SIGI '-Uhlobo olutsha lweNkampani yokuThengisa izindlu yasePortugal kunye neziBonelelo zayo
imvelaphi
Inzala yamva nje evela kuluntu lwezezimali kunye noluntu lotyalo-mali kwizakhiwo zasePortugal ziye zakhuthaza uRhulumente wasePortugal ukuba azise isithuthi esitsha sotyalo mali, esizinikezele ngokukodwa kutyalo mali.
Yaziswa ngoFebruwari 2019, 'iSociedades de Investmento e Gestao Imobiliaria', ('SIGI') yazisa ngenani lezinto ezinxulunyaniswa neTrasti yoTyalo mali.
I-SIGI luhlobo olutsha lwenkampani ethengisa izindlu nomhlaba eyilelwe ukufumana kunye / okanye ukulawula, ukuthengisa okanye ukuhlala, iipropathi ezikwimakethi yokurenta.
Isakhelo serhafu sibonisa esinye isithuthi sotyalo-mali, i-'OIC - Organismos de Investimento Colectivo ', kunye nezibonelelo zerhafu ezifanelekileyo kwezi ziyasebenza nakwii-SIGI's, kwaye zilawulwa yiKhowudi yeNkampani yasePortugal.
Umrhumo oLungileyo weRhafu
Uncedo oluphambili lwe-SIGI sisakhelo sayo serhafu.
Injongo kukutsala abatyali mali abancinci kunye nokubanika isiqinisekiso sokuba, ukuba nje kukho iinzuzo eziza kwabiwa, baya kuxhamla kubo. Umthetho ke ngoko uthi, kwiinyanga ezili-9 emva kokuphela konyaka werhafu, i-SIGI kufuneka ihlawule, njengesahlulo:
- I-90% yenzuzo evela; izahlulo, ingeniso eveliswe zizabelo zayo, okanye ingeniso eveliswe zezinye izabelo okanye iiyunithi (xa i-SIGI inezabelo zezinye ii-SIGI, okanye iiyunithi kwingxowa-mali yotyalo-mali);
- Iipesenti ezingama-75 zenzuzo eveliswe ngokuthe ngqo kukuthengiswa kwezindlu;
- Ukongeza, ubuncinci, i-75% yenzuzo iyonke ebangelwe kukuthengiswa kweeasethi phantsi kolawulo lwe-SIGI, kufuneka iphinde iphinde ityalwe. Olu tyalo mali kufuneka lwenziwe kwezinye iiasethi, kwisithuba seminyaka emi-3.
Ukungaphumeleli ukuthobela naziphi na ezi mfuno zingasentla kuya kukhokelela ekubeni imeko ye-SIGI irhoxiswe, ubuncinci iminyaka emi-3.
Irhafu yomdibaniso, esebenzayo kwinzuzo ye-SIGI, ikwinqanaba le-21%.
Nangona kunjalo, ekubaleni inzuzo iyonke, le mithombo yengeniso ayifakwanga:
- Inzuzo eyinkunzi;
- Ingeniso evela kwizindlu nomhlaba (kubandakanya umvuzo werhafu);
- Ingeniso evela kwi-capital.
Oku kukhululwa akufumaneki, ukuba umthombo wengeniso lilizwe elithathwa njengendawo yokuhlawula irhafu yiPortugal.
Ngokunxulumene nokubamba irhafu:
- Ukuba umtyali-mali ungumntu werhafu ohlala ePortugal, ukubamba irhafu kwinqanaba lama-28% kuyasebenza, xa kuhlawulwa izabelo;
- Ukuba umtyali-mali ngumntu ongahlali kwirhafu ePortugal, iirhafu zokubamba ziyi-10%;
- Ukuba izabelo zihlawulwe kwinkampani yasePortugal, irhafu ebanjiweyo yi-25%;
- Apho izabelo zihlawulwe kwinkampani, uxolelo lwenxaxheba lunokusebenza, kwaye, kwimeko apho, akuyi kubakho rhafu yokubamba.
Criteria
I-SIGI kufuneka ithobele le mithetho ilandelayo:
- Ibhaliswe njengenkampani yesitokhwe ("iSociedades Anónimas");
- Chonga umphicothi zincwadi wangaphandle kunye nekomiti yangaphakathi yerhafu;
- Sebenzisa Igatya leeNjongo elichaziweyo;
- Unesabelo esincinci esabelwe i-5,000,000, emelwe kwizabelo eziqhelekileyo (akunakwenzeka ukuba neeklasi ezahlukeneyo zezabelo);
- Thobela imida ethile enxulumene namatyala kunye nokwenziwa kweeasethi;
- Bandakanya ukubhekisa kwi "SIGI" okanye "Sociedades de Investment e Gestao Imobiliaria" egameni labo;
- Izabelo kufuneka zibekhona ukuze zithengise kwimarike yemasheya okanye kwiNkqubo yeMultilateral ePortugal okanye kwelinye iLungu leLungu le-EU (i-Euronext Access okanye iAlternext, iPortugal).
- Ukubonelela ngamathuba ongezelelweyo kubatyali mali abancinci, ubuncinci i-20% yezabelo kufuneka zibanjwe ngabatyali mali, nganye ibambe ngaphantsi kwe-2% yamalungelo okuvota.
Zonke ii-asethi ezifunyenwe yi-SIGI kufuneka zigcinwe ubuncinci iminyaka emi-3 kwaye umlinganiso wetyala (ityala liquka: ityala lezabelo ngaphandle kwesabelo, kunye netyala lebhanki) alinakuba ngaphezulu kwe-60% yexabiso elipheleleyo leeasethi zenkampani, nangaliphi na ixesha.
Umhlaba ofunyenwe ngenjongo yokwakha kufuneka uchongwe njengepropathi yedolophu okanye njengeeyunithi ezizimeleyo, kwisithuba seminyaka emi-3 yomhla wokufunyanwa.
Ii-OIC's (iOrganismos de Investimento Colectivo) kunye neenkampani zesitokhwe zinokuguqulwa zibe zii-SIGI's.
Iinkcukacha ezongezelelweyo
Ukuba ungathanda ulwazi olongezelelweyo malunga neeSIGI zesiPhuthukezi kunye nezibonelelo zabo ezinokubakho, nceda uqhagamshelane neofisi yeDixcart ePortugal: ingcebiso.portugal@dixcart.com. Kungenjalo, nceda uthethe kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.


