Ukuqonda iNgeniso eNtsha yase-UK yeNgeniso yaNgaphandle kunye neMithetho yeeNgeniso
Ukusukela nge-6 ka-Epreli ka-2025, i-UK iphumeze utshintsho olubalulekileyo ekurhafisweni kwabantu abangengabo abase-UK. Isiseko sokuthunyelwa kwerhafu, esasisekelwe kubume bendawo yokuhlala, sisusiwe kwaye endaweni yayo kwafakwa inkqubo entsha yerhafu esekelwe kuphela kwindawo yokuhlala irhafu phantsi Uvavanyo lwase-UK lokuHlala ngokusemthethweni.
Eli nqaku liphonononga izibonelelo zolawulo olutsha lweNgeniso yeNgeniso yangaphandle kunye neGains (FIG) yokufika kwamva nje e-UK, nokuba ivela e-UK okanye hayi.
Ulawulo lweMinyaka emi-4 yeNgeniso yaNgaphandle kunye neeNgeniso (FIG).:
Ukususela nge-6 ku-Epreli 2025, ulawulo olutsha luya kubonelela nge-100% yokukhululwa kwirhafu yase-UK kwingeniso yangaphandle kunye neenzuzo zabafikayo abatsha e-UK kwiminyaka yabo yokuqala emine yokuhlala kwerhafu, ngaphandle kokuba bebengahlali kwirhafu yase-UK kuyo nayiphi na iminyaka elishumi ilandelelana ngaphambi kokufika kwabo.
Abantu ababengabahlali base-UK ukusukela nge-6 ku-Epreli 2025 baya kukwazi ukuxhamla kulawulo lwe-FIG lweminyaka emine kwintsalela yeminyaka yabo emine yokuhlala, ukuba bebeneminyaka elishumi elandelelanayo yerhafu bengahlali e-UK ngaphambi kokuba bafike kwaye basengaphakathi kweminyaka emine yokuqala yokuhlala kwerhafu yase-UK ngo-2025/26. Baza kuba nethuba lokuxhamla kwamanye amalungiselelo enguqu akhoyo kwingeniso efunyenwe ngaphambili kunye neenzuzo, kunye neenzuzo zembali ezifunyenweyo.
Okubalulekileyo, umntu obengumhlali werhafu wase-UK kangangesiqingatha sexesha leminyaka emine akazukwazi ukwandisa ixesha lakhe loxolelo ngokuqhubela phambili nayiphi na iminyaka “engasetyenziswanga” ukuya kwiminyaka yerhafu yexesha elizayo.
Abantu abafanelekileyo kwaye bafake ibango lolawulo lweFIG abayi kuhlawula irhafu kwingeniso yangaphandle kunye neenzuzo ezivela kwiminyaka emine yokuqala yerhafu emva kokuba ngumhlali werhafu wase-UK kwaye baya kukwazi ukuzisa ezi mali e-UK simahla kuzo naziphi na iindleko ezongezelelweyo.
Oku kunika inzuzo ebalulekileyo kulawulo olukhoyo lokuthunyelwa kwentlawulo, ethi ngeli lixa ikhululela irhafu kwingeniso yamazwe angaphandle kunye neenzuzo, ihlawulisa loo ngeniso kunye neenzuzo kwirhafu yase-UK ukuba ithunyelwe e-UK. Kananjalo akukho ntlawulo yokufikelela kwisikimu njengoko kwakunjalo kwisiseko sokuthunyelwa kwempahla kwamanye amazwe nakwamanye amazwe aneenkqubo ezifanayo zokuthunyelwa kwempahla kwamanye amazwe.
Njengangaphambili, abantu ngabanye kuya kufuneka babhalise kwi-HMRC ukwenza ibango le-FIG regime kwaye kuya kufuneka benze isicelo ngokuzalisa i-tax return yase-UK. Imbuyekezo ayizi kubandakanya iinkcukacha zebango kuphela kodwa kunye nesixa sengeniso yamazwe angaphandle kunye neenzuzo ekufunwa ukuxolelwa. Okubaluleke kakhulu, ukuba nayiphi na ingeniso yangaphandle kunye neenzuzo azichazwanga kwimbuyekezo yerhafu yase-UK, ziya kurhafiswa ngokupheleleyo ngokuvela.
Xa umntu engasafaneleki kulawulo lweFIG uya kurhafiswa ngokupheleleyo kumvuzo wakhe wehlabathi jikelele okanye iinzuzo njengoko zivela.
Iinguqu kwiRhafu yeLifa:
Inkqubo yangoku esekelwe kwindawo yokuhlala yeRhafu yeLifa iya kutshintshwa ngenkqubo entsha esekelwe kwindawo yokuhlala.
Umntu obehleli e-UK ubuncinci ishumi leminyaka yerhafu engamashumi amabini edlulileyo uya kuba phantsi kweRhafu yeLifa yase-UK (i-IHT) kwii-asethi zabo zehlabathi kwaye uya kuhlala kumda we-UK IHT phakathi kweminyaka emithathu ukuya kwelishumi emva kokushiya i-UK. Nangona kunjalo, urhulumente uzibophelele ekusebenziseni izivumelwano zeRhafu yezindlu i-UK esele inazo.
isiphelo
Imithetho emitsha yeNgeniso yaNgaphandle kunye neNgeniso imele utshintsho olukhulu kwindlela yase-UK yokurhafisa abantu abangengabo abase-UK. Ngokufudukela kwinkqubo esekwe kwindawo yokuhlala, kuya kubakho abaphumeleleyo kunye nabaphulukeneyo, kodwa kwiminyaka emine yokuqala ubuncinci, i-UK iya kubonelela ngesikhundla serhafu esinesisa esinokunika abahlali abatsha amathuba anomdla okucwangcisa irhafu, ngakumbi abo banomvuzo obalulekileyo okanye abazuzayo imisitho evelisa, njengokuphuma kweshishini okanye isahlulelo esikhulu esicwangcisiweyo.
Ngolwazi oluthe kratya malunga neMithetho eNtsha yeNgeniso yaNgaphandle yase-UK kunye neMithetho yeGains okanye ukuthetha nenye yeengcali zethu, nceda usebenzise ifom yophando okanye i-imeyile yethu ingcebiso.uk@dixcart.com.
