Ama-Trust Nezisekelo: Imibono Yamanje evela e-Dixcart Isle of Man

Isendlalelo: I-Isle of Man Trusts and Foundations

I-Isle of Man iyindawo eyaziwa kakhulu ngokusungulwa nokuphatha kokubili i-Isle of Man Trusts and Foundations. Sisanda kubhala uchungechunge lwezihloko ezintathu eziphelele maqondana Ama-Trustees ase-Offshore. Ngokufanayo ungathola Izihloko ezintathu, ezivezwe kuwebhusayithi yethu, ngesihloko esithi Isle of Man Foundations.  

Lesi sihloko siyingxenye yengxoxo, nesifundo esiyisibonelo esibonisa ukuthi ama-Trust nezisekelo zingasetshenziswa kanjani ngokuhlangene, ukuze kuzuzwe izinjongo ezithile. Iphinde ihlole izinguquko ezizayo ku-Isle of Man Trust Law.

Ingabe Ama-Trust kanye Nezisekelo Ziyizakhiwo Ezingcono Kakhulu Zokulondolozwa Kwempahla kanye Nokuhlelelwa Ukulandelana?  

Izinguquko zakamuva kuzwelonke, kokubili ngokwentela, kodwa nombono womphakathi, zisho ukuthi imindeni ye-HNW idinga ukubheka uhla lwezixazululo ukuze ifinyelele izinhloso zayo.

Lapho izimo zomuntu ngamunye zivuma, ama-Trust kanye Nezisekelo, nokho, ziyaqhubeka nokubamba iqhaza elibalulekile ekuhleleni ifa lomndeni le-HNW. Ngokuvamile umphakathi usenombono wokuthi ukuncishiswa kwentela kuwukuphela kwenhloso yokusungula i-Trust noma uhlaka lweSisekelo, kuyilapho eqinisweni lunenjongo ebanzi kakhulu, ikakhulukazi maqondana nokuhlela ukulandelana.    

Izici ezihlinzekwa ama-Trust kanye nezisekelo zifaka:

  • Ikhono lemindeni lokubeka ukuthi ingathanda ukuthi izimpahla zigcinwe futhi zabiwe kanjani esikhathini eside.
  • Ukwengamela okuhlobene nezimpahla zomndeni, 'namasheke namabhalansi' afanelekile maqondana nabaphatheli noma amalungu ebhodi lesisekelo, athatha umthwalo wemfanelo wokunakekela izinto ngendlela ehlangabezana nezidingo zomndeni othile.
  • Uhlaka oluqinisekisa ukuthi izinhloso zomnikazi ingcebo oshonile noma okhubazekile mayelana nendlela izimpahla okufanele ziphathwe ngayo futhi zabiwe, zicatshangelwa ngokugcwele.

Yini okufanele icatshangwe yimindeni enezimo eziningi lapho Isungula Isikhwama noma Isisekelo?

Iklayenti ngalinye kufanele licabangele izimo zalo, lilandelwe eduze yilokho elibheke ukukuzuza.

Uma la maphuzu amabili esehlonziwe, isinyathelo esilandelayo kufanele ngaso sonke isikhathi kube ukufuna iseluleko sentela esiqondene nezimo.

Ucwaningo lwesigameko

Ihhovisi le-Dixcart e-Isle of Man, muva nje lisize ikhasimende ebelibheke ukubeka ukuvikelwa kwempahla kanye nokuhlela ukulandelana kwebhizinisi lomndeni walo. 

Uthishanhloko wayengahlali e-UK, kanti umndeni obanzi wawuzinze ezindaweni ezihlukahlukene ze-Civil Law.

Ekuhlolweni kokuqala, uma kubhekwa ukuxhunyaniswa neziphathimandla ze-Civil Law, iSisekelo sabonakala singafanelana kangcono kakhulu, nokho, uma kubhekwa impatho ye-UK yezisekelo njengemoto yebhizinisi, okungenani ngaleso sikhathi, lokhu bekungaba yingozi kuthishanhloko, abebezothola isiqiniseko esikhulu ngesakhiwo seTrust. 

Ngakolunye uhlangothi kube nokukhathazeka ngokuthi njengoba iningi lomndeni lisendaweni ye-Civil Law, iziphathimandla zabo zentela zasendaweni zingase zingasiboni isakhiwo se-Trust. 

  • Ekugcineni, futhi ngaphansi kwezeluleko zochwepheshe ngaleso sikhathi, sabeka isakhiwo se-Trust/Foundation Hybrid esasinikeza isivikelo emndenini uwonke. Isisekelo se-Isle of Man sakhiwe, ngenhloso eyodwa yokusebenza njengomphathiswa we-Isle of Man trust.

Ngakho-ke, ngokombono we-Common Law, isakhiwo saqashelwa njengesakhiwo se-trust, kodwa uma isakhiwo siphonselwa inselelo ngaphakathi kwendawo yomthetho yomthetho, izinkantolo zizosiqaphela isimo esingokomthetho seSisekelo, ngaleyo ndlela zilondoloze izici zaso zokuvikela impahla.

Ingabe Kukhona Okuzoshintsha E-Isle of Man Okuhlobene Nama-Trust?

Ukubuyekezwa okukhulu kokugcina kwe-Trust Legislation e-Isle of Man kwaba uMthetho we-Trustee ka-2001, ngakho-ke ukuphinde kubuyelwe kwakwephuzile.

Umthethosivivinywa wama-Trust kanye nama-Trustees 2022 wathola ukufundwa kwawo kokuqala e-Tynwald, e-Isle of Man Parliament, ngoJuni 2022. Umthethosivivinywa osalungiswa uhlose ukuqhubekisela phambili i-Islands Trust Legislation futhi uphakamise izichibiyelo ezimbalwa kumthetho wamanje.   

Izichibiyelo ezimbili ezithakaselwa kakhulu yilezi:

1. Umsebenzi Wokudalula Ulwazi Lwezethenjwa

'Ulwazi' lwe-Trust luchazwa njengolwazi noma imibhalo ehlobene ne-Trust, okuhlanganisa nama-akhawunti e-Trust. UMthethosivivinywa ubeka izinhlinzeko iTrust Instrument engazinikeza futhi/noma ibeke imingcele ngempela ukuthi ubani onelungelo lokuthola Ulwazi Lwe-Trust.

Futhi iphakamisa ukunikeza ilungelo kumaqembu athile, ikakhulukazi abahlomuli kanye noMvikeli weThrasti nabavikeli abangaphakeli, ukuthi bacele ulwazi. 

2. Amandla Okumemezela Ukusetshenziswa Kwamandla Angasebenzi

Lesi simiso sivumela inkantolo ukuthi ibekele eceleni ukusetshenziswa kwamandla oMphathiswa (ama-Trustees), lapho ama-Trustees esebenzise amandla awo ngendlela efanele, kodwa ehluleka ukucabangela izinto ezifanele, futhi ukube bakwenzile lokho, bebengeke bakwenze lokho. isenzo esasithathiwe.

Ulwazi Olwengeziwe

Uma udinga ulwazi olwengeziwe mayelana nama-trust nezisekelo nokuthi singasiza kanjani, sicela ukhululeke ukuxhumana naye UPaul Harvey ehhovisi laseDixcart e-Isle of Man.

IDixcart Management (IOM) Limited inikwe ilayisense yi-Isle of Man Financial Services Authority.

Buyela ohlwini