I-Dixcart Isle of Man Trusts
Lona umhlahlandlela omfushane wezinsizakalo ezinikezwa yi-Dixcart Management (IOM) Ltd mayelana nokwakhiwa nokuphathwa kwamaTrust. Lolu lwazi aluphelele futhi icala ngalinye lizoba nezinto zalo zokucatshangelwa; ngakho-ke, lo mbhalo akufanele ubhekwe njengeseluleko, futhi singancoma ukuthi uxhumane nathi ngemininingwane enikezwe ekhasini lokugcina noma uxoxe nomeluleki wakho ochwepheshe ekuqaleni.
Kuyini Ukwethenjwa?
I-trust iyilungiselelo elisemthethweni lapho ubunikazi bezimpahla ze-Settlor (njengempahla, amasheya noma imali) budluliselwa ku-Trustee (ngokuvamile umuntu oyedwa noma ngaphezulu noma inkampani ye-trust) ukuze abambe futhi aphathe ukuze kuzuze abantu besithathu abaziwa ngokuthi “Abazuzi” ngaphansi kwemigomo ye-Trust Deed.
Nakuba kunezinhlobo ezahlukene esingazinakekela, ama-trust akhethekile yiwona asetshenziswa kakhulu. Ama-trust akhethekile kanye nama-trust aphelele (abizwa nangokuthi ama-trust angenalutho); ngalinye linikeza amazinga ahlukene okuguquguquka nokuqiniseka:
Ukubuka Konke Kokuthembana Okungakhethi
- Izigaba zabazuzi zingaqanjwa kusukela ekuqaleni futhi zingabuyekezwa ngokuvumelana nemigomo ebekwe kuthuluzi lokuthembela.
- Abaphatheli baphethe ngokuphelele ukuphathwa kwe-trust.
- Umhlali anganikeza incwadi yezifiso ezikholisayo futhi ezingabophezeli abaphathiswa.
- Abahlomuli abanalo ilungelo ngokuzenzakalelayo lemali engenayo ye-trust noma impahla.
- Umhlali angase abe ngumzuzi okhishwe ngaphandle noma angabi ngumzuzi.
Amanye Ama-Trust
- Izinzuzo Zabasebenzi: Ama-Trust Izinzuzo Zabasebenzi Ama-Trust adalwa abaqashi ukuze kuzuze abasebenzi bangaphambilini, bamanje noma besikhathi esizayo, abantu abaxhomeke kubo kanye nobudlelwano.
- Ama-Purpose Trust: Ama-Purpose Trust awuhlobo lwe-trust olungenazo izindlalifa futhi olukhona ngezinjongo ezingezona ezesisa.
- I-Property Unit Trust: Ama-Property Unit Trust avame ukusetshenziswa ukugcina impahla ku-Trust ukuze kuzuze abanikazi bamayunithi ngokuhambisana nemigomo ye-Trust Deed.
- I-Will Trust: Ama-Will Trust aqala ukusebenza lapho umuntu eshona ukuze kuzuze izigaba ezibekiwe noma abazuzi ngabanye.
Yiziphi Izizathu Eziyinhloko Zokusungula I-Trust?
Ukulondolozwa Kwengcebo
Ukunikeza uMphathi Wempahla ilungelo elisemthethweni lempahla kuvimbela ubunikazi bempahla ukuthi buncishiswe yizizukulwane ezilandelanayo, kuyilapho kuvumela abantu ukuthi baqhubeke nokuzuza kule mpahla, njengebhizinisi lomndeni. Njengoba ilungelo elisemthethweni lempahla lihlala kuMphathi Wempahla, lokhu kuvimbela ukuncishiswa kobunikazi obekungenzeka uma impahla isatshalaliswa kusukela kumnikazi wokuqala kuya esizukulwaneni sesibili nesesithathu.
Ukuvikelwa kwempahla
I-Isle of Man inikeza indawo yezepolitiki ephephile nezinzile lapho kungagcinwa khona izimpahla futhi kuzivikele engcupheni yeqhinga. Ngaphezu kwalokho, i-trust inganikeza isivikelo kubabolekisi noma kwabanye abantu besithathu ezweni elihlala noma elihlala i-Settlor.
Ukuhlela Ngokulandelana
Njengoba uMhlali engasabanikazi bezimpahla, isidingo sokuthola i-probate noma izinqubo ezifanayo lapho eshona singagwenywa. Ngakho-ke, i-trust iyindlela ephumelelayo yokudlulisela izinzuzo zezimpahla ezizukulwaneni ngezizukulwane, inikeza ithuluzi eliwusizo kuma-Settlor njengengxenye yokuhlela intela nezezimali.
Imithetho Yokuphoqelelwa Kwefa
Ngokuthatha impahla ngesikhathi sokuphila kwe-Settlor, i-trust ngeke ibe yingxenye yefa lakhe lapho eshona, igweme imithetho yefa ephoqelelwe engasebenza.
ngaphansi kwemithetho ezweni lapho iSettlor ihlala khona.
luyimfihlo
Uma sekuqediwe ukukhokhelwa kwezimpahla zibe yi-trust, i-Settlor ayisekho ngaphansi kwesihloko esisemthethweni salezo zimpahla. Isihloko esisemthethweni sidluliselwa kubaPhathiswa futhi ilungelo lokujabulela esikhathini esizayo lingadluliselwa kubaHlomuli. Ama-trust azimele akhiwe e-Isle of Man awadingeki ukuthi ahlolwe ama-akhawunti noma afake ama-akhawunti kunoma iyiphi inhlangano yomphakathi.
Wenzani uMphathi Wezokuphatha?
Umphathiswa uphatha iTrust kanye nempahla anayo ngokuhambisana neTrust Deed (eyaziwa nangokuthi iTrust Instrument) kanye neTrust Acts efanele endaweni lapho iTrust ibhaliswe khona; E-Isle of Man, izibonelo zalokhu yiTrust Act ka-1995 kanye neTrustee Act ka-2001.
Ama-Trustee angaba ngabantu ngabanye, ama-Trustee ezinkampani noma ingxube, uma nje eneminyaka engu-18 ubudala futhi ebhekwa 'njengofanelekile'. Lapho kuqashwa umuntu ngamunye, kubhekwa njengomkhuba omuhle kakhulu ukuba nama-Trustee angaphezu koyedwa aqokwe. Ama-Trustee angaqokwa futhi asuswe ngesikhathi sokuphila kwe-Trustee ngokuya ngemigomo ye-Trust Deed.
Kuye ngohlobo lweTrust kanye nezinhloso zalo, indima yoMphathi ingahlanganisa izibopho eziningi zokwethembeka, idle isikhathi esiningi futhi ivame ukudinga ulwazi oluthile lobuchwepheshe lokuphatha ngendlela efanele. Imithwalo yemfanelo evamile ihlanganisa:
- Ukuphathwa kwezimpahla ze-Trust (kufaka phakathi ukutshalwa kwezimali, impahla njll.)
- Ukubika Okusemthethweni kanye Nembuyiselo Yonyaka
- Ukuqopha Izinqumo (Ngamaminithi Nezenzo)
- Ukusebenzisana nabanye abaphathiswa ukusayina izenzo (kumele kube ngazwi linye)
- Ukuhlonza Abazuzi kanye Nokuphatha Ukwabiwa
- Ukuthatha Iseluleko Sentela Nezomthetho Njengoba Kufanele
- Ukwenza Ngokungakhethi
- Ukugcina Nokunamathela Emigomweni Yesivumelwano Sokwethembana
Kungani Kufanele Uqoke Umphathi Ochwepheshile?
Kunezinzuzo eziningi zokuqoka uMphathi Ochwepheshile, njenge-Dixcart Management (IOM) Ltd, ukuphatha nokuphatha i-Trust yakho. Siqokomise ezinye zezizathu ezivelele ngezansi:
- Ukungathathi hlangothi: NjengoMphathi Ochwepheshile sizohlala senza izinto ngokungakhethi.
- Ukuqhubeka: Singenza izinto isikhathi eside ngendlela esifisa ngayo futhi singabi nezinkinga ezifana nokulahlekelwa amandla njll.
- Ulwazi Lobuchwepheshe: Ithimba lethu lochwepheshe abaqeqeshiwe nabanolwazi banolwazi oluhle ngamaTrust endaweni yakini nakwamanye amazwe.
- Ukunciphisa Ingozi: Ama-Trust awanayo i-copyright esemthethweni, ngakho-ke ama-Trustee anesibopho sokuphatha kwawo i-Trust.
- Ukususa Umthwalo: Ukunciphisa imithwalo yokubika, yokuphatha kanye neyokuphatha
- kwabathandekayo.
- Imikhuba Engcono Kakhulu: Imisebenzi izohlala yenziwa ngenkuthalo futhi ihambisane nemikhuba emihle kakhulu yamuva.
- Kulawulwa: NjengoMphathi Ochwepheshile, i-Dixcart Management (IOM) Ltd inelayisensi futhi ilawulwa yi-Isle of Man FSA.
- Imali: Kungakhathaliseki ukuthi umuntu ngamunye noma inkampani, uMphathi Wesikhwama uzoba nelungelo elisemthethweni lokuthola inkokhelo efanele.
Kungani Kuthenjelwe Isle of Man?
I-Isle of Man ikalwe ukuthi i-Aa3 izinzile futhi iyi-Crown Dependency ezimele. Phakathi kwezinye izinto, izinkampani ezibhalisiwe zaseManx ziyazuza kuHulumeni olungele amabhizinisi kanye nohlelo lwentela olumisiwe endaweni.
Isiqhingi sinemithetho yaso yeTrust. Nakuba iziNkantolo zaseManx zizobheka izinqumo zase-UK njengezinokwethenjelwa, ukuzimela kwezepolitiki kwesiqhingi kanye noMthetho weTrust ka-1995 kusho ukuthi zonke izindaba ezihlobene nokusebenza kweTrust e-Isle of Man zingaphansi kwegunya leziNkantolo zase-Isle of Man kuphela.
Ama-trust ase-Isle of Man angazuza ohlelweni lwentela lwendawo ngezindlela eziningana, okuhlanganisa:
- Intela yengeniso engu-0% yabazuzi abangebona abahlali
- 0% Intela Yezinzuzo
- Intela Yefa engu-0%, Intela Yefa kanye Nentela Yesipho
- Ukuqongelela imali engenayo okungavinjelwe
- Ubumfihlo kanye nobumfihlo - akukho rekhodi lomphakathi
- Ikhono lokuqoka 'uMvikeli' (isib. umeluleki othembekile).
Intela
E-Isle of Man, i-trust ayinasibopho sokukhokhiswa intela uma:
- Ukugqwala akunabo abazuzi abahlala e-Isle of Man; futhi,
- Ukugqwala akunayo imali engenayo evela emithonjeni ekhokhiswa intela eSiqhingini.
Kuye ngohlobo lwemali engenayo kanye/noma izinzuzo ezitholwe yi-trust ezivela emithonjeni engeyona eye-Isle of Man kanye nezimpahla eziku-trust, ingaba nesibopho sokukhokhiswa intela kwenye indawo futhi kungadingeka iseluleko esifanele ukuze kunqunywe ukuthi intela ivela yini ezimweni ezinjalo.
Okufanele ukwenze ngokulandelayo
Uma ungakakwenzi lokho, singancoma ukuthi uthathe iseluleko sentela kumeluleki ofanelekayo; lokhu kungaba ngumgcini-zimali wakho, umeluleki wezomthetho noma wezezimali. Uma okwamanje ungenabo ubuhlobo nomeluleki onjalo, ungakhathazeki, sixhumana njalo nochwepheshe abavela emhlabeni wonke futhi sizokwazi ukukuqondisa endleleni efanele.
Uma usuthathe iseluleko esifanele futhi usuqinisekisile ukuthi ungathanda ukwakha i-Isle of Man Trust noma ukuqoka i-Dixcart njengoMphathi, kuzoba nezinto ezimbalwa esizozidinga.
Ukuze siqedele ucwaningo lwethu olufanele, futhi sikusize ngokushesha nangendlela elula ngangokunokwenzeka, sizodinga amadokhumenti anjengalawa:
- Ubufakazi bokuthi ungubani
- Ubufakazi bekheli
- Umthombo wengcebo/izimali
- Ulwazi lwereferensi yentela
Singacela ulwazi olwengeziwe ngesikhathi senqubo yakho yesicelo.
Ukusebenza noDixcart
Kwa-Dixcart, besilokhu sinikeza izinsizakalo zeNkampani kanye neTrust kanye nesiqondiso iminyaka engaphezu kwengu-45; sisiza amakhasimende ngokuhlelwa okuphumelelayo kanye nokuphathwa okuphumelelayo kwamaTrust, iZisekelo kanye nezinkampani ezilungiselelwe izinhloso zawo.
Ochwepheshe bethu bangaphakathi kanye nabasebenzi abaphezulu bafanelekile ngokomsebenzi, banolwazi oluningi; lokhu kusho ukuthi sikulungele ukusekela nokuthwala umthwalo wemfanelo wezindima ezahlukene, okuhlanganisa ukusebenza njengoMphathi, uMvikeli kanye nokunikeza izinsizakalo zokubonisana ezikhethekile lapho kufaneleka khona.
Sithuthukise uhla olubanzi lwezinsizakalo, okuhlanganisa ukuhlinzeka ngezinsizakalo ezigcwele zokuphathwa kweTrust kanye nezamaTrustee ku-Isle of Man Trusts. Kusukela ekuhleleni nasekwelulekeni kuya ekuphathweni kwansuku zonke kweTrust kanye nokuxazulula izinkinga, singakusekela imigomo yakho kuzo zonke izigaba.
Thola in Touch
Uma udinga ulwazi olwengeziwe mayelana nokwakhiwa, ukuphathwa noma ukuhlinzekwa kwezinsizakalo zobungcweti ze-Isle of Man Trust, sicela ukhululeke ukuxhumana ne- ithimba laseDixcart: iseluleko.iom@dixcart.com.
