Ukuhlala Phambi Kwegophe: Isicwangciso saseMalta sokuqinisa ngakumbi ukubonelela ngeeNkonzo zezeMali
Icandelo leenkonzo zezemali liye laba yintsika yoqoqosho lwaseMalta iminyaka engaphezu kwe-30 kwaye ivumele iMalta ukuba izimise njengeziko lezemali elihloniphekileyo lamazwe ngamazwe.
Eli shishini likhule nge-avareji ye-8.3% ukususela ngowama-2010 kwaye kungoku nje likwindawo yesithandathu ngobukhulu kwezoqoqosho kweli lizwe, linegalelo kwi-9.1% ye-Gross Value Added. Uqoqosho lwaseMalta luhluke kakuhle, kwaye uqikelelo lwayo lokukhula lolona luphezulu kwi-European Union, ibe lilizwe laseYurophu kuphela elinokukhula okulindelekileyo ngaphezu kwe-4% kuzo zombini i-2024 kunye ne-2025.
Enye yezinto ezihlukileyo zeMalta ibisoloko iyinto entsha, ngakumbi inguqulelo yomthetho. Ulawulo lolawulo luye lwalawula ngokuqhubekayo ukukwazi ukujolisa kwiimarike ezithile, ukudibanisa i-agility kunye nesikhokelo solawulo esomeleleyo.
Le ndlela, yenziwe ngokugqibeleleyo umsebenzi ongaguqukiyo, uqinisekisa ukuba umthetho uhlala uhambelana neemveliso ezintsha ezifumaneka kwindawo ekhawulezayo kakhulu, eqhutywa bubuchwepheshe. Oku kugcina iMalta ihamba phambili kwizinto ezintsha kwindawo yeenkonzo zemali.
Isicwangciso esenziwe lushishino kwaye sixhaswa ngokupheleleyo nguRhulumente
Ngokuhambelana nalo moya, ngomhla wama-29 kweyoKwindla yowama-2023, iBhunga leeNgcebiso ngeeNkonzo zezeMali zaseMalta lanikezela ngeSicwangciso-qhinga saseMalta seeNkonzo zezeMali kwiminyaka eli-10 ezayo. Olu xwebhu lubonisa ngaphezu kwamanyathelo e-170 ukuba aphunyezwe ukwenzela ukuba iMalta igcine kwaye iqinise ngakumbi isikhundla sayo njengeziko lezezimali lamazwe ngamazwe. Ngaphezulu kweengcali ze-100 eziye zanegalelo ekuyilweni koxwebhu, olwaqinisekiswa ngurhulumente, onendima enkulu ekudaleni iimeko ezivumela ukuba ishishini leenkonzo zezimali liqhubeke liphumelela kwixesha elizayo.
Umbono wexesha elide weMalta njengolawulo kufuneka "uqatshelwe njengolawulo olukhuphisanayo, olukhuselekileyo noluthembekileyo lweenkonzo zemali". Oku kufuneka kuphunyezwe ngokudibanisa izinto ezintsha, iziseko eziluqilima zeteknoloji kunye nesikhokelo esithambileyo, kodwa esomeleleyo nesihambelanayo solawulo.
Esi sicwangciso-qhinga sichonga abaqhubi abaphambili bokuxhasa umbono, kunye nezinto eziphambili ezintandathu ezixhasa umsebenzi ngamnye kwaye zicandeke kumacandelo, kuba ziya kusetyenziswa kwiphulo ngalinye kwangama-175 achongwe kuxwebhu.
Ezintandathu eziphambili zezi:
- Ulawulo olulula
- Iintlawulo ezisemgangathweni
- Hlanganisa ubuwena
- Irhafu yenziwe yangoku
- Uhlengahlengiso lomthetho wezezimali
- Yakha italente
Izixhobo ezine zokuphucula ukhuphiswano
Esi sicwangciso-qhinga sikwachonga amanyathelo amane enguqu ukuze atshintshe kakhulu kwaye avelise izinto ezintsha ngendlela icandelo leenkonzo zezimali elisebenza ngayo kulawulo. Zezi:
- Ulawulo lwesazisi olusembindini
- Iziseko zoncedo zeDigital Payments hub
- Ukuhlanganiswa kwenkqubo yokulawula kunye nokufakwa kwidijithali
- Uhlaziyo lomthetho kunye nokulungelelanisa
The ulawulo lwesazisi olusembindini / iphothali yokukhuthala ngundoqo ekunciphiseni i-bureaucracy kunye nokukhawulezisa iinkqubo zokunyameka ngokusungulwa kweqonga ledijithali elibekwe kwindawo enye, elisemgangathweni kwaye lisetyenziswe ngawo onke amaqela. Injongo yalo mgaqo kukukhuthaza umthetho-siseko osebenza kube kanye kuphela, okuthetha ukuba abantu kunye neenkampani ziya kufuna kuphela ukunika ulwazi okanye amaxwebhu athile kwabasemagunyeni abafanelekileyo kube kanye, ekugqibeleni kuphuculwe ukusebenza kakuhle, ukucuthwa kweendleko, kwaye kukhokelele ekubekweni emgangathweni. Amaqumrhu abucala afana neebhanki, amagqwetha, nabagcini-mali baya kuba nokugunyazisa ukufikelela kumaxwebhu aqinisekisiweyo, ngokuxhomekeke kwimvume yomntu ngamnye.
Iintlawulo zibalulekile kuyo yonke inkqubo yezemali, ngoko ke ibe nelizwe Iintlawulo zedijithali hub yeziseko ezingundoqo iya kukhokelela kwinkqubo yanamhlanje, esebenziseka lula evumela ukhuseleko, imali eninzi, iintlawulo ezikhawulezileyo kumntu ngamnye kunye namaqumrhu. Iziseko ezingundoqo kufuneka zixhaswe bubuchwephesha bemeko yokuqinisekisa amava afanelekileyo omsebenzisi kwaye, kwangaxeshanye, igcina amanqanaba aphezulu emigangatho ye-AML/CFT ngokusebenzisa izakhono ezakhelwe ngaphakathi ezifana, kodwa zingaphelelanga apho, iNtengiselwano eSolisayo. Ingxelo.
The ukudibanisa kunye nokufakwa kwidijithali kwenkqubo yokulawula kuya kuba yimfuneko ukujongana nemiqobo ye-bureaucracy enokuthintela ukungena koTyalo-mali oluNgqo lwaNgaphandle, imisebenzi yabasebenzi basekhaya kunye nabalawuli ngokwabo. Nakule meko, injongo kukulungelelanisa iinkqubo ngeli lixa kugcinwe ulawulo olungqongqo olufuneka igunya lokuqinisa indawo yalo kwimeko yamazwe ngamazwe.
Le misebenzi ikhankanywe apha ngasentla kufuneka incediswe ngu a inkqubo yomthetho esebenza ngexesha elifanelekileyo kwaye inezixhobo ezaneleyo zokuqinisekisa impumelelo kunye nobuchule xa ujongene nolwaphulo-mthetho lwezemali olufana nokuthutyeleziswa kwemali, ubuqhophololo kunye nokuphepha irhafu. Esi sicwangciso-qhinga sicebisa ukusekwa koMbutho wokuHlaziywa koMthetho weeNkonzo zeZimali ukuze uphonononge kwaye ucebise izilungiso zomthetho ezijongana nokuphucula ubuthathaka obukhoyo.
Indima ebalulekileyo yecandelo likarhulumente ekuphunyezweni kwesicwangciso siqinisekiswa kwakhona xa uxwebhu luchonga abadlali abajongene nokuqhutywa kwemisebenzi emine yenguqu, eyona nto ingamaziko oluntu afana namasebe karhulumente, iBhanki Ephakathi yaseMalta, iMalta Business. Indawo yoBhaliso, iGunya leeNkonzo zezeMali zaseMalta, iYunithi yoHlalutyo loBukrelekrele bezeMali kunye noMkomishinala weNgeniso. Bonke abadlali sele beqalisile ukuphunyezwa kwaye oku kugxininisa, kwakhona, ukuzinikela kukarhulumente ekuxhaseni ishishini ngokusekwe kwizalathisi ezibonelelwe lishishini ngokwalo kwaye zibandakanywe kwisicwangciso.
Ukubeka iliso kuphuhliso lwamazwe ngamazwe
Imingeni ekufuneka kujongwene nayo ayihambelani kuphela nemiba yangaphakathi kunye neenkqubo. Kukho ezinye izinto, ezibangelwa kwiindlela zamazwe ngamazwe, ezichaphazela onke amazwe, kwaye ngoko ke igunya ngalinye lifuna ukujongana nazo ngokwembono yasekhaya, kodwa kugcinwe engqondweni ubume babo bomda. Imiba emibini ebalulekileyo yirhafu kunye netalente.
Rhafu iya kuhlala ingenye yezinto eziphambili ezithathelwa ingqalelo kwizigqibo zoshishino. URhulumente sele eqinisekisile, ngezihlandlo ezininzi, ukuba inkqubo yenkampani ayiyi kuguqulwa kakhulu kwaye ngoko ke inkqubo yerhafu yaseMalta iya kuhamba ngohlaziyo oluthile ukuze ihlale ihambelana nophuhliso lwamazwe ngamazwe kodwa iya kugcina izinto ezikhangayo ukuba zikhuphisane ngokusemandleni.
Ngokuphathelele kwi ukufumaneka kwetalente, abaninzi banokuthi iMalta ixhoba lempumelelo yayo: iminyaka yokukhula koqoqosho, idityaniswe nenani elincinane labantu, igxininise imfuneko yokuba iMalta ithembele kwitalente yangaphandle ukuxhasa ukukhula koqoqosho. Ilizwe lisendleleni yokwenza lula inkqubo yokufaka izicelo zemvume yokusebenza kunye nokwenza lula iinkqubo zabafaki-zicelo zokuza neentsapho zabo ezisondeleyo. Iinkqubo ezicacileyo nezikhawulezayo ziya kwenza ilizwe libe nomtsalane ngakumbi kubantu bangaphandle. Ngokunxuseneyo, imigaqo-nkqubo yexesha elide okwangoku ifundelwa ukunyusa izakhono eMalta njengabantu abaninzi kangangoko kunokwenzeka ngezifundo ezikhethekileyo kunye neenkqubo, eziya kubonelelwa kungekuphela nje yiYunivesithi yaseMalta kodwa nangamaqumrhu omsebenzi kunye nemibutho enxulumeneyo.
Ukuphunyezwa kwesicwangciso linyathelo elibalulekileyo lokugcina umnikelo okhuphisanayo kwinqanaba lamazwe ngamazwe, kodwa ukusebenza kwayo okuphezulu kuya kufikelela kuphela ngonxibelelwano olusebenzayo ngaphandle kweMalta, ekubeni abatyali-mali kufuneka baxelelwe malunga nemigudu ebalulekileyo eyenziwa ngulawulo. ukwandisa umnikelo wayo.
isiphelo
Ukuhlala ukhuphisana kunye nokuhambelana nophuhliso olwahlukeneyo olukhoyo ngoku kubalulekile ukuvumela ishishini ukuba liqhubeke likhula, kwaye iMalta inesicwangciso esiqinileyo sokuqhubeka nokubonelela ngezisombululo ezigqwesileyo kwishishini leenkonzo zemali kwiminyaka ezayo.
Dixcart eMalta
I-ofisi ye-Dixcart eMalta inobutyebi bamava kwiinkonzo zezemali kwaye inika ukuqonda ngokuthotyelwa kwezomthetho kunye nokulawula. Iqela lethu labaCwangciso-mali abaqeqeshiweyo kunye namaGqwetha ayafumaneka ukuseka izakhiwo kunye nokunceda ukulawula ngokufanelekileyo.
Iinkcukacha ezongezelelweyo
Ngolwazi oluthe vetshe malunga nemiba yeenkampani zaseMalta nceda uqhagamshelane noJonathan Vassallo, kwiofisi yeDixcart eMalta: ingcebiso.malta@dixcart.com. Kungenjalo, nceda uthethe kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.
