irhafu eCyprus. Umthetho weentsuku ezingama-183 kunye nomthetho weentsuku ezingama-60.
Umgaqo weentsuku ezingama-183 ngowona ulula kwezi zimbini. Kwaye inye kuphela imfuneko; Kuya kufuneka uhlale ngokusemthethweni kwiriphabliki yaseCyprus kangangeentsuku ezili-183 kunyaka werhafu. Emva koko uthathwa njengomhlali werhafu.
Ukuze uthathwe njengomhlali werhafu emva kweentsuku ezingama-60 kufuneka:
-Hlala ngokusemthethweni eCyprus ubuncinci iintsuku ezingama-60
-Sebenza / baqhube ishishini eCyprus kunye / okanye baqeshwe eCyprus kunye / okanye umlawuli wenkampani ehlala irhafu eCyprus
-Banendawo yokuhlala eCyprus abangabaniniyo okanye abayirentayo
– Ngaba abahlali irhafu kulo naliphi na elinye ilizwe
-Ungahlali kulo naliphi na ilizwe elinye ixesha elingaphezulu kweentsuku ezili-183 xa lilonke
nceda ushwankathele.
Abahlali berhafu baseCyprus barhafiswa kwingeniso yabo yehlabathi.
Ulawulo olulodwa lwerhafu luyafumaneka kubantu abangengowaseKhaya. Olu lawulo lwe-Non-Domicile lufumaneka iminyaka eli-17 ukusuka kunyaka wokuqala werhafu ube ngumhlali werhafu.
Abantu abafanelekileyo phantsi kolawulo lweNon-Domicile bakhululwe kwirhafu kule mithombo ilandelayo yengeniso:
– Umdla
– Izahlulo
– Iinzuzo ezinkulu (ngaphandle kwePropati eNgashukumiyo eSipro - ngokuxhomekeke kukhululo oluyinxenye kwipropati esanda kufunyanwa)
– Iimali ezinkulu ezifunyenwe kumhlalaphantsi, iprovident kunye neengxowa-mali ze-inshorensi.
Oku kungasentla kuxhomekeke kwi-2.65% yegalelo kwi-General Healthcare System (GHS). Igalelo kwi-GHS lilinganiselwa kwi-€180,000 yomvuzo uwonke wonyaka – umz. igalelo lonyaka lee-€4,770.
Abangengo-Doms nabo banelungelo lokukhululwa kwirhafu yengeniso elingana ne-50% kumvuzo wabo ukuba umsebenzi wabo uyindlela yabo yokuqala yengqesho eSipro kwaye bafumana ngaphezulu kwe-55,000 yee-euro ngonyaka.
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
Ewe, isatifikethi sokuhlala irhafu siyafikeleleka kwaye sinokukhutshwa emva kwesixa esiceliweyo seentsuku ezichithwe eSipro. Iintsuku zokungena nokuphuma eCyprus kufuneka zithethelelwe ngamatikiti omoya kunye nobungqina benkcitho yendawo.
Isatifikethi sikholisa ukukhutshwa kwiintsuku ezi-5-10 zokusebenza emva kokuba isicelo sifakiwe. Ngaphandle kokuba onke amaxwebhu afunekayo alungile.
Ewe, kukho isikali esityibilikayo sengeniso eqhelekileyo ukusuka kwi-20% ukuya kwi-35%, kunye ne-19,500 yokuqala yemali engenayo irhafu. Nangona kunjalo njengoko kukhankanyiwe ngaphambili kudla ngokuba yimeko yokuba umvuzo wakho uya kuba phakathi kwelinye leendidi zengeniso exolelweyo phantsi kolawulo lwe-Non-Domicile.
Njengomntu ongengowasekhaya awuyi kurhafiswa kwinzuzo eyinkunzi ngaphandle kokuba ukwinzuzo evela kwintengiso yepropathi yaseCyprus. Oku kurhafiswa ngomyinge wama-20%, kwaye kunyanzeliswa kwiinzuzo ezivela ngokulahlwa kwepropathi engashukumiyo ehlala eCyprus, okanye ukuchithwa kwezabelo kwiinkampani ezingabanini ngqo bepropathi engenakushukunyiswa ehlala eCyprus.
Akukho rhafu yelifa, irhafu yobutyebi okanye irhafu yesipho eCyprus
Ukuba ulwabiwo lufunyenwe ngohlobo lwenzala okanye izabelo ke le ngeniso iya kukhululwa kwirhafu yengeniso yomntu kodwa ngokuxhomekeke kwi-2.65% yegalelo kwi-GHS ekhankanywe ngaphambili.
Ukuba ulwabiwo lufunyenwe ngohlobo lwenzala okanye izabelo ke le ngeniso iya kukhululwa kwirhafu yengeniso yomntu.
3rd abemi belizwe iindlela eziphambili ze-visa zihamba ngeMvume yokuHlala eSisigxina (i-PRP) okanye ukuba ungumntu oqeqeshwe kakhulu ngokusekwa kwequmrhu laseCyprus elibizwa ngokuba yiNkampani yeNzalo yaNgaphandle (FIC). Kukho ezinye iinketho ezithe ngqo ngakumbi ezifumanekayo kodwa ezi zingqale kakhulu kwaye zibandakanya iinkqubo zomkhondo ocothayo kunye nezixa-mali ezisezantsi zotyalo-mali.
Ngokuxhomekeke kwinqanaba lakho lesiGrike kunye nendlela ye-visa oyikhethileyo, ukuhlala ngokusemthethweni kunokwenzeka emva kweminyaka emi-4. Ngaphandle kolwazi lolwimi lwesiGrike umntu angakwazi ukufumana ubumi baseCyprus emva kwexesha lokuhlala ngokusemthethweni iminyaka eyi-7 eSipro.
Abemi abangengomalungu e-EU kufuneka bafune imvume yeBhunga labaPhathiswa ngaphambi kokuba babe nokuba ngabanini bepropati engenakufuduswa. Ngaphaya koko, ngaphandle kokuba kukho iimeko ezizodwa, ubunini babo buya kuphelela koku:
-Indlu,
-Indlu,
- Isakhiwo sokwakha okanye umhlaba ukuya malunga ne-4,014 sq.m.
Ayiqhelekanga ukuba iBhunga laBaphathiswa lale imvume kubemi bamazwe angaphandle abanyanisekileyo
Abemi be-EU, kubandakanywa nabo boMmandla woQoqosho waseYurophu (EEA), banamalungelo obunini bepropati afana nabemi baseCypriot. Banokuthenga ngokukhululekileyo kwaye babe nepropathi eCyprus ngaphandle kwezithintelo zingasentla.
Ngaphandle kokuba unamaxwebhu afunekayo okuvula iakhawunti yebhanki eSipro akukho zintlungu xa uthelekisa iinkqubo kwezinye iindawo.
Hayi, iSipro ililungu le-EU kwaye ngenxa yoko iqinisekisa ukuba umthetho wayo uhambelana nayo yonke i-EU Directives kwaye idweliswe njengethobela ngokupheleleyo i-OECD.
uhambo?
ISipro ikwimpuma yoLwandle lweMeditera kwaye ngenxa yoko iyonwabela zonke izibonelelo ze320+ yeentsuku ezinelanga enyakeni eziza nendawo ekuyo yehlabathi kunye nokuba zikwindawo egqibeleleyo yohambo lwamazwe ngamazwe. Sihlala ekudibaneni kweendlela zamazwekazi amathathu kwaye sineenqwelomoya ze-2 zamazwe ngamazwe ezineenqwelomoya zemihla ngemihla eziya eYurophu, kuMbindi Mpuma, eAfrika naseAsia. Kunye neeHubs ezifana neDubai, iDoha kunye ne-Abu Dhabi ziiyure ezi-4 kuphela kude.
Kutshanje urhulumente wasekhaya utyale imali ekuphuhliseni iNkqubo yeSizwe yokhathalelo lwempilo kwaye ngenxa yoko ukhathalelo lwempilo eCyprus lukumgangatho ophezulu kakhulu. Ivunywa nguMbutho wezeMpilo weHlabathi njengenqanaba elifanayo namazwe aphuhlileyo anjenge-UK kunye neCanada.
I-Cyprus ineenketho ezinkulu kwimfundo. Kukho inani elikhulu labantu abavela kumazwe angaphandle abenza malunga ne-22% yabantu bebonke kwaye ngenxa yoko kukho inani lezikolo zabucala zamazwe ngamazwe ezifundisa ngesiNgesi. Ukongeza kurhulumente ziqhuba izikolo ezifundisa ngesiGrike.
ISipro yeyesithathu ngobukhulu kwiziqithi zeMeditera ezingaphezulu kwe-3 km², kwaye eyesithathu inabantu abaninzi abangaphezu kwezigidi ezi-9,000. INicosia likomkhulu elisembindini, kodwa iLimassol yeyona ndawo ikhulayo yezemali ebizwa ngokuba “yiDubai encinci” eneebloko zale mihla ezijonge kumanzi ekristale echweba. Ukongeza kwizixeko zayo, iCyprus ineendawo ezintle zasendle ezineepaki zelizwe ezili-3, kubandakanya neentaba ezimangalisayo zeTrodos.
Ngenxa yolu luhlu lubanzi lweendawo zasedolophini nasezilalini, iCyprus ineenketho ezintle xa uthatha isigqibo sokuba ufuna ukuhlala phi. Nokuba yindlu yanamhlanje yokujonga ulwandle, indlu enephuli kwindawo enesango okanye indlwana entle kwilali, iCyprus inalo lonke ukhetho phantsi kwelanga nangaphezulu.
Guernsey
ikhaya?
Umntu uya kuphathwa "njengomhlali" ukuba useGuernsey iintsuku ezingama-91 okanye ngaphezulu kunyaka wekhalenda, okanye ukuba usesiqithini kangangeentsuku ezingama-35 okanye ngaphezulu kwaye bebeseGuernsey kangangeentsuku ezingama-365 ngaphambili. Iminyaka emi-4.
Baza kuphathwa “njengabemi bodwa” logama nje behleli njengoko kubonisiwe ngasentla kwaye bengahlali naphi na ngaloo nyaka (kwaye ngenxa yale njongo baya kuphathwa njengabemi kwenye indawo ukuba bachitha iintsuku ezingama-91 okanye ngaphezulu loo ndawo).
Ekugqibeleni baya kuphathwa "njengabemi ngokuyintloko" ukuba:
-E-Guernsey iintsuku ze-182 okanye ngaphezulu
-EGuernsey kangangeentsuku ezingama-91 okanye ngaphezulu kwaye bebekwisiqithi kangangeentsuku ezingama-730 kwiminyaka emi-4 edlulileyo.
Ukongeza, baya kuphathwa "ngokuyintloko umhlali" ukuba bafudukela esiqithini ukuze bathathe indawo yokuhlala ngokusisigxina kwaye bahlala eGuernsey (njengoko kubonisiwe ngasentla) kwaye bahlala kuphela okanye ngokuyintloko (njengoko kubonisiwe ngasentla) ngonyaka emva kokuba bafika kwaye bebengahlali eGuernsey kunyaka ongaphambi kokuba bafike bathathe indawo yokuhlala ngokusisigxina esiqithini.
nceda ushwankathele.
Ukuba ungumhlali, kodwa awuhlali wedwa okanye ngokuyintloko, eGuernsey, uya kuhlawula irhafu kumvuzo wakho uwonke, naphi na apho loo ngeniso inokuvela khona, ngaphandle kokuba ukhetha ukuhlawula intlawulo eqhelekileyo (okanye ukuba useGuernsey ngenxa yomsebenzi nje * ). Ukuba awuzikhetheli ukuhlawula umrhumo oqhelekileyo, uya kuba nelungelo lomyinge wezibonelelo zobuqu ezisekelwe kwinani leentsuku ozichitha esiqithini.
*Ukuba ekuphela kwenjongo okanye eyona njongo yokuba useGuernsey kukusebenza kwaye (ngaphandle kwenzala yebhanki) yonke ingeniso yakho ivela kulo msebenzi, kuya kufuneka uhlawule irhafu kwingeniso yakho yaseGuernsey kunye nayo nayiphi na enye ingeniso eziswe esiqithini. Uya kufumana umlinganiselo wesibonelelo somntu ngokusekwe kwinani leeveki okuzo eGuernsey.
Ukuba ukhetha ukuhlawula intlawulo eqhelekileyo (i-£ 40,000 ukusuka ngo-2021, ngaphambili i-£ 30,000) awuyi kuphinda uhlawule irhafu kumthombo wakho ongengowase-Guernsey, kodwa kuya kufuneka uhlawule irhafu kumvuzo wakho wase-Guernsey (ngaphandle kwebhanki inzala yediphozithi). Intlawulo eqhelekileyo ehlawulweyo inokumiswa kwirhafu ehlawulweyo kumvuzo wakho waseGuernsey, njengoko kubonisiwe kwimizekelo engezantsi. Ukuba ukhetha ukuhlawula intlawulo eqhelekileyo awuyi kuhlawulwa naziphi na izibonelelo, izibonelelo okanye uxhuzulo.
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
unknown
Ewe, iGuernsey inayo irhafu yengeniso.
Hayi, iGuernsey ayinayo irhafu yengeniso eyinkunzi yengingqi.
Hayi, iGuernsey ayinayo irhafu yeLifa.
Ukuba yi-non-Guernsey trust, ngoko ke kwi-remittance basis.
Ngaphandle.
IGuernsey ineendlela eziphambili zokundwendwela njenge-UK.
IGuernsey ineendlela ezifanayo eziya kubumi njenge-UK.
Ewe, iGuernsey inezithintelo zokuthengwa kwepropathi.
Xa sele ungumhlali, ukuvula iakhawunti yebhanki yasekuhlaleni kulula.
Hayi, iGuernsey ayikho kulo naluphi na uluhlu lwabamnyama.
uhambo?
Umgangatho olungileyo wemfundo kunye neenkonzo zempilo
Uqhagamshelwano nge-UK
Isle of Man
ikhaya?
Umntu uthathwa njengomhlali werhafu kwi-Isle of Man ukusukela ngomhla afika ngawo ukuba uzimisele ukuhlala esiqithini. Ukongeza, kukho iimvavanyo ezithile zokubalwa kweentsuku zokumisela indawo yokuhlala yerhafu. Ukuba umntu uchitha ngaphezulu kweenyanga ezintandathu kwi-Isle of Man ngexesha lonyaka werhafu, uthathwa njengomhlali. Kungenjalo, ukuba umntu uchitha ngaphezulu kweentsuku ezingama-90 ngokwe-avareji ngonyaka werhafu kuyo yonke iminyaka emine yerhafu elandelelanayo, unokuthatyathwa njengomhlali. Abahlali abatsha kufuneka babhalise kwiCandelo leRhafu yeNgeniso ye-Isle of Man xa befika, nokuba ungakanani na umvuzo wabo.
nceda ushwankathele.
Akukho siseko sokuthunyelwa kwerhafu kwi-Isle of Man. Abantu barhafiswa kwingeniso yabo yehlabathi. Nangona kunjalo, iirhafu eziphambili ngokuthe ngqo kubahlali abatsha yirhafu yengeniso kunye ne-inshurensi yelizwe. Akukho rhafu yenkunzi, okuthetha ukuba iinzuzo ezihlawuliswayo zinokufunyanwa ngaphandle kwerhafu ye-Isle of Man, kwaye akukho sipho okanye irhafu yelifa.
Abantu abahlala kwi-Isle of Man ngeenjongo zerhafu yengeniso bayakwazi ukuvala ityala labo lerhafu yengeniso kwi-£220,000 ngonyaka (£440,00 kwisibini esivavanywe ngokudibeneyo) iminyaka emihlanu (okanye elishumi) ilandelelana ukuba umvuzo wabo mkhulu. , ehlisa ngempumelelo irhafu iyonke. Olu lonyulo lwerhafu kufuneka lwenziwe ngaphambi kokuqala konyaka werhafu osebenzayo.
Isixa-mali seNgxowa-mali yeRhafu kufuneka sihlawulwe nge-6 Januwari kunyaka ngamnye werhafu osebenza kuwo unyulo. Kungenjalo, kwabo bafuna ukuguquguquka ngaphandle konyulo lwe-cap yeminyaka emihlanu okanye elishumi, umgangatho kunye neerhafu eziphezulu zomntu zezinye zezona ziphantsi eYurophu.
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
Ewe, isiqinisekiso sokuhlala kwirhafu sinokufunyanwa ngumhlawuli werhafu ofake ifom eyi-R25 “yoBhaliso lweRhafu yeNgeniso yeManx”. ICandelo leRhafu yeNgeniso lidla ngokuphendula imibuzo kwisithuba seentsuku.
Ewe. Izibonelelo zomntu kunye neentlawulo ezithile ezixhuzulwa irhafu, njengemirhumo yepenshini umzekelo, zinokuwunciphisa umvuzo wakho orhafiswayo wonyaka, kwaye irhafu yengeniso ihlawuliswa nge-10% kunye ne-21%.
Akukho rhafu yengeniso yenkunzi yengingqi kwi-Isle of Man.
I-Isle of Man ayinayo irhafu yelifa. Nangona kunjalo, ukuba usuka e-UK uye kwi-Isle of Man unenjongo yokuhlala apho ngokusisigxina, ukuvezwa kwakho kwirhafu yelifa yase-UK kunokuncitshiswa okanye kupheliswe. Phantsi kwemithetho ecetywayo yase-UK kanye xa umntu ephulukene nerhafu yexesha elide yase-UK (eya kuthatha phakathi kwe-3 kunye ne-10 iminyaka) emva koko kuphela ii-asethi zabo zase-UK ezivezwe kwirhafu yeLifa yase-UK.
Abahlali be-Isle of Man barhafiswa kumvuzo wabo wehlabathi jikelele, kubandakanya nokuhanjiswa kweetrasti zaphesheya. Ingeniso ixhomekeke kumazinga erhafu ukuya kuthi ga kwi-21%, emva kokubalwa kwazo naziphi na izibonelelo ezikhoyo.
Ulwabiwo oluvela kwiTrasti ye-Isle of Man efunyenwe ngabahlali iphantsi kwerhafu yengeniso, kunye nezibonelelo ezisebenzayo, kumazinga ukuya kuma-21%.
Hayi. Akukho zithintelo ekuthengeni ipropathi kwi-Isle of Man kwaye akukho ntlawulo yesitampu okanye irhafu yelifa.
Ukuvula i-akhawunti yebhanki yendawo kwi-Isle of Man iqondile, kunye neebhanki ezinkulu zase-UK ezifana ne-Barclays, i-RBSI, i-HSBC, i-NatWest, kunye ne-Santander enobukho kwisiqithi. Iinkonzo zebhanki ziyafumaneka xa sele kumiselwe indawo yokuhlala.
I-Isle of Man ikuluhlu olumhlophe lwe-OECD kwaye yamkelwa ngokuthotyelwa kwayo kwihlabathi jikelele. Ithathwa ngokubanzi njengendawo elawulwa kakuhle, elungele ushishino ngamaqumrhu amakhulu ezizwe ngezizwe. Nangona kunjalo, eminye imimandla, efana nePortugal, inokuyithatha njengendawo yokuhlawula irhafu ngenxa ye-0% yeerhafu zayo.
uhambo?
Iziseko zophuhliso neeNkonzo
I-Isle of Man ibonelela abantu kunye namashishini uluhlu lweempawu ezinomtsalane, kubandakanya:
Iinkonzo zoluntu kunye neziseko zophuhliso
-Iikhonkco zokuhamba rhoqo kwiindawo ze-11, kuquka iBirmingham, iBristol, iDublin, i-Edinburgh, iLondon, iLiverpool neManchester.
– Uluhlu olubanzi lweenkonzo zoluntu ezixhaswa ngemali kakuhle ezifumaneka kwiSiqithi, kubandakanywa ukhathalelo lwempilo kunye nezithuthi zikawonke-wonke.
-Uluhlu olubanzi lweenkonzo zempilo zabucala ziyafumaneka kwi-Isle of Man.
- I-Isle of Man inenkqubo yemfundo eqwalaselwa kakuhle kunye nenani elikhulu lezikolo zangaphambi kwesikolo, izikolo eziziiprayimari zikarhulumente ezingama-32 kunye nezikolo eziziisekondari ezi-5. Ukongeza, isiqithi sinomboneleli wesikolo samabanga aphantsi kunye nesesekondari. Umxholo wekharityhulam uthathwe ubukhulu becala kwikharityhulam yesizwe yesiNgesi. Kukho iinketho zemfundo ephakamileyo kwiSiqithi kwiYunivesithi yeKholeji yeSiqithi soMntu kunye nenkxaso ekhoyo yokufunda eyunivesithi ngaphandle kwesiqithi.
Iinkonzo zobungcali
- Zonke iibhanki ezinkulu ze-4 UK zinobukho kwiSiqithi, kuquka iBarclays, iHSBC, iLloyds kunye neNatWest Group.
– Zonke iifemu ezinkulu 4 accounting zinobukho kwi Island kunye noluhlu olubanzi abacebisi Tax ezizimeleyo esandleni.
-Inani elikhulu lababoneleli ngeenkonzo zomthetho, abanikezela nge-Isle of Man Advocates abadla ngokuba yi-Isle of Man / UK abafanelekileyo.
-Ngaphezu kwama-70 anelayisensi kunye nababoneleli beenkonzo ezilawulwayo.
-Ukhetho lwababoneleli be-telecoms basekhaya, iinkonzo ze-IT kunye namaziko edatha.
– Abaphathi boTyalo-mali, abalawuli bomhlalaphantsi, iinkampani ze-inshorensi nokunye.
Inkcubeko kunye noMgangatho woBomi
– I-Isle of Man luluntu olujonge ngaphandle nolunenkqubela phambili enabemi beenkcubeko ezahlukeneyo malunga nama-85k kunye nelifa lenkcubeko elityebileyo nelikhethekileyo.
-IsiQithi esiyi-572 km2 sinokuqhayisa ngokuba sesona hlabathi siphela 'seSizwe siQeqe' kwi-UNESCO Biosphere, ngenxa yenkcubeko yaso, okusingqongileyo kwendalo kunye nendlela yolondolozo.
- Ukhuseleko kunye nomgangatho wobomi kumbindi wesiphakamiso se-Isle of Man.
-I-Isle of Man ibonelela ngeendawo ezininzi ezivulekileyo kunye nokwahluka komhlaba, kunye neendawo eziphakamileyo ezivuthuzayo, ihlathi elishinyeneyo elilawulwayo kunye neelwandle ezinesanti.
-Ikhaya lemidyarho ye-TT eyaziwayo kwihlabathi, eyenzeka malunga ne-approx. Isekethe yeemayile ezingama-37 kwiindlela zikawonke-wonke. Esona santya sikhawulezayo somndilili wekhosi yi-135.452mph kwaye ifikelela kwizantya eziphezulu ezingaphezulu kwe-200mph. Lixesha apho sonke isiqithi siphila kwaye kufuneka sibonwe kubalandeli bemidlalo yemoto.
Malta
ikhaya?
Abantu ngabanye kufuneka:
1. Yiba neNombolo yoSazisi yeRhafu yaseMalta
2. Yiba nedilesi yokuhlala
3. Bonisa ukuba bachithe iintsuku ezili-183 okanye ngaphezulu kwesi siqithi
4. Nika amaxwebhu alandelayo axhasayo:
-Ifomu yokuHlala yeRhafu yaseMalta egcwalisiweyo (isayiniwe)
– Ileta echazayo malunga nokuba kutheni kufuneka isatifikethi kwaye kufuneka sithunyelwe kubani
- Ubungqina bendawo yokuhlala (isivumelwano sokuqeshisa / isivumelwano sokuthenga)
– Ubungqina bayo nayiphi na irhafu ehlawulwe eMalta
– IKhadi lokuHlala laseMalta
- Iingxelo zebhanki zeenyanga ze-12 ezibonisa ukuthengiselana okwenziwe eMalta
– Iinyanga ezili-12 ibhili yaManzi noMbane ebonisa ukusetyenziswa
- Inombolo yekhadi lezithuthi zikawonke-wonke (ukuba likhona)
– Igama loGqirha Jikelele eMalta
nceda ushwankathele.
I-Malta ibonelela ngesiseko sokuthunyelwa kwerhafu kubo bonke abahlali abangathathwa njengabangahlali eMalta.
a. Ingeniso ENGAthunyelwa eMalta ayirhafiswa,
b. I-Capital eThunyelweyo okanye AYI kuthunyelwa eMalta ayirhafiswa
c. Ingeniso ethunyelwe eMalta irhafiswa
Iireyithi ziyahluka ngokuxhomekeka ukuba umntu unguMhlali oQelekileyo eMalta (isikali sokutyibilika 0% -35%) okanye hayi (isikali sokutyibilika sinyuka ukuya kuthi ga kwi-35% ngokukhawuleza)
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
Kunokwenzeka ukuba ufake isicelo sesatifikethi sokuhlala kwirhafu emva kokuhlala eMalta ngeentsuku ze-183
Ingeniso efunyenwe yiMalta okanye ingeniso ethunyelwe eMalta irhafiswa ngokwemeko yomntu.
UMhlali oQhelekileyo – Urhafiswa kwisikali sokutyibilika
AyingoMhlali Ngokuqhelekileyo - Urhafiswa kwisikali sokutyibilika
Ngokuqhelekileyo akukho rhafu yengeniso yenkunzi yengingqi.
Ekuthengisweni kwepropathi eMalta kukho irhafu yokugqibela yokubamba i-8%
Akukho Rhafu yeLifa eMalta.
Isiseko sokuthunyelwa kwerhafu.
Uhlobo lolwabiwo luyaqwalaselwa – Ingeniso iya kurhafiswa, Inkunzi ayiyi kurhafiswa
Ulwabiwo olusuka kwiitrasti zasekhaya lubonwa njengoMthombo weMalta kwaye ngenxa yoko kuya kurhafiswa ngokwesimo somntu:
UMhlali oQhelekileyo – Urhafiswa kwisikali sokutyibilika
AyingoMhlali Ngokuqhelekileyo - Urhafiswa kwisikali sokutyibilika
IMalta ineendlela ezi-6 zokuHlala zabantu belizwe lesithathu
Iindlela ezi-3 eziphezulu:
- Indawo yokuhlala esisigxina yaseMalta,
- INkqubo yokuHlala yeHlabathi, yaye
- Inkqubo yoMhlalaphantsi
Dixcart Management Malta Limited Inombolo yelayisensi: AKM-DIXC
Ubummi ngokwenziwa ngokwemvelo kwiiNkonzo eziKhethekileyo ngoTyalo-mali oluthe ngqo yeyona ndlela idumileyo yokufumana ubumi baseMalta. Ukwenziwa ngokwendalo ngokuhlala eMalta kudla ngokunikezelwa kuphela emva kweminyaka engama-20 kwesi siqithi. Nceda uqhagamshelane ingcebiso.malta@dixcart.com ufuna ulwazi olungolunye.
Dixcart Management Malta Limited Inombolo yelayisensi: AKM-DIXC
Abantu belizwe lesithathu banokuba nepropati e-1 kuphela egameni labo lobuqu, ngaphandle kokuba ipropati ikwindawo echongiweyo.
Abemi be-EU banokuba nepropati enye kuphela egameni labo, ngaphandle kokuba ipropati ikwindawo ekhethiweyo kwiminyaka emi-1 yokuqala yokuhlala. Ukulandela iminyaka emi-5 yokuqala yokuhlala, abemi be-EU banokuba neepropati ezininzi.
Kuyenzeka ukuba uvule iakhawunti yebhanki ngebhanki yendawo ngaphandle kokuba umntu angabonisa ukuba unobudlelwane nesiqithi.
IMalta ayikho kulo naluphi na uluhlu olungwevu okanye olumnyama.
uhambo?
1. IsiNgesi lulwimi olusemthethweni
2. Kukho iindidi ezininzi zezikolo (iCawe, iPublic and Private)
3. IMalta inenye yeeyunivesithi ezindala kwihlabathi - yasekwa kwi-1592.
4. I-Malta inenkqubo ebalaseleyo yokunakekelwa kwempilo - i-Statista.com ilinganise i-Malta #19 emhlabeni jikelele.
5. I-Malta ibamba uluntu olukhulu lwamazwe ngamazwe, olunomxube wezizwe ezahlukeneyo kunye
iinkcubeko.
6. Ukuhamba ngokulula:
-I-Malta inoMthwali weSizwe (i-KM Malta Airlines) ehamba ngokuthe ngqo kwiindawo ezininzi
-Turkish Airlines, Emirates, British Airways, EasyJet, RyanAir, Lufthansa kunye nabanye abaliqela babhabha kwiimeko ezininzi iinqwelomoya zemihla ngemihla ukuya nokubuya eMalta
Photshugo
ikhaya?
Njengomthetho jikelele, umntu uthathwa njengomhlali werhafu ePortugal ukuba:
-Ikhoyo ePortugal ngaphezulu kweentsuku ezili-183, ngokulandelelana okanye ngenye indlela, kuyo nayiphi na inyanga ye-12 eqala okanye ephela kunyaka wekhalenda ochaphazelekayo.
Nokuba yeyiphi na imini echithwayo, igcina indawo yokuhlala ePortugal ngeenjongo zokuyigcina njengendawo yokuhlala ephambili.
nceda ushwankathele.
Inkqubo yaBahlali abangahlaliyo (i-NHR) yinkqubo yerhafu esekelwe kumthombo (kunokuba isekwe ekuthunyelweni kwemali). Ngaphandle kweenguqu ezahlukeneyo, emva kohlahlo lwabiwo-mali olukhutshwe ngoDisemba ka-2024, abantu banokubhalisa phantsi kwenkqubo ehlaziyiweyo (IFICI (Incentive for Scientific Research and Innovation), okanye eyaziwa ngokungekho sikweni njenge-NHR 2.0), kubantu ababa ngabahlali berhafu ngomhla okanye emva komhla woku-1 kuJanuwari ka-2024. .
Izibonelelo eziphambili, ezikhoyo kwikhalenda ye-10 yeminyaka ukusuka kwixesha lokuhlala kwerhafu ePortugal, zishwankathelwa ngolu hlobo lulandelayo:
– 20% izinga lerhafu elisicaba kumvuzo ofanelekileyo wasePortugal.
-Ukukhutshwa kwirhafu yengeniso yeshishini elivela kumazwe angaphandle, ingqesho, iiroyalty, izabelo, inzala, iirenti, kunye neenzuzo ezinkulu.
- Kuphela kuphela ipenshoni yangaphandle kunye nengeniso evela kwiindawo ezimnyama ezihlala zihlawulelwa irhafu
Nceda ujonge koku kulandelayo ikhonkco Ezinye iinkcukacha.
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
E-Portugal, unokufaka isicelo sesatifikethi sokuhlala irhafu phantsi kweSivumelwano sokuRhafiswa ngokuphindiweyo nje ukuba ufezekise iimfuno zokuhlala kunye nexesha losuku olunye.
IPortugal inerhafu yengeniso esebenza kubahlali berhafu basePortugal kwingeniso yabo yehlabathi. Le rhafu isebenzisa amaxabiso enkqubela ukusuka kwi-13.25% ukuya kwi-48% (kunye nerhafu eyongezelelweyo yomanyano enokubakho ukuya kuthi ga kwi-5% kubantu abamkela umvuzo ophezulu) - ngaphandle kokuba ixhomekeke kwi-NHR (echazwe ngasentla).
Ewe, kwaye ngokubanzi, irhafu yenzuzo eyinkunzi ixhomekeke kumyinge oyi-28% (ngaphandle kokuba ixhomekeke kwi-NHR). Nangona kunjalo:
Akukho rhafu yenzuzo yenkunzi esebenzayo xa uthengisa indawo yakho yokuqala okanye eyona ndawo yokuhlala ePortugal - ukuba uphinda utyale imali kwikhaya eliphambili phakathi kweenyanga ezingama-36 emva kokuthengisa okanye kwiinyanga ezingama-24 ngaphambili kwelinye ikhaya ePortugal, ngaphakathi kweEuropean Union okanye iEuropean Economic Area ene isivumelwano serhafu kunye nePortugal.
- I-50% yeenzuzo zenkunzi ezivela ekuthengisweni kwezabelo ezigcinwe kwiinkampani ezincinci kunye ezincinci ezingadweliswanga kwi-stock exchange ziya kuba phantsi kwerhafu.
Ngelixa iPortugal ingenayo irhafu yelifa lemveli, iyawufaka umsebenzi wesitampu obizwa ngokuba Irhafu yesitampu kwii-asethi ezizuzwe njengelifa okanye ezifunyenwe njengesipho sobomi bonke. Le rhafu isetyenziswa kwii-asethi ezithile, njengepropati ebekwe ePortugal.
Ireyithi yerhafu yesitampu jikelele yi-10%, kodwa kukho ukukhululwa kumalungu osapho asondeleyo afana nabalingane, abantwana (kubandakanywa nabantwana abamkelwe bucala), abazukulwana, abazali kunye nootatomkhulu noomakhulu.
Nceda ujonge koku kulandelayo ikhonkco Ezinye iinkcukacha.
Ulwabiwo ludla ngokurhafiswa kwi-35% njengengeniso yotyalo-mali. Iimali ezihlawulwa kubaxhamli abangahlawulwanga
Indawo yokuhlala inokuba phantsi koxanduva lwesitampu se-10% (kunye ne-surtax ye-0.8% yempahla ethengiswayo ekhoyo
Portugal) ukupheliswa, ukurhoxiswa, okanye ukuphela kwezakhiwo zokuthembeka.
Ulwabiwo ludla ngokurhafiswa kwi-28% njengengeniso yotyalo-mali. Izixa-mali ezihlawulwe kubaxhamli abangengabo abahlali banokuba phantsi koxanduva lwesitampu se-10% (kunye ne-surtax ye-0.8% yempahla ethengiswayo efumaneka ePortugal) ukubhangiswa, ukurhoxiswa, okanye ukuphela kwezakhiwo zefiduciary.
Iinketho ezahlukeneyo ze-visa zikhona ePortugal ukubonelela zonke iimfuno zomntu. Apha ngezantsi kusinika isishwankathelo sokuthelekisa iindlela ezidume kakhulu:
-I-Visa yegolide
– D2 Visa
– D7 Visa
–Digital Nomad Visa
funda Apha ufuna ulwazi olungolunye.
IPortugal ibonelela ngeendlela ezininzi zokuba ngabemi, kubandakanya:
-UkuHlala: Ukuhlala ngokusemthethweni ePortugal ubuncinci iminyaka emi-5 kunokukufanelekela ukuba ngummi.
- Ukwehla: Ukuba ubuncinane une-1 utatomkhulu wasePutukezi okanye uyinzala yamaYuda aseSephardic.
- Ezinye iindlela: Umtshato kummi wasePutukezi (ngokuqhelekileyo iminyaka emi-3) okanye utyalo-mali ngeprogram ye-Golden Visa nayo ingaba yimizila yobumi.
Hayi, akukho zithintelo ngokubanzi kubantu bangaphandle ukuba bathenge ipropathi ePortugal. Nangona kunjalo, ukuba ujonge ukuhlala ePortugal, unokufuna ukufumana imvume yokuhlala ngokuxhomekeke kwimeko yakho.
Ukuvula iakhawunti yebhanki yasekhaya ePortugal kuthathwa njengento elula kubahlali. Bafuna amaxwebhu afana nobungqina besazisi, idilesi, i-NIF (inombolo yerhafu), kunye neziliphu zokuhlawula. Iibhanki ezininzi zisebenza ePortugal, kuquka neempawu zamazwe ngamazwe ezifana neSantander, Barclays, BNP Paribas, Citibank, Deutsche Bank. Iibhanki zendawo ezikhoyo ziquka, phakathi kwezinye, iMillenium, iCaixa Geral de Depósitos, iNovo Banco, i-ActiveBank.
Hayi, iPortugal ililungu le-EU kunye ne-OECD, kwaye ngenxa yoko iqinisekisa ukuba umthetho wayo uhambelana nayo yonke i-EU Directives.
uhambo?
IPortugal ibonelela ngobutyebi beendlela zokuphila ezihambelana nezibonelelo zayo zerhafu:
Iindleko zokuphila: Xa kuthelekiswa namazwe amaninzi aseNtshona Yurophu, iPortugal ibonelela ngexabiso eliphantsi lokuphila, ikuvumela ukuba wolule uhlahlo lwabiwo-mali lwakho ngakumbi.
-Imozulu: Ilizwe lilonwabela imozulu eshushu yeMeditera, ilungele abantu abathanda ngaphandle kunye nabo bafuna ukukhanya kwelanga unyaka wonke.
– Ukhuseleko: IPortugal idume ngokhuseleko lwayo, izingca ngamazinga asezantsi olwaphulo-mthetho kunye nomoya onoxolo.
-Inkcubeko etyebileyo kunye neMbali: Ibambelele kwimbali kunye nenkcubeko edlamkileyo, iPortugal ibonelela ngomdibaniso okhethekileyo wesithethe kunye nesimanje.
-Ukusondela kwiYurophu: Indawo yasePortugal ivumela uhambo olulula ukuya kwezinye iindawo zaseYurophu. Ukongeza, ilizwe linothungelwano lwezothutho lwangaphakathi oluphuhliswe kakuhle lweebhasi kunye noololiwe, okwenza kube lula ukuhambahamba. Uhambo lwamazwe ngamazwe lukwaququzelelwa zizikhululo zeenqwelo moya ezininzi ezinoqhagamshelo kwiindawo ezininzi zehlabathi.
– Imfundo: IPortugal inenkqubo yemfundo karhulumente enezikolo zabucala ezikwakhona (kubandakanywa nezikolo ezahlukeneyo zamazwe ngamazwe, kubandakanywa isiNgesi, isiJamani nesiFrentshi).
–Ukhathalelo lwempilo: IPortugal ibonelela ngeendlela zokhathalelo lwezempilo lukawonke-wonke kunye nolwabucala. Ukhathalelo lwempilo lukawonke-wonke lulungile, nangona kunjalo, ukhathalelo lwezempilo lwabucala lukwafumaneka ngokubanzi.
Swizalend
ikhaya?
Ubuncinci beentsuku ezifunekayo eSwitzerland ziintsuku ezingama-180.
nceda ushwankathele.
Umthetho wokurhafiswa kwesixa-mali uvumelene nogunyaziwe werhafu yecanton. Endaweni yokuhlawula irhafu kwi-inc kunye ne-asethi, isiseko serhafu sibalwa ngokweendleko zokuphila. Uthethathethwane nogunyaziwe werhafu.
-Ilizwe elingelona ilizwe laseSwitzerland okokuqala kweli lizwe okanye emva kokungabikho kweminyaka eyi-10
-Umsebenzi ongazuzi nto kwiSw. (kodwa ilungu leBOD lamkelwa kwaye lilawula ipotifoliyo yotyalo-mali yalo zombini zamkelwe). Ukuzuza umsebenzi ngaphandle kwe-Sw. yamkelwe.
-Ad eternam nje ukuba iimeko zizalisekile.
-Icanton nganye inomzuzu. Umda wesiseko serhafu. Iza kujongwa.
ukufudukela kwindawo yolawulo umntu angafakelwa isicelo kwaye zikhutshwa ngokukhawuleza kangakanani?
Ewe kwisatifikethi sokuhlala kwirhafu.
I-DTA iyasebenza kodwa eminye imimandla ibeka imiqathango (eFransi, eJamani, e-Itali, e-Austria, e-USA, eNorway, eKhanada, eBelgium). Ukujonga kwimeko yohlaziyo olutsha.
Faka isicelo ngokukhawuleza, ukuba kunokwenzeka nangaphambi kokuba ushukume okanye xa ushukuma.
Ewe (amazinga erhafu aqhelekileyo aphakathi kwama-20% ukuya kuma-30% ngokomgaqo).
Akukho Switzerland ayinayo iRhafu yeNgeniso eyiNkunzi yeNdawo.
Irhafu yelifa eSwitzerland ixhomekeke kwicanton.
Irhafu yengeniso okanye ilifa/irhafu yomnikelo ixhomekeke kwimeko.
Ngeenjongo zerhafu, iitrasti ziphathwa njengamaqumrhu angafihliyo eSwitzerland. Ngamafutshane: Apho indawo yokuhlala ingarhafiswa eSwitzerland, ii-asethi zetrasti azihlawuliswa irhafu eSwitzerland. Ngokufanayo kubaxhamli.
Izibonelelo zilinganiselwe xa indawo yokuhlala okanye abaxhamli bahlala eSwitzerland. Njengoko ulungiso ngokwalo alunaxabiso lerhafu kwaye lujongwa njengokujongwa, ingeniso kunye nee-asethi zetrasti zihlala zirhafiswa kwindawo yokuhlala. Ulwabiwo oluya kubaxhamli ngexesha lobomi bokuhlala lujongwa njengezipho ezivela kwindawo yokuhlala kwaye lunokubangela irhafu yesipho. Kwimeko yokufa kwabahlali, ilifa okanye irhafu yesipho imisiwe. Kuyenzeka, nangona kunjalo, ukufumana izigwebo zerhafu eziphambili kwiitrasti eSwitzerland. Oku kuthetha ukuba nabani na oceba ukufudukela eSwitzerland uyakwazi ukulungisa iitrasti ngaphambi kokufika kwabo njengenxalenye yokucwangcisa irhafu.
Iindlela ezimbini:
- Ukusebenza: imvume yokuhlala yaseSwitzerland inxulunyaniswe nemvume yokusebenza. Imvume yokusebenza icelwa ngumqeshi kulawulo lwaseSwitzerland kumqeshwa. Umqeshi kufuneka abonise imfuneko yokuba "umqeshwa ongeyena umhlali waseSwitzerland" aqeshwe. Ukuba umqeshwa yi-EU/EFTA/Schengen kulula. Ukuba umqeshwa akanguye, umqeshi kufuneka abonise ukuba abakwazanga ukufumana umsebenzi osekelwe eSchengen kumgangatho ofanayo wobuchule. Ngokusekwa kwe-Swiss Co okanye isebe laseSwitzerland linokubonelela ngethuba lokubonisa ukuba umqeshwa othile onokuthi unolwazi olungakumbi kunye nobuchule kwishishini kunye nequmrhu laseSwitzerland linokuthi "lula" lithethe imfuneko yokuqesha lo msebenzi othile. Kwiimeko ezifanelekileyo i-Dixcart inokubonelela ngomlawuli we-Swiss Co / isebe de imvume inikwe.
- Andisebenzi: Ukuba umntu wasemzini ufuna ukufudukela eSwitzerland kwaye angasebenzi, kufuneka abonise ukuba banemali eyaneleyo yokuhlala eSwitzerland kwaye bathathe i-inshurensi yezempilo kunye nengozi yaseSwitzerland. Abantu abangengabo abe-EU/EFTA abafuna ukufudukela eSwitzerland, kodwa bengaphangeli, bahlulwe ngokweendidi ezimbini zobudala. Kuxhomekeka ukuba loluphi udidi umntu awela kulo (ngaphezu kwama-55 okanye ngaphantsi kwama-55), iindlela ezithile kufuneka zifezekiswe.
Iminyaka eyi-10 yokuhlala.
Ewe, isabelo sixhomekeke kummandla.
Kulula kakhulu kuMhlali waseSwitzerland kunye nabaphambukeli abahlala ngaphandle kweSwitzerland kunye noTyalo-mali lwaBucala.
ISwitzerland ayikho kulo naluphi na uluhlu olungwevu okanye olumnyama
uhambo?
ISwitzerland yenye yezona ndawo zidumileyo zokuhlala emhlabeni kwaye inika abahlali bayo izibonelelo ezininzi ezintle Phila, Sebenza kwaye ujonge iSwitzerland.
Dibana no
Silapha ukukunceda ukuba uhambe ngeendlela ozikhethayo kwaye ufumane esona sisombululo silungiselelwe iimfuno zakho. Nceda ugcwalise ifom yombuzo, kwaye enye yeengcaphephe zethu iza kubuyela kuwe kungekudala.
