SIGI '-Uhlobo olutsha lweNkampani yokuThengisa izindlu yasePortugal kunye neziBonelelo zayo

imvelaphi

Inzala yamva nje evela kuluntu lwezezimali kunye noluntu lotyalo-mali kwizakhiwo zasePortugal ziye zakhuthaza uRhulumente wasePortugal ukuba azise isithuthi esitsha sotyalo mali, esizinikezele ngokukodwa kutyalo mali.

Yaziswa ngoFebruwari 2019, 'iSociedades de Investmento e Gestao Imobiliaria', ('SIGI') yazisa ngenani lezinto ezinxulunyaniswa neTrasti yoTyalo mali.

I-SIGI luhlobo olutsha lwenkampani ethengisa izindlu nomhlaba eyilelwe ukufumana kunye / okanye ukulawula, ukuthengisa okanye ukuhlala, iipropathi ezikwimakethi yokurenta.

Isakhelo serhafu sibonisa esinye isithuthi sotyalo-mali, i-'OIC - Organismos de Investimento Colectivo ', kunye nezibonelelo zerhafu ezifanelekileyo kwezi ziyasebenza nakwii-SIGI's, kwaye zilawulwa yiKhowudi yeNkampani yasePortugal.

Umrhumo oLungileyo weRhafu

Uncedo oluphambili lwe-SIGI sisakhelo sayo serhafu.

Injongo kukutsala abatyali mali abancinci kunye nokubanika isiqinisekiso sokuba, ukuba nje kukho iinzuzo eziza kwabiwa, baya kuxhamla kubo. Umthetho ke ngoko uthi, kwiinyanga ezili-9 emva kokuphela konyaka werhafu, i-SIGI kufuneka ihlawule, njengesahlulo:

  • I-90% yenzuzo evela; izahlulo, ingeniso eveliswe zizabelo zayo, okanye ingeniso eveliswe zezinye izabelo okanye iiyunithi (xa i-SIGI inezabelo zezinye ii-SIGI, okanye iiyunithi kwingxowa-mali yotyalo-mali);
  • Iipesenti ezingama-75 zenzuzo eveliswe ngokuthe ngqo kukuthengiswa kwezindlu;
  • Ukongeza, ubuncinci, i-75% yenzuzo iyonke ebangelwe kukuthengiswa kweeasethi phantsi kolawulo lwe-SIGI, kufuneka iphinde iphinde ityalwe. Olu tyalo mali kufuneka lwenziwe kwezinye iiasethi, kwisithuba seminyaka emi-3.

Ukungaphumeleli ukuthobela naziphi na ezi mfuno zingasentla kuya kukhokelela ekubeni imeko ye-SIGI irhoxiswe, ubuncinci iminyaka emi-3.

Irhafu yomdibaniso, esebenzayo kwinzuzo ye-SIGI, ikwinqanaba le-21%.

Nangona kunjalo, ekubaleni inzuzo iyonke, le mithombo yengeniso ayifakwanga:

  • Inzuzo eyinkunzi;
  • Ingeniso evela kwizindlu nomhlaba (kubandakanya umvuzo werhafu);
  • Ingeniso evela kwi-capital.

Oku kukhululwa akufumaneki, ukuba umthombo wengeniso lilizwe elithathwa njengendawo yokuhlawula irhafu yiPortugal.

Ngokunxulumene nokubamba irhafu:

  • Ukuba umtyali-mali ungumntu werhafu ohlala ePortugal, ukubamba irhafu kwinqanaba lama-28% kuyasebenza, xa kuhlawulwa izabelo;
  • Ukuba umtyali-mali ngumntu ongahlali kwirhafu ePortugal, iirhafu zokubamba ziyi-10%;
  • Ukuba izabelo zihlawulwe kwinkampani yasePortugal, irhafu ebanjiweyo yi-25%;
  • Apho izabelo zihlawulwe kwinkampani, uxolelo lwenxaxheba lunokusebenza, kwaye, kwimeko apho, akuyi kubakho rhafu yokubamba.

Criteria

I-SIGI kufuneka ithobele le mithetho ilandelayo:

  1. Ibhaliswe njengenkampani yesitokhwe ("iSociedades Anónimas");
  2. Chonga umphicothi zincwadi wangaphandle kunye nekomiti yangaphakathi yerhafu;
  3. Sebenzisa Igatya leeNjongo elichaziweyo;
  4. Unesabelo esincinci esabelwe i-5,000,000, emelwe kwizabelo eziqhelekileyo (akunakwenzeka ukuba neeklasi ezahlukeneyo zezabelo);
  5. Thobela imida ethile enxulumene namatyala kunye nokwenziwa kweeasethi;
  6. Bandakanya ukubhekisa kwi "SIGI" okanye "Sociedades de Investment e Gestao Imobiliaria" egameni labo;
  7. Izabelo kufuneka zibekhona ukuze zithengise kwimarike yemasheya okanye kwiNkqubo yeMultilateral ePortugal okanye kwelinye iLungu leLungu le-EU (i-Euronext Access okanye iAlternext, iPortugal).
  8. Ukubonelela ngamathuba ongezelelweyo kubatyali mali abancinci, ubuncinci i-20% yezabelo kufuneka zibanjwe ngabatyali mali, nganye ibambe ngaphantsi kwe-2% yamalungelo okuvota.

Zonke ii-asethi ezifunyenwe yi-SIGI kufuneka zigcinwe ubuncinci iminyaka emi-3 kwaye umlinganiso wetyala (ityala liquka: ityala lezabelo ngaphandle kwesabelo, kunye netyala lebhanki) alinakuba ngaphezulu kwe-60% yexabiso elipheleleyo leeasethi zenkampani, nangaliphi na ixesha.

Umhlaba ofunyenwe ngenjongo yokwakha kufuneka uchongwe njengepropathi yedolophu okanye njengeeyunithi ezizimeleyo, kwisithuba seminyaka emi-3 yomhla wokufunyanwa.

Ii-OIC's (iOrganismos de Investimento Colectivo) kunye neenkampani zesitokhwe zinokuguqulwa zibe zii-SIGI's.

Iinkcukacha ezongezelelweyo

Ukuba ungathanda ulwazi olongezelelweyo malunga neeSIGI zesiPhuthukezi kunye nezibonelelo zabo ezinokubakho, nceda uqhagamshelane neofisi yeDixcart ePortugal: ingcebiso.portugal@dixcart.com. Kungenjalo, nceda uthethe kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.

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