Ucwangciso lwaselunxwemeni lwaBantu abaPhezulu be-Intanethi abaPhezulu beSebenzisa iiNkqubo eziManyanisiweyo zoTyalo-mali losapho
Iinkampani zotyalo-mali losapho ziyaqhubeka nokubonakalisa ukuthandwa njengenye indlela yokuthembela kubutyebi, kwilifa nakwizicwangciso zokulandelelana.
Yintoni iNkampani yoTyalo-mali losapho?
Inkampani yotyalo-mali yosapho yinkampani esetyenziswa lusapho kubutyebi babo, kwilifa okanye ekucwangciseni ukulandelelana ezinokuthi zenze enye into ethembekileyo. Ukusetyenziswa kwabo kukhule kakhulu kule minyaka idlulileyo, ngakumbi kwiimeko apho kunzima ukuba abantu badlulise ixabiso kwi-trust ngaphandle kwetyala lerhafu kwangoko kodwa kukho umnqweno wokuqhubeka nolawulo okanye impembelelo kukhuseleko lobutyebi bosapho.
Izibonelelo zeNkampani yoTyalo-mali yoSapho ibandakanya;
- Ukuba umntu unemali ekhoyo ukuba ayigqithisele kwinkampani, ukugqithisela kwinkampani kuya kuba ngaphandle kwerhafu.
- Kwabasemagunyeni base-UK abalawulwa okanye abonwa njengabasemagunyeni ngekhe kubekhona ntlawulo kwangoko kwiRhafu yeLifa (IHT) kwisipho sezabelo esivela kulowo unikelayo siye komnye umntu njengoko oku kuthathwa njengodluliselo olunokuthi luxolelwe (PET). Akusayi kuphinda kubekho iimpembelelo ze-IHT kumnikeli ukuba basinda iminyaka esixhenxe emva komhla wesipho.
- Umnikeli usenokugcina into ethile yolawulo kwinkampani yokubonelela ngamanqaku ombutho ayilwe ngononophelo.
- Akukho sikhumbuzo seminyaka elishumi okanye intlawulo yokuphuma ye-IHT
- Zisebenza kakuhle irhafu yengeniso njengoko izabelo zifunyanwa simahla kwirhafu kwinkampani
- Abanini zabelo bahlawula irhafu kuphela ukuya kuthi ga kwinkampani isasaza umvuzo okanye ibonelele ngezibonelelo. Ukuba iinzuzo zigcinwa ngaphakathi kwinkampani ke, akukho rhafu iya kuhlawulwa, ngaphandle kwerhafu yombutho njengoko kufanelekile.
- Iintsapho zamanye amazwe ezenza utyalomali ngokuthe ngqo kwiinkampani zase-UK njengabantu abanoxanduva lokuhlawula iRhafu yeLifa lase-UK kwezi siteti ze-UK kwaye kuyacetyiswa ukuba babe ne-UK bayokujongana nezo asethi ekufeni kwabo. Ukwenza olo tyalomali ngenkampani yotyalo-mali yosapho engahlali e-UK isusa uxanduva kwirhafu yelifa lase-UK kwaye isuse isidingo sokuba nentando yase-UK.
- Imemorandam kunye namanqaku ombutho anokuhanjiswa kwiimfuno zosapho umzekelo ukuba neeklasi ezahlukileyo zezabelo ezinamalungelo ahlukeneyo kumalungu osapho ahlukeneyo ukuze ahambelane neemeko zawo kwaye ahlangane nobutyebi kunye neenjongo zokucwangcisa ngokulandelelana zabasunguli.
Iitrasti ngokuchasene neenkampani zoTyalo-mali losapho
Apha ngezantsi kukho uthelekiso lweempawu eziphambili kunye nezibonelelo ebantwini, ucinga ukuba umntu akabikho ngokwenyani okanye uthathwa njenge-UK elawulwa.
| ithemba | Inkampani yoTyalo-mali yoSapho | |
| Ngubani olawulayo? | Ilawulwa ziitrasti. | Ilawulwa ngabalawuli. |
| Ngubani oncedayo? | Ixabiso lengxowa-mali yenzelwe abaxhamli. | Ixabiso leziko lelabanini zabelo. |
| Ukuba bhetyebhetye malunga neentlawulo? | Ngokwesiqhelo, i-trust iya kuba kukukhetha, ukuze ii-trustee zibe nokubona malunga nokuba zeziphi iintlawulo ezenziwayo kubaxhamli. | Abanini zabelo banezabelo, ezinokuba ziindidi ezahlukeneyo kwaye ezinokuvumela ukuba izabelo zihlawulwe kubanini zabelo. Kunzima ukutshintsha umdla emva kokuqalwa ngaphandle kweziphumo zerhafu kwaye, ngenxa yoko, umdla onxulumene nomnini zabelo ngamnye unokuthathwa njengongaguquguqukiyo kunetrasti. |
| Ngaba unokuyiqokelela ingeniso kunye neenzuzo? | Umrhumo uyahlawulwa xa izixa zisasazwa kubahlali abahlala e-UK, bahlawuliswa irhafu yengeniso ukuya kuthi ga apho kukho ingeniso eqokelelweyo kulwakhiwo kunye nerhafu yokufumana imali ukuba kukho iinzuzo ulwakhiwo. | Inkampani yotyalo-mali yosapho inokuqengqa umvuzo kunye neenzuzo, nangona kunjalo, ukuya kuthi ga kwinqanaba lomntu oseke inkampani usenomdla, irhafu yengeniso iya kuhlawulwa ngokuvela. Kuyenzeka ukuba inkampani ibandakanywe kunxweme kunye nabalawuli base-UK. Oku kuyakonyusa uxanduva lokuhlawula irhafu kwinqanaba lenkampani kodwa ke kungabikho rhafu kwinqanaba labanini zabelo de imali ihanjiswe ivela kwinkampani. |
| Imithetho ikhona? | Kude kusekwe umthetho wezomthetho kumthetho wosapho kunye neemeko zobungqina. Indawo iyaqhubeka nokuvela. | Umthetho wenkampani uzinziswe kakuhle. |
| Ulawulwa ngu? | Zilawulwa ngetayitile yencwadi kunye neleta yeminqweno, omabini amaxesha ngamaxesha ingamaxwebhu abucala. | Ilawulwa ngamanqaku kunye nesivumelwano sabanini zabelo. Amanqaku enkampani, kulawulo oluninzi, luxwebhu loluntu kwaye ke nayiphi na imicimbi enobuzaza iya kuthi ibandakanywe kwisivumelwano sabanini zabelo. |
| Iimfuno zobhaliso? | Kukho imfuneko kuyo nayiphi na itrasti enesibophelelo serhafu sase-UK / uxanduva lokubandakanywa kwirejista yobunini benzuzo yetrasti. Le rejista yabucala igcinwa yi-HM Revenue & Customs e-UK. | Izabelo kwiinkampani zaseGuernsey zibandakanyiwe kwirejista yobunini obuzuzisayo obugcinwa yiRegistry yeenkampani zaseGuernsey. Ngokungafaniyo nabantu base-UK abanerejista ebalulekileyo yolawulo, le yirejista yabucala. |
| Irhafu eGuernsey? | Akukho rhafu eGuernsey kwingeniso okanye kwinzuzo. | Akukho rhafu eGuernsey kwingeniso okanye kwinzuzo. |
Kutheni usebenzisa iNkampani yeGuernsey?
Inkampani iya kuhlawula irhafu kwinqanaba le-0% kuyo nayiphi na inzuzo eyenzayo.
Ngaphandle kokuba inkampani ibandakanyiwe elunxwemeni kwaye irejista yamalungu igcinwe, njengoko kufuneka njalo, nonxweme kunokwenzeka ukugcina imeko yepropathi ye-IHT (ngaphandle kwepropathi yase-UK).
Izabelo kwinkampani aziyonto ye-situs yase-UK. Ukuba inkampani yinkampani yabucala yaseGuernsey, ayifuni ukufaka iiakhawunti. Ngelixa kukho irejista yobunini obunenzuzo beenkampani eGuernsey, le yabucala kwaye ayinakukhangelwa luluntu.
Ngokwahlukileyo, inkampani yase-UK iya kufaka iifayile kwiirekhodi zikawonke-wonke, kwaye abalawuli kunye nabanini zabelo baya kudweliswa kwiNkampani yeNdlu, iwebhusayithi ekhangelwa simahla, abaninizabelo abanempahla ye-situs yase-UK nokuba bahlala phi na emhlabeni.
Iinkcukacha ezongezelelweyo
Ukuba ufuna ulwazi olongezelelweyo kwesi sihloko, nceda uqhagamshelane nomcebisi wakho wesiqhelo weDixcart okanye uthethe noSteven de Jersey kwiofisi yaseGuernsey: ingcebiso.guernsey@dixcart.com.
