Ukubaluleka Kokuba Nencwadi Yefa - Imibuzo Engukhiye Ongayicabangela
Njengoba imindeni isiya ngokuya ngokuya ngokwamazwe omhlaba ukubaluleka kokuthola incwadi yefa kuyakhuphuka futhi. Ngamalungu omndeni atholakala emazweni ahlukene, kubalulekile ukuthi kubhalwe amafa afanele futhi, ngemuva kwalokho, abuyekezwe futhi achitshiyelwe njalo ukukhombisa noma yikuphi ukwehluka kwezimo. Imvamisa izindawo lapho izimpahla zitholakala khona kanye / noma lapho kuhlala khona amalungu omndeni zizoshintsha.
- Ingabe amafa asebenza kuphela kubantu abacebile?
Lokhu ukucabanga okungajwayelekile okuvamile. Akudingeki ube yisicebi ukuze ube nencwadi yefa. Wonke umuntu oneminyaka engaphezu kwengu-18 kufanele abe nefa.
Uma udweba ibhalansi sheet yakho futhi ubheka impahla yakho yamanje, ibhizinisi namanani wokutshala imali, ungamangala ukuthi kufanele ulahle malini.
Imvamisa, izimpahla “ezifihliwe” ezikhohliwe zibandakanya amalungelo empahla yengqondo, amalungelo empesheni, izinqubomgomo zomshuwalense nayo yonke imininingwane yakho ye-elekthronikhi, okufanele ibe yingxenye yokuhlelwa kwefa lakho (lezi zimpahla kungenzeka zingabi yingxenye yefa lakho ngenhloso yokubhala intando).
Ungakhohlwa ukubheka izimpahla ongazithola njengefa ngokuzayo, kanye nokwabiwa kwemali evela esikhwameni. Uma unempahla eningi nezindlalifa eziningi, unempahla emazweni angaphezu kwelilodwa, noma ungathanda ukushiya izinto ezithile kubantu abathile noma kunhlangano esiza abantulayo oyithandayo, lapho-ke kufanele wenze incwadi yefa.
- Umuntu usenayo vele incwadi yefa. Kungani kufanele benze entsha?
Intando yakho kufanele yenziwe yenzelwe ukulingana izimo zakho zamanje nezezezimali nezifiso zakho.
Uma usunayo incwadi yamafa, kufanele uyibukeze njalo (okungenani njalo ngonyaka), ngoba kuyamangaza ukuthi incwadi yefa iphelelwa yisikhathi ngokushesha kangakanani. Isimo sakho sezezimali cishe sizoshintsha nokuzalwa, imishado, ukudivosa noma ukushona emndenini, noma ukuthuthela kwelinye izwe, konke lokhu kungathinta ubuqiniso nokusebenza kwencwadi yakho yefa. Imithetho yentela, isimo sokuhlala ngentela, nezinye izindaba zomthetho nezezezimali ziguquka kaningi futhi ngayinye ingaba nomthelela omkhulu ekuvumeni kwefa lakho.
- Uma umuntu engenayo incwadi yefa, ingabe izimpahla zakhe ziya ngokuzenzekelayo kumlingani wakhe / kumlingani womphakathi kanye nezingane ngohlobo oluthile lwefomula elinganayo?
Ukwehluleka ukubhala iwili, noma ukuba nefa kubhalwe njengokungekho emthethweni ekufeni kwakho, kuzosho ukuthi uyafa uyithumbu futhi lokhu kungaba nemiphumela elandelayo:
- Umthetho osebenzayo uvame ukuhlinzekela ifomula elingaguquki, elingenangqondo futhi elingahle lisebenze ekwahlukanisweni kwefa lakho, elingavumelani nezifiso zakho zangempela.
- Izihlobo ezikude noma uhulumeni angahlomula ngefa lakho futhi oshade naye / umlingani womphakathi kungenzeka angatholi isabelo esigcwele samafa abo.
- Izindlalifa zakho zingashiywa nempi esemthethweni noma kufanele zabelane ngezinto ezihlukanisiwe noma ezingekho emthethweni nezihlobo zakho zegazi.
- Umabi wefa / umlawuli / umphatheli ongaziwa wena noma umndeni wakho angaqokwa. Ababi befa 'bamaqembu wesithathu' bavame ukukhokhisa imali ephezulu evunyelwe yobuchwepheshe futhi mancane amathuba okuthi babhekane nokwenziwa kwempahla nokuphathwa kwefa lakho ngendlela enozwelo.
- Akunakubakhona umgcini wezinto ozikhethela izingane zakho ezisencane, ezingaba nomthelela omubi kakhulu kuzo.
- Ama-akhawunti asebhange angaba 'yiqhwa' isikhathi eside, okuholele ezinkingeni zokuhamba kwemali futhi kungadala ukuthi ababolekisi bathathe indlela eqinile, enolaka maqondana nokukhokhwa kwezimangalo.
- Ama-akhawunti asebhange ebhizinisi angahle abe 'yiqhwa' uma izimali ezikweletwa ngumufi zikhokhelwa abantu besithathu futhi zingakwazi ukukhokhelwa ngesikhathi esifanele yifa, okushiya ibhizinisi lisengozini.
- Ngaphambi kokuba kuqokwe umabi wefa noma uma inselelo yefa ibekelwa inselelo, izimpahla zisengcupheni futhi nezinqubomgomo zomshuwalense zingase zingakwazi ukufunwa, noma ngabe ziwela ngaphandle kwefa.
- Ukungathembeki, icala lasenkantolo, noma ezinye izinselelo zentando kungabangela amahloni, ingcindezi kanye nezinkinga emndenini wakho, nokungahleleki kahle kwezezimali ukusula, futhi kube nesikhathi esincane kakhulu sokukuxazulula, lokhu kubhebhethekisa izinkinga kuphela.
- Izindleko zokuvala ifa lakho zizokhula, imvamisa kakhulu, njengoba kuzotholakala ezinye izindleko zomthetho nezinye izindleko.
- Uma umuntu ehlala ezindaweni ezihlukene futhi etholile izimpahla, kufaka phakathi impahla engaguquki, ingabe udinga okungaphezu koyedwa ukumboza lokhu?
Ungaba nentando eyodwa "yomhlaba wonke" ukumboza izimpahla zakho kuzo zonke iziphathimandla, kepha akukhuthazwa.
Uma unezimpahla ezibalulekile ezindaweni eziningi, kufanele ube namafa ahlukile okubhekela igunya ngalinye futhi ngezansi kunezizathu ezimbalwa zokuthi kungani:
- Lapho impahla engaguquguquki (enganyakaziseki) iphathelene neziphathimandla ezithile ukudluliswa kwempahla kungenziwa kuphela ngokomthetho ngendlela yefa elifanele (lendawo).
- Kunokwehluka okuphawulekayo emithethweni yefa kanye nemikhuba phakathi kwamazwe we-Common Law kanye ne-Civil Law. Ngaphezu kwalokho, uma unezimpahla e-UAE noma kwamanye amazwe aneningi lamaSulumane, kuzodingeka futhi ukuthi ucabangele iSharia Law, ezocacisa ngokuqinile ukuthi ngubani otholayo futhi onqume nokuthi kuqokwe ababheki besikhashana. Kubalulekile ukuthi umuntu wangaphandle ahlala ezweni elinjalo aqinisekise ukuthi kuyabhalwa (futhi kubhaliswe kahle) ngokwabo ngokwemithetho yabo ethile kazwelonke, ukumboza izimpahla zabo kulelo gunya kanye nokuqokwa kwabaqaphi abahlala khona. Lokhu kuzokuguqula ngokuphelele indlela imithetho nemikhuba yokugcinwa kwamafa kanye nemikhuba engasetshenziswa ngayo yizinkantolo zakulelo zwe. Uma bengakwenzi lokhu, kuzosebenza umthetho ojwayelekile weSharia. Iziphathimandla zendawo zizosebenzisa imithetho nezivumelwano zazo zasendaweni ngokuqinile futhi ngokuvamile azizweli ezidingweni zomndeni othile, ukukhathazeka noma izifiso.
- Ukulungiselela incwadi yefa ehlukile egunyaziwe kuzokusiza wena kanye nababi befa bakho ekuhlukaniseni izimpahla zakho, ngokuya ngentela yamafa kanye nemisebenzi yokufa ezindaweni ezithile, futhi kungagwema ukukhokha intela ephindwe kabili kuzimpahla ezifanayo. Lokhu kubaluleke kakhulu kwiziphathimandla ezingenayo intela yefa / imisebenzi yokufa, ukuze lezo zimpahla zingangeni efeni lakho lapho kuzokhokhwa khona imisebenzi yokufa.
- Kwenza ukuqokwa komabi wamafa oqeqeshiwe futhi owaziwayo enkantolo kube lula, futhi kunciphisa kakhulu isikhathi, izindleko kanye nezinkinga kuzo zonke iziphathimandla, ikakhulukazi lapho inkampani eyodwa yobuchwepheshe isebenza khona nayo yonke impahla yomhlaba.
- Ama-will kudingeka “abiyelwe” ngendawo ngayinye, ngakho-ke kungcono ukuthola izeluleko zochwepheshe ngokomthetho.Isibonelo, uma unamafa amaningi anqunyelwe ngqo kwizimpahla ze-UK, South Africa, US kanye ne-Australia, kepha nawe Unezimpahla e-Isle of Man, uzofela e-Isle of Man uma ungenayo incwadi ye-Manx will (enezindleko ezengeziwe ze-probate ezihambisana nokufaka ifa le -ateate endaweni engaphesheya kwezilwandle). I-probate kungenzeka ingagwemeki ngemithetho yeManx, kepha ukuba ne-Manx ehlukile yokumboza izimpahla ze-Isle of Man kuzodala ukuqiniseka, kugweme ukubambezeleka kanye nesicelo senkantolo esingavela.
Kubalulekile ukuthi umthetho ngamunye uzobhekela imithetho yendawo nezintela, futhi ungabuyisi noma ukhansele enye intando, noma udale ukungaqondakali.
Yini Enganconywa yi-Dixcart?
Imindeni yamazwe omhlaba kufanele icabangele ukusetshenziswa kwababi befa jikelele kanye nabaphathiswa (imvamisa inkampani eyodwa yamazwe amaningi eqinile noma inkampani ethembekile) ebaziyo nemindeni yabo uqobo, ibibambe iqhaza ekuhleleni ifa labo emhlabeni wonke, futhi abanolwazi olusebenzayo lwabo amabhizinisi nezakhiwo. Lokhu kuzosiza ekuqinisekiseni ukuthi yonke impahla yabo nazo zonke izimpahla zabo zivikelwe, futhi kungabhekwana nazo “ngaphansi kophahla olulodwa” ngokushesha, ngokuyimfihlo, ngokukhululekile nangezindleko ezincishisiwe.
Iphuzu lokugcina: qiniseka ukuthi abaphathi bakho obakhethile nabaphatheli bakho banamandla asemthethweni nawokwethenjelwa okungaqokwa kanjalo kuzo zonke iziphathimandla lapho unefa khona. Emazweni amaningi, iziphathimandla ezifanele ze-probate zilandela izinqubo eziqinile nezinqubo 'zokuhlola' ukuqoka abaphathi kanye nabaphatheli, ukuqinisekisa ukuthi amafa nezindlalifa ziyavikelwa. Qiniseka ukuthi umabi wefa wakho ophakanyisiwe kanye nomphathiswa ngeke ahoxiswe noma kufanele anikeze isibopho sokuphepha, esizodala ukudideka nokubambezeleka, futhi kungaholela ekuqokeni omunye umuntu esikhundleni sabo.
Ulwazi Olwengeziwe
Uma udinga eminye imininingwane maqondana namawili noma amafa ahlukahlukene, noma unemibuzo ngokuphathelene ukuhlelwa kwefa, ukuhlela intela yefa, noma ukuhlola emazweni lapho ungumnikazi wempahla, sicela ukhulume nehhovisi lethu le-Dixcart e-UK: iseluleko.uk@dixcart.com.
Sicela ubheke wethu Iklayenti elizimele ulwazi.
Kubuyekezwe: Januwari 2020
