Kutheni le nto ucinga ngokuSebenzisa iNkampani yeTrasti yabucala yeArhente yokuHanjiswa kweNdlu kunye noQeqesho?
intshayelelo
Inkampani yabucala yeTrasti (PTC), ngumqondo owaziswa kumthetho waseMalta ngo-2014.
Ezo zisombululo zinika iintsapho ithuba lokuba zilawule izindlu zazo, kusetyenziswa isixhobo sokucwangcisa izindlu, ukuze zilungele iimfuno zazo ezithile.
Izibonelelo ze-PTC
I-PTC ngumphathiswa, osebenzela i-trust yosapho, elingana ngokulinganayo netrasti yabucala. IMalta ke ngoko inokunika enye indlela kunomphathi / umlawuli oqeqeshiweyo ngokwesiko eliqhelekileyo okanye ngumphathi okanye umntu ngamnye wetrasti yabucala.
Kutheni le nto iMalta PTC inomdla?
- Ii-PTC zeMalta zithathwa njengeyona nto inokutsala ukubandakanya kwisicwangciso sokulandelana kwilifa losapho, ngenxa yokulula kunye nesantya senkqubo yobhaliso.
Olunye uncedo lwe-PTC kukuba ivumela inqanaba lokuzibandakanya kosapho kulawulo lwentembeko. Amalungu osapho anokuchongwa kwibhodi yabalawuli be-PTC. Abo bathatha inxaxheba kulawulo lweeasethi baya kuba nolwazi olungcono ngokusebenza kwempahla kwi-trust kunye nokuhamba kolwazi kungaphuculwa, ngokuya ngebhodi. Ulwazi olunxulumene nethemba losapho, lunokwabelwana ngokulula namalungu osapho.
Uncedo olongezelelekileyo lwe-PTC lixabiso lolawulo. Ii-PTCs zinokudityaniswa ngaphakathi kwishishini losapho, kwaye zingabelana ngebhodi efanayo yabalawuli kunye namaziko olawulo, njengeshishini losapho, elinciphisa iindleko. Iindleko zokuqala zokuseta ze-PTC zinokuba ngaphezulu, kodwa iindleko eziqhubekayo zokuqhuba ziya kuncitshiswa.
Inkqubo yoBhaliso lwe-PTC
I-PTC ayinyanzelekanga ukuba iphumeze inkqubo yokugunyaziswa ngokupheleleyo, kunye neGunya leeNkonzo zezeMali zeMalta (MFSA), ukuba oonotrasti abaziingcali kunye / okanye abalawuli beziseko kufuneka benziwe.
Logama zonke iikhrayitheriya zifezekisiwe, i-PTC inokufaka isicelo sokubhalisa kwi-MFSA. Le nkqubo yobhaliso ilula inika ii-PTCs ithuba elibalulekileyo xa kuthelekiswa nabaphathiswa kunye / okanye nabaphathi, ngokwemiqathango yokuncitshiswa koxanduva lokuthobela ekufuneka kufezekisiwe, kunye nexesha elithathiweyo.
Iinjongo ze-PTC
Iinjongo ze-PTC kunye nemisebenzi inyiniwe koku kulandelayo:
- Ukusebenza njengomphathiswa ngokunxulumene nendawo yokuhlala ethile okanye yokuhlala;
- Ukubonelela ngeenkonzo zolawulo malunga netrasti yosapho ethile;
- Iinkonzo zeTrasti, ezifumaneka nge-PTC akufuneki zinikezelwe kuluntu;
- Iitrasti akufuneki zisebenze njengetrasti, kwaye akufuneki zenze njalo ngaphezulu kwabahlali abahlanu kwitrasti yosapho, nangaliphi na ixesha.
Iimfuneko zokusekwa kwe-PTC
I-PTC kufuneka ibe yinkampani enamatyala emiselweyo eseMalta, ukuze ilungele ukubhaliswa, kwaye kufuneka ingenise ifom ecela ukufakwa 'kwiRejista yeTrasti yeeOfisi zoSapho'.
I-PTC kufuneka ikhusele i-inshurensi ngokuhambelana nobungakanani kunye nohlobo lweshishini lomsebenzi wetrasti.
Ibhodi yabalawuli kufuneka okungenani ibe nabalawuli aba-3, nganye kuzo inoxanduva ngokudibeneyo. Umlawuli omnye kufuneka athathe inxaxheba kwiGosa eliNika ingxelo ngokuSetyenziswa kweMali (MLRO), kwaye ubuncinci omnye wabalawuli benkampani kufuneka abe nolwazi namava ngokunxulumene nolawulo lweetrasti. Abalawuli kufuneka babe ngabantu, abonwa yi-MFSA, ukuba balungele kwaye babe ngabantu abafanelekileyo.
Imemorandam kunye namaNqaku oMbutho we-PTC kufuneka anciphise iiNjongo kunye neMisebenzi ekunikezeleni; Iinkonzo zetrasti, kubandakanya neenkonzo zolawulo ukuba zingahlali ngaphezulu kwesi-5 ngexesha.
Iinkcukacha ezongezelelweyo
Ukuba ungathanda ulwazi oluthe vetshe malunga neePTCs eMalta, nceda uthethe noJonathan Vassallo ingcebiso.malta@dixcart.com, kwi-ofisi ye-Dixcart eMalta okanye kunxibelelwano lwakho oluqhelekileyo lwe-Dixcart.
