Kungani Usebenzisa Isakhiwo Sokutshalwa Kwezimali Komndeni Futhi Kungani Usebenzisa Inkampani YeGuernsey?

  • ncwadi 23 January 2020

  • | Izikhombo IN630

Izinkampani zokutshalwa kwezimali komndeni ziya ngokuya ziduma njengenye indlela yama-trust ingcebo, izakhiwo kanye nokuhlela ukulandelana.

Kungani ukusetshenziswa kwe-Family Investment Companies Kukhule? 

Ukusetshenziswa kwabo kukhule kakhulu eminyakeni yamuva, ikakhulukazi ezimweni lapho kunzima khona ngabantu ukuba badlulisele inani ku-trust, ngaphandle kokukhokhiswa intela ngokushesha, kodwa kunesifiso sokuqhubeka nokuba nokulawula okuthile kanye/noma ukuthonya ukuvikela ingcebo yomndeni.

Izinzuzo zeNkampani Yokutshalwa Kwezimali Zomndeni zihlanganisa:

  1. Uma sicabanga ukuthi umuntu unokheshi ongawudlulisela enkampanini, ukudluliselwa enkampanini akukhokhi ntela.
  2. Kubantu base-UK abathathwa njengabanekhaya ngeke kube nenkokhiso esheshayo ku-UK Inheritance Tax (IHT), ngesipho samasheya esivela kumnikeli siya komunye umuntu, njengoba lokhu kuthathwa njengokudluliswa okungase kube nokukhululwa (PET). Ngeke kube neminye imithelela ye-IHT kumnikeli uma ephila iminyaka eyisikhombisa kulandela usuku lwesipho.
  3. Umnikeli usengakwazi ukugcina into ethile yokulawula enkampanini, inqobo nje uma Imibhalo Yenhlangano ibhalwe ngokucophelela.
  4. Awukho umgubho weminyaka eyishumi noma inkokhiso yokuphuma ye-IHT.
  5. I-Family Investment Companies iyintela engenayo ephumelelayo emalini etholwayo njengoba izinzuzo eziningi zizotholwa mahhala enkampanini.
  6. Abanikazi bamasheya bakhokha intela kuphela kuze kufike lapho inkampani isabalalisa imali engenayo. Uma inzuzo igcinwa ngaphakathi kwenkampani akukho ntela ezokhokhwa abaninimasheya.
  7. Imindeni yamazwe ngamazwe eyenza ukutshalwa kwezimali okuqondile ezinkampanini zokutshala izimali zase-UK njengabantu ngabanye, banesibopho se-UK IHT kulezo zimpahla ezitholakala e-UK futhi kuyatuseka ukuthi ibe nentando yase-UK yokubhekana nalezo zimpahla lapho beshona. Ukwenza lokho kutshalwa kwezimali nge-Family Investment Company kususa isikweletu ku-UK IHT futhi kususa isidingo sokuba nencwadi yefa yase-UK. Lokhu kuyinqobo nje uma Inkampani Yokutshalwa Kwezimali Yomndeni iphesheya kolwandle futhi abantu bangabahlali base-UK, noma abangahlali e-UK okungeyona indawo (noma okungeyona indawo ecatshangwayo), ukuze bathole inzuzo ye-IHT.
  8. Imemorandamu kanye nama-Articles of Association kungakhulunywa ngezidingo zomndeni. Ngokwesibonelo, kungaba nezigaba ezihlukene zamasheya anamalungelo ahlukene amalungu omndeni ahlukene, ukuze avumelane nezimo zawo kanye nokuhlangabezana nezinjongo zokuceba nokulandelana kwabasunguli.

 Kungani Usebenzisa Inkampani YeGuernsey?

Kunezizathu ezimbalwa zokuthi kungani kusebenza kahle ukusebenzisa Inkampani yase-Guernsey esakhiweni seNkampani Yokutshala Imali Yomndeni: 

  • Inkampani izokhokha intela ngenani elingu-0% kunoma iyiphi inzuzo yasendaweni ekhiqizwayo (i-Guernsey Corporate Tax Rate).
  • Kuncike ekutheni inkampani ifakwe e-Guernsey futhi irejista yamalungu igcinwa, njengoba kudingekile, e-Guernsey, kungenzeka ukugcina isimo 'sendawo engabaliwe' ngokuhlobene ne-UK IHT (ngaphandle kwendawo yokuhlala yase-UK).
  • Amasheya enkampani awawona amafa ase-UK. Uma inkampani iyinkampani yangasese yaseGuernsey ayidingi ukufaka ama-akhawunti. Nakuba kunerejista yobunikazi enenzuzo yezinkampani zase-Guernsey, lokhu kuyimfihlo futhi akusesheki ngumphakathi. Ngokuphambene, inkampani yase-UK izodinga ukufaka ama-akhawunti kumarekhodi asesidlangalaleni, futhi abaqondisi nabanikazi bamasheya bazofakwa ohlwini kuwebhusayithi yeCompanies House, iwebhusayithi yamahhala neseshekayo. Abanikazi bamasheya, ngaphezu kwalokho, bazothathwa njengabanempahla yase-UK, kungakhathaliseki ukuthi bahlala kuphi emhlabeni.
  • Izidingo zokuthobela kanye nemithetho yezinkampani okungezona ezase-UK zivame ukubhekwa njengezinkulu kunezinkampani zase-UK. Kodwa-ke lezi zidingo zizulazula kalula nangempumelelo ngefemu efanele yobungcweti, nangokuhlela okufanele. 

Izizathu Ezengeziwe Ezenza Izinkampani Zokutshalwa Kwezimali Zomndeni Zandise Ukuduma

Izinkampani zokutshala izimali zemindeni nazo sezidume kakhulu e-UK, ikakhulukazi phakathi kwezakhamuzi zase-UK kanye nabantu abazimele. Lokhu kudalwa kakhulu yikhono lokuqoqa imali engenayo kanye nenzuzo, ukhokhe intela yenhlangano kuphela. Ngaphezu kwalokho, uma yonke imali engenayo isesimweni sezabelo, akumele kube nesibopho sentela. 

Kungakhathaliseki ukuthi sikhona yini isimo sentela sase-UK okufanele sicatshangelwe, Inkampani Yokutshalwa Kwezimali Yomndeni ingase ijwayeleke futhi iqondwe kangcono kune-trust, ekuhleleni ingcebo kwemindeni eminingi nokuvikelwa kwempahla.

Ulwazi Olwengeziwe

I-Dixcart Group inesipiliyoni seminyaka engamashumi amahlanu sokweluleka amakhasimende ngamasu okuphatha ingcebo ukuze ahlangabezane kangcono nezimo ezithile futhi siyaziqonda izinkinga ngokuvamile eziyinkimbinkimbi ezihilelekile.

Ihhovisi le-Dixcart e-Guernsey linikeza izeluleko kumakhasimende ambalwa azimele futhi linolwazi olunzulu ekusunguleni nasekuphatheni izinhlaka zezinkampani zaseGuernsey.

Ukuze uthole ulwazi olwengeziwe mayelana ne-Guernsey Family Investment Companies, sicela ukhulume no-John Nelson noma u-Steve de Jersey ehhovisi le-Dixcart e-Guernsey: iseluleko.guernsey@dixcart.com, noma koxhumana naye ojwayelekile we-Dixcart.

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