UCwangciso loButyebi kuMntu ngamnye onexabiso eliphezulu kuBantu abaSebenzisa iSakhelo soTyalo-mali loSapho
Ukuthandwa kweeNkampani zoTyalo-mali kwiiNtsapho (FICs) kunyukile kule minyaka yakutsha nje, kwaye zijongwa njengenye yenkampani kwitrasti eqhelekileyo yokuzikhethela.
Yintoni iNkampani yoTyalo-mali losapho?
I-FICs ziinkampani ezisikelwe umda ngezabelo (i-“Ltd” okanye “i-Limited”) kwaye ihlala isekwe ngabazali kunye/okanye nootatomkhulu nootatomkhulu (“abasunguli”), ukuze kungenelwe bona kunye nosapho lwabo, njengabaninizabelo. I-FIC iphethe ii-asethi ezifana nepropathi, eyenza ingeniso kunye neenzuzo ezinkulu, ezinokuthi zabelwe abaninizabelo kwiintsapho ekuhambeni kwexesha.
Ii-asethi ngokubanzi zivela kuBaseki ngokwabo, nokuba kungemali-mboleko okanye ngokugqithiselwa ngokuthe ngqo kwiFIC. Umnini-sabelo ngamnye unodidi olwahlukileyo lwezabelo (ezidla ngokubizwa ngokuba “zizabelo zealfabhethi”), ziziphiwe kubo ngabaseki.
Ngokubanzi, izabelo zabaSeki ziya kuba namalungelo esiqhelo okuvota kwaye bafumane izabelo kodwa hayi inkunzi, kanti izabelo ezinesiphiwo ziya kuba namalungelo okufumana izabelo kunye nemali eyinkunzi, kodwa hayi ukuvota.
Oku kuqinisekisa ukuba abaSeki banelungelo elilodwa lokwenza izigqibo, malunga ne-FIC, kwinqanaba labanini-zabelo nakwibhodi, kuquka nezigqibo eziphathelele kwiintlawulo zezahlulo.
Izibonelelo zeNkampani yoTyalo-mali loSapho
Inani leenzuzo zifumaneka ngokusetyenziswa kweFIC. Nangona kunjalo, kubalulekile ukuthetha nengcali yerhafu, njengaye Dixcart, ngubani onokunceda ingcebiso malunga nenzuzo yerhafu ye-FIC, ethathela ingqalelo iimeko kunye neenjongo zoMseki ngamnye.
Izibonelelo ezibonelelwa ngokusetyenziswa kweFIC, ziquka:
- Ii-FICs zinokusetyenziselwa ukususa impahla esuka kwimihlaba yabantu isiwe kwisithuthi seshishini, esinokuthi ke sisetyenziswe, ukulawula ezo asethi ngabo bantu (abaSeki), ibe kuphela kwabanini-zabelo abanegunya lokuvota kunye nokwenza isigqibo ngokuqulunqwa kweqela lee-asethi. ibhodi. Oku kubavumela ukuba babe nomthombo olawulwayo wengeniso yabo bobabini nentsapho yabo kangangexesha elithile.
- Iinkampani ezincinci zibonelela ngenzuzo yokuguquguquka. Oku kufanelekileyo kwiimeko apho izakhiwo zentsapho, iinjongo kunye nezinye izinto eziqwalaselwayo, zitshintsha rhoqo. Imizekelo yolo hlobo bhetyebhetye, ibandakanya: izabelo ezikhutshelwayo, izabelo ezitsha ezikhutshelwa amalungelo awohlukeneyo, kunye notshintsho kubume bebhodi yabalawuli. Konke oku kunokugqitywa ngabaseki.
- Kukho inani leenzuzo zerhafu ezinokubakho xa usebenzisa iiFICs, kubandakanywa iRhafu yeLifa, kodwa ezi ziya kwahluka ngokuxhomekeke; ubungakanani botyalo-mali/imali-mboleko, ii-asethi ezigcinwe yi-FIC kunye neemeko zobuqu zabaSeki.
- Kungenjalo, ukuba ixabiso lemali-mboleko alisafuneki, abaSeki banokunikela ngexabiso lemali-mboleko kwamanye amalungu osapho. Oku kuya kulisusa ixabiso laloo mali-mboleko kwindawo erhafiswayo, ngeenjongo zeRhafu yeLifa, ngokuxhomekeke ekubeni baphile ngomhla 'wesipho' ngeminyaka esixhenxe.
Amathuba abonelelwa ngokuSebenzisa i-FIC engeyoyase-UK yiNtsapho yamazwe ngamazwe
Iintsapho zamazwe ngamazwe ezenza utyalo-mali oluthe ngqo kwiinkampani zase-UK, njengabantu ngabanye, banoxanduva lweRhafu yeLifa yase-UK kwezo asethi zase-UK. Kuyacetyiswa ukuba ube nentando yase-UK yokujongana nezo asethi ekufeni kwabo.
Ukwenza olo tyalo-mali ngokusebenzisa i-FIC engahlali e-UK kunokususa ityala kwirhafu yelifa lase-UK kunye nesidingo sokuba nentando yase-UK.
Umzekelo usebenzisa iNkampani yaseGuernsey
Lo mzekelo ungezantsi uchaza izibonelelo ezinokuthi zinikezelwe ngokusetyenziswa kwenkampani yaseGuernsey.
Inkampani iya kuhlawula irhafu ngexabiso le-0% kuyo nayiphi na inzuzo eyivelisayo, ngenxa yokuba le yirhafu yerhafu yenkampani e-Guernsey (ngaphandle kokukhawulelwe kwaye ngokuxhomekeke kuwo nawaphi na amalungiselelo athile kwiingingqi apho utyalo-mali lubanjwe khona).
Ngaphandle kokuba inkampani ilawulwa kwaye ilawulwa ngokuchanekileyo ukusuka eGuernsey kwaye irejista yamalungu igcinwa, njengoko kufuneka, 'offshore' kunokwenzeka ukugcina 'ipropati engabandakanyiyo' ye-IHT (ngaphandle kokunxulumene nepropati yokuhlala yase-UK kunye nezinye ii-asethi ezithile. ).
Izabelo kwinkampani aziyo-asethi yase-UK. Ukuba inkampani yinkampani yabucala yaseGuernsey, akufuneki ukuba ifake iiakhawunti. Kukho irejista yobunini enenzuzo yeenkampani eGuernsey, oku kubucala kwaye akukhangelwa luluntu.
Iinkcukacha ezongezelelweyo
Ukufumanisa ukuba i-FIC ingaba luncedo njani kuwe, kunye noncedo ekusekeni i-FIC efanelekileyo ukuhlangabezana neemfuno zakho, nceda uqhagamshelane ne-ofisi ye-Dixcart e-UK: ingcebiso.uk@dixcart.com
I-ofisi ye-Dixcart e-UK inokubonelela ngeengcebiso malunga nokuba ingaba umhlali ongengowase-UK angasebenza na kwiimeko zosapho lwakho.
