Ukuphela Kwezinzuzo Zentela Ye-Non-Dom yase-UK: Ingabe Kufanele Uhlale Noma Uhambe?
Isingeniso
Inkulumo emayelana nokukhokhiswa intela kwabantu okungezona izikhulu e-UK ibe yindaba egudwini iminyaka embalwa emaphephandabeni futhi muva nje enkundleni yezepolitiki. NgoMashi, uhulumeni wangaphambilini wamemezela isiphakamiso esisha, esichitha ngokuphelele isimiso sokukhishwa kwemali esiphumayo futhi esikhundleni saso safaka uhlelo lokuhlala. Kulandela izinkulumo-mpikiswano eziningi, ukhetho lukazwelonke, kanye nohulumeni omusha, imithetho emisha manje isiqediwe.
Njengemithetho eminingi yentela yase-UK, ayilula, futhi lesi sihloko asihloselwe ukuveza yonke into yemithetho emisha ngokuningiliziwe, kodwa kunalokho isiza ukuphendula imibuzo evamile esezindebeni zomphakathi okungezona ezombuso. Ukuze uthole ulwazi olwengeziwe ngombuso omusha, nezinye izimemezelo kuSabelomali sangomhla zingama-30 kuMfumfu wezi-2024, sicela uvakashele Isifinyezo Sesabelomali Sasekwindla 2024 lapha.
Ngezansi kunesibonelo sokucatshangelwa somuntu osimo sakhe sifana nesabantu abaningi okungezona ezihlala e-UK njengamanje.
UNksz Non-Dom
UNkk Non-Dom (owaziwa ngokuthi yi-ND ngabangani nomndeni wakhe) usehlale e-UK iminyaka eyi-12, wazalelwa phesheya kwezilwandle abazali abangebona abase-UK, okumenza umuntu ongeyena owase-UK (okungeyona indawo) ngaphansi kwemithetho yamanje. Ukujabulele ukuhlala e-UK ejabulela ukudla okuhle kanye nesimo sezulu esingcono nakakhulu. Uyilungu lomndeni womgqugquzeli webhizinisi elisohlwini lwaphesheya kwezilwandle futhi ungumnikazi wamasheya angu-10% alingana no-$100 wezigidi. Unyaka ngamunye uthola isabelo sika-$1 million futhi unama-akhawunti asebhange anama-dollar ayizigidi ezingu-5 kuwo, akhokha inzalo engu-$250,000 ngonyaka.
Ngaphambi kokuthuthela e-UK, wathatha izeluleko ezinhle futhi wenza ibhodwe elinempilo lemali ehlanzekile ukuze aphile ngalo. Ufune isisekelo sokuthunyelwa kwezimali kumafomu akhe entela ase-UK futhi uphile ngemali yakhe yemali ehlanzekile.
Ngemva kweminyaka embalwa efikile e-UK, walungisa i-Trust okungeyona eyase-UK nezinye zezimpahla zakhe okungezona ezase-UK futhi uhlomula ngokukhetha kwe-Trust kanye nomlingani wakhe nezingane. Uphinde abe ngumnikazi wamasheya angu-100% enkampanini okungeyona eyase-UK enokutshalwa kwezimali okungenzi lutho.
Indawo yamanje
Njengomsebenzisi we-remittance, ubekhokha intela kuphela emalini etholwayo evela e-UK kanye nezinzuzo kanye nenkokhelo eyisisekelo ye-remittance yase-UK. I-ND ihlukanise kahle imali yakhe eyinhloko emalini etholwayo kanye nenzuzo entsha, futhi lokhu akuzange kuthunyelwe e-UK.
I-Trust yakhe iyi-Trust yendawo engabaliwe okusho ukuthi izimpahla ezigcinwe ngaphakathi kwe-Trust zivikelwe enteleni yefa ngesikhathi ethathwa njengekhaya ngemva kokuhlala e-UK iminyaka engu-15.
Imali engenayo kanye nezinzuzo ezitholwa enkampanini yakhe yokutshala imali azikhokhiswa intela kuye e-UK njengoba efuna isisekelo sokuthunyelwa kwezimali.
Isikhundla sokuthunyelwe ngomhla ka-5 Ephreli 2025
Njengoba esevele engumhlali wentela e-UK iminyaka engaphezu kwengu-4, ngeke afanelekele noma yiziphi izinzuzo ngaphansi kombuso omusha we-FIG. Ngenxa yalokho, inzuzo yakhe yaphesheya kanye nenzalo izokhokhiswa intela e-UK kusukela ngomhlaka-6 Ephreli 2025.
Njenge-Trust enentshisekelo yokuhlala, isikhundla sentela seTrust manje sizolandela isikhundla sakhe sentela sase-UK. Nakuba ehlala e-UK yentela, imali engenayo kanye nenzuzo ku-Trust izokhokhiswa intela. Izimpahla eziyisisekelo sezizowela endaweni yakhe yase-UK ngezinjongo zentela yefa njengoba esehlale e-UK iminyaka engaphezu kweyi-10.
Imali engenayo kanye nenzuzo etholwe inkampani yokutshala izimali nayo manje izokhokhiswa intela ngokuqondile. Inani lenkampani ngokwayo lizowela esifeni sakhe sentela yase-UK, njengoba kuzoba njalo nazo zonke izimpahla zakhe zaphesheya njengoba esehlale entela yase-UK iminyaka engaphezu kweyi-10.
Yiziphi izinyathelo angazithatha?
Imali engenayo kanye nenzuzo
Uzokwazi ukuzuza Ezinhlinzekweni Zenguquko ezihlongozwayo ezizomvumela okokuqala ukuthi aqoke imali engenayo nezinzuzo zangaphambi komhla ziyisi-6 ku-April 2025 futhi akhokhe intela yase-UK engu-12% kuzo (ngaphandle kwekhredithi yentela yangaphandle) kuze kube umhla zi-5 kuMbasa 2027, bese kuba yi-15. % ngonyaka wentela olandelayo. Kuzophinde kusho ukuthi noma yiziphi izimpahla ezithengiswe ngenzuzo yeposi ngomhla ka-6 Ephreli 2025 zingahlehliswa ku-April 2017.
Lokhu kungase kusho ukuthi uzofuna ukuletha imali ethile phambili (lapho kungenzeka) ngaphambi kokuthi imithetho emisha yentela iqale ukusebenza ukuze isetshenziswe e-UK ngenani lentela eliphansi ngaphansi kwalezi zinhlinzeko zesikhashana.
Kufanele futhi acabangele isikhundla sanoma iyiphi impahla acabanga ukuyidayisa. Isikhundla ngasinye sizoba ngokuzimela, futhi izici zezezimali nezohwebo zesinqumo akufanele zishaywe indiva, kodwa ezinye zingathengiswa kangcono ngaphambi komhla ziyisi-6 kuMbasa 2025 (bese ziqokwa ngaphansi kwezinhlinzeko zoshintsho ngamanani angu-12%/15%) noma ithengiswe kangcono ngaphansi kwemithetho emisha futhi, kuyilapho intela ngezinga lentela lenzuzo yemali ekhona (manje engu-24% wezimpahla eziningi), ingase izuze ekwehlisweni kabusha. Isimo ngasinye kufanele sihlolwe ngokwehlukana njengoba impahla ngayinye ingase iwele esigabeni esihlukile.
Nakuba imali engenayo kanye nenzuzo entsha izokhokhiswa intela emhlabeni wonke kusukela mhla ziyisi-6 kuMbasa 2025, kufanele acabangele noma yiziphi izintela zangaphandle abhekana nazo (futhi njengemali ethunyelwayo mhlawumbe engazange ayicabangele ngaphambili) ukuze aqinisekise ukuthi uyakwazi ukufuna noma yiziphi izikweletu zentela zangaphandle. . Sicela uqaphele ukuthi ikhredithi yezintela ezikhokhwa kwamanye amazwe ayinakwenzeka ngaphansi Kwemibandela Yezinguquko.
I-UK inenethiwekhi ebanzi ye-Double Tax Treaty, futhi kufanele acabangele ukuthi angakwazi yini ukuthola izinzuzo ngaphansi kwalezi.
Intela yefa
Eceleni kwenethiwekhi ebanzi ye-Double Tax Treaty yase-UK, ineZivumelwano Zentela Yezindlu ezingu-10, futhi kufanele acabangele ukuthi angakwazi yini ukuthola izinzuzo ngaphansi kwalezi, ngezinjongo zentela yefa.
Amathuba amaningi okuhlela intela yefa yezipho zesikhathi sonke nezipho ezivela emalini eningi akumele ashaywe indiva.
Ngaphansi kwemithetho emisha, manje usehlale e-UK ehlala intela iminyaka engaphezu kweyi-10, uma engahamba ngemva komhla ziyisi-6 kuMbasa 2025, uzokhokhiswa intela yefa yase-UK eminye iminyaka emi-3. Lokhu kungaba njalo uma naye ehamba ngemva kweminyaka engu-13 kodwa ngemva kwalokho, lo “msila” uzomlandela unyaka owengeziwe, ngonyaka wokuhlala. Ngakho-ke, isibonelo, uma ehamba ngemva kweminyaka engu-16, umsila uzoba neminyaka engu-6 futhi uzoqhubeka nokukhula ngonyaka kuze kufike eminyakeni eyi-10.
Ukushiya i-UK
Le mithetho emisha izoholela ekutheni uNkk Non-Dom athole intela ephakeme yase-UK kunangaphambili. Ngakho-ke angase anqume ukuthuthela endaweni evumelana nentela. Njenganoma yikuphi ukuthutha, imiphumela yentela kuzo zombili izindawo kufanele icatshangelwe.
Ukuhlolwa Kwendawo yokuhlala esemthethweni yase-UK uzosho ukuthi zingaki izinsuku angaqhubeka nokuhlala e-UK. Kufanele athathe iseluleko futhi enze uhlelo lwezinsuku zakhe e-UK eminyakeni ezayo, ukuze aqiniseke ukuthi ungabi isakhamuzi sentela esingesona esase-UK. Kukhona imininingwane eyengeziwe kunothi lethu lapha.
Angase athole ukuthi lapho ekhethe ukuthuthela khona akusasebenzi kahle ngokombono wentela. I-Dixcart iyakwazi ukunikeza ukuthuthela kwelinye izwe nokwesekwa kwentela ezindaweni eziningi ezisebenza kahle kwentela futhi ingakujabulela ukusiza. Ulwazi olwengeziwe lungatholakala lapha.
Isiphetho
Uhlelo olusha lwe-FIG luwushintsho olubalulekile emithethweni yentela futhi okubaluleke kakhulu ezimpilweni zabantu abaningi abahlala entela e-UK. I-Dixcart UK, kanye ne-Dixcart Group ebanzi, bangasiza ngokunikeza iseluleko ngemithetho emisha kanye nokuthuthukisa uhlelo lwekusasa, ngokudabukisayo mhlawumbe hhayi e-UK.
Njengoba kuhlale kwenzeka, iseluleko sentela asikwazi ukuthathwa ngokushesha, ngakho-ke sicela uthinte othintana naye ojwayelekile wakwa-Dixcart, noma ngokusebenzisa yethu ikhasi lokuxhumana ukuqala lezi zingxoxo: iseluleko.uk@dixcart.com.
