IMalta - Izinhlelo Zokuhlala Ezihehayo kanye Nezinzuzo Zentela Zabafuduki

  • ncwadi 29 March 2021

  • | Izikhombo IN471

Background

I-Malta inikeza izindlela ezihlukahlukene zokuhlala. Ezinye zifanele abantu abangewona amalungu e-EU kuyilapho ezinye zinikeza izakhamuzi ze-EU ukukhuthaza ukuba zithuthele eMalta.

Izinketho zendawo yokuhlala kanye nezinzuzo zentela abangazinikeza abantu ngabanye, lapho kufanele khona, zichazwe ngezansi.

  1. I-Malta Permanent Residence

I-Malta Permanent Residence itholakala kubantu abangewona amalungu e-EU futhi ibenza bakwazi ukuhlala unomphela eMalta.

Abafakizicelo abaphumelele bathola indawo yokuhlala ye-Permanent Malta ngokushesha kanye nekhadi lokuhlala leminyaka emi-5. Ikhadi livuselelwa njalo eminyakeni emi-5 uma izidingo zisahlangatshezwa. Kunezinketho ezimbili mayelana nalo mzila:

Inketho 1: Qasha indawo bese ukhokha imali egcwele:

  • Khokha imali yokuphatha engabuyiselwa imali engu- € 40,000; FUTHI
  • Qasha indawo ngenani eliphansi lama- € 12,000 ngonyaka (€ 10,000 uma impahla itholakala eGozo noma eningizimu yeMalta); FUTHI,
  • Khokha imali egcwele kaHulumeni engu- € 58,000; FUTHI
  • Nikela nge- € 2,000 ku-NGO yendawo yokuphilisa, amasiko, isayensi, ezobuciko, ezemidlalo noma inhlalakahle yezilwane ebhaliswe neKhomishani Wezinhlangano Zokuzithandela.

Inketho 2: Thenga indawo bese ukhokha umnikelo owehlisiwe:

  • Khokha imali yokuphatha engabuyiselwa imali engu- € 40,000; FUTHI
  • Thenga indawo ngenani eliphansi lama- € 350,000 (€ 300,000 uma impahla itholakala eGozo noma eningizimu yeMalta); FUTHI,
  • Khokha umnikelo kaHulumeni owehlisiwe ongu- € 28,000; FUTHI
  • Nikela nge- € 2,000 ku-NGO yendawo yokuphilisa, amasiko, isayensi, ezobuciko, ezemidlalo noma inhlalakahle yezilwane ebhaliswe neKhomishani Wezinhlangano Zokuzithandela.

Kungenzeka ukuthi kufakwe izizukulwane ezifika kwezi-4 esicelweni esisodwa uma kungase kuqinisekiswe ukuthi abafake izicelo abengeziwe bancike kakhulu kumfakisicelo oyinhloko.

Imali eyengeziwe kaHulumeni engu- € 7,500 iyadingeka kumuntu ngamunye owengeziwe othembekile (ngaphandle komlingani) ofakiwe kuhlelo lokusebenza.

Abafakizicelo kumele bakhombise izimpahla ezinkulu ezingekho ngaphansi kwe- € 500,000, lapho ubuncane be- € 150,000 kumele kube izimpahla zezezimali.

  1. Uhlelo Lokuhlala Lomhlaba Wonke

I-Global Residence Programme inika abantu abangewona amalungu e-EU igunya lokuthola Isimo Sentela Esikhethekile sase-Malta kanye nemvume yokuhlala yase-Maltese ngokutshalwa kwezimali okuncane endaweni ese-Malta.

Abafakizicelo abaphumelele bangathuthela eMalta uma bekhetha ukwenza kanjalo. Futhi banelungelo lokuvakashela noma yiliphi izwe ngaphakathi kwe-Schengen Zone yamazwe ngaphandle kwesidingo sama-visa engeziwe. Asikho isidingo sokuhlala sosuku oluncane, nokho abafake izicelo abaphumelele ngeke bahlale kunoma iyiphi enye indawo isikhathi esingaphezu kwezinsuku eziyi-183 ngonyaka.

Ukuze ufaneleke, umuntu ngamunye kufanele athenge indawo ebiza okungenani u-€275,000 noma akhokhe ubuncane buka-€9,600 ngonyaka ngerenti. Uma indawo iseGozo noma eningizimu ye-Malta inani elincane lesakhiwo lingu-€250,000 noma u-€220,000 ngokulandelana, noma kudingeka inkokhelo yerenti encane engu-€8,750 ngonyaka. Ngaphezu kwalokho, umfakisicelo akumele achithe izinsuku ezingaphezu kweziyi-183 kunoma iyiphi enye indawo kunoma yimuphi unyaka wekhalenda.

  • Izinzuzo Zentela Ezitholwa Umuntu Ngamunye - Uhlelo Lokuhlala Lomhlaba Wonke

Intela ephansi yentela engu-15% ikhokhiswa emholweni wamanye amazwe othunyelwe eMalta, ngenani eliphansi lentela engu- € 15,000 ekhokhwa ngonyaka (imali engenayo evela eMalta ikhokhiswa ngentengo ephansi engu-35%). Lokhu kusebenza kumholo ovela kumfakisicelo, oshade naye kanye nakunoma yibaphi abondliwayo ngokuhlanganyela.

Imali engenayo yomthombo wangaphandle engathunyelwa eMalta ayikhokhiswa intela eMalta.

Abantu bangakwazi futhi ukufuna ukukhululwa kwentela ephindwe kabili ngaphansi kombuso.

  1. Uhlelo lokuhlala eMalta

Uhlelo lwe-Malta Residence Programme lunikeza izakhamuzi ze-EU igunya lokuthola Isimo Sentela esikhethekile sase-Malta kanye nemvume yokuhlala yase-Malta ngokutshalwa kwezimali okuncane endaweni ese-Malta.

Ukuze afanelekele lolu hlelo umuntu kufanele athenge impahla ebiza okungenani u- € 275,000 noma akhokhe ubuncane bama- € 9,600 ngonyaka ngerenti. Uma isakhiwo siseGozo noma eningizimu yeMalta inani eliphansi lesakhiwo lingu- € 250,000 noma i- € 220,000 ngokulandelana, noma kudingeka inkokhelo encane yerenti engu- € 8,750 ngonyaka. Ngaphezu kwalokho, umfakisicelo akumele achithe izinsuku ezingaphezu kwezingu-183 kunoma yimuphi omunye umthetho kunoma yimuphi unyaka wekhalenda elilodwa.

Asikho isidingo sokuhlala sosuku oluncane, nokho abafake izicelo abaphumelele ngeke bahlale kunoma iyiphi enye indawo isikhathi esingaphezu kwezinsuku eziyi-183 ngonyaka.

  • Izinzuzo Zentela Zitholakala Kumuntu Ngamunye -Uhlelo Lwendawo yokuhlala yaseMalta

Intela ephansi yentela engu-15% ikhokhiswa emholweni wamanye amazwe othunyelwe eMalta, ngenani eliphansi lentela engu- € 15,000 ekhokhwa ngonyaka (imali engenayo evela eMalta ikhokhiswa ngentengo ephansi engu-35%). Lokhu kusebenza kumholo ovela kumfakisicelo, oshade naye kanye nakunoma yibaphi abondliwayo ngokuhlanganyela.

Imali engenayo yomthombo wangaphandle engathunyelwa eMalta ayikhokhiswa intela eMalta.

Abantu ngabanye bangakwazi futhi ukufuna ukukhululeka ekukhokhisweni kabili ngaphansi kwalo mzila.

  1. Uhlelo Lwabantu Abafaneleke Kakhulu

Uhlelo Lwabantu Abafaneleke Kakhulu luqondiswe kubantu abaqeqeshiwe abahola ngaphezu kuka-€86,938 ngonyaka (isisekelo sonyaka ka-2021), abaqashwe eMalta ngenkontileka.

Lo mzila uvulekele izakhamuzi ze-EU iminyaka engu-5 (inganwetshwa izikhathi ezingu-2 - iminyaka engu-15 isiyonke) nakubantu abangewona amalungu e-EU iminyaka engu-4 (inganwetshwa izikhathi ezingu-2 - iminyaka engu-12 isiyonke. Uhlu lwezikhundla ezifanelekayo luyatholakala uma luceliwe.

  • Izinzuzo Zentela Ezitholwa Umuntu Ngamunye - Uhlelo Labantu Abafaneleke Kakhulu

Intela yemali engenayo isethwe ngezinga eliphansi le-15% kubantu abafanelekayo (esikhundleni sokukhokha intela yemali esikalini esikhuphukayo ngesilinganiso samanje esiphezulu sama-35%).

Ayikho intela ekhokhwayo kwimali etholwe ngaphezulu kwe- € 5,000,000 ephathelene nesivumelwano sokuqashwa sanoma yimuphi umuntu oyedwa.

  1. Uhlelo Lomhlalaphansi

Uhlelo lweMalta Retirement luyatholakala kubantu be-EU nakwabezizwe okungewona ama-EU abanomthombo wabo omkhulu wemali yempesheni.

Umuntu kufanele abe ngumnikazi noma aqashe impahla eMalta njengendawo yakhe eyinhloko yokuhlala emhlabeni. Inani eliphansi lesakhiwo kumele libe yi- € 275,000 eMalta noma i- € 220,000 eGozo noma eningizimu yeMalta; ngenye indlela, impahla kufanele iqashiswe okungenani ngama- € 9,600 minyaka yonke eMalta noma ku- € 8,750 ngonyaka eGozo noma eningizimu neMalta.

Ngaphezu kwalokho, kunesidingo sokuthi umenzi wesicelo ahlale eMalta ubuncane bezinsuku ezingama-90 unyaka ngamunye wekhalenda, okulinganiselwa kunoma yisiphi isikhathi seminyaka emi-5. Abantu akumele bahlale kunoma iyiphi enye indawo isikhathi esingaphezu kwezinsuku eziyi-183 kunoma yimuphi unyaka wekhalenda lapho bezuza khona kuHlelo Lomhlalaphansi lwaseMalta.

  • Izinzuzo Zentela Ezitholwa Umuntu Ngamunye - Uhlelo Lomhlalaphansi

Inani elikhangayo lentela engu-15% likhokhiswa empeshenini ekhishwe eMalta. Inani eliphansi lentela ekhokhwayo ngu- € 7,500 ngonyaka kumhlomuli kanye ne- € 500 ngonyaka kumuntu ngamunye othembekile.

Imali engenayo evela eMalta ikhokhiswa intela ngezinga eliphansi le-35%.

  1. Isinyathelo Esibalulekile Sabasebenzi

'I-Key Employee Initiative' yase-Malta iyatholakala kubanikazi bamapasi okungewona abe-EU futhi isebenza kubaphathi kanye/noma ochwepheshe bezobuchwepheshe obuphezulu abaneziqu ezifanele noma ulwazi olwanele oluhlobene nomsebenzi othile.

Abafakizicelo abaphumelele bathola imvume yokusebenza/yokuhlala esheshayo, esebenza unyaka owodwa. Lokhu kungavuselelwa minyaka yonke.

Abafakizicelo kumele banikeze ubufakazi kanye nolwazi olulandelayo 'kuPhiko Lwabangaphandle':

  • Iholo lonyaka eliphelele okungenani elingu-€30,000 ngonyaka.
  • Amakhophi aqinisekisiwe esiqinisekiso seziqu ezifanele noma ubufakazi besipiliyoni somsebenzi esifanele. Isimemezelo somqashi esisho ukuthi umfakisicelo unemininingwane edingekayo ukuze enze imisebenzi edingekayo.
  • Izinzuzo Zentela Ezitholwa Abantu Ngabanye

Kusebenza Isisekelo Esijwayelekile Sokukhokhelwa Kwentela. Abantu abahlose ukuhlala eMalta isikhathi esithile kodwa abangahlosile ukuzinza unomphela eMalta, bazobhekwa njengabahlali kodwa abangahlali eMalta. Imali engenayo etholwa eMalta intela esikalini esiqhubekayo ngenani eliphakeme elingu-35%. Imali engenayo okungeyona eyase-Malta engazange ithunyelwe eMalta noma Imali ethunyelwa eMalta ayikhokhiswa intela.

  1. Ukuqashwa Okufanelekayo Kwezinto Ezintsha Nokudala

Lo mzila uqondiswe kubantu abathile abaqeqeshiwe abahola ngaphezu kwama-€52,000 ngonyaka futhi baqashwe eMalta ngumqashi ofanelekayo ngokwenkontileka. Umfakisicelo angaba ngowezwe lanoma yiliphi izwe.

Lo mzila utholakala isikhathi esilandelanayo esingekho ngaphezu kweminyaka emi-3.

  • Izinzuzo Zentela Ezitholwa Abantu Ngabanye

Intela yemali engenayo isethwe ngezinga eliphansi le-15% kubantu abafanelekayo (esikhundleni sokukhokha intela yemali esikalini esikhuphukayo ngesilinganiso samanje esiphezulu sama-35%).

  1. Nomad Residence Permit

Imvume yokuhlala ye-Malta Nomad yenza abantu bezwe lesithathu bakwazi ukugcina umsebenzi wabo wamanje kwelinye izwe, kuyilapho behlala ngokusemthethweni eMalta. Imvume ingaba yesikhathi esiphakathi kwezinyanga eziyisi-6 neziyi-12. Uma imvume yezinyanga eziyi-12 ikhishwa umuntu uzothola ikhadi lokuhlala elivumela uhambo lwamahhala lwe-visa kuwo wonke Amazwe Angamalungu e-Schengen. Imvume ingase ivuselelwe ngokubona kwe-ejensi.

Abafakizicelo beNomad Residence Permit kumele:

  1. Fakazela ukuthi bangasebenza ukude besebenzisa ubuchwepheshe bezokuxhumana ngocingo
  2. Yiba ngabezwe lesithathu.
  3. Fakazela ukuthi bayasebenza kunoma yiziphi izigaba ezilandelayo:
    • Sebenzela umqashi obhaliswe kwelinye izwe futhi unenkontileka yalo msebenzi, noma
    • Yenza imisebenzi yebhizinisi yenkampani ebhaliswe kwelinye izwe, futhi ube nguzakwethu / umninimasheya wenkampani eshiwo, noma
    • Nikezela ngezinsizakalo ezisebenza ngokuzimela noma zokubonisana, ikakhulukazi kumakhasimende asungulwa unomphela ezweni langaphandle, futhi anezinkontileka ezisekelayo zokuqinisekisa lokhu.
  4. Thola imali engenayo yenyanga engu- € 2,700 yentela. Uma kunamalungu omndeni angeziwe, ngamunye kuzofanele anelise izidingo zokuthola imali njengoba kuchaziwe yiNqubomgomo Yesikhungo.
  • Izinzuzo Zentela Ezitholwa Abantu Ngabanye

Abafakizicelo abaphumelele ngeke bakhokhiswe intela emalini yabo engenayo njengoba imali engenayo izokhokhiswa intela emazweni akubo.

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Ulwazi Olwengeziwe

Ukuze uthole ulwazi olwengeziwe mayelana nokuthuthela eMalta sicela uthinte u-Jonathan Vassallo: iseluleko.malta@dixcart.com ehhovisi laseDixcart eMalta. Ngenye indlela, sicela ukhulume noxhumana naye ojwayelekile we-Dixcart.

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