ISikhokelo seRhafu esiSebenzayo kwiLifa kunye neZizipho ezifunyenwe ePortugal

Ukucwangciswa kwezindlu kuyadingeka, njengoko uBenjamin Franklin uya kuvumelana nesicatshulwa sakhe 'Akukho nto iqinisekileyo ngaphandle kokufa kunye neerhafu'.

I-Portugal, ngokungafaniyo namanye amazwe, ayinayo irhafu yelifa, kodwa isebenzisa irhafu yesitampu ebizwa ngokuba 'yiNxalo yeSitampu' esebenza kugqithiselo lwempahla xa umntu efile okanye umntu wanikela ubomi bonke.

Zeziphi iimpembelelo zokulandelana ezikhoyo ePortugal?

Umthetho wobundlalifa ePortugal usebenza ngenkani ubundlalifa – nto leyo ethetha ukuba inxalenye emiselweyo yelifa lakho, oko kukuthi, ii-asethi zehlabathi jikelele, ziya kudlula ngokuzenzekelayo kusapho oluthe ngqo. Ngenxa yoko, iqabane lakho, abantwana (bebhayoloji nabamkelweyo), kunye nabanyukayo ngokuthe ngqo (abazali nootatomkhulu noomakhulu) bafumana inxalenye yelifa lakho ngaphandle kokuba kuchazwe ngenye indlela.

Ukuba yinjongo yakho ukuseka amalungiselelo athile okuthintela lo mgaqo, oku kunokwenziwa ngokuqulunqwa komyolelo ePortugal.

Qaphela amaqabane angatshatanga (ngaphandle kokuba ahlalisana iminyaka emibini ubuncinci kwaye awazise ngokusesikweni abasemagunyeni bamaPhuthukezi omanyano) kunye nabantwana bomtshato (ngaphandle kokuba bamkelwe ngokusemthethweni), abajongwa njengentsapho esondeleyo - kwaye ke abayi kufumana inxalenye yelifa lakho.

Isebenza Njani i-Succession kubemi bamazwe angaphandle?

Ngokommiselo wokulandelelana kwe-EU iBrussels IV, umthetho wendawo yakho yokuhlala udla ngokusebenza kwilifa lakho ngokungagqibekanga. Nangona kunjalo, njengommi welizwe langaphandle, ungakhetha umthetho wobuzwe bakho ukuba uwufake endaweni yoko, unokubeka ngaphezulu kwemithetho yobundlalifa enyanzeliswe ngamaPhuthukezi.

Olu khetho kufuneka luchazwe ngokucacileyo kumyolelo wakho okanye kwisibhengezo esahlukileyo esenziwe ngexesha lobomi bakho.

Ngubani ophantsi koMsebenzi weSitampu?

Umyinge werhafu jikelele ePortugal yi-10%, esebenzayo kubaxhamli belifa okanye abamkeli bezipho. Nangona kunjalo, kukho ukukhululwa okuthile kumalungu osapho olusondeleyo, kubandakanywa:

  • Umlingane okanye iqabane lasekuhlaleni: Akukho rhafu ihlawulwayo kwilifa leqabane okanye iqabane lasekuhlaleni.
  • Abantwana, abazukulwana kunye nabantwana abamkelekileyo: Akukho rhafu ihlawulwayo kwilifa elivela kubazali, ootatomkhulu noomakhulu, okanye kubazali abamkelwe njengowabo.
  • Abazali nootatomkhulu: Akukho rhafu ihlawulwayo kwilifa labantwana okanye abazukulwana.

Ii-asethi eziphantsi koMsebenzi weSitampu

Uxanduva Lwesitampu lusebenza kunikezelo lwazo zonke ii-asethi ezibekwe ePortugal, kungakhathaliseki ukuba lo mntu uswelekileyo uhlala phi, okanye umntu ofumana ilifa uhlala phi. Oku kuquka:

  • Izindlu ezithengiswayo: Iipropati, kuquka amakhaya, amagumbi, kunye nomhlaba.
  • Ii-asethi ezinokususwa: Izinto zobuqu, izithuthi, izikhephe, imizobo, kunye nezabelo.
  • Iiakhawunti zebhanki: Iiakhawunti zogcino, iiakhawunti zokujonga, kunye neeakhawunti zotyalo-mali.
  • Izinto ezinomdla kwishishini: Ubunini buxhomekeke kwiinkampani okanye amashishini asebenza ePortugal.
  • Cryptocurrency
  • I-intellectual property

Nangona ukufumana njengelifa i-asethi kunokuba yingenelo, kubalulekile ukukhumbula ukuba isenokuza netyala elingekahlawulwa ekufuneka lihlawulwe.

Ukubala uMsebenzi weSitampu

Ukubala uMrhumo weSitampu ohlawulwayo, ixabiso elirhafiswayo lelifa okanye lesipho liyamiselwa. Ixabiso elirhafiswayo lixabiso lemarike lee-asethi ngexesha lokufa okanye isipho, okanye kwimeko yeepropati ezisekelwe ePortugal, ixabiso elihlawulelwayo lixabiso le-asethi ebhaliswe ngenjongo yerhafu. Ukuba ipropati ililifa/isiphiwe kumlingane okanye iqabane lasekuhlaleni kwaye ibiyeyakho ngexesha lomtshato okanye ukuhlalisana, ixabiso elirhafiswayo kwabelwana ngalo ngokulinganayo.

Nje ukuba ixabiso elirhafiswayo limiselwe, irhafu ye-10% iyasetyenziswa. Ityala lokugqibela lerhafu libalwa ngokusekelwe kwii-asethi ezifunyenwe ngumxhamli ngamnye.

Ukukhululwa okunokubakho kunye noncedo

Ngaphandle kokukhululwa kumalungu osapho olusondeleyo, kukho ukukhululwa okongeziweyo kunye neziqabu ezinokunciphisa okanye ziphelise ubutyala beSitampu.

Ezi ziquka:

  • Izicelo kwimibutho yesisa: Iminikelo eya kumaziko esisa avunyiweyo ayihlawuli rhafu.
  • Utshintshelo kubaxhamli abakhubazekileyo: Amafa afunyenwe ngabantu abaxhomekeke kuwe okanye abakhubazeke kakhulu banokufanelekela ukuncitshiswa kwirhafu.

Amaxwebhu, uNgeniso kunye neMida ebekiweyo

EPortugal, nokuba ufumana isipho esikhululwe okanye ilifa, kusafuneka wenze isingeniso kwabasemagunyeni berhafu. La maxwebhu alandelayo anemihla emiselweyo ayasebenza:

  • Ilifa: Ifomu yoMfanekiso 1 kufuneka ingeniswe ekupheleni kwenyanga yesithathu emva kokufa.
  • Isipho: Ifomu yoMfanekiso 1 kufuneka ingeniswe kwisithuba seentsuku ezingama-30 zomhla owamkelwa ngawo isipho.

Intlawulo kunye nomhla omiselweyo woMsebenzi weSitampu

Umthwalo wesitampu kufuneka uhlawulwe, ngumntu ofumana ilifa okanye isipho, kwisithuba seenyanga ezimbini zesaziso sokufa kwaye kwimeko yokufumana isipho, ekupheleni kwenyanga elandelayo. Qaphela ukuba ubunini be-asethi abunakugqithiselwa de kuhlawulwe irhafu-ukongeza, awukwazi ukuthengisa i-asethi ukuhlawula irhafu.

Ukwabiwa kwezindlu kunye nesiKhokelo kwiRhafu

Unokuba nentando enye “ehlabathini lonke” yokugubungela impahla yakho kuwo onke amagunya, kodwa akucebisekanga. Ukuba une-asethi ebalulekileyo kwiindawo ezininzi zolawulo, kuya kufuneka uqwalasele imiyolelo eyahlukileyo ukulungiselela indawo nganye.

Kwabo banempahla ePortugal, bayacetyiswa ukuba babe nomyolelo ePortugal.

Finyelela Ngoku ukuze ufumane ulwazi oluninzi

Ukuhamba ngemiba yerhafu yelifa ePortugal kunokuba nzima, ngakumbi kubantu abangengabo abahlali okanye abo baneemeko ezinzima zelifa.

Ukufuna isikhokelo sobuchule kunokubonelela ngoncedo olulolwakho, uvavanyo olukrelekrele lwemeko yelifa, kunye nokunceda ukunciphisa okanye ukwandisa amatyala.

Fikelela kwi Dixcart Portugal ulwazi olungakumbi ingcebiso.portugal@dixcart.com.

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