Ukuze bafanelekele i-Golden Visa ngesikhwama sokutshala izimali, abafakizicelo kumele benze ukudluliselwa kwemali okungenani okungu-€500,000 kube amayunithi ezimali zokutshalwa kwezimali noma izikhwama zemali yebhizinisi. Lezi zimali kufanele zihambisane nemithetho ethile:

• Ukugxila Okungekona Okwezindlu: Ngokudabukisayo, izimali azikwazi ukutshala ngokuqondile noma ngokungaqondile ku-real estate ngezinjongo zokuhlala. Izimali ezigxile kweminye imikhakha njengobuchwepheshe, amandla avuselelekayo, ezempilo, ezolimo, kanye namabhizinisi agxile ekukhuleni afanelekile.
• Ukubhaliswa kwesiPutukezi: Isikhwama kumele sibhaliswe futhi silawulwe ngaphansi komthetho wesiPutukezi yi- I-Commissão do Mercado de Valores Mobiliários (CMVM), ikhomishana yemakethe yezibambiso yasePortugal. Lokhu kwengamela kokulawula kuqinisekisa ukubeka izinto obala nokuvikela abatshalizimali.
• Isikhathi Sokukhula: Amasheya noma amayunithi esikhwama kufanele abe nokuvuthwa okuncane okungenani kweminyaka emihlanu ngesikhathi sokutshalwa kwezimali.
• I-Portuguese Investment Focus: Imfuneko ebalulekile ukuthi okungenani u-60% wephothifoliyo yokutshalwa kwezimali kwesikhwama kufanele ube ezinkampanini zezentengiselwano ezinekomkhulu lazo endaweni yesiPutukezi. Lokhu kuqinisekisa ukuthi utshalomali luzuzisa umnotho wase-Portuguese ngokuqondile.

Ukukhetha inketho yesikhwama sokutshala imali ye-Portugal Golden Visa kunikeza izinzuzo ezimbalwa eziphoqelelayo:

• Ukufakwa Komndeni: Uhlelo lweGolden Visa ludlulela kumalungu omndeni aseduze, okubandakanya abashade nabo, izingane ezibondliwe, nabazali abondliwe, luqinisekisa indlela ehlangene eya ekubeni ngabahlali baseYurophu.
• Ukuphathwa Kochwepheshe Nokuhlukahluka: Izimali zilawulwa ochwepheshe abanolwazi abafuna ngenkuthalo amathuba okutshala athembisayo emikhakheni eyahlukene. Lokhu kwengamela okuphrofeshinali kunganciphisa umthwalo womtshali-zimali ngamunye wokuphatha izimpahla eziqondile futhi kunikeza ukuhlukahluka, okungase kunciphise ubungozi uma kuqhathaniswa nokutshalwa kwezimali okukodwa okuqondile.
• Inqubo eyenziwe Lula: Uma kuqhathaniswa nokudalwa kwebhizinisi okuqondile noma ukuphathwa kwempahla yomuntu ngamunye, ukutshala imali esikhwameni ngokuvamile kuhilela inqubo eqondile yokufaka isicelo, enomthwalo wokuphatha omncane lapho ukutshalwa kwezimali kokuqala kwenziwa.
• Akukho Ukuphathwa Okusebenzayo Okudingekayo: Abatshalizimali abadingi ukuphatha ngokuqhubekayo ukutshalwa kwezimali okuyisisekelo noma ukubamba iqhaza ngokuqondile emisebenzini yebhizinisi. Le ndlela "yokuyeka" ilungele labo abancamela ukutshalwa kwezimali kancane ngenkathi bephishekela ukuba ngabahlali.
• Izidingo zokuvumelana nezimo kanye Nezincane Zokuhlala: Njengeminye imizila yeGolden Visa, inketho yokutshala imali yesikhwama igcina imfuneko ekhangayo yokuba khona ngokomzimba kwezinsuku eziyi-7 e-Portugal ngonyaka. Lokhu kuvumela abatshalizimali ukuthi bagcine indlela yabo yokuphila yamanje kanye nokuhlala kwentela ngenkathi beqhubekela ekubeni yisakhamuzi sasePortugal.
• Amathuba Okubuyisela: Nakuba umgomo oyinhloko kuwukuba ngumhlali, izimali eziningi ezifanelekayo zihlose ukukhiqiza imbuyiselo, ezinikeza ithuba lokwazisa imali enkulu phakathi nesikhathi sokutshala. Ezinye izimali zingase zinikeze ukusabalalisa kwangaphambi kwesikhathi kwembuyiselo, nakuba kubalulekile ukuqonda imigomo ethile yesikhwama kanye namasu okuphuma.
• Izinzuzo Zentela: Ukusatshalaliswa okwenziwa yizimali ezifanelekile kubanikazi bamayunithi abangakhokhi intela abangama-Portuguese akukhonjelwe ukukhokhiswa intela ngalokho (ngaphandle kwalapho kuyiwa endaweni yentela yama-Portuguese). Kubalulekile ukuqonda ukuthi i-Golden Visa iwuhlelo lokuhlala, futhi ayibangeli ukutholakala kwentela e-Portugal (bona lapha ukuze uthole imininingwane eyengeziwe ngendawo yokuhlala yentela).
• Indlela Yokuhlala E-EU kanye Nobuzwe: Ukutshalwa kwezimali kwesikhwama kuholela kumvume yokuhlala yasePortugal, enikeza uhambo lwamahhala lwe-visa ngaphakathi kwendawo ye-Schengen. Ngemva kweminyaka emihlanu yokulondoloza ukutshalwa kwezimali kanye nokuhlangabezana nezidingo ezincane zokuhlala, abafakizicelo kanye namalungu abo omndeni afanelekile bangafaka isicelo sokuba ngumhlali unomphela noma ubuzwe basePortugal, bathole ipasipoti ye-EU.
  • Qaphela ukuthi iPhalamende lasePutukezi seliqalile ukudingida izinguquko ezibalulekile emithethweni yobuzwe bezwe kanye neyokuthuthela kwelinye izwe, okuhlanganisa nokwelula isikhathi sokuhlala esidingekayo sokuba yisakhamuzi kanye nokushintsha indlela leso sikhathi esibalwa ngayo. Lezi zichibiyelo ezihlongozwayo, eziphinde zifake izimfuneko eziqinile zokuhlanganisa umndeni, zisezigabeni zokuqala futhi zingase zibe ngaphansi kokubuyekezwa..
• Ukufakwa Komndeni: Uhlelo lweGolden Visa ludlulela kumalungu omndeni aseduze, okubandakanya abashade nabo, izingane ezibondliwe, nabazali abondliwe, luqinisekisa indlela ehlangene eya ekubeni ngabahlali baseYurophu.

Nakuba ukhanga, umzila wokutshala izimali esikhwameni nawo unemicabango kanye nezingozi ezingaba khona:

• Izinguquko Zokulawula: Njengoba sekushiwo kakade, uhulumeni wasePutukezi ubheke ngentshiseko ekuguquleni imithetho yabo yokuthuthela kwelinye izwe kanye nobuzwe. Nakuba ama-Golden Visas engase angabi yiwona okuhloswe ngawo, iziphakamiso ziphakamisa ukuthi kungase kube nezinguquko ezizayo ohlelweni lwamanje.
• Ubungozi bemakethe: Njenganoma yikuphi ukutshalwa kwezimali, inani lamayunithi esikhwama lingashintshashintsha ngokuya ngezimo zemakethe nokusebenza kwezimpahla eziyisisekelo. Abatshalizimali kufanele baqaphele ukuthi ukubuyisela akuqinisekisiwe, futhi ukutshalwa kwezimali okuyinhloko kusengozini.
• Ubungozi: Izimali eziningi ezifanele i-Golden Visa zivaliwe ngesikhathi esinqunyiwe sokuvuthwa (imvamisa iminyaka eyi-6-10). Lokhu kusho ukuthi imali yakho eyinhloko izokhiywa phakathi naso sonke isikhathi, futhi izinketho zokuhoxa ngaphambi kwesikhathi zingase zibe nomkhawulo noma zingabi khona.
• Ukukhethwa Kwezimali: Ukukhetha isikhwama esifanele kubalulekile. Abatshalizimali kufanele bahlole ngokucophelela umlando womphathi wesikhwama, isu lokutshala izimali lesikhwama, izimali ezikhokhwayo (ukuphatha, ukusebenza, ukubhalisa), kanye nokuthobela kwesikhwama ukuthobela imithetho ye-Golden Visa.
• Imithelela yentela: Nakuba izakhamuzi ezingakhokhi intela zingajabulela izinzuzo zentela enzuzweni yokutshalwa kwezimali evela ezikhwameni ezifanelekayo, imithelela yentela ingahluka kuye ngezimo ngazinye kanye nokuhlala kwentela. Ukubonisana nabeluleki bentela e-Portugal nasezweni lakini kubalulekile. Bheka lapha ukuze uthole ulwazi olwengeziwe ngemiphumela yentela ekutshalweni kwe-visa yegolide.

Inqubo evamile yokufaka isicelo se-Golden Visa ngokutshalwa kwezimali kwesikhwama ibandakanya:

• Ukuvuselelwa kanye Nomzila Wokuba yisakhamuzi: Imvume ivuselelwa okungenani njalo eminyakeni emibili, okuholela ekufanelekeleni ukuba ngumhlali unomphela noma ukuba yisakhamuzi ngemva kweminyaka emihlanu.
• Ukubonisana Kwezomthetho Nezezimali: Xhumana nabeluleki abakhethekile bezomthetho nabezezimali ukuze uqonde izidingo, uhlonze izimali ezifanele, futhi uhlele ukutshalwa kwezimali kwakho.
• Thola i-NIF futhi uvule i-akhawunti yasebhange yesiPutukezi: Inombolo Yesibonakaliso Yentela Yase-Portuguese (NIF) ibalulekile, futhi ukutshalwa kwezimali kufanele kwenziwe ku-akhawunti yasebhange yesi-Portuguese.
• Khetha futhi Utshale Kusikhwama Esifanelekayo esisodwa noma ngaphezulu: Khetha isikhwama esilawulwa yi-CMVM esihlangabezana nazo zonke izidingo ze-Golden Visa futhi sihambisane nezinjongo zakho zokutshala imali.
• Qoqa Amadokhumenti: Hlanganisa wonke amadokhumenti akho adingekayo, ubufakazi bokutshalwa kwezimali, amarekhodi acacile obugebengu, nobunye ubufakazi obusekelayo.
• Thumela Isicelo: Isicelo sithunyelwe kwabasemagunyeni base-Portuguese immigration (AIMA).
• I-Biometrics Aphoyintimenti: Vakashela i-aphoyintimenti yomuntu mathupha e-Portugal ukuze unikeze idatha ye-biometric futhi uqinisekise amadokhumenti okuqala.
• Thola Imvume yokuhlala: Ngemva kokuvunywa, imvume yokuhlala yokuqala ikhishwa, isebenza iminyaka emibili.