Ukuvula Ukukhula: IiCwangciso zeNkuthazo yoBulungisa ziYiqhuba njani iMpumelelo kumaShishini aKhulayo
Izicwangciso zenkuthazo zokulingana zikhule ngokuthandwa kwiminyaka yakutshanje njengoko zibonelela ngendlela emangalisayo yokukhuthaza abasebenzi, ukugcina italente kunye nokulungelelanisa umdla wabasebenzi kunye nabaninizabelo. Ngelixa ezi zicwangciso ziluncedo kakhulu kwiinkampani zehlabathi ezinabasebenzi abasasazekileyo, zisebenza ngokulinganayo kwiinkampani ezinkulu ezifuna ukukhuthaza abasebenzi kunye nokuqhuba impumelelo yexesha elide.
Esi sikhokelo sinika amagqabantshintshi ngokucwangciswa kwenkuthazo yobulungisa, kuphononongwa ukuba ezo zicwangciso zinokucwangciswa njani kwaye zilawulwe ukuhlangabezana neemfuno zamashishini amakhulu, kungajongwanga indawo yawo ngokwejografi.
Ukuqonda iziCwangciso zeNkuthazo yoBulungisa
Izicwangciso zenkuthazo ye-equity ziyilelwe ukunika abasebenzi izabelo okanye iinketho zokwabelana njengenxalenye yembuyekezo yabo. Izicwangciso zakwangoko zaye zasetyenziswa ziinkampani ezidweliswe esidlangalaleni ukuvuza abalawuli ngokusebenzisa iziCwangciso zeNkuthazo yeXesha elide (LTIPs).
Kumaxesha akutshanje, idatha ibonisa ukuba ububanzi bezikimu zenkuthazo zandile kungekuphela nje kwiinkampani ezingafakwanga kuluhlu kodwa zisekwa ngokwandayo ukuze kuxhamle abasebenzi abaninzi. Izicwangciso zenkuthazo zokulingana ngoku zamkelwe ngokubanzi ziinkampani zabucala kumashishini ahlukeneyo.
Eyona njongo iphambili yezicwangciso zenkuthazo yobulungisa kukutsala kunye nokugcina italente ngelixa ukhuthaza ukuziphatha okunegalelo kuhlumo oluzinzileyo lweshishini. Ngokunika abasebenzi ukuba bathathe inxaxheba kwinkampani, ezi zicwangciso zikhuthaza imvakalelo yobunini, ukulungelelanisa izenzo zabasebenzi kunye neenjongo zexesha elide zombutho.
IZibonelelo eziPhambili zeZicwangciso zeNkuthazo yoBulungisa
Ukulungelelaniswa koMdla
Ukubonelela ngokulinganayo kuqinisekisa ukuba umdla wabasebenzi ulungelelaniswa ngokusondeleyo nezo zabaninizabelo, ukhuthaza izigqibo kunye namanyathelo aphakamisa ixabiso lenkampani kunye nenzuzo yexesha elide.
Ukufunyanwa kweTalente kunye noGcino
Imbuyekezo esekwe kubulungisa licandelo elinyanzelisayo lokhuphiswano lwemivuzo, inceda iinkampani ukuba zitsale iingcali zodidi oluphezulu. Ngokuchaseneyo, ukungaboneleli ngenkuthazo yobulungisa kunokwenza ukufumana elona qela libalaseleyo kube nzima kwaye kubeke iprimiyamu kwezinye izinto zepakethe yomvuzo. Abasebenzi abanomdla kwimpumelelo yenkampani nabo kunokwenzeka ukuba bahlale, bexhasa isicwangciso sokulandelelana kunye nokuqhubekeka kweshishini. Ke ngoko, iinkuthazo zokulingana zinokuba yinxalenye ebalulekileyo yesicwangciso sexesha elide samashishini.
INkcubeko kunye neenqobo zokuziphatha
Iinkuthazo zokulingana zinokusetyenziswa ngobuchule ukubumba inkcubeko yenkampani ngokukhuthaza ukuziphatha okuhambelana nexabiso lenkampani kunye neenjongo zexesha elide, ezifana nokuveliswa kwezinto ezintsha, intsebenziswano, ukugcinwa kunye nokunyamezela umngcipheko. Ngale ndlela, ishishini linokuqinisekisa ukuba kuphela ukuziphatha kunye nezenzo ezihambelana nesicwangciso esivunyelweneyo zivuzwa ngokufanelekileyo.
UCwangciso lweZicwangciso zeNkuthazo yoBulungisa
Ukuququzelela inkuthazo ye-equity, iinkampani zinokukhetha kwizinto ezahlukeneyo. Amaqumrhu amabini aqhelekileyo asetyenziswayo ukulawula ukhutshelo nolawulo lobulungisa ziiTrasti zeNzuzo yabaSebenzi (EBTs) okanye iiTrasti zoBunini baBasebenzi (EOTs).
I-EOTs luhlobo olulodwa lwe-EBT kunye nendlela yokudlulisa ngaphezu kwe-50% yobunini benkampani kubo bonke abasebenzi abafanelekileyo. Esi sithuthi sinesibheno se-niche ngakumbi kwaye ngoko ke, asiyi kugubungela ii-EOTs apha - nangona siye savelisa inqaku elibanzi kwii-EOTs zophononongo lwakho ukuba ungathanda ukufunda ngakumbi.
Ezinye iintlobo ze-EBT nazo zinokuba nemithetho enzima kodwa zivumela ukuguquguquka okungakumbi kune-EOTs. Umzekelo, ngokwesixa kunye neentlobo zezabelo ezenziwe zifumaneke. Ke ngoko, ii-EBTs zinomtsalane ngakumbi kwihlabathi liphela xa kuziwa ekusekweni kwesicwangciso senkuthazo yokulingana.
Indima yeeTrasti zeNzuzo yabaSebenzi (EBTs)
ITrasti yeNzuzo yabaSebenzi (EBT) isekwe yinkampani ukulawula nokubonelela ngeenzuzo ezahlukeneyo kubasebenzi bayo. Ezi zibonelelo zinokubandakanya ukhetho lwezabelo okanye amabhaso, kodwa kunye neebhonasi, imali yomhlalaphantsi, kunye nezinye iinkuthazo ezijolise ekuphuculeni intlalontle yabasebenzi kunye nokulungelelanisa umdla wabo kunye nezo zenkampani. Ngeenjongo zethu, siya kujolisa ngokupheleleyo kwii-EBT ezisetyenziselwa ulungiselelo lwenkuthazo yokulingana.
Ii-EBTs ziluncedo ngokukhethekileyo kwiinkampani ezifuna ukunika inkuthazo ye-equity kumanqanaba ohlukeneyo abasebenzi, ukusuka kubaphathi ukuya kubasebenzi ngokubanzi.
Ii-EBTs ziqhele ukwenziwa ngeeTrasti zeDiscretionary, ezivumela iinkampani ukuba zenze ngokwezifiso ulwabiwo lweenzuzo, ziqinisekisa ukuba zihambelana neenjongo ezicwangcisiweyo ezibanzi zeshishini. IiTrasti zibambe izabelo egameni laBaxhamli, belawula abangeneleli nabashiyayo bethenga kwaye bethengisa umdla wabo. Imigaqo elawula isicwangciso senkuthazo yobulungisa idla ngokuchazwa ngokudityaniswa kweSivumelwano seTrasti kunye nezivumelwano ezahlukeneyo kunye/okanye imigaqo-nkqubo, umz. izivumelwano zengqesho, izivumelwano zezabelo, okanye imigaqo ethile yesicwangciso senkuthazo yezabelo zamashishini ezingenanzala emisiweyo.
Ii-EBTs zinokubamba kwaye zilawule (okanye 'i-warehouse') izabelo ezingabiwanga, ezinokuthi zisetyenziselwe ukuxhasa imicimbi yexa elizayo, njengemizamo yohlengahlengiso, okanye amalungiselelo oluhlu loluntu.
Ukukhetha iTrasti eLungileyo kwi-EBT yakho
Xa kumiselwa i-EBT, iinkampani kufuneka zenze isigqibo sokuba zinyule na iTrasti—abadla ngokuba ngabalawuli okanye abaqeshwa—okanye iiTrasti eziBuchule, abaziingcaphephe zolawulo lweTrasti.
Amalungu eTrasti
IiTrasti zangaPhakathi zinokuzisa ulwazi oluxabisekileyo ekusebenzeni kwenkampani kodwa zinokujongana nemingeni efana nokungqubana kwemidla kunye nokungabikho kobuchule bolawulo lweTrasti. Ukulungelelanisa uxanduva lwabo oluphambili kunye nemisebenzi yabo yeTrasti kunokubangela ukungasebenzi kakuhle.
IiTrasti zeeNgcali
IiTrasti eziNgcali zibonelela ngokuzimela, ukungakhethi cala, nolwazi olulodwa kulawulo lweTrust kunye nokuthotyelwa kwemithetho. Ngokujolisa ngokukodwa kulawulo lweTrust, baphelisa ukungqubana okunokubakho komdla kwaye baqinisekise ukuba i-EBT ilawulwa ngokufanelekileyo kubaxhamli.
Kutheni ukhetha iTrasti yeSiqithi soMntu?
I-Isle of Man liziko lezemali elaziwayo kwihlabathi jikelele, elaziwa ngokomelela kwemekobume yalo yolawulo kunye nozinzo. Oku kuyenza ibe yindawo efanelekileyo yokulawula amalungiselelo eTrasti anzima njengee-EBTs. Abaphathiswa kufuneka banikwe ilayisensi phantsi kwe-Isle of Man Financial Services Authority kwaye babambelele kwimigangatho ephezulu, baqinisekise ukuba i-EBT yakho ilawulwa ngobuchule obuphezulu kunye nokuthobela.
I-Dixcart inokuxhasa njani iSicwangciso sakho seNkuthazo ye-Equity
Ngaphezulu kwama-35 eminyaka yamava ekulawuleni amalungiselelo eTrasti anzima kunye nemibutho yobunini bezabelo zabasebenzi, i-Dixcart ikwindawo entle yokunceda iinkampani ezikhulayo ekuphumezeni izicwangciso zenkuthazo zolingano ezisebenzayo. Iqela lethu kwi-Isle of Man libonelela ngeenkonzo ezilungiselelwe iTrasti ezihambelana neenjongo zexesha elide zeshishini lakho, ziphucula izicwangciso zakho zenkuthazo kunye nokuxhasa impumelelo yabo.
Dibana no
Ukufumana ulwazi oluthe kratya malunga nokuba iinkonzo zeTrasti zeDixcart zinokuphucula njani isicwangciso sakho senkuthazo, nceda uqhagamshelane noPaul Harvey eDixcart: ingcebiso.iom@dixcart.com.
Ulawulo lweDixcart (i-IOM) limited linelayisensi yi-Isle of Man Financial Services Authority.
