IiTrasti kunye neZiseko: Iimbono zangoku ezivela kwiDixcart Isle of Man
Imvelaphi: I-Isle of Man Trusts kunye neziseko
I-Isle of Man ligunya elaziwa kakhulu ngokusekwa kunye nolawulo lwezo zombini i-Isle of Man Trusts kunye neZiseko. Kutshanje siye sayila uthotho lwamaNqaku amathathu abanzi ngokunxulumene Amagosa aseOffshore. Ngokufanayo unokufumana amaNqaku amathathu, aboniswe kwiwebhusayithi yethu, ngesihloko Isle of Man Iziseko.
Eli nqaku lingaphezulu kwengqungquthela yengxoxo, kunye nesifundo somzekelo esibonisa indlela iiTrasti kunye neZiseko ezinokusetyenziswa ngayo ngokudibeneyo, ukufezekisa iinjongo ezithile. Ikwaphonononga utshintsho oluzayo kwi-Isle of Man Trust Law.
Ngaba iiTrasti kunye neZiseko zezona ziSekelo ziGqwesileyo zokuGcinwa kwe-Asethi kunye noCwangciso lokulandelelana?
Utshintsho lwakutsha nje kumhlaba wehlabathi, kokubini ngokwerhafu, kodwa noluvo loluntu, luthetha ukuba iintsapho ze-HNW kufuneka zijonge uluhlu lwezisombululo ukuphumeza iinjongo zazo.
Apho iimeko zomntu ngamnye zivumayo, iiTrasti kunye neZiseko, nangona kunjalo, ziyaqhubeka zidlala indima ebalulekileyo kucwangciso lwelifa losapho lwe-HNW. Uluntu ngokubanzi lusenoluvo lokuba ukuthomalaliswa kwerhafu yeyona njongo ikuphela kwayo yokuseka iTrasti okanye isiseko seSiseko, ngelixa eneneni zinenjongo ebanzi ngakumbi, ngakumbi ngokunxulumene nocwangciso lokulandelelana.
Iimpawu ezibonelelwa ziiTrasti kunye neZiseko ziquka:
- Ukukwazi kweentsapho ukubeka indlela ezingathanda ngayo ukuba impahla igcinwe kwaye yabiwe kwixesha elide.
- Ukongamela ngokunxulumene nee-asethi zentsapho, kunye 'neetshekhi neebhalansi' ezifanelekileyo ngokumalunga nabaphathiswa okanye amalungu ebhodi yesiseko, abathabatha uxanduva lokunyamekela izinto ngendlela ehlangabezana neemfuno zentsapho ethile.
- Isakhiwo esiqinisekisa ukuba iinjongo zomntu oswelekileyo okanye okhubazekileyo ongumnikazi wobutyebi malunga nendlela impahla yexabiso ekufuneka ilawulwe kwaye yabiwe ngayo, zithathelwa ingqalelo ngokupheleleyo.
Yintoni ekufuneka iqwalaselwe ziiNtsapho zaMazwe amaninzi xa ziseka iTrasti okanye iSiseko?
Umxhasi ngamnye kufuneka athathele ingqalelo iimeko zakhe, elandelwa ngokusondeleyo koko ajonge ukukufezekisa.
Nje ukuba ezi ngongoma zimbini zichongiwe, inyathelo elilandelayo kufuneka lisoloko likukufuna ingcebiso yerhafu engqamene neemeko.
Into yokuphonononga
I-ofisi ye-Dixcart kwi-Isle of Man, kutshanje incedise umxhasi owayejonge ukubeka indawo yokukhusela i-asethi kunye nesicwangciso sokulandelelana kwishishini labo lentsapho.
Inqununu yayingumhlali wase-UK ongengowasekhaya, ngelixa usapho olubanzi lwaluzinze kwimimandla eyahlukeneyo yoMthetho woLuntu.
Kuvavanyo lokuqala, olunikwe uqhagamshelo lwegunya loMthetho woLuntu, iSiseko sibonakala sinokuba sisona sifanelekileyo, nangona kunjalo, ngenxa yonyango lwase-UK lweZiseko njengesithuthi senkampani, ubuncinci ngelo xesha, oku kunokuba yingozi kwinqununu, ebeza kufumana isiqinisekiso esithe chatha ngokusetyenziswa kweTrasti.
Ngokuchaseneyo bekukho inkxalabo yokuba njengoko uninzi losapho lwalukwindawo yomthetho woluntu, abasemagunyeni berhafu basekhaya banokungaqapheli iTrasti.
- Ekugqibeleni, kwaye ngokuqinisekileyo kuxhomekeke kwiingcebiso zeengcali ngelo xesha, sabeka indawo ye-Trust/Foundation Hybrid isakhiwo esibonelela ngokhuseleko kusapho luphela. Isiseko se-Isle of Man sadalwa, ngenjongo eyodwa yokusebenza njengeTrasti ye-Isle of Man trust.
Ngaloo ndlela, ngokwembono yoMthetho oQhelekileyo, ulwakhiwo lwaqatshelwa njengolwakhiwo lwetrasti, nangona kunjalo ukuba ulwakhiwo lunokucelw’ umngeni kulawulo loMthetho woLuntu, iinkundla ziya kuqonda imeko esemthethweni yeSiseko, ngaloo ndlela igcina iimpawu zayo zokhuseleko lwe-asethi.
Ngaba kukho nantoni na emalunga nokutshintsha kwi-Isle of Man eNxulumana neeTrasti?
Uphononongo oluphambili lokugqibela loMthetho weTrust kwi-Isle of Man yaba nguMthetho weTrasti ka-2001, ngoko ke utyelelo kwakhona belushiywe lixesha.
Umthetho osayilwayo weeTrasti kunye neeTrasti ka-2022 ufumene ukufundwa kwawo okokuqala eTynwald, kwiPalamente yeSisle of Man, ngoJuni ka-2022. Lo mthetho uyilwayo ujolise ekuqhubeleni phambili i-Islands Trust Legislation kwaye uphakamisa izilungiso ezininzi kumthetho okhoyo.
Izilungiso ezimbini ezinomdla kakhulu zezi:
1. Umsebenzi wokuDiza ulwazi lweTrasti
'Ulwazi' lweTrasti luchazwa njengolwazi okanye amaxwebhu anxulumene neTrasti, kubandakanywa neeakhawunti zeTrasti. Lo Mthetho uYilwayo umisela imiqathango enokuthi iTrust Instrument inikezele kwaye/okanye ithintele lowo unelungelo lokufumana iTrust Information.
Ikwacebisa ukunika ilungelo kumaqela athile, ngokukodwa abaxhamli kunye noMkhuseli (aba)Khuseli beTrasti nabaKhuseli abangaboneleliyo, lokucela ulwazi.
2. Amandla okuBhengeza ukuSetyenziswa kwaMandla angasebenziyo
Esi siqendu sivumela inkundla ukuba ibekele bucala ukusetyenziswa kwegunya ngabathenjwa, apho amalungu eTrasti aye asebenzisa amagunya awo ngokufanelekileyo, kodwa basilela ukuthathela ingqalelo iingqwalasela ezifanelekileyo, kwaye ukuba bebekwenzile oko, ngebengazange bawaphumeze umthetho. inyathelo elalithathiwe.
Iinkcukacha ezongezelelweyo
Ukuba ufuna ulwazi oluthe kratya malunga neetrasti kunye neziseko kunye nendlela esinokuncedisa ngayo, nceda uzive ukhululekile ukuqhagamshelana UPaul Harvey kwi-Dixcart ofisi kwi-Isle of Man.
Ulawulo lweDixcart (i-IOM) limited linelayisensi yi-Isle of Man Financial Services Authority.
