Kutheni le nto kukho ukuPhakama kwabaThengi abafuna ukuCwangciswa okulandelayo kunye neengcebiso zoLwakhiwo
Ukusukela oko kwaqhawulwa iCovid-19, abantu abaninzi ngoku baphonononga ilifa labo kwaye babeka amanyathelo afanelekileyo ngokubhekisele ekucwangciseni ubundlalifa. Nangona kungenjalo inkuthazo yokukhuthaza abantu ukuba baphonononge imicimbi yabo, iCovid-19 ngokuqinisekileyo iqinisekisile ukubaluleka kwayo.
I-Covid-19 ibonelele ngesizathu kwiintsapho ezininzi ukuba 'zithathe isitokhwe' kwaye zibeke okanye zihlaziye amanyathelo asebenzayo malunga nokucwangciswa kobundlalifa.
Ukusukela oko kwaqhawulwa iCovid-19, abantu abaninzi ngoku baphonononga ilifa labo kwaye babeka amanyathelo afanelekileyo ngokubhekisele ekucwangciseni ubundlalifa. I-Covid-19 ngokuqinisekileyo ayisiyiyo eyona nto iphambili ekukhuthazeni abantu ukuba baphonononge imicimbi yabo, ngokuqinisekileyo iqinisekisile ukubaluleka kwayo.
Kumazwe aliqela, ucwangciso lokulandelelana lunokuba nzima, ngakumbi amanye amazwe aseLatin America kunye namanye amazwe oMthetho woLuntu, apho kusenziwa imigaqo yokunyanzelwa kwendlalifa. Ngaphandle kokuba izicwangciso ezizezinye zibekwe kwangethuba, ubuncinci inxenye yelifa, ziya kwahlulwa ngokuzenzekelayo phakathi kwamalungu osapho asaphilayo, kunokuba kwabelwane ngokwentando yomntu.
Irhafu yamanye amazwe sesinye isizathu sokuba abantu banqwenela ukubeka amanyathelo olungelelwaniso. Uninzi lwexabiso eliphezulu labantu kunye neentsapho zibandakanya enye okanye ezingaphezulu zoBume boTyalo-mali kwiNtsapho, iTrasti okanye iSiseko njengenxalenye yocwangciso lwabo.
Amanyathelo asi-8 ukuya kwisicwangciso sokuphumelela
- Chonga ngokuthe ngqo ukuba ziziphi iziphumo ekujongwe ukuba zibe sisicwangciso sobundlalifa.
- Ukuseka imigaqo-nkqubo kunye nokuseka inkqubo yokuphonononga ukuqinisekisa ulondolozo olwaneleyo kunye nokudluliselwa kobutyebi kwisizukulwana esilandelayo.
- Ukuphonononga ubume bobumnini balo naliphi na ishishini elifanelekileyo kunye nezinye iiasethi. Amanye amashishini osapho anokuba nabasebenzi abangathanda ukubabandakanya ngaphakathi kocwangciso, ngokungathi kunjalo ngamalungu osapho.
- Qonda ukuba isebenza njani imithetho yendawo, ngokunxulumene nelifa. Cinga apho onke amalungu osapho afanelekileyo ahlala khona, kunye nomhlali werhafu, nokuba ingaba ziziphumo zini ezinokubakho malunga nokutshintsha kobutyebi bosapho.
- Cinga okanye uphonononge ukhetho, kubandakanya nokusetyenziswa kweenkampani ezibambe kunye / okanye zokukhusela ubutyebi bosapho njengeenkampani zotyalo mali losapho, iziseko, itrasti, njl.
- Ukuphonononga izakhiwo zotyalo-mali zamanye amazwe, kubandakanya nokubanjwa kwezindlu nomhlaba, ngokwembono yokukhuselwa kwerhafu.
- Inkqubo yokugcinwa kwemfihlo kufuneka yenziwe ukuze kujongwane nezicelo zolwazi eziyimfihlo ezichaphazelekayo ezivela kumaziko emali nakwabanye abantu.
- Chonga abaphumeleleyo kunye nendima yabo, phuhlisa unxibelelwano oluvulekileyo phakathi kwamalungu osapho, ngakumbi ngokubhekisele ekuthathweni kwezigqibo kunye neenkqubo eziqhubekayo.
Onke la manyathelo angentla kufuneka athathelwe ingqalelo ukukhusela umntu okanye ubutyebi bosapho kunye / okanye amashishini kwimeko yezehlo ezingalindelekanga ezenzekayo; kunyanzelekile ukuba uphinde uphonononge la manyathelo angentla rhoqo kwaye ufune iingcebiso ngokubhekisele kwezona zomthetho zifanelekileyo.
Ulwakhiwo loShishino loSapho
Inkampani yotyalo-mali yosapho yinkampani apho kuthathwa khona abanini zabelo kwizizukulwana ezahlukeneyo zosapho olunye. Ukusetyenziswa kwenkampani yotyalo-mali yosapho ikhule kakhulu kule minyaka idlulileyo, ngakumbi kwiimeko apho kuye kwanzima ukudlulisa ixabiso kwi-trust, ngaphandle kokwenza irhafu kwangoko kodwa kukho umnqweno wokuqhubeka nolawulo kunye nefuthe ngaphezulu Ukulondolozwa kobutyebi bosapho.
Ngolwazi oluthe kratya malunga nezibonelelo zenkampani yotyalo-mali yosapho: Kutheni usebenzisa ulwakhiwo loShishino loSapho kwaye kutheni usebenzisa iGuernsey Corporation?
Iitrasti, iZiseko kunye neenkampani zabucala zeTrust
Iitrasti ziyaqhubeka nokuba sisakhiwo esidumileyo xa usenza ipropathi kunye nocwangciso lokulandelelana kwaye zisetyenziswa kwimimandla emininzi yoMthetho oqhelekileyo. Ithemba sisixhobo esiguquguqukayo; kwinqanaba elisisiseko, umxholo wentembeko ulula ngokulula: I-Settlor ibeka iiasethi elugcinweni lomnye ngokusemthethweni (iTrasti), ophethe iiasethi ukuze kuzuze omnye umntu (uMxhamli).
IiTrasti ngabo bajongene kwaye balawula ukuthembana. Indima yabo kukujongana neeasethi ngokweminqweno kaSettlor kunye nokulawula ukuthembakala mihla le. Ke ngoko, ukuqaphela ukuba ngubani omiselwe iTrasti kubaluleke kakhulu.
Kwindlela efanayo iSiseko sinokufeza imisebenzi emininzi efanayo kumthetho woLuntu kumazwe. Ii-asethi zihanjiswa kubunini beSiseko esilawulwa nguMgaqo-nkqubo waso kwaye silawulwa liBhunga ukuze kuxhamle abaxhamli.
Inkampani iTrust Trust (PTC) liqumrhu eligunyazisiweyo ukuba lisebenze njenge Trasti kwaye ihlala isetyenziswa njengesixhobo sokukhusela iiasethi. Ukusetyenziswa kwe-PTC kunokwenza ukuba umthengi kunye nosapho lwakhe bathathe inxaxheba kulawulo lwee-asethi nakwinkqubo yokwenza izigqibo.
ISwitzerland yamkele iitrasti ngokuqinisekiswa kweNgqungquthela yeHague yoMthetho osebenza kwiTrasti (1985), nge-1 kaJulayi 2007. ISwitzerland ikwinkqubo yokwenza umthetho wayo wokuthembela kwaye sele iitrust zivela kweminye imimandla, eyenziwe phantsi kwemithetho ethile, yamkelwe kwaye inokulawulwa eSwitzerland. Ukusetyenziswa kwenkampani yaseSwitzerland njengeTrasti kunokuba nomtsalane kulungelelwaniso olongezelelekileyo lwemfihlo olinikwa ngumthetho waseSwitzerland.
IsiNgesi, iGuernsey, i-Isle of Man, iMalta okanye iNevis Law esekwe ngentembeko kwiiTrasti zaseSwitzerland zinokunika inani lezinto ezifanelekileyo zerhafu kunye nezibonelelo ngokubhekisele kulondolozo lobutyebi kunye nokugcinwa kwemfihlo. I-Dixcart inokuseka kwaye ilawule izakhiwo zentembeko. Olunye ulwazi malunga nezibonelelo zokusebenzisa iTrasti yaseSwitzerland lunokufumaneka apha: Ukusetyenziswa kweTrasti yaseSwitzerland: Njani kwaye ngoba?
isishwankathelo
Ngamaxesha okungaqiniseki kunye nesiphithiphithi sehlabathi, njengoko kubangelwa nguCovid-19, uninzi lwabathengi bethu lujolise ekuqinisekiseni ukuba bakhuselekile-ukukhusela ubutyebi bosapho babo kwizizukulwana ezizayo, ukubonelela ngozinzo kunye nokhuseleko lwexesha elide. Ukucwangcisela ubundlalifa kunye nokudluliselwa kobutyebi kwisizukulwana esilandelayo ngumba obaluleke kakhulu ongafanele ukujongwa. Ayisiyo kuphela indlela yokuphumeza utshintsho olwenzekayo, kodwa ikwakhusela kunye nolwakhiwo lweshishini. Amandla kunye nokuqonda kwesizukulwana esilandelayo malunga nendlela yokujongana nombutho kunye nolawulo lobutyebi obudluliselwe kubo nako kubalulekile.
Iqela iDixcart linamava angaphezulu kweminyaka engamashumi amane anesihlanu ekuncedeni abathengi ukuba baqhube kwaye baphathe iiOfisi zoSapho. Siyiqhelile imicimbi ejongene neentsapho kweli lizwe lihlala litshintsha kwaye sinamava abanzi ekunikezeleni ngeenkonzo zetrustee kulawulo oluninzi.
Sisebenza nesakhiwo ngasinye sobutyebi bosapho ukulungelelanisa unxibelelwano nosapho kunye nabacebisi babo okanye ukubonelela ngokufikelela, kunye nokunxibelelana, nabacebisi abongezelelweyo abaziingcali. Izicwangciso zinokubekwa endaweni ukuvumela utshintsho kubume bosapho kunye nobudlelwane ukuze kwamkelwe. Sikwaqinisekisa ukuba ngexesha lokumiliselwa kwezi zakhiwo, iziphumo zerhafu efanelekileyo ziyajongwa kwakhona kwaye kukho ukungafihli okupheleleyo. Olunye ulwazi lunokufumaneka apha: IiNkonzo zaBaxumi babucala: iTrasti, iZiseko, iOfisi yoSapho.
Ukuba ungathanda ukufumana ezinye iinkcukacha ngokubhekisele kulwakhiwo olusebenzayo kunye nesicwangciso sobundlalifa, nceda uthethe noMlawuli oqhelekileyo we-Dixcart okanye uqhakamshele: ingcebiso@dixcart.com.
