Kungani kukhona Ukwanda Kwamaklayenti Okudinga Ukuhlelwa Kokulandelana Neseluleko Sokwakhiwa
Selokhu kwagqashuka i-Covid-19, abantu abaningi manje sebebuyekeza izindawo zabo futhi babeka nezinyathelo ezisebenzayo mayelana nokuhlela ukulandelana. Yize ingeyona into ekhuthaza abantu ukuthi babuyekeze izindaba zabo, iCovid-19 ikugcizelele ukubaluleka kwayo.
I-Covid-19 inikeze isizathu sokuthi imindeni eminingi 'ihlole' futhi ibeke noma ibuyekeze izinyathelo ezisebenzayo mayelana nokuhlela ukulandelana.
Selokhu kwagqashuka i-Covid-19, abantu abaningi manje sebebuyekeza izindawo zabo futhi babeka nezinyathelo ezisebenzayo mayelana nokuhlela ukulandelana. I-Covid-19 ayiyona into esemqoka ekukhuthazeni abantu ukuthi babuyekeze izindaba zabo, ikugcizelele ukubaluleka kwayo.
Emazweni amaningana, ukuhlela ukulandelana kungase kube inkimbinkimbi, ikakhulukazi amazwe athile ase-Latin America kanye namanye amazwe e-Civil Law, lapho kusasebenza khona imithetho ephoqelelwe yobundlalifa. Ngaphandle kwalapho ezinye izinhlelo zenziwa kusenesikhathi, okungenani ingxenye yefa, izohlukaniswa ngokuzenzakalelayo phakathi kwamalungu omndeni asaphila, kunokuba kwabelwane ngokuthanda komuntu.
Intela yamazwe ngamazwe ngesinye isizathu esenza abantu bafise ukubeka izinyathelo zokuhlela. Abantu abaningi kanye nemindeni enenani eliphakeme kakhulu bahlanganisa eyodwa noma ngaphezulu Yesakhiwo Sotshalomali Somndeni Webhizinisi, Isikhwama noma Isisekelo njengengxenye yokuhlela kwabo.
Izinyathelo eziyi-8 zokuhlela ukulandelana okuyimpumelelo
- Khomba kahle ukuthi umphumela ohlosiwe wokuhlelwa kokulandelana kufanele ube yini.
- Ukusungula izinqubomgomo futhi umise inqubo yokubuyekeza ukuze kuqinisekiswe ukulondolozwa okwanele nokudluliselwa komcebo esizukulwaneni esilandelayo.
- Buyekeza ukwakheka kobunikazi banoma yimaphi amabhizinisi afanelekile nezinye izimpahla. Amanye amabhizinisi omndeni angase abe nabasebenzi angathanda ukubafaka phakathi kokuhlela, njengoba nje namalungu omndeni.
- Qonda ukuthi imithetho yendawo efanele ingasebenza kanjani, maqondana nefa. Cabangela lapho wonke amalungu omndeni afanelekile ahlala khona, kanye nabahlali bentela, nokuthi lokhu kungase kube yini imiphumela mayelana noshintsho lomcebo womndeni.
- Cabangela noma ubuyekeze izinketho zesakhiwo, okuhlanganisa ukusetshenziswa kwezinkampani eziphethe kanye/noma izimoto zokuvikela ingcebo yomndeni njengezinkampani zokutshala izimali zomndeni, izisekelo, ama-trust, njll.
- Buyekeza izinhlaka zokutshala izimali zamazwe ngamazwe, okuhlanganisa ukubanjwa kwezindlu ezithengiswayo, ngokombono wokuvikela intela nempahla.
- Izinqubo zokugcinwa kuyimfihlo zidinga ukwenziwa ukuze kubhekwane nezicelo zolwazi oluyimfihlo olufanele ezivela ezikhungweni zezimali nakubantu besithathu.
- Khomba abazongena ezikhundleni ezibalulekile kanye neqhaza labo, thuthukisa ukuxhumana okuvulekile phakathi kwamalungu omndeni, ikakhulukazi mayelana nokuthathwa kwezinqumo kanye nezinqubo eziqhubekayo.
Zonke lezi zinyathelo ezingenhla kufanele zicatshangelwe ukuze kuvikelwe ingcebo yomuntu ngamunye noma yomndeni kanye/noma amabhizinisi esimweni sezenzakalo ezingalindelekile ezenzeka; futhi kuyadingeka ukuthi kubuyekezwe lezi zinyathelo ezingenhla njalo futhi ufune iseluleko mayelana nezinhlaka zomthetho ezifanele kakhulu.
Izakhiwo Zokutshalwa Kwezimali Komndeni
Inkampani yokutshala imali yomndeni yinkampani lapho abanikazi bamasheya bethathwa ezizukulwaneni ezahlukene zomndeni owodwa. Ukusetshenziswa kwenkampani yokutshala imali yomndeni kukhule kakhulu eminyakeni yamuva, ikakhulukazi ezimweni lapho kube nzima khona ukudlulisa inani ku-trust, ngaphandle kokukhokhiswa intela ngokushesha kodwa kunesifiso sokuqhubeka nokuba nokulawula nokuba nomthelela ukulondolozwa kwengcebo yomndeni.
Ukuze uthole ulwazi olwengeziwe mayelana nezinzuzo zenkampani yokutshala imali yomndeni: Kungani Kufanele Usebenzise Isakhiwo Sokutshalwa Kwezimali Komndeni Futhi Kungani Usebenzisa I-Guernsey Corporation?
Ama-trust, ama-Foundations & Private Trust Companies
Ama-trust aqhubeka nokuba uhlaka oludumile lapho enza ukuhlelwa kwefa nokulandelana futhi asetshenziswa izindawo eziningi ze-Common Law. I-trust iyithuluzi elivumelana nezimo kakhulu; ezingeni eliyisisekelo, umqondo we-trust ulula uma kuqhathaniswa: I-Settlor ibeka izimpahla ezandleni ezisemthethweni zomunye (Umphathiswa), ophethe izimpahla ukuze kuzuze inkampani yangaphandle (Ohlomulayo).
Ama-Trustees yilabo abengamele futhi balawule i-trust. Indima yabo iwukubhekana nezimpahla ngokuvumelana nezifiso ze-Settlor futhi baphathe ukwethenjwa nsuku zonke. Ngakho-ke, ukucatshangelwa kokuthi ngubani oqokwe njengoMphathi kubaluleke kakhulu.
Ngendlela efanayo iSisekelo singafeza imisebenzi eminingi efanayo emazweni e-Civil Law. Izimpahla zidluliselwa kubunikazi beSisekelo esibuswa Umthetho Waso futhi esiphethwe uMkhandlu ukuze kuzuze abahlomuli.
I-Private Trust Company (PTC) yibhizinisi eligunyazwe ukusebenza njenge-Trustee futhi livame ukusetshenziswa njengemoto yokuvikela impahla. Ukusetshenziswa kwe-PTC kungenza iklayenti nomndeni walo bakwazi ukubamba iqhaza elibonakalayo ekuphathweni kwezimpahla kanye nenqubo yokuthatha izinqumo.
I-Switzerland yabona ama-trust ngokugunyazwa kwe-The Hague Convention on the Law Applicable to Trusts (1985), ngomhlaka-1 Julayi 2007. I-Switzerland isemkhankasweni wokuvumela umthetho wayo we-trust kanye nama-trust asevele kwezinye izindawo, akhiwe ngaphansi kwemithetho yawo ethile, iyaqashelwa futhi ingalawulwa eSwitzerland. Ukusetshenziswa kwenkampani yase-Swiss njenge-Trustee kungakhanga ngesendlalelo esicatshangelwayo sobumfihlo esinikezwe umthetho waseSwitzerland.
I-English, Guernsey, Isle of Man, Malta noma Nevis Law based trust with Swiss Trustees inganikeza inani lentela esebenza ngempumelelo kanye nezinzuzo mayelana nokugcinwa kwengcebo nokugcinwa kuyimfihlo. I-Dixcart ingasungula futhi iphathe izakhiwo ezinjalo zokuthembana. Ulwazi oluthe xaxa mayelana nezinzuzo zokusebenzisa i-Swiss Trustee ingatholakala lapha: Ukusetshenziswa kweTrustee yaseSwitzerland: Kanjani Futhi Kungani?
Isifinyezo
Ngezikhathi zokungaqiniseki neziyaluyalu zomhlaba wonke, njengoba kubangelwa i-Covid-19, amakhasimende ethu amaningi agxile ekuqinisekiseni ukuthi avikela ingcebo yemindeni yawo ukuze azuze izizukulwane ezizayo, enikeza ukuzinza nokuvikeleka kwesikhathi eside. Ukuhlelwa kwezikhundla kanye nokudluliselwa kwengcebo esizukulwaneni esilandelayo kuyindaba ebucayi okungafanele ishaywe indiva. Akuyona nje indlela yokuqalisa uguquko lwesizukulwane, kodwa futhi nokuvikela nokuhlela ibhizinisi. Ikhono nokuqonda kwesizukulwane esilandelayo mayelana nendlela yokubhekana nokuhleleka nokuphathwa komcebo odluliselwa kubo nakho kubalulekile ukucatshangelwa.
I-Dixcart Group inesipiliyoni seminyaka engaphezu kwamashumi amane nanhlanu ekusizeni amakhasimende ukuthi aqhube futhi aphathe Amahhovisi Omndeni. Sizazi kahle izinkinga imindeni ebhekene nazo kulo mhlaba wamazwe ngamazwe oshintsha njalo futhi sinolwazi olubanzi ekuhlinzekeni ngamasevisi ama-trustee ezindaweni eziningi.
Sisebenza nesakhiwo ngasinye sengcebo yomndeni ukuze sixhumanise ukuxhumana nomndeni kanye nabeluleki bawo noma ukunikeza ukufinyelela, nokuxhumana nabeluleki abangochwepheshe abengeziwe abazimele. Kungenziwa izinhlelo ezivumela ukuthi kubonakale izinguquko esakhiweni somndeni kanye nobudlelwano. Siyaqinisekisa futhi ukuthi ngesikhathi sokuqaliswa kwalezo zinhlaka, imithelela yentela efanele iyabuyekezwa futhi kuba nokungafihli lutho okugcwele. Olunye ulwazi lungatholakala lapha: Izinsizakalo Zeklayenti Ezizimele: Ama-trust, Izisekelo, Ihhovisi Lomndeni.
Uma ungathanda ulwazi olwengeziwe mayelana nesakhiwo esisebenzayo nokuhlela ukulandelana, sicela ukhulume noMphathi wakho we-Dixcart ovamile noma othintana naye: iseluleko@dixcart.com.
