Amalayisense Wokukhokha WeMalta - Kungani Ungabi Umhlinzeki Wakho Wokukhokha?
Yiziphi Izinzuzo Zokuba Ngumhlinzeki Wesevisi Yenkokhelo Olayisense eMalta?
Inani lamalayisense Yesevisi Yokukhokha eMalta likhule kakhulu eminyakeni embalwa edlule, eceleni kwezimboni ezichumayo ze-i-Gaming kanye ne-e-Commerce. Abahlinzeki Besevisi Yokukhokha “i-PSP” bajabulela izimfuneko eziqinile zokulawula nezokuqondisa kunezinye izikhungo zekhredithi noma zezezimali.
I-Malta inikeza izinzuzo eziningana, kuhlanganise:
- Amalungelo e-EU 'emvumelwano';
- Ikhono lokuvula igatsha kwamanye Amazwe Angamalungu e-EU;
- Izinzuzo zokuqashwa zezisebenzi ezithathwa njengabantu abaqeqeshwe kakhulu, abangasebenzisa uhlelo lwentela olukhangayo.
Ama-PSP alawulwa ngaphansi kwe-Financial Institutions Act kanye ne-European Payment Services Directive. I-Malta Financial Services Authority “MFSA” iyisiphathimandla esilawulayo, eMalta, sama-PSP.
Ama-PSP angazibandakanya emisebenzini eyahlukene okuhlanganisa; imisebenzi yokukhokha, isibonelo ukudonswa kwemali okuqondile, ukukhokhelwa ngekhadi lokukhokha noma idivayisi efanayo, kanye nokudluliswa kwezikweletu, okuhlanganisa nama-oda amile.
Izidingo ezibalulekile
Izidingo ezibalulekile yilezi:
- okungenani abaqondisi abangu-3, okungenani oyedwa wabo eyisakhamuzi saseMalta;
- okungenani abasebenzi bendawo aba-2 abasebenzayo;
Okungenani kufanele kube neSikhulu Esibika Ukushushumbiswa Kwemali “MLRO,” kanye Nomphathi Wokuthobelana futhi lezi zindima kufanele zenziwe abantu abazinze eMalta;
Abaqondisi, i-MLRO kanye Nesikhulu Sokuthobelana kufanele babonise ukuziphatha okunobuhlakani okuqinisekisiwe, futhi bagunyazwe yi-MFSA.
Izidingo Zemali
Ama-PSP ahlinzeka ngokwenza imisebenzi yokukhokha, okuhlanganisa ukudluliswa kwezimali ku-akhawunti yokukhokha kanye nokwenza:
- Ukudonswa kwemali okuqondile, okuhlanganisa nokukhipha kanye;
- Ukukhokha ngekhadi lokukhokha noma idivayisi efanayo;
- Ukudluliswa kwezikweletu, okuhlanganisa nama-oda amile;
angaphansi kwenani elincane lentengo yemali engu-€125,000.
Imisebenzi Evumelekile yama-PSPs
Ama-PSP avunyelwe ukwenza lezi zinsizakalo ezilandelayo:
- Izinsizakalo ezivumela ukheshi ukuthi ubekwe noma ukhishwe ku-akhawunti yokukhokha kanye nemisebenzi ehlobene ukuze kusetshenziswe leyo akhawunti;
- Ukwenziwa kwemisebenzi yokukhokha, okuhlanganisa ukudluliswa kwezimali ku-akhawunti yokukhokha nge-PSP yomsebenzisi noma enye;
- Ukwenziwa kwemisebenzi yokukhokha, lapho izimali zimbozwa umugqa wesikweletu womsebenzisi wesevisi yokukhokha;
- Ukukhipha kanye/noma ukuthola amathuluzi okukhokha.
Amalungelo Wokuhamba
Imisebenzi ye-PSP enelayisensi ingase idluliselwe kwamanye amazwe angamalungu e-EU kanye negunya le-EEA, ngokuhambisana nenqubo yesaziso enqunyiwe. Lokhu kwenza i-PSP yase-Maltese ikwazi ukuhlinzeka ngezinsizakalo zayo ngaphakathi kwesinye iSifunda esiyilungu noma:
- Ngokusungulwa kwegatsha; noma
- Ngokwesisekelo sokuhlinzekwa kwamahhala kwezinsizakalo.
Intela kanye Nezimali
Izinkampani zaseMalta zikhokha intela ngenani lama-35%.
Kodwa-ke, lapho i-dividend ikhokhwa kumnikazi wamasheya ongeyena umhlali, lowo mnikazi wamasheya uyakwazi ukufuna imbuyiselo. Le mbuyiselo ilingana no-6/7ths wentela yase-Maltese ekhokhwe enzuzweni esebenzayo lapho ukusatshalaliswa kwenzuzo kwenziwe ngayo.
Lapho inzuzo ivela emalini engenayo, imbuyiselo ilingana no-5/7ths.
Ilingana nembuyiselo engu-2/3rds lapho idividendi isatshalaliswa ngemali engenayo yomthombo wangaphandle nalapho inkampani yaseMaltese ekhokha izabelo ifune ukukhululeka ekukhokhisweni intela kabili.
Imbuyiselo yentela ilingana no-100% lapho inzuzo okwasatshalaliswa kuyo i-dividend efanelekile, itholwa inkampani yase-Maltese ekubambeni iqhaza.
Izimali zokugada zonyaka zizosebenza, kuye ngemali engenayo ye-PSP.
Ulwazi Olwengeziwe
Uma ungathanda ulwazi olwengeziwe mayelana Nelayisense Yesevisi Yokukhokha yase-Malta, sicela uthinte u-Jonathan Vassallo ehhovisi le-Dixcart eMalta: iseluleko.malta@dixcart.com noma oxhumana naye ojwayelekile we-Dixcart.
